Garuda - Garba Rujukan Digital

Pengaruh Capital Adequacy Ratio, Loan to Deposit Ratio dan Non Performing Loan terhadap Kinerja Keuangan pada Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia faradillah; Muhammad Fuad; Nur Ismanidar
Jurnal Mahasiswa Akuntansi Samudra Vol 1 No 1 (2020)
Publisher : Program Studi Akuntansi, Fakultas Ekonomi. Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (486.06 KB)

Penelitian ini bertujuan untuk melihat pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) dan Non Performing Loan (NPL) terhadap Kinerja Keuangan pada Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia. Populasi penelitian ini adalah Perusahaan yang terdaftar di Bursa Efek Indonesia sektor Perbankan pada tahun 2014-2015, dimana sampel penelitian ini berjumlah 10 perusahaan yang diambil dengan metode purposive sampling. Adapun data yang diolah adalah data sekunder berupa laporan keuangan periode 2014-2015. Berdasarkan uji regresi Linear Berganda, diporoleh persamaan Y = 9,033 + 0,016X1 + 0,162X2 – 0,002X3, dan hasil Uji t dab Uji F diperoleh kesimpulan bahwa Capital Adequacy Ratio dan Loan to Deposit Ratio berpengaruh positif dan signifikan terhadap Return On Asset pada perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia, dan Non Performing Loan berpengaruh negatif dan signifikan terhadap Return On Asset pada perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia. Sedangkan Capital Adequacy Ratio, Loan to Deposit Ratio, dan Non Performing Loan secara serempak berpengaruh signifikan terhadap Return On Asset pada perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia.

Aplikasi Handling Problem Unit IT Infrastruktur Divisi Teknologi Dan Sistem Informasi Pada Bpd Sumsel Babel Berbasis Website Susilo, Darmawan; Faradillah; Di Kesuma, Hendra
Jurnal Ilmiah Binary STMIK Bina Nusantara Jaya Lubuklinggau Vol 5 No 2 (2023): Jurnal Ilmiah Binary STMIK Bina Nusantara Jaya
Publisher : STMIK Bina Nusantara Jaya Lubuk Linggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52303/jb.v5i2.109

The Regional Development Bank (BPD) of South Sumatra and Bangka Belitung (Sumsel Babel) is a financial institution with a complex and important IT infrastructure system in its operations. The purpose of this research is to develop an application that can help in handling these problems. The method used in this research is the waterfall method which consists of requirements analysis, design, implementation, testing, and maintenance. The proposed solution design is a website-based problem handling application. This application will provide access to the IT Infrastructure Team to submit problem reports and monitor repair status in real-time. Additionally, this application will also be equipped with user management features, access rights management, and notification systems that will inform users of repair status. It is hoped that with this application, the efficiency and effectiveness of IT infrastructure problem handling can be better, thus speeding up response time in problem solving and increasing customer satisfaction. In conclusion, the use of website-based problem handling applications at the Regional Development Bank (BPD) of South Sumatra and Bangka Belitung (Sumsel Babel) can help improve the performance of the IT infrastructure unit of the Technology and Information Systems Division, thereby expected to better meet user needs.

Fraud Detection: Application of COSO on Auditing Accounting Information Systems in Plantation Companies Anggraini, Leriza Desitama; Faradillah
Journal of Accounting Science Vol 6 No 2 (2022): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jas.v6i2.1607

The research was conducted with the aim of developing internal controls in the accounting cycle, especially in accounting information systems based on the COSO Integrated Framework 2013. Internal control is very important for every company because it relates to the number of assets managed by the company. This research was conducted with a descriptive approach and method. The design of this research is a case study. Data collection techniques were carried out by interview and document inspection methods. After that, data collection is carried out as a source of information for internal control and obtaining. The results of this study indicate that the internal control of the accounting information system at PT XYZ is less effective so that the potential for vulnerability is still large. The accounting information system used today is still limited to data entry. Not yet have an integrated system that can support the company's business processes. This can open up opportunities for fraud to occur. In order to prevent or minimize the risk of the need for adequate control in the work unit, especially the accounting reporting unit through the accounting information system

Digitalisasi Pelaporan Realisasi Penggunaan Anggaran Penanggulangan Kemiskinan Kota Palembang faradillah; Fadhiel Alie, Muhammad; Rahmanda Putra, Rian
JUPITER (Jurnal Penelitian Ilmu dan Teknologi Komputer) Vol 16 No 2 (2024): Jurnal Penelitian Ilmu dan Teknologi Komputer (JUPITER)
Publisher : Teknik Komputer Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13221625

