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All Journal ADILLA: Jurnal Ilmiah Ekonomi Syari'ah YASIN: Jurnal Pendidikan dan Sosial Budaya ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Jurnal Manajemen Bisnis Kewirausahaan Jurnal Manajemen Riset Inovasi Journal of Multidisciplinary Science: MIKAILALSYS Jurnal Kajian Dan Penalaran Ilmu Manajemen Jurnal Ilmiah Ekonomi dan Manajemen Maslahah: Jurnal Manajemen dan Ekonomi Syariah Master Manajemen Journal of Islamic Economics and Finance Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam JURNAL AKADEMIK EKONOMI DAN MANAJEMEN NALAR FIQH: Jurnal Hukum Islam Jurnal Publikasi Ekonomi dan Akuntansi
Habriyanto Habriyanto
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Intermediasi Perbankan Syariah pada Bank Syariah Mandiri Cabang Jambi Habriyanto Habriyanto
NALAR FIQH: Jurnal Hukum Islam Vol. 3 No. 1 (2011): Juni 2011
Publisher : Fakultas Syariah Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/nf.v3i1.1258

Abstract

This article discusses about intermediation of bank sharia Mandiri Jambi. The main study to see how much third party funding and financing by bank sharia Mandiri Jambi and development bank intermediation. Based on the finding of the field turn out third party fund and financing has increased and growth. It is influenced by factors such as costumer motive in accordance with the beliefs and economics motive. Sources of financing at a bank in equity and third party fund but if the bank are not sufficient to do financing, so the bank will recourse to other branch office or use equity owner of bank. Monthly Intermediation level of bank sharia Mandiri Jambi have significant enhancer. The highest increase occurred in August 2006 at 141,31%. This is influenced by the increase of 36,71% musharaka financing. Intermediation level based on annual data are generally, the highest percentage occurred in 2007at 130, 71% because of musharaka financing increase amount 183,63%. Intermediation level of bank sharia Mandiri Jambi indicate that the bank had perform its function as regulator of Islamic financial. With the increase of financing by that bank will economic development community and can assist local authorities to develop local economy.
Faktor-Faktor Yang Mempengaruhi Perkembangan Market Share Bank Syariah: Study Kasus Bank Bukopin Syariah Periode 2018-2022 Oktaria Marlinda; Habriyanto Habriyanto; Muhammad Subhan
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.673

Abstract

This research aims to examine the Factors That Influence The Development Of Market Share At Bank Bukopin Syariah For The 2018-2022 Period. The method in this research is quantitative. The data used in this research is time series data for the period 2018 to 2022. The results of this research show that there is a positive and significant influence of Return on Assets (ROA) on Market Share at Bank Bukopin Syariah. There is a positive and significant influence of the Capital Adequancy Ratio (CAR) on the Market Share at Bank Bukopin Syariah. There is a positive and significant influence of Financing To Ratio (FDR) on Market Share at Bank Bukopin Syariah. There is a positive and significant influence simultaneously between Return On Assets (ROA), Capital Adequancy Ratio (CAR) and Financing To Ratio (FDR), on the Market Share at Bank Bukopin Syariah. Based on the research results, it is best to use a sample of companies operating in industries other than manufacturing and increase the research period so that the sample size is larger so that the research results can be compared and not only limited to the manufacturing industry.
Faktor yang Mempengaruhi Keputusan Pembelian Pakaian Bekas di Pasar Aurduri Kota Jambi Sherliny Widya; Habriyanto Habriyanto; Marissa Putriana
Master Manajemen Vol. 2 No. 3 (2024): Master Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/masman.v2i3.490

Abstract

The secondhand clothing market has become a popular alternative choice among consumers, especially in big cities like Jambi. This study aims to explore the factors that influence purchasing decisions of secondhand clothing in Aurduri Market, Jambi City. With the growing interest in second-hand clothing, it is important to understand the variables that influence purchasing decisions to provide deeper insights for sellers and market stakeholders. This study used a quantitative method with a sample of 40 respondents who were randomly selected. Data was collected through a questionnaire designed to evaluate the influence of price, product quality, brand, and socio-cultural factors such as local trends and norms on purchasing decisions. The results showed that price was the dominant factor influencing purchasing decisions, followed by clothing quality and seller reputation. Socio-cultural factors also influence purchasing decisions, albeit with a smaller degree of influence. The findings provide valuable insights for used clothing sellers in Aurduri Market in formulating marketing strategies, as well as enriching the literature on consumer behavior in the context of the used clothing market in Indonesia.
Analisis Manajemen Pengelolaan Zakat Pada Badan Amil Zakat Nasional Kota Jambi Habriyanto Habriyanto; Bambang Kurniawan; Alwaraah Alwaraah
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1023

