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Peran Dewan Pengawas Syariah terhadap Kinerja Bank Pembangunan Daerah Jambi Syariah Tri Wahyuda; Bambang Kurniawan; Khusnul Istiqomah
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 3 (2024): JULI : Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i3.1402

Abstract

The Sharia Supervisory Board (DPS) has an important role in supervising and ensuring compliance by the Jambi Syariah Regional Development Bank (BPDSJ) with sharia principles. This research aims to identify the role of DPS on BPDSJ performance in the context of supervision of sharia aspects. The research method used is qualitative with a descriptive approach. Data was collected through in-depth interviews with DPS members, bank management and relevant regulators. The research results show that DPS plays a role in determining sharia policies, conducting sharia audits, and providing recommendations to improve bank performance in implementing sharia principles. In this context, DPS plays a key role in maintaining the integrity and credibility of BPDSJ in the eyes of the public and increasing customer trust in sharia banking services.
Analisis Penerapan AKAD Rahn Tasjily Pada Pegadaian Syariah Bukittinggi (Studi: Pegadaian UPS Manggis Ganting, Bukittinggi) Nursyafni Syafia; Bambang Kurniawan; Khusnul Istiqomah
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 1 No. 6 (2023): November : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v1i6.368

Abstract

This research was motivated by the small number of customers at the Rahn Tasjily Agreement at Pegadaian UPS Manggis Bukittinggi. The purpose of this research is to find out how the Rahn Tasjily Agreement is implemented at the UPS Manggis Bukittinggi pawnshop and also to find out the obstacles faced in implementing the Rahn Tasjily Agreement. This research includes field study research with qualitative descriptive methods, and uses primary and secondary data sources, as well as data collection techniques through interviews, observation and documentation. The research results obtained by the author after analyzing the data are the marketing strategy implemented by the UPS Manggis Bukittinggi pawnshop in implementing the Rahn Tasjily Agreement, namely by using Crossselling, Upselling, Literacy. The pricing strategy is good. The implementation of the contract is also good, where the product is made to help people who want to borrow money for business capital, but in terms of promotion it is not optimal. The obstacles faced by the UPS Manggis Bukittinggi pawnshop in implementing the Rahn Tasjily Agreement are limited marketing time, inadequate promotional facilities and a lack of public understanding of the Rahn Tasjily Agreement.
GOVERNMENT EFFORTS IN INCREASING BUSINESS COMPETITIVENESS AND MARKETING MSME PRODUCTS CASE STUDY IN KUNCIRAN INDAH VILLAGE PINANG DISTRICT, TANGERANG CITY Dwi Meitari Hapsari; Bambang Kurniawan; Asep Sugara
Primanomics : Jurnal Ekonomi & Bisnis Vol. 22 No. 2 (2024): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v22i2.2964

Abstract

This research aims to identify and explain the development of MSMEs, marketing strategies, and efforts to increase the competitiveness of MSME businesses in Kunciran Indah Village, Pinang District, Tangerang City. The research method uses a qualitative approach and key informants who come from sub-district officials and MSME business actors in Kunciran Indah Sub-district. The results of the research explain that the development of MSMEs in Kunciran Indah Village, Pinang District, Tangerang City is increasing from year to year, especially with the impact of the Covid-19 outbreak, where many people have been laid off or opened up new opportunities for business and developing MSMEs as an alternative livelihood . To increase business competitiveness, in addition to providing coaching and assistance by sub-districts and the Department of Industry, Trade, Industry and Cooperatives, there is also involvement of professional business actors and campuses. Apart from that, a UMKM outlet in Kunciran Indah Village was established with the name Pinang Beres which is integrated within the UMKM of Pinang District. The research suggestion is that the efforts of the Kunciran Indah Subdistrict Government in collaboration with the Pinang District and the Tangerang City Industry and Trade Service, regarding administrative guidance and assistance, capital and marketing, do not just stop following the cessation of the Covid 19 outbreak, because not all MSMEs have received the same opportunities, as well as MSMEs that Having received the opportunity, there are still many who need a continuous business assistance process.
ANALISIS TINGKAT KESADARAN MASYARAKAT DESA TARIKAN KECAMATAN KUMPEH ULU KABUPATEN MUARO JAMBI DALAM MEMBAYAR ZAKAT HASIL PERTANIAN Qurrata Ayunin; Bambang Kurniawan; Muhammad Ismail
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 2 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i2.268

