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All Journal Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Riset Bisnis dan Investasi Buana Ilmu Jurnal Manajemen dan Bisnis Kreatif Dinamika Journal Of Resource Management, Economics And Business (REMICS) DINAMIKA: Jurnal Manajemen Akuntansi, Bisnis dan Kewirausahaan Jurnal Manajemen Riset Inovasi Ebisnis Manajemen Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial
Rengga Madya Pranata
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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PENGARUH PEMBAYARAN DIGITAL DAN KERENTANAN KEUANGAN YANG DI MODERASI LITERASI KEUANGAN Covery Adi Saputro; Ujang Suherman; Rengga Madya Pranata
Journal Of Resource Management, Economics And Business Vol. 3 No. 3 (2024): Journal Of Resource Management, Economics And Business (REMICS)
Publisher : PT. Berkah Digital Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58468/remics.v3i3.110

Abstract

Purpose: To determine the effect of digital payments and financial literacy on financial vulnerability in UBP Karawang management students. Research Methodology: Quantitative research; population: UBP Karawang management students (Class of 2020-2023, n=1948); sample: 95 students; data collection via Google Forms; analysis using moderated regression analysis. Results: Digital payments did not significantly affect financial vulnerability; 88.7% influence of digital payments and financial literacy on financial vulnerability; financial literacy moderates the relationship. Limitations: The study is limited to UBP Karawang management students, which may affect generalizability. Contribution: Useful for fields such as financial education, digital finance, and consumer behavior in Indonesia.
Optimalisasi Pendapatan UMKM Melalui Edukasi Keaslian Uang Rupiah di Desa Sirnabaya Ery Rosmawati; Ujang Suherman; Dexi Triadinda; Rengga Madya Pranata
Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial Vol. 2 No. 3 (2025): Agustus : Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karya.v2i3.2057

Abstract

This community service activity aims to improve the community's understanding and skills in recognizing the authenticity of rupiah currency, especially among MSMEs. With a better understanding, it is hoped that MSMEs can avoid losses due to questionable currency and optimize their income. The community service method used was a focus group discussion to identify the problems, potential, and needs of MSMEs in Sirnabaya Village. The immediate impact of this activity is an increase in early detection skills for counterfeit money in the community. In the long term, it is hoped that this will reduce the rate of counterfeit money circulation in the target area.
Pengaruh Kinerja Orgasnisasi dan Kompetensi Karyawan terhadap Pencapaian Visi Misi Aji Tuhagana; Rengga Madya Pranata; Hafsari Prabhamanik Faddila
Ebisnis Manajemen Vol. 3 No. 3 (2025): September : Ebisnis Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/ebisman.v3i3.1109

Abstract

This study aims to analyze the influence of organizational performance and employee competency on the achievement of the vision and mission of Universitas Buana Perjuangan (UBP) Karawang. The research background stems from the importance of synergy between effective organizational governance and the quality of human resources in realizing the strategic direction of higher education. The study employed a quantitative approach with a survey method. Data were collected through questionnaires distributed to 78 respondents, consisting of lecturers and permanent education staff at UBP Karawang. Data analysis was performed using multiple linear regression with the assistance of SPSS. The results indicate that both organizational performance and employee competency have a positive and significant influence on the achievement of the university's vision and mission, both partially and simultaneously. Organizational performance exerts a more dominant influence than employee competency, with an R² value of 0.534, indicating that 53.4% ​​of the variation in vision and mission achievement is explained by these two variables. These findings confirm that effective governance, cross-unit coordination, and the development of professional competencies and work attitudes play a crucial role in improving institutional performance. The practical implication of this study is the need to strengthen quality management and develop sustainable competencies as key strategies in realizing the vision and mission of higher education.
Pengaruh Saving Behavior dan Literacy Finance Terhadap Retirement Preparedness pada Karyawan Swasta di PT. FCC Indonesia Yusuf Zulkarnaen; Rengga Madya Pranata; Ujang Suherman
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2535

