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All Journal Jurnal RAK (Riset Akuntansi Keuangan) CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia Al-Hisbah Jurnal Ekonomi Syariah Profit : Jurnal Inovasi Ekonomi dan Bisnis Journal of Islamic Economic and Law (JIEL)
Ismiati, Baiq
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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The Effect of Halal Price Label Product Quality and Halal Knowledge on Muslim Consumer Preference in Purchasing Scarlett Whitening Body Lotion: (Case Study of Santri Students in Bantul Regency) Azizah, Alifia Fitri Nur; Yunadi, Ahmad; Salam, Abdul; Ismiati, Baiq
Citizen : Jurnal Ilmiah Multidisiplin Indonesia Vol. 4 No. 1 (2024): CITIZEN: Jurnal Ilmiah Multidisiplin Indonesia
Publisher : DAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53866/jimi.v4i1.524

Abstract

This study aims to determine the effect of halal labels, prices, product quality and halal knowledge on Muslim consumer preferences in purchasing scarlett whitening body lotion. This research is quantitative research, which is taken from known samples. The population in this study were students of Bantul Regency. The sampling technique used porposive sampling to find a sample of 100 respondents. The type of data used is primary data where this data is in the form of a questionnaire. Data analysis techniques using SPSS. This research will produce partial and simultaneous tests. The results showed that the halal label variable did not affect the decision to purchase scarlett whitening body lotion. The price variable influences the decision to purchase scarlett whitening body lotion. Product quality variables influence the decision to purchase scarlett whitening body lotion. The halal knowlwdge variable influences the decision to purchase scarlett whitening body lotion. So it can be concluded that there is a simultaneous influence of the variable halal label, price, product quality, and halal knowledge on the decision to buy scarlett whitening body lotion.
Peran Zakat Dalam Pemberdayaan Ekonomi Perempuan: (Studi Kasus Pemberdayaan Rumah Zakat Terhadap Kelompok Usaha Bersama (KUBE) Rajut Hijau Indonesia di Dusun Karangasem, Sidomulyo, Pengasih, Kulonprogo Yogyakarta) Setiawan, Heri; Sujono, Rusny Istiqomah; Ismiati, Baiq; Kamal, Al Haq
Citizen : Jurnal Ilmiah Multidisiplin Indonesia Vol. 3 No. 4 (2023): CITIZEN: Jurnal Ilmiah Multidisiplin Indonesia
Publisher : DAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53866/jimi.v3i4.527

Abstract

The problem of women who are vulnerable to socio-economic conditions is still a problem that occurs in one of the sub-districts in Kulonprogo, to be precise in Karangasem Hamlet, Sidomulyo Village, Pengasih District, Kulonprogo Regency, DIY Province. Evidenced by data from 2018 to date which shows that there are still 340 Socio-Economic Vulnerable Women in the Pengasih sub-district and occupy the third most position for Socio-Economic Vulnerable Women from 12 sub-districts in Kulonprogo. However, some women with a low economy are still trying to meet the needs of their families and try to rise from their poverty by continuing to try to carry out their expertise, namely knitting. The method used in this research is a qualitative research method, where researchers obtain data by means of interviews, field observations, and documentation, then the results of the data obtained will be analyzed using SWOT analysis. The results of this study show that there are many impacts that have occurred with the existence of the Yogyakarta Zakat House through the development of zakat funds which are distributed to KUBE Kulonprogo Knitting Bag business actors, especially for women by looking at the results of the SWOT Matrix
ANALISIS EVALUASI MANAJEMEN PARIWISATA HALAL PERSPEKTIF FATWA DSN-MUI No.108/DSN-MUI/X/2016 : (Studi Atas Destinasi Wisata di Kabupaten Bantul, Yogyakarta) Hakim, Muhammad Rukhiyatul; Ismiati, Baiq
Profit : Jurnal Inovasi Ekonomi dan Bisnis Vol. 2 No. 1 (2024): PROFIT: Jurnal Inovasi Ekonomi dan Bisnis (On Progress)
Publisher : DAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53866/profit.v2i1.500

