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Bukti Peran Perilaku Keuangan Sebagai Pemediasi dalam Literasi Keuangan, Risk Tolerance dan Keputusan Investasi Sherli Wahyuni Dwi Afriani; Isnurhadi Isnurhadi; Yuliani Yuliani
Jurnal Manajerial Vol 10 No 03 (2023): Jurnal Manajerial
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jurnalmanajerial.v10i03.6271

Abstract

Background – The importance of planning in making investment decisions makes a person more mature in determining investment decisions to achieve financial well-being in the future. The realization of good investment decisions depends on appropriate financial instruments to invest in to maximize their use Aim – The purpose of this research is to determine the effect of Financial Literacy and Risk Tolerance on Investment Decisions mediated by Financial Behavior Design / methodology / approach – This research uses a quantitative approach and is analyzed using SmartPLS. Data obtained by Slovin sampling technique by distributing questionnaires to 400 respondents. Findings – The results of this study indicate that Financial Literacy, Risk Tolerance and Financial Behavior have a positive and significant effect on Investment Decisions. Financial Literacy and Risk Tolerance have a positive and significant effect on financial behavior. Financial literacy has a significant positive effect on investment decisions mediated by Financial Behavior. Risk Tolerance has a significant positive effect on Investment Decisions mediated by Financial behavior. Conclusion – Investors with good financial literacy and risk tolerance and followed by good financial behavior will make investment decisions according to their risk profile and investment objectives. Research implication – This research is for investors to broaden their knowledge regarding the functions of financial literacy and risk tolerance so that they can minimize bad financial behavior and be able to think rationally in investment decisions Limitations – The limitations of this research only include the variables of financial literacy, risk tolerance, financial behavior and investment decisions
Pendapatan dan Laba Bersih Sebelum dan Sesudah Pendanaan di Financial Teghnology: Studi UMKM Kota Palembang Nova Urba; Yuliani Yuliani; Rasyid HS Umrie
MBIA Vol 18 No 3 (2019)
Publisher : Direktorat Riset dan Pengabdian kepada Masyarakat Universitas Bina Darma

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (542.95 KB) | DOI: 10.33557/mbia.v18i3.680

Abstract

Industry 4.0 now brings up an innovation in all fields. One of them is the financial services sector by combining application-based lending technology. Innovations in trends in financial services related to access to financial products are known as Financial Technology (FinTech). This study aims to analyze the differences in income and net income before and after lending at FinTech. The research sample using the snow ball method was 26 respondents who had MSMEs. Data collection by questionnaire and data collected from 15 June to 15 July 2019. The method of data analysis is t-paired test. The research findings show that there are significant differences in MSME revenue after lending at FinTech. Net income has a significant difference after lending at FinTech. Research limitations for FinTech data in the Financial Services Authority or OJK are not yet complete, so the profile of MSMEs that conduct lending through FinTech is not yet in the database.
Peran Pemoderasi NPF dalam Pengaruh Financing Growth dan CAR terhadap Profitability H Hayatun Toyibah Masmuna; Yuliani Yuliani; Kemas Muhammad Husni Thamrin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 5 No. 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v5i6.161

Abstract

The aim of the study was to examine the effect of financing growth and Capital Adequacy Ratio (CAR) on profitability with Non Performing Financing (NPF) as moderation with a sample of 6 Islamic commercial banks registered with the Financial Services Authority during the 2011-2020 period. The analysis technique used is Moderated Regression Analysis (MRA). The results showed that financing growth had a positive and significant effect on profitability (ROA and ROE). CAR has a positive and significant effect on profitability (ROA), but not significant on profitability (ROE). In addition, the research results also show that NPF is not able to moderate the effect of financing growth on profitability (ROA and ROE). Conversely, NPF moderates by weakening the effect of CAR on profitability (ROA and ROE). In other words, profitability is expected to decrease because the use of bank capital is not optimal due to the large NPF value. This research contributes to Islamic commercial banks to carry out financing effectiveness and carry out CAR efficiency so that performance can improve financial performance.
THE EFFECT OF DEBT TO EQUITY RATIO AND RETURN ON EQUITY ON STOCK RETURN WITH DIVIDEND POLICY AS INTERVENING VARIABLES IN SUBSECTORS PROPERTY AND REAL ESTATE ON BEI Dina Nurhikmawaty; Isnurhadi Isnurhadi; Marlina Widiyanti; Yuliani Yuliani
Edunomic : Jurnal Ilmiah Pendidikan Ekonomi Fakultas Keguruan dan Ilmu Pendidikan Vol 8 No 2 (2020): EDISI SEPTEMBER
Publisher : FKIP Unswagati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33603/ejpe.v8i2.3531