Abstract

The National Zakat Amil Agency is a zakat management organization formed by the government, consisting of elements of the community and government whose task is to collect, distribute and utilize zakat in accordance with religious provisions. The Jambi City National Zakat Amil Agency (BAZNAS) carries out the task of managing zakat at the city level. This research aims to analyze zakat management which consists of planning, organizing, reporting, directing and supervising zakat in Baznas Jambi City, to find out the obstacles that exist in the zakat management process in Baznas Jambi City, and to find out solutions in managing zakat in Baznas Jambi city. In this research, researchers used qualitative descriptive methods. To reveal this problem in depth and comprehensively, the author collected data through observation, interviews, documentation. The research results show that the implementation of zakat management in Jambi City Baznas is in accordance with management theory, where management theory consists of planning, organizing, reporting, directing and supervising. The implementation of zakat management in Baznas Jambi City has met the management theory standards. So the implementation of zakat management in Jambi City Baznas is quite good, even though zakat funds are still lacking, Jambi City Baznas continues to distribute zakat funds to parties who need them so that the benefits of zakat funds in Jambi City can be felt by the community as intended in the zakat law
Peran Kerja Sama Perbankan Dengan Koperasi Unit Desa (KUD) Karya Baru Desa Teluk Tigo Kecamatan Cermin Nan Gedang Kabupaten Sarolangun Nur Azila Fitria; Habriyanto Habriyanto; Agus Riandi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 2 (2024): April : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i2.485

Abstract

This research aims to determine the role of banking cooperation with cooperatives and the obstacles to the role of banking cooperation with the Karya Baru village unit cooperative (KUD), Teluk Tigo Village, Cermin Nan Gedang District, Sarolangun Regency. This thesis uses qualitative research methods, the data sources used are primary and secondary data sources with data collection techniques and instruments through observation, interviews and documentation. The research results show that this cooperative collects funds from its members in the form of mandatory savings, principal savings and voluntary savings. However, in carrying out cooperative activities, the cooperative management has not yet collaborated between the bank and the cooperative. The role of banking in this case is simply a place to store money for the administrators of the Karya Baru Village Unit Cooperative (KUD) in Teluk Tigo Village. There are no mutual benefits provided by either the cooperative or the banking sector, so members continue to withdraw money/borrow money through the cooperative in cash. One of the factors supporting the achievement of the goals of a program is its implementation. If the implementation of a program is good and on target, then the program can also have an impact on society. However, in this case the obstacle faced by the cooperative management is the lack of understanding of the management so that the cooperative being run is not very optimal so that the community does not have confidence in its management.
Strategi Pelayanan Dalam Meningkatkan Kepuasan Nasabah di PT. Permodalan Nasional Madani Ulamm Syariah Cabang Bangko Habriyanto Habriyanto; Bambang Kurniawan; Husnul Khotimah
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.453

Abstract

Until now, there are still many who are afraid to start a business, including online business, so a real manifestation of a successful businessman has high self-efficacy/ability in starting a business. Apart from having the ability, a businessman must also be able to understand marketing planning and strategy. well in developing a business so that the business succeeds as expected, therefore the purpose of this research is to find out: 1) How is the self-efficacy of entrepreneurs in online business for FEBI students, 2) What is the strategy for developing entrepreneurship in online business for FEBI students, 3) What are the obstacles faced in developing entrepreneurs in the online business of FEBI students. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were students who had been running their online business for more than 3 years. The number of subjects in this study were 10 people. The results of this study note that FEBI students have high self-efficacy in online business or entrepreneurship, students are confident in their abilities and have expectations for their abilities in doing business online, in building confidence students obtain from several sources, namely personal experience, other people's experiences, verbal persuasion and emotional state. In the student business development strategy it is still not running well and efficiently, and there are obstacles to student businesses such as suppliers, competitors, capital and customers.
ANALISIS PENINGKATAN AKUNTABILITAS PENGELOLAAN KEUANGAN DESA MENGGUNAKAN APLIKASI SISTEM KEUANGAN DESA (SISKEUDES) DI DESA MARGA MULYA KECAMATAN RANTAU RASAU Habriyanto Habriyanto; Muthmainnah Muthmainnah; Miftakhul Huda
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.2216

Abstract

The development of the public sector in Indonesia is currently strengthening the demand for the implementation of public accountability and transparency in government and politics, especially in the financial sector, which is a consequence that needs to be resolved when entering the autonomy paradigm. Accountable village financial management is management that must be accountable from planning, budgeting, management, and financial reporting activities. Achieving accountability is the main goal of the sector Public. The Financial and Development Supervisory Agency (BPKP), which has the task of supervising the village financial accountability system, then develops an application for village financial management, namely the village financial system or commonly known as Siskeudes.This research uses a qualitative descriptive method. This study aims to find out how to increase the accountability of village financial management in Marga Mulya village by using the village financial system application (siskeudes) and the role of the community in the realization of village accountability. The research can conclude that the quality of accountability after using the Siskeudes application is very good and the community has played a sufficient role in the realization of village financial accountability by taking part in musdes and being critical of village fund management, However, there are still several problematic aspects of village financial management that have the potential to make room for financial problems.The use of the Village Financial System (Siskeudes) application in Marga Mulya Village, Rantau Rasau District is in accordance with the provisions. limited human resources to lack of assistance in the implementation of the Siskeudes application.
Analisis Implementasi Etika Jual Beli Kopi Dalam Islam di Desa Koto Rami Kecamatan Lembah Masurai Kabupaten Merangin Habriyanto Habriyanto; Bambang Kurniawan; Heri Paliza
JUMBIWIRA : Jurnal Manajemen Bisnis Kewirausahaan Vol. 3 No. 1 (2024): April : Jurnal Manajemen Bisnis Kewirausahaan
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jumbiwira.v3i1.1362