Abstract

As a Muslim-majority country, Indonesia recognizes that Islamic principles cover various aspects of life, including economics and industrial management. One sector that is experiencing rapid growth is halal tourism, which has great potential to continue to grow. This study aims to evaluate the extent to which tourist destinations in Bantul Regency meet halal standards regulated in Fatwa DSN MUI No.108/DSN-MUI/X/2016 concerning Tourism Implementation Guidelines in accordance with Sharia Principles. The research method used is qualitative with a descriptive analysis approach through case studies, involving data collection from various tourist destinations in Bantul Regency. The analysis results show that the compatibility level between implementing tourist destinations in Bantul Regency and the parameters of halal destinations based on Fatwa DSN MUI No.108 / DSN-MUI / X / 2016 is 93.94%. Nevertheless, there is still room for improvement, especially related to practices contrary to the principles of religious law, especially in tourist destinations that have links to culture, history, or places considered sacred. This is in line with the tendency of Indonesian society, especially Javanese, which tends to have mystical and supernatural views.
THE ROLE OF ZAKAT ACCOUNTING: NORMATIVE AND CONTEXTUAL APPROACH TO CASE STUDY IN INDONESIA Panggiarti, Endang Kartini; Muslim, Azis; Ismiati, Baiq
Riset Akuntansi Keuangan Vol 6, No 2 (2021): Oktober 2021
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rak.v6i2.5715

Abstract

The aim of this study is to find out about the role of zakat accounting according to PSAK No. 109 and its implementation in Zakat Management Organizations of regions in Indonesia during the period 2015 - 2020. This research method used a qualitative research approach with case study design, which is a review of various scientific studies on the development of zakat accounting based on PSAK No. 109 in Indonesia. The result obtained is that some Zakat Management Organizations still do not fully implement PSAK No. 109. This is because less understand about the standard and the limitations of existing human resources. The recommendation given is that the manager participates in training on PSAK No. 109 and increases the number of administrators.
Pengaruh Penggunaan Fintech Payment dan Financial Knowledge terhadap Financial Management Behavior pada Pelajar Muslim di Yogyakarta Himatul Muna, Nur; Ismiati, Baiq; Wahyu Wibowo, Febrian; Kamal, Al Haq
Journal of Islamic Economic and Law (JIEL) Vol. 2 No. 2 (2025): JIEL : Journal of Islamic Economic and Law
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/jiel.v2i2.1875

Abstract

The development of digital financial technology (fintech) has influenced the way students manage their finances, including making payments and daily transactions. However, without adequate financial knowledge, the use of fintech can trigger consumer behavior. Therefore, it is important to examine the extent to which the use of fintech and financial literacy influence financial management behavior among Muslim students. This study aims to examine the influence of Fintech Payment and Financial Knowledge on the Financial Management Behavior of Muslim students in Yogyakarta. The research employed a quantitative approach and utilized a questionnaire as the data collection instrument, with a sample of 100 respondents. Data analysis was conducted using multiple linear regression with SPSS version 22. The results indicate that both Fintech Payment and Financial Knowledge have a significant effect on Financial Management Behavior. These findings emphasize the importance of utilizing financial technology and financial literacy from an early age to foster healthy financial behavior.
Implementation of Maqâshid Al-Shari'ah in The Profit Distribution System of Islamic Banking in Indonesia Ismiati, Baiq
Citizen : Jurnal Ilmiah Multidisiplin Indonesia Vol. 5 No. 3 (2025): CITIZEN: Jurnal Ilmiah Multidisiplin Indonesia
Publisher : DAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53866/jimi.v5i3.841