Abstract

The aims of this study are: (1) To determine the effect of knowledge about zakat on public awareness in paying zakat (2) To determine the effect of public awareness level on the number of those who pay zakat (3) To determine the effect of agricultural potential, especially plantations on public awareness in pay zakat. This study uses quantitative methods. The method of data collection is through a questionnaire (questionnaire), observation, documentation. This is done by collecting data in the form of numbers. The data in the form of numbers are then processed and analyzed to obtain scientific information behind the figures. The data used in this study were obtained from the results of distributing questionnaires to 76 respondents as a data collection tool. This study uses data analysis techniques that use simple linear regression to determine the magnitude of the X variable to the Y variable, as well as to test the hypothesis to determine the magnitude of the influence of each variable. After being analyzed using SPSS, it can be concluded that there is a positive but not significant effect between the independent variable (level of public awareness) on the dependent variable (paying zakat) where in the examiner based on the results of the t test (table 4.13) that the tcount value is 1.688 > ttabe, 1668 and the value Significant 0.096> 0.05 then H0 is accepted and Ha is rejected.
Analisis Manajemen Pengelolaan Zakat Pada Badan Amil Zakat Nasional Kota Jambi Habriyanto Habriyanto; Bambang Kurniawan; Alwaraah Alwaraah
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1023

Abstract

The National Zakat Amil Agency is a zakat management organization formed by the government, consisting of elements of the community and government whose task is to collect, distribute and utilize zakat in accordance with religious provisions. The Jambi City National Zakat Amil Agency (BAZNAS) carries out the task of managing zakat at the city level. This research aims to analyze zakat management which consists of planning, organizing, reporting, directing and supervising zakat in Baznas Jambi City, to find out the obstacles that exist in the zakat management process in Baznas Jambi City, and to find out solutions in managing zakat in Baznas Jambi city. In this research, researchers used qualitative descriptive methods. To reveal this problem in depth and comprehensively, the author collected data through observation, interviews, documentation. The research results show that the implementation of zakat management in Jambi City Baznas is in accordance with management theory, where management theory consists of planning, organizing, reporting, directing and supervising. The implementation of zakat management in Baznas Jambi City has met the management theory standards. So the implementation of zakat management in Jambi City Baznas is quite good, even though zakat funds are still lacking, Jambi City Baznas continues to distribute zakat funds to parties who need them so that the benefits of zakat funds in Jambi City can be felt by the community as intended in the zakat law
Pengaruh Literasi Keuangan Syariah, Sikap Keuangan Dan Pengelolaan Keuangan Terhadap Kinerja UMKM (Studi Kasus UMKM Sektor Kuliner Di Kecamatan Keritang Kabupaten Indragiri Hilir) Firayani Firayani; Bambang Kurniawan; Eri Nofriza
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 3 (2024): September : Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i3.788

Abstract

The research aims to determine the influence of sharia financial literacy, financial attitudes and financial management on the performance of MSMEs in the culinary sector in Keritang District, Indragiri Hilir Regency. This research uses quantitative methods with an associative approach, the analytical methods used are descriptive statistics, classical assumption testing, multiple linear analysis and hypothesis testing with the Eviews 12 program. This research data is primary data and secondary data. The data collection technique used a questionnaire and the sample in this research was 77 MSMEs in the culinary sector in Keritang District using a purposive sampling technique. The research results show that the sharia financial literacy variable has a significant effect on the performance of MSMEs, the financial attitude variable has a significant effect on the performance of MSMEs and the financial management variable has a significant effecton the performance of MSMEs, while simultaneous testing shows that there is a positive and significant influence on the performance of MSMEs in Keritang District, Indragiri Hilir Regency.
Strategi Pelayanan Dalam Meningkatkan Kepuasan Nasabah di PT. Permodalan Nasional Madani Ulamm Syariah Cabang Bangko Habriyanto Habriyanto; Bambang Kurniawan; Husnul Khotimah
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.453