Abstract

ABSTRACTDebt to Equity Ratio (DER) and Return on Equity (ROE) to stock returns with dividend policy as an intervening variable on property and real estate companies listed on the Indonesia Stock Exchange in 2014-2018. This type of research is quantitative. This research population publishes all property and real estate companies listed on the Indonesia Stock Exchange. The sampling technique used is purposive sampling. The data contributed to the research of 54 companies, and obtained a sample of 18 companies. Data analysis method used is path analysis (path analysis) using the multiple test. Based on the results of data analysis, it shows that: (1) Debt to Equity Ratio (DER) does not affect stock returns; (2) Return on equity (ROE) has a significant effect on stock returns; (3) Debt to Equity Ratio (DER) has a significant effect on Dividend Payout Ratio (DPR); (4) Return on equity (ROE) has a significant effect on Dividend Payout Ratio (DPR); (5) Dividend Payout ratio (DPR) can mediate the effect of Debt to Equity Ratio (DER) on stock returns; (6) Dividend payout ratio (DPR) can mediate the effect of return on equity (ROE) on stock returns.Keywords:Debt to Equity Ratio (DER), Return on equity (ROE), Stock Returns, Dividend Payout Ratio (DPR), Dividend Policy
Corporate Governance dan Kinerja Keuangan Perusahaan Pertambangan Indonesia Putri Exsanti; Yuliani Yuliani; Shelfi Malinda
Perspektif : Jurnal Ekonomi dan Manajemen Akademi Bina Sarana Informatika Vol 21, No 1 (2023): Maret 2023
Publisher : www.bsi.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jp.v21i1.15511

Abstract

This study aims to analyze the effect of corporate governance on financial performance. Financial performance is measured based on market value using the Tobin's Q model. Meanwhile, corporate governance is seen from the principle of independence by using managerial ownership, institutional ownership, and the size of the independent board of commissioners as proxies. Based on the purposive sampling method, 35 mining sector companies were selected which were listed on the Indonesia Stock Exchange with the 2016-2020 observation period so that 175 observation units were obtained. The data analysis technique uses multiple linear regression. The results showed that managerial ownership and institutional ownership had no effect on financial performance, while the size of the independent board of commissioners had a significant negative effect on financial performance. This shows that the number of shares owned by the company's management as well as private and government ownership does not affect the company's financial performance. Meanwhile, the greater the number of independent commissioners, the lower the company's financial performance based on market value. This could have been caused by a negative investor assessment that reduced demand for company shares, which in turn had an impact on a decrease in the company's market value. So, the company is advised to increase the number of independent commissioners. For further research it is suggested to use audit quality as another proxy and analyze the principles of Good Corporate Governance in a comprehensive manner.
PENGARUH REKRUTMEN DAN SELEKSI TERHADAP KOMPETENSI MELALUI PELATIHAN PEKERJA MIGRAN INDONESIAPT PUTRA JABUNG PERSADA Raice Antines; Yuliani Yuliani; Yos Karimudin; Wita Farla WK; Agustina Hanafi
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i5.12420