Abstract

The aim of this research is to find out how saving habits and financial literacy at PT. FCC Indonesia private workers influence their preparation for retirement. This research methodology combines purposive sampling and survey methodology with a quantitative descriptive approach. Because retirement readiness must be prepared from an early age, the object of research is PT FCC Indonesia, with a sample size of 100 respondents aged 20 to 40 years. The findings of this study indicate that saving and financial literacy significantly improve a person's preparation for retirement. Although financial literacy is necessary to increase awareness of money and can help people make the right financial decisions, including the decision to invest in retirement, saving behavior is very important to grow savings that can be used to meet living expenses in retirement. The fact that this research is limited to PT. FCC Indonesia and its small sample size is one of its weaknesses. In order for the research findings to be applied more widely, larger sample sizes and more geographic locations should be used in future research. Based on research findings, private employees at PT. FCC Indonesia's preparation for retirement is greatly influenced by their savings and financial literacy. This is consistent with other research which finds a positive correlation between saving behavior, financial literacy, and retirement preparation. Knowledge about the variables that influence private employees' retirement preparations is further advanced through this research. This study implies that to ensure private sector employees' financial readiness for retirement, it is important to increase their level of financial literacy and saving behavior.
Pengaruh Literasi Keuangan dan Self Efficacy Terhadap Perilaku Keuangan yang Dimoderasi Gender pada Owner UMKM di Desa Gintung Kerta Abdulloh; Ujang Suherman; Rengga Madya Pranata
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2627

Abstract

The focus objective this study is to find out The manner in which financial literacy and independence influence the financial behavior of small and medium enterprise (MSME) owners. in Gintung Kerta village which is gender moderated. This research is quantitative. This research involved the owners of 138 MSMEs in Gintung Kerta village, with a sample of 103 of them. Data was collected using a purposive sampling method. Questionnaire via gform and multiple regression analysis were used. The results of the study show that financial literacy significantly influences the financial actions of MSME owners in Gintung Kerta village, while self-efficacy also influences the financial behavior of MSME owners in Gintung Kerta village. Financial literacy and self-efficacy have a significant simultaneous influence on the financial behavior of MSME owners in Gintung Kerta village. Gender is unable to influence The impact of financial conduct on financial literacy among MSME owners in Gintung Kerta village. Gender is unable to influence self-efficacy on financial behavior among MSME owners in Gintung Kerta village
Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan yang Dimoderasi Gender pada Mahasiswa Manajemen UBP Karawang Renaldi, Aldi; Ujang Suherman; Rengga Madya Pranata
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.2712

Abstract

This research was conducted to see the influence of financial literacy and financial attitudes on the financial management of UBP Karawang management students moderated by gender. This type of research is quantitative research where there is theory testing. The population in this study were 2020-2021 UBP Karawang management students totaling 897 students. The sample was 109 people representing UBP management students. The method used is purposive sampling. Data was collected by distributing questionnaires via Gform. The analysis technique used is moderated regression analysis. The results of this research are that financial literacy has a positive and significant effect on financial management. Financial attitudes can significantly influence the financial management of UBP Karawang management students. Financial literacy and financial attitudes simultaneously influence the financial management of UBP Karawang management students. Gender cannot moderate the influence of financial literacy towards the financial management of UBP Karawang management students, gender is unable to moderate the influence of financial attitudes on the financial management of UBP Karawang management students.
Co-Authors ABDULLOH Aditya Duta Pangestu Aji Tuhagana Asep Jamaludin Berliana Ananda Kutaningtyas Covery Adi Saputro Dexi Triadinda Dexi Triadinda Dwi Epty Hidayaty Ery Rosmawati Hafsari Prabhamanik Faddila Ikaputera Waspada Muhammad Iqbal Nurfauzan Nandang Nugraha Renaldi, Aldi Syarif Alamsyah Syarif Alamsyah Ujang Suherman Wanta Wildan Army Abdillah Wildan Army Abdillah Yusuf Zulkarnaen