Abstract

Until now, there are still many who are afraid to start a business, including online business, so a real manifestation of a successful businessman has high self-efficacy/ability in starting a business. Apart from having the ability, a businessman must also be able to understand marketing planning and strategy. well in developing a business so that the business succeeds as expected, therefore the purpose of this research is to find out: 1) How is the self-efficacy of entrepreneurs in online business for FEBI students, 2) What is the strategy for developing entrepreneurship in online business for FEBI students, 3) What are the obstacles faced in developing entrepreneurs in the online business of FEBI students. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were students who had been running their online business for more than 3 years. The number of subjects in this study were 10 people. The results of this study note that FEBI students have high self-efficacy in online business or entrepreneurship, students are confident in their abilities and have expectations for their abilities in doing business online, in building confidence students obtain from several sources, namely personal experience, other people's experiences, verbal persuasion and emotional state. In the student business development strategy it is still not running well and efficiently, and there are obstacles to student businesses such as suppliers, competitors, capital and customers.
Analisis Pengelolaan Dana Desa Ditinjau Dari Perspektif Manajemen Keuangan Syariah di Desa Pagar Puding Lamo Kabupaten Tebo Sariani Sariani; Bambang Kurniawan; Eri Nofriza
Kajian Ekonomi dan Akuntansi Terapan Vol. 1 No. 3 (2024): September : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v1i3.342

Abstract

This research aims to determine the management of village funds in Pagar Puding Lamo Village, Tebo Regency from the perspective of sharia financial management. This research is a type of qualitative research using descriptive analysis. Descriptive analysis is data obtained and expressed in the form of words and images, so that it can be described to provide clarity. This research uses data collection methods by means of observation, interviews and documentation. The results of this research indicate that the management of village funds in Pagar Puding Lamo Village is in accordance with Permendagri No. 113 of 2014 starting from the planning, implementation, administration, reporting and accountability stages. In the review of sharia management regarding the management of village funds, it is clear that the management still does not implement the sharia system, the system used still tends to be conventional, but judging from the nature and values ​​of honesty, trust and fair sharia in its management, village officials have implemented it in managing village finances.
PENGARUH PERDAGANGAN INTERNASIONAL, INVESTASI, DAN PEMBIAYAAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI PROVINSI JAMBI Mar’atur Rahmah; Bambang Kurniawan; Rohana Rohana
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 6 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i6.1650

Abstract

The economy can be said to be experiencing growth if the level of economic activity in that period is higher than the previous period. Economic growth is used to describe economic progress and development in a country or region. This research aims to determine the influence of exports, PMA investment and sharia financing on economic growth in Jambi Province. This research is quantitative research using secondary data taken from the Central Statistics Agency (BPS), the One Stop Integrated Investment Service (DPMPTSP), the Industry and Trade Service (Disperindag) and the Financial Services Authority (OJK) with a combination of time series and cross data. section for the 2018-2022 period. The method used is panel data regression with the Fixed Effect Model (FEM) approach. The results of this research show that the t test of the export and sharia financing variables has a positive and significant effect on the economic growth of Jambi Province, the PMA investment variable does not have a significant effect on the economic growth of Jambi Province. Then the results obtained from the f test show that exports, PMA investment and sharia financing simultaneously influence the economic growth of Jambi Province
Analisis Implementasi Etika Jual Beli Kopi Dalam Islam di Desa Koto Rami Kecamatan Lembah Masurai Kabupaten Merangin Habriyanto Habriyanto; Bambang Kurniawan; Heri Paliza
JUMBIWIRA : Jurnal Manajemen Bisnis Kewirausahaan Vol. 3 No. 1 (2024): April : Jurnal Manajemen Bisnis Kewirausahaan
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jumbiwira.v3i1.1362

Abstract

The purpose of this research is to find out how Islamic business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency, to find out whether business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency are in accordance with Islam, to find out what are the obstacles in implementing Islamic business ethics in the village. Koto Rami, Lembah Masurai District, Merangin Regency. This research is field in nature. The data collection techniques in this research are: observation, interviews, and documentation carried out by the coffee shop and coffee farmers. Then the existing data was analyzed using qualitative analysis. As for the research results, it was found that Islamic business ethics were carried out by the toke and farmers, toke who cheat by reducing the scale, coffee farmers mix coffee beans that still have a lot of water content with dry coffee beans, do not explain the actual condition of the goods so that it harms other people, there are still many toke who badmouth other toke with the motive of business competition , many farmers slander other farmers so that they don't buy the farmer's harvest. Analysis of the implementation of Islamic business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency is not in accordance with the principles of business ethics.