Abstract

Penelitian ini bertujuan untuk memberikan bukti empirik mengenai dampak rekrutmen dan seleksi, baik secara langsung maupun tidak langsung melalui pelatihan, terhadap kompetensi. Penelitian yang berjudul "Pengaruh Rekrutmen dan Seleksi Terhadap Kompetensi melalui Pelatihan Pekerja Migran Indonesia di PT. Putra Jabung Persada" ini mengkaji pengaruh rekrutmen dan seleksi terhadap kompetensi melalui pelatihan untuk pekerja migran Indonesia di PT. Putra Jabung Persada. Rancangan penelitian mencakup rencana menyeluruh mulai dari penyusunan hipotesis dan implikasi operasional hingga analisis akhir, kesimpulan, dan saran. Penelitian ini menjelaskan struktur masalah dan rencana penyelidikan untuk memperoleh bukti empiris mengenai hubungan-hubungan dalam masalah tersebut. Populasi penelitian terdiri dari 163 pekerja migran Indonesia di PT. Putra Jabung Persada, dengan 155 orang di Taiwan dan 8 orang di Singapura pada tahun 2023. Jenis data yang digunakan adalah data kualitatif, yaitu data primer yang diperoleh langsung dari sumber terkait, serta data sekunder dari sumber yang sudah ada. Pengumpulan data dilakukan melalui kuesioner yang telah disusun secara cermat. Variabel diukur menggunakan skala Likert, dan analisis data dilakukan dengan menggunakan Model Persamaan Struktural (SEM) untuk pengujian hipotesis. Hasil penelitian menunjukkan bahwa rekrutmen dan seleksi memiliki dampak positif signifikan secara langsung terhadap pelatihan pekerja migran Indonesia di PT. Putra Jabung Persada. Baik pelatihan maupun seleksi berdampak positif terhadap kompetensi pekerja migran di perusahaan tersebut. Selain itu, rekrutmen memberikan pengaruh positif terhadap kompetensi melalui pelatihan sebagai variabel intervening, demikian pula seleksi mempengaruhi kompetensi pekerja migran melalui pelatihan sebagai variabel intervening
THE EFFECT OF DEBT TO EQUITY RATIO AND RETURN ON EQUITY ON STOCK RETURN WITH DIVIDEND POLICY AS INTERVENING VARIABLES IN SUBSECTORS PROPERTY AND REAL ESTATE ON BEI Dina Nurhikmawaty; Isnurhadi Isnurhadi; Marlina Widiyanti; Yuliani Yuliani
Edunomic : Jurnal Ilmiah Pendidikan Ekonomi Fakultas Keguruan dan Ilmu Pendidikan Vol 8 No 2 (2020): EDISI SEPTEMBER
Publisher : FKIP Unswagati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33603/ejpe.v8i2.3531

Abstract

ABSTRACTDebt to Equity Ratio (DER) and Return on Equity (ROE) to stock returns with dividend policy as an intervening variable on property and real estate companies listed on the Indonesia Stock Exchange in 2014-2018. This type of research is quantitative. This research population publishes all property and real estate companies listed on the Indonesia Stock Exchange. The sampling technique used is purposive sampling. The data contributed to the research of 54 companies, and obtained a sample of 18 companies. Data analysis method used is path analysis (path analysis) using the multiple test. Based on the results of data analysis, it shows that: (1) Debt to Equity Ratio (DER) does not affect stock returns; (2) Return on equity (ROE) has a significant effect on stock returns; (3) Debt to Equity Ratio (DER) has a significant effect on Dividend Payout Ratio (DPR); (4) Return on equity (ROE) has a significant effect on Dividend Payout Ratio (DPR); (5) Dividend Payout ratio (DPR) can mediate the effect of Debt to Equity Ratio (DER) on stock returns; (6) Dividend payout ratio (DPR) can mediate the effect of return on equity (ROE) on stock returns.Keywords:Debt to Equity Ratio (DER), Return on equity (ROE), Stock Returns, Dividend Payout Ratio (DPR), Dividend Policy
Analisis Faktor-faktor Yang Berpengaruh Terhadap Cash Dividend Pada Perusahaan Go Publik Di Bursa Efek Indonesia Yuliani .
Jurnal Manajemen Maranatha Vol 9 No 1 (2009)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v9i1.61

Abstract

This research was to analyzed the factors influencing cash dividend on Indonesian Stock Exchange (IDX) during 2003-2007 observation period. Samples used purposive on LQ-45 with a criteria during observation period, the emiten divide dividend, so that the total samples obtained 13, and, after the process of Clasik Assumption is done, it reached 31 observations. Data Analysis technique used multiple regression analysis with Ordinary Least Square (OLS). Funding shown that DTA, EPS, and CFFF had significantly influenced cash dividend. On the other side, ROI, CaR, CR, CF, CFFO and CFFI was not significant. Simultaneously, independent variables were proved that they influenced on Cash Dividend.Keywords: Return on Investment, Cash Ratio, Current Ratio, Debt to Total Asset, Earning Per Share, Cash Flow From Operation, Cash Flow From Investing, Cash Flow From Financing, Cash Dividend.