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Women and Islamic Financial Literacy Amaroh, Siti; Istianah, Istianah
PALASTREN: Jurnal Studi Gender Vol 13, No 2 (2020): PALASTREN
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/palastren.v13i2.6523

Abstract

This study aims to understand about Islamic financial literacy of women’s groups. The measurement includes financial goals and concepts, efforts to achieve financial goals, preferences for financial institutions both in product and services, knowledge of Islamic financial literacy, and financial practices. This study used survey method and carried out in 64 female respondents with various professional backgrounds. This research found several findings. The main financial purposes are to fulfill basic need, children’s education costs, and survive. The efforts to achieve financial goals are by working, saving, or reducing expenditure. When respondents have a surplus of money, they choose for saving, pay for the hajj or umrah, or support orphans and the poor. Saving and pension funds will be used to meet requirement in the elderly. Financial security if lack of money or loss of income was by take saving, find a new job, or open a business. Bank is the main choice in carrying out of financial transaction, the pension fund and health insurance. The preferred informal financial institution is social gathering or called as “arisan”. Respondents prefer to choose Islamic financial institutions due to fit with religious values and give an inner peace, however not refuse to choose conventional financial institutions because it is guaranteed by the governance. The knowledge of Islamic finance is quite good (sufficient literate) with a correct answer score at 51% to 75%. While the financial practices that have been carried out are saving, transferring, and paying installments.
Pemanfaatan Media Animasi Dalam Meningkatkan Literasi Menabung pada Siswa Madrasah Ibtidaiyyah Maslakul Falah Klaling Kudus Amaroh, Siti; Murtaja, Rohit; Saputri, Virgie Eka; Budiansyah, Ahmad Samudra Alan; Masturin, Masturin
Abdimas Universal Vol. 8 No. 1 (2026): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Balikpapan (LPPM UNIBA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/abdimasuniversal.v8i1.2810

Abstract

Early financial literacy plays a crucial role in fostering rational and responsible financial attitudes and behaviors. Nevertheless, the delivery of saving literacy materials for Madrasah Ibtidaiyyah students often faces challenges due to the use of instructional methods that are less engaging and not fully aligned with the characteristics of the alpha generation. This community service program aims to improve students’ savings literacy through the use of animated media at Madrasah Ibtidaiyyah Swasta Maslakul Falah Klaling Kudus. The program employed an interactive approach supported by contextually designed animated videos. The implementation was conducted through systematic stages, including planning, preparation, implementation, and evaluation, with fourth-grade students as the target participants. The findings indicate that the use of animated media effectively enhanced students’ learning engagement, comprehension, and active participation in understanding fundamental financial literacy concepts, such as the function of money, distinguishing between needs and wants, the benefits of saving, and the establishment of simple financial goals. Animated media proved to be an effective educational tool that aligns with the digital-oriented characteristics of Madrasah Ibtidaiyyah students. This program is expected to serve as an alternative model for delivering financial literacy education that is both effective and engaging at the primary education level .
AI-Literacy and Pedagogical Utilization Among Lecturers In Islamic Early Childhood Education Program Masturin, Masturin; Nadhirin, Nadhirin; Amaroh, Siti
THUFULA Vol 14, No 1 (2026): ThufuLA: Jurnal Inovasi Pendidikan Guru Raudhatul Athfal
Publisher : PIAUD Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/thufula.v14i1.36199

Abstract

The use of Artificial Intelligence (AI) in learning remains pedagogically undirected and requires clear policies. This study aims to explore the use of AI in learning in early childhood Islamic education study programs. Informants in this study were lecturers of early childhood Islamic education (PIAUD) at several State Islamic Universities in Central Java. This study used a descriptive qualitative approach with semi-structured interview data collection. The results indicate that the AI literacy of PIAUD lecturers is homogeneous and functional, primarily as a learning aid and completing academic assignments. Frequently used AI applications include ChatGPT, Canva, and other AI applications relevant to their work. The lecturers perceive AI as an effective and efficient tool for enhancing learning creativity. However, there are concerns about the risk of dependency, so regulations on AI use are required. The results of this study are expected to contribute to academic studies on AI utilization and regulation, given that an AI detector has been produced.