Abstract

The purpose of this research is to find out how Islamic business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency, to find out whether business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency are in accordance with Islam, to find out what are the obstacles in implementing Islamic business ethics in the village. Koto Rami, Lembah Masurai District, Merangin Regency. This research is field in nature. The data collection techniques in this research are: observation, interviews, and documentation carried out by the coffee shop and coffee farmers. Then the existing data was analyzed using qualitative analysis. As for the research results, it was found that Islamic business ethics were carried out by the toke and farmers, toke who cheat by reducing the scale, coffee farmers mix coffee beans that still have a lot of water content with dry coffee beans, do not explain the actual condition of the goods so that it harms other people, there are still many toke who badmouth other toke with the motive of business competition , many farmers slander other farmers so that they don't buy the farmer's harvest. Analysis of the implementation of Islamic business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency is not in accordance with the principles of business ethics.
PENGARUH PENGETAHUAN, PROMOSI DAN LOKASI TERHADAP MINAT MASYARAKAT MENABUNG DI BANK SYARIAH INDONESIA KOTA JAMBI Febby Hanum Khairunnisa; Habriyanto Habriyanto; Muhamad Subhan
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN 
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i1.4176

Abstract

This study aims to analyze the influence of knowledge, promotion, and location on people's interest in saving at Bank Syariah Indonesia in Jambi City.This study uses a quantitative method with a data collection technique through a questionnaire. The population in this study were people in Jambi City. The sample collection technique used the Slovin formula so that the number of samples in this study was 98.3 ≈ 100.The results of the study indicate that the knowledge variable has a significant positive effect on people's interest in saving at Bank Syariah Indonesia in Jambi City, the promotion variable does not affect people's interest in saving at Bank Syariah Indonesia in Jambi City and the location variable has a significant positive effect on people's interest in saving at Bank Syariah Indonesia in Jambi City.
Strategi UMKM Simpang Karya Dalam Meningkatkan Pendapatan Pasca Pandemi Covid-19 Rinta Okta Sari; Elyanti Rosmanidar; Nufitri Martaliah; Habriyanto Habriyanto
Jurnal Manajemen Riset Inovasi Vol. 2 No. 2 (2024): April: Jurnal Manajemen Riset Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v2i2.2484

Abstract

After the Covid-19 pandemic, there is still a big impact on the continuity of UMKM (Micro, Small and Medium Enterprises) businesse Simpang Karya UMKM owners admitted that they had experienced the negative impact of Covid-19 on their business processes, including experiencing a significant decline in sales. This research aims to find out what strategies and what obstacles are faced by Simpang Karya UMKM in increasing income after the Covid-19 pandemic. This research uses a qualitative approach. The data sources used are primary and secondary data sources. Meanwhile, the data collection techniques used in this research are observation, interviews and documentation. The research results show that in terms of strategy, Simpang Karya UMKM have implemented the Marketing Mix concept, namely product, price, promotion and place. Simpang Karya UMKM in running their business also implement sharia marketing strategies. The characteristics of sharia marketing are rabbaniyah, akhlaqiah, al-waqiyah, and insaniyah.
Co-Authors Agus Riandi Agusriandi, Agusriandi Aldri Frinaldi Alwaraah Alwaraah Ayub Afriansyah Bambang Kurniawan Delvia Indah Azhari Desi Pratiwi Elyanti Rosmanidar Eri Nofriza Fauzan Ramli Febby Hanum Khairunnisa Heri Paliza HUSNUL KHOTIMAH Laily Ifazah M. Mukhlis Darmawan Maulana Yusuf Miftakhul Huda Muhamad Subhan MUHAMMAD SUBHAN Muthmainnah Muthmainnah Netty Purnama Sari Nova Erliyana Nufitri Martaliah Nur Azila Fitria Nurfitri Martaliah3 Ogi Saputra Oktaria Marlinda Putriana, Marissa Rendy Angga Syaputra Siregar Rinda Ristiana Rinta Okta Sari Sarsabillah Sarsabillah Sherliny Widya siti rahmah Usdeldi, Usdeldi Viola Mariyantizka Wahyu Fatahillah Yuni Hayati