Poverty reduction is indeed a big task for countries around the world, including Indonesia. Poverty reduction programmes are often vulnerable to abuse due to various factors, such as a lack of transparency, accountability, and effective supervision. This research digitises reporting on the realisation of the use of the poverty reduction budget based on the web through the application of a geographic information system that shows maps of aid recipients, welfare conditions, and absorption of funds in poverty reduction programmes and activities in Palembang City through the development of a comprehensive Poverty Data Information System (SIDAK) using software. Development life cycle in system development methods. This SIDAK development uses DTKS (Integrated Social Welfare Data), which was previously called the Integrated Data Base (BDT), submission of budget and poverty reduction programme data from all OPDs in Palembang City as a data source in accordance with the nomenclature of programmes, activities, and sub-activities in this part of the design, referring to Minister of Home Affairs Regulation No. 90 of 2019.

A Description of The Level of Knowledge About Healthy Snack Foods in State Elementary SDN 106172 Syahrida, Syahrida Suryani Hasibuan; Sri Ramadhan Lubis, Fatma; Faradillah; Alfareza, Alditia
International Archives of Medical Sciences and Public Health Vol. 6 No. 1 (2025)
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/iamsph.v6i1.793

Healthy snacks are light meals or snacks that have good nutritional value and provide many benefits to health. Healthy snacks generally contain important nutrients such as vitamins, minerals, fiber, protein, and healthy fats. Therefore, snack foods are also a matter that needs attention from the public, as there are some snack foods that are unhygienic and pose a significant risk of contamination that can affect health. This is particularly important for elementary school children who are very vulnerable to this issue because they do not yet understand how to choose healthy snacks, which can have negative effects on their own health (Suci, 2009). This counseling aims to assess the knowledge of students at SD Negeri 106172 Tuntungan regarding healthy snacks and the benefits that can be obtained from consuming such foods. The method used in this research is a quantitative descriptive design method that involves three stages: pre-test, providing material through counseling and role-playing with the students, and post-test. The total number of respondents in this study was 30 people aged between 10-12 years old. The results of this study show that the level of knowledge about healthy snacks for students at SD Negeri 106172 Tuntungan falls into the category of "sufficient." However, after being provided with material about healthy snacks, their knowledge improved and reached the "good" category. The knowledge level of students at SD Negeri 106172 Tuntungan regarding healthy snacks during the pre-test was 74.6%, and after providing the material, conducting question and answer sessions, and administering the post-test, the knowledge level increased from 74.6% to 90.6%.

A Description of The Level of Knowledge About Healthy Snack Foods in State Elementary SDN 106172 Syahrida, Syahrida Suryani Hasibuan; Sri Ramadhan Lubis, Fatma; Faradillah; Alfareza, Alditia
International Archives of Medical Sciences and Public Health Vol. 6 No. 1 (2025)
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/iamsph.v6i1.793

Healthy snacks are light meals or snacks that have good nutritional value and provide many benefits to health. Healthy snacks generally contain important nutrients such as vitamins, minerals, fiber, protein, and healthy fats. Therefore, snack foods are also a matter that needs attention from the public, as there are some snack foods that are unhygienic and pose a significant risk of contamination that can affect health. This is particularly important for elementary school children who are very vulnerable to this issue because they do not yet understand how to choose healthy snacks, which can have negative effects on their own health (Suci, 2009). This counseling aims to assess the knowledge of students at SD Negeri 106172 Tuntungan regarding healthy snacks and the benefits that can be obtained from consuming such foods. The method used in this research is a quantitative descriptive design method that involves three stages: pre-test, providing material through counseling and role-playing with the students, and post-test. The total number of respondents in this study was 30 people aged between 10-12 years old. The results of this study show that the level of knowledge about healthy snacks for students at SD Negeri 106172 Tuntungan falls into the category of "sufficient." However, after being provided with material about healthy snacks, their knowledge improved and reached the "good" category. The knowledge level of students at SD Negeri 106172 Tuntungan regarding healthy snacks during the pre-test was 74.6%, and after providing the material, conducting question and answer sessions, and administering the post-test, the knowledge level increased from 74.6% to 90.6%.

