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Non-Material Value-Based Financial Management Practice of “Pappasang Tu Riolo” La Ode Sumail Sumail; Ampauleng; Salma Abdullah
International Journal of Religious and Cultural Studies Vol 5 No 1 (2023): International Journal of Religious and Cultural Studies (April 2023- September 20
Publisher : Yayasan Rumah Peneleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34199/ijracs.2023.04.06

This article aims to interpret financial management practice based on local value namely Pappasang Tu Riolo without material character. By using the Nusantara paradigm, the research revealed the reality and emotional experiences of banana traders snack (pisang epe) on Losari beach, Makassar City. This study found that financial management with local wisdom values in the form of Pappasang Tu Riolo is a unique character that is not found in conventional financial management concepts, which can present a new view of wisdom for financial management. As financial management is based on spiritual values, the traders can achieve sustainable financial performance as well as excellent socio-economic state though the pursuit of material gains have not become their main purpose.

Peran Persepsi Sebagai Variabel Moderatin dalam Hubungan Kualitas Produk Dan Citra Merek Terhadap Minat Menabung Siti Fatimah; Fitri Ayu Lestari; Nasrullah; Ampauleng
BJRM (Bongaya Journal of Research in Management) Vol. 6 No. 2 (2023): BJRM (Bongaya Journal of Research in Management)
Publisher : P3M STIEM BONGAYA

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Penelitian ini merupakan penelitian jenis kuantitatif yang mencakup pengumpulan dan analisis data yang berupa angka atau besaran tertentu dengan menggunakan pengujian statistic. Data yang diperoleh dari tabulasi angket atau kuesioner dengan sampel penelitian yang berjumlah 100 orang dari nasabah Bank Syariah Indonesia kc sungguminasa, gowa. Adapun tujuan dari penelitian ini untuk mengetahui pengaruh kualitas produk dan citra merek terhadap minat menabung di bank syariah dengan persepsi sebagai variabel moderating. Hasil penelitian ini menunjukkan bahwa variabel kualitas produk berpengaruh positif dan signifikan terhadap minat menabung di BSI KC Sungguminasa Gowa, kemudian variabel citra merek berpengaruh positif dan signifikan terhadap minat menabung di BSI KC Sungguminasa Gowa. Dan variabel persepsi mampu memoderasi (memperkuat) hubungan antara kualitas produk terhadap minat menabung di BSI KC Sungguminasa Gowa. Variabel Persepsi tidak mampu memoderasi hubungan antara citra merek terhadap minat menabung di BSI KC Sungguminasa Gowa.

Pengaruh Job Description Dan Lingkungan Kerja Terhadap Kinerja Karyawan Pada PT. Pelni (Persero) Cabang Makassar Ampauleng; Abdullah, Salma
Insan Cita Bongaya Research Journal Vol. 1 No. 3 (2022): Juni
Publisher : Insan Cita Bongaya Research Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70178/icbrj.v1i3.38

This study aims to examine and analyze the effect of job description and workenvironment on employee performance at PT. PELNI (PERSERO) Makassar Branch. Thisstudy is to examine and analyze the effect of job description on employee performance, theeffect of the work environment on employee performance and the simultaneous influence of jobdescription and work environment on employee performance. Data collection using primarydata obtained from employees as many as 35 respondents with a saturated sampling techniquethrough a questionnaire.The results showed that the job description and work environment had a positive andsignificant effect on employee performance so that all proposed hypotheses were accepted.

Mengukur Peran Digital Marketing dalam Hubungan Brand, Tingkat Margin Dan Lokasi Terhadap Keputusan Penggunaan Produk Pembiayaan Rumah Pada Bank BTN Syariah KC Makassar Siti Fatimah; Salmah Abdullah; Rahmi Qurania Ramadani; Muslimin Kara; Ampauleng
BJRM (Bongaya Journal For Research in Management) Vol. 7 No. 2 (2024): BJRM (Bongaya Journal of Research in Management)
Publisher : LPPM STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjrm.v7i2.629

Penelitian ini bertujuan untuk mengetahui apakah pengaruh brand terhadap keputusan penggunaan produk pembiyaan, pengaruh tingkat margin terhadap keputusan penggunaan produk pembiayaan, pengaruh lokasi terhadap keputusan penggunaan produk pembiayaan, pengaruh brand melalui digital marketing, pengaruh tingkat margin melalui digital marketing, pengaruh lokasi melalui digital marketing, pengaruh keputusan penggunaan produk pembiayaan melalui digital marketing, dan Pengaruh Brand, Tingkat Margin Dan Lokasi Melalui Digital Marketing Sebagai Variabel Intervening Terhadap Keputusan Penggunaan Produk Pembiayaan Rumah Pada Bank BTN Syariah KC Masakassar. Penelitian ini adalah penelitian kuantitatif dengan menggunakan, analisis deskriptif, uji validitas dan reabilitas, uji asumsi klasik, analisis regresi berganda, uji hipotesis, Analisis jalur. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dari koesioner yang telah dibagikan pada nasabah Bank BTN Syariah KC Makassar. Populasi dalam penelitian ini adalah semua nasabah yang menggunakan pembiayaan rumah Bank BTN Syariah KC Makassar. Sedangkan teknik pengambilan sampel dalam penelitian ini menggunakan teknik pusposive sampling dengan mengajukan beberapa kriteria. Dalam penelitian ini menggunakan penentuan ukuran sampel dengan rumus Lemeshow dengan jumlah sampel 100 responden.