Abstract

This study aims to analyze the implementation of maqâshid al-syari’ah in the profit distribution system of Islamic banking in Indonesia. The primary focus of this research is to examine how Sharia principles are applied in the profit-sharing mechanism and their impact on transparency, fairness, and financial inclusion. The study employs a qualitative approach through interviews with Islamic banking practitioners, regulators, and academics. The findings reveal that the application of maqâshid al-syari’ah has enhanced transparency and fairness in profit distribution. However, several challenges remain, including limited public understanding of the profit-sharing concept, regulatory dualism with the conventional banking system, and constraints in financial product innovation. Addressing these challenges requires synergy between the government, banking institutions, and academia to strengthen policies, improve Islamic financial literacy, and develop financial products aligned with maqâshid al-syari’ah. By doing so, Islamic banking can become more competitive and contribute to national economic growth.
E Marketing Strategies of Micro, Small, and Medium Enterprises (MSMEs) in Increasing Sales Through Marketplaces: An Islamic Economics Perspective Maulidiyah, Nailin Nikmatul; Syafruddin, Wahid; Abbas , Syed Iradat; Asrofi , Imam; Widiaty, Eny; Ismiati, Baiq
Al-Hisbah Jurnal Ekonomi Syariah Vol 5 No 2 (2025): Jurnal Alhisbah
Publisher : Institute Agama Islam Tafaqquh Fiddin Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57113/his.v5i2.468

Abstract

This study aims to analyze the marketing strategies of Micro, Small, and Medium Enterprises in enhancing sales through marketplaces from the perspective of Islamic economics. The marketplace was chosen due to its significant role in expanding market reach, strengthening competitiveness, and building consumer trust in the digital era. The research employed a qualitative descriptive method with a netnographic approach, focusing on the observation of Micro, Small, and Medium marketing practices on Shopee and Tokopedia. Data were collected through the examination of product catalogs, promotional activities, seller buyer interactions, and digital documentation. The findings indicate that the main strategies implemented include catalog optimization, the use of promotional features, active consumer engagement, paid advertising, and collaboration with digital influencers. These strategies proved effective, with sales increasing by 25% through catalog optimization, transactions rising by 40% during promotional periods, and sales conversion improving by 30% through advertising. From the perspective of Islamic economics, these practices reflect the principles of shidq (truthfulness), taysir (facilitation), ihsan (excellence), and amanah (trustworthiness). Moreover, they represent the actualization of maqashid al-shariah, particularly in preserving wealth (hifdz al-maal), life (hifdz al-nafs), morality (hifdz al-akhlaq), and honor (hifdz al-‘irdh).
A Conceptual Analysis: A Model for Developing Village Entrepreneurship Through the Mudharabah Contract Wakil, Abdul; Azzahroh, Evrita Putri; Maghfiroh, Rizka Amaliyah; Sanawati, Ciptia Khoirulina; Milawati, Nur Fazillah; Ismiati, Baiq
Al-Hisbah Jurnal Ekonomi Syariah Vol 5 No 2 (2025): Jurnal Alhisbah
Publisher : Institute Agama Islam Tafaqquh Fiddin Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57113/his.v5i2.469

Abstract

This study aims to formulate a conceptual model of village entrepreneurship development based on the mudharabah contract within the perspective of Islamic economics. The research method employs a descriptive qualitative approach through systematic literature review and conceptual analysis using the framework of maqashid al-shariah. Thematic analysis was conducted on literature discussing the practice of mudharabah, village-based micro, small, and medium enterprises UMKM, and economic digitalization, resulting in a synthesis of the role of this contract in rural economic development. The findings reveal that mudharabah functions as a multifunctional instrument: first, providing more equitable access to capital through profit-sharing schemes; second, strengthening social solidarity through transparency and trustworthiness (amanah); third, fostering spiritual motivation with an orientation toward blessings (barakah); fourth, building digital trust for village products in online marketplaces; and fifth, enhancing community resilience against business risks.
Co-Authors AA Sudharmawan, AA Abbas , Syed Iradat Abdul Wakil, Abdul Al Haq Kamal Asrofi , Imam Azis Muslim, Azis Azizah, Alifia Fitri Nur Azzahroh, Evrita Putri Endang Kartini Panggiarti Hakim, Muhammad Rukhiyatul Himatul Muna, Nur Maghfiroh, Rizka Amaliyah Maulidiyah, Nailin Nikmatul Milawati, Nur Fazillah Rusny Istiqomah Sujono Sanawati, Ciptia Khoirulina Syafruddin, Wahid Wahyu Wibowo, Febrian Widiaty, Eny Yunadi, Ahmad