Analisis Kualitas Layanan Pada Platform Keuangan Terhadap Kepuasan Pengguna Menggunakan E-Servqual Kurniawan, Alfin; Faradillah; Yulianti, Evi
Jurnal Ilmiah Informatika Global Vol. 16 No. 2: August 2025
Publisher : UNIVERSITAS INDO GLOBAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiig.v16i2.5414

This study analyzes the dominant dimensions of service quality affecting user satisfaction with the financial platform application in Palembang using the E-SERVQUAL method. Conducted quantitatively, the research involved 114 active financial platform users selected through purposive and snowball sampling. Data were collected via an online questionnaire measuring seven E-SERVQUAL dimensions: Efficiency, Fulfillment, System Availability, Privacy, Responsiveness, Compensation, and Contact. Analysis using SmartPLS 4.1.0.9 revealed Efficiency as the most dominant dimension (coefficient 0.266, p=0.000), followed by Privacy (0.236, p=0.001) and Contact (0.211, p=0.002), significantly influencing user satisfaction. In contrast, System Availability and Responsiveness showed no significant impact (p>0.05). These findings indicate that users prioritize transaction speed, ease of navigation, and data security over system uptime or customer service responsiveness. Most respondents were aged 18-25 (66.4%), with high school education (60.3%) and a monthly income below IDR 3 million (48.3%). The study recommends that the financial platform optimize application efficiency, enhance data protection, and improve customer service accessibility to boost user satisfaction. These insights provide a foundation for fintech platforms to refine digital services, particularly in tier-2 cities like Palembang.

Sistem Informasi Layanan Kesehatan Di Puskesmas Sukarami Yovita, Sukma; Sanmorino, Ahmad; Faradillah
Jurnal Ilmiah Informatika Global Vol. 16 No. 2: August 2025
Publisher : UNIVERSITAS INDO GLOBAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiig.v16i2.5443

Sukarami Health Center in Palembang is a public health facility owned by the local government of Palembang City, located on Jalan Kebun Bunga RT.37 RW. 05, Kebun Bunga Village, Sukarami Subdistrict, Palembang. In providing healthcare services, sometimes the information regarding these services is not easily accessible by the residents of Sukarami. This is because the Sukarami Health Center does not have its own independent website and has been relying solely on the Palembang Health Department’s website, which results in outdated information that cannot be directly communicated to the public. Additionally, during healthcare services, residents or patients often struggle to find out what services are available at the Sukarami Health Center. The staff and personnel at the Sukarami Health Center also face challenges in managing patient medical records. This is because patient data is not integrated, and they currently rely only on medical cards and handwritten medical record books, making the data prone to damage or loss. This study was conducted to simplify the service process at Sukarami Health Center, allowing patients to access healthcare information and have online consultations from home. The system being developed is also intended to facilitate the staff at the health center in managing service data and patient medical records. This health service information system is built as a website using the prototype software development method and the black-box testing method to ensure that the system is tested according to the input and output requirements from the users.

Analisis Efektivitas OPAC dalam Mendukung Mahasiswa Mencari Referensi Skripsi Menggunakan Model Delone & Mclean Andriani, Annisa; Faradillah; Kholik, Abdul
Jurnal Ilmiah Informatika Global Vol. 16 No. 2: August 2025
Publisher : UNIVERSITAS INDO GLOBAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiig.v16i2.5479

Online Public Access Catalog (OPAC) is a service provided by the UIGM Library to support the academic needs of students, particularly in accessing thesis collections. Although this system has supported access to academic information, there are still limitations, particularly in the presentation of data that is not yet detailed. This requires users to come directly to the library to obtain comprehensive information. This condition poses a unique challenge for working-class students, given the time constraints they face due to work schedules that do not align with library service hours. This research aims to analyze the effectiveness of OPAC in supporting students in finding thesis references and to identify the factors that influence its effectiveness based on the Delone and McLean model. The research results show that out of the nine hypotheses tested, six were accepted and three were rejected. These findings indicate that information quality, system quality, usage, and user satisfaction significantly contribute to the effectiveness of OPAC in thesis reference searches. Nevertheless, the effectiveness of OPAC still has room for further development.

ANALISIS KESIAPAN TRANSFORMASI DIGITAL PADA KELURAHAN PALEMBANG Julizar, Salshabila Pratami Putri; Antoni, Darius; Faradillah
Jurnal Ilmiah Informatika Global Vol. 16 No. 2: August 2025
Publisher : UNIVERSITAS INDO GLOBAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiig.v16i2.5783

Digital transformation is an important process to improve the efficiency and quality of services, including within the scope of village government. This study aims to analyze the extent to which Palembang Village is ready to face digital transformation by assessing factors such as environment, strategy, organization, human resources, service offerings, and technology and innovation. The methodology used is quantitative through surveys, questionnaires, and linear regression analysis. The findings of this study indicate that organization and human resources are the most significant factors influencing digitalization readiness. Validity and reliability testing show a high level of consistency in the research measuring instruments used. This study recommends increasing training for the workforce, strengthening technology infrastructure, and integrating digital systems to accelerate the digital transformation process. With the implementation of a planned digital transformation, it is hoped that there will be an increase in operational efficiency and public satisfaction with village services.

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