Workshop Peningkatan Keterampilan Menulis Ilmiah Hasbiyadi; Ampauleng; Salma Abdullah; Dharmawati Djaharuddin; Heslina; Andi Dahrul; Muhammad Rusli Djunaid; Arzah Hidayatullah
Celebes Journal of Community Services Vol. 3 No. 2 (2024): Juni - November
Publisher : STIE Amkop Makassar, Indonesia

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Workshop Peningkatan Keterampilan Menulis Ilmiah ini bertujuan untuk meningkatkan kemampuan peserta dalam menyusun karya tulis ilmiah yang baik dan benar. Kegiatan inisangat penting bagi peserta karena kemampuan dan keterampilan menghasilkan karya ilmiah yang berkualitas menjadi persoalan yang menjadi hambatan dosen dalam berkarya. Kegiatan workshop ini diselenggarakan atas kerja sama STIEM Bongaya dan Universitas Teknologi Malaysia (UTM) dimana pesertanya berjumlah 30 orang yang berasal dari kedua kampus. Workshop berlangsung selama 1 hari dengan model kegiatan berupa pemaparan materi kemudian diskusi dan diakhiri dengan latihan pembuatan artikel. Materi kegiatan yang di presentasikan oleh pemateri mencakup materi tentang struktur karya tulis ilmiah, teknik penulisan yang efektif, serta tata cara penyebutan sumber serta peserta juga diajarkan tentang etika penulisan ilmiah dan cara menghindari plagiarisme Melalui workshop ini, diharapkan peserta dapat menghasilkan karya tulis ilmiah yang berkualitas dan sesuai dengan standar akademik.

Content Analysis of Makassar City Regional Regulations on Local Economic Resources Management Achmad Amzal Maulana; Ampauleng; Salma Abdullah; Fatimah, Sitti
BJRM (Bongaya Journal For Research in Management) Vol. 8 No. 2 (2025): BJRM (Bongaya Journal of Research in Management)
Publisher : LPPM STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjrm.v8i2.742

Local economic resource (SDEL) management is a crucial aspect of local governance, particularly in the era of decentralization. This study analyzes the effectiveness of Makassar City Regional Regulation (Perda) Number 5 of 2020 concerning SDEL Management through a qualitative content analysis approach, focusing on the principles of good governance. The results indicate that although this Perda provides a basic framework for SDEL management, there are several weaknesses in the implementation of the principles of transparency, accountability, and public participation. Key findings of this study include: Inter-institutional coordination is not clearly regulated, potentially leading to overlapping authority and inefficiency. Public participation remains symbolic and limited to the socialization stage, without inclusive mechanisms for marginalized groups. The policy evaluation system focuses more on administrative outputs than on tangible impacts, such as increased MSME income. The theoretical implications of this study enrich the governmental science literature by highlighting the gap between regulatory design and governance practices at the local level. Practically, these findings can serve as a reference for other local governments in developing more effective and sustainable SDEL management policies.

Evaluation of the Implementation of the Creative Economy Program in Makassar through Analysis of Regulatory Documents and White Papers Achmad Amzal Maulana; Ampauleng; Salma Abdullah; Siti Fatimah
BJRM (Bongaya Journal of Research in Management) Vol. 9 No. 1 (2026): BJRM (Bongaya Journal of Research in Management)
Publisher : LPPM STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjrm.v9i1.867

This study aims to evaluate the implementation of creative economy programs in Makassar City through a systematic review of local government regulations and official reports. The background of this study rests on the strategic role of the creative economy as a driver of innovation-based, cultural, and technology-oriented economic growth, as emphasized in national policy documents such as the Medium-Term National Development Plan (RPJMN) and the directives of the Creative Economy Agency (Bekraf) prior to its integration into the Ministry of Tourism and Creative Economy. At the local level, the Makassar City Government has demonstrated its commitment through several regulations and programs implemented by related agencies such as the Department of Tourism and the Department of Cooperatives and SMEs. This research employs a qualitative approach with content analysis of policy documents, including regional regulations, the 2021–2026 Regional Development Plan (RPJMD), strategic plans (Renstra) of local agencies, performance accountability reports (LKjIP), and program budget realization reports from the last five years. The analysis focuses on policy objectives, alignment between planning and implementation, performance indicators, budget realization, and implementation challenges. The results indicate that, although a supportive regulatory and policy framework exists, the implementation of creative economy programs in Makassar remains suboptimal. Key obstacles include weak cross-sector coordination, limited budget allocation for creative subsectors, the absence of a comprehensive mapping of all 17 creative economy subsectors, and inadequate performance indicators to measure real impacts. Moreover, limited involvement of local creative actors in policy formulation and evaluation constrains policy effectiveness

Pengaruh Job Description Dan Lingkungan Kerja Terhadap Kinerja Karyawan Pada PT. Pelni (Persero) Cabang Makassar Ampauleng; Abdullah, Salma
Insan Cita Bongaya Research Journal Vol. 1 No. 3 (2022): Juni
Publisher : Insan Cita Bongaya Research Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70178/icbrj.v1i3.38

This study aims to examine and analyze the effect of job description and workenvironment on employee performance at PT. PELNI (PERSERO) Makassar Branch. Thisstudy is to examine and analyze the effect of job description on employee performance, theeffect of the work environment on employee performance and the simultaneous influence of jobdescription and work environment on employee performance. Data collection using primarydata obtained from employees as many as 35 respondents with a saturated sampling techniquethrough a questionnaire.The results showed that the job description and work environment had a positive andsignificant effect on employee performance so that all proposed hypotheses were accepted.

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