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All Journal al-Afkar, Journal For Islamic Studies Syari'ah Economics Journal of Islamic Economics and Business International Journal of Sharia Business Management West Science Interdisciplinary Studies West Science Interdisciplinary Studies Khidmat Jurnal Ekonomi, Manajemen, Akuntansi
Haqibul Mujib
Universitas Islam Darussalam Ciamis
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Journal : Syari'ah Economics

 1 
STRATEGI PENINGKATKAN PENGHASILAN DRIVER OJEK ONLINE DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Fajar Hasani; Haqibul Mujib
Syari'ah Economics Vol 3 No 2 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to determine the risk management of murabahah financing and determine the impact of risk management implementation on murabahah financing settlement solutions. The method used in this study is a qualitative method that produces descriptive data using data collection techniques by observation, interviews, and documentaries in accordance with the title being observed. The risk of financing at BSM KCP Ciamis has two risks, namely sidestraiming or force majeure. Sidestraiming is a risk that arises from the mismatch of a customer financing request with the use of the customer's financing. Meanwhile, force majeure is the risk that arises from events outside the bank's predictions, such as natural disasters and accidents. Risk management carried out by BSM KCP Ciamis is by gathering information, collecting documents, and verifying its customers. These three steps are carried out using analysis. The analysis used by BSM KCP Ciamis is 5C analysis, namely character (character), capacity (capacity), capital (capital), collateral (guarantee), and conditions (conditions). Among the 5Cs, there are the most prioritized, namely analysis of character (character), capacity (capacity). If the customer has a problem, the bank will resolve the problem by using several methods including rescheduling, reconditioning, or restructuring. The implementation of risk management carried out by BSM KCP Ciamis can be categorized as healthy financing, because the non-performing financing is below 7%, namely 2.5%. This success is not only carried out by one party, but for the support and cooperation of all components in BSM KCP Ciamis
STRATEGI PENINGKATKAN PENGHASILAN DRIVER OJEK ONLINE DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM (Studi Kasus Pada Kelompok Pribumi GRAB Majenang di Kecamatan Majenang) Fajar Hasani; Haqibul Mujib
Syari'ah Economics Vol 3 No 1 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to find out what strategies are being used to increase the income of Grab Majenang drivers. Then the researchers will dig up information on how to improve the economic welfare of drivers after becoming a Grab driver. After that, the researcher then examined the strategies developed and implemented by the drivers of the Grab Majenang indigenous group based on an Islamic perspective. Data were collected by observation, interviews (interviews), and documentation. The analysis used is descriptive qualitative method, namely by formulating the data obtained and then classified in order to answer the formulation of the problem. The results of the study show that the strategies applied by drivers to increase income in an effort to improve their economic welfare have been good and appropriate to be applied both in the short and long term. Then the changes in the economic welfare of the drivers, namely from before becoming a Grab driver (partner) and after becoming a Grab driver (partner), the results are quite drastic in improving their economy. Furthermore, it is obtained from the results of reviewing and analyzing these strategies using guidelines that are in accordance with the Islamic economic perspective. So that the results of an Islamic economic view on these strategies show that these strategies are feasible and good to implement because they do not contain elements of fraud or fraud that can harm other parties which is strictly prohibited by Islam.
THE IMPLEMENTATION OF ISLAMIC BUSINESS PRINCIPLES IN SHARIA LAUNDRY BUSINESS "MR. CLING CIAMIS" Roni Romli; Dede Husni Mubarok; Haqibul Mujib
Syari'ah Economics Vol 6 No 2 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i2.1175

Abstract

This study aims to determine the application of Islamic economic principles in the development of the Sharia laundry business "Mr. Cling Ciamis". This qualitative research with descriptive method is based on data from interviews and documentation. The results of the study conclude that the Islamic economic values applied by Laundry Syariah "Mr. Cling Ciamis" are monotheism, justice, free will, and responsibility have been implemented properly. In addition, the application of Islamic business principles continues to increase in line with progress or good business development. The development of the "Mr. Cling" Laundry business can be seen from the addition of business branches and the presence of several "Mr. Cling" Laundry agents in several places. The aspects of the application of Islamic economics are viewed from several indicators: marketing, human resources, and social.
Influence of Service Quality and "BSI Mobile Features" on Students Customer Satisfaction Lestari, Vina Resti; Mujib, Haqibul; Aristhantia, Isti Tresna; Ahmadi, Riki
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1973

Abstract

This study aims to investigate the effect of BI mobile service quality and BSI mobile features on customer satisfaction among IAID Ciamis students using correlational quantitative research methods. The results showed that partially, service quality has a positive and significant effect on customer satisfaction (significance 0.017 <0.05, tcount> ttable (2.440> 1.989), and a positive regression coefficient of 0.271). BSI Mobile features also have a positive and significant effect on customer satisfaction (significance 0.000 <0.05, tcount> ttable (3.790> 1.989), and a positive regression coefficient of 0.981). At the same time, service quality and BSI Mobile features have a positive and significant effect on customer satisfaction (fhitung 40.463 > ftabel 3.09 and significance 0.000 <0.05). This study provides information about the relationship between variables, not about the causality between these variables.
The Influence of Transparency and Accountability of The “Amil Zakat Persatuan Islam” Institution on Muzakki Beliefs Sidik, Fajar; Mubarrok, Dede Husni; Mujib, Haqibul
Syari'ah Economics Vol 7 No 2 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i2.1972

Abstract

This study aims to determine the effect of transparency and accountability on muzakki trust in the Islamic Union Amil Zakat Institution Ciamis Regency Service Office. The research uses an associative quantitative approach with a descriptive verification method, which describes the variables as they are and tests the relationship between variables through collecting, processing, analyzing and interpreting data from questionnaires. The results showed that the transparency variable has a positive and significant effect on muzakki trust, with a significance value of 0.000 <0.05, tcount 5.402> t table 1.665, and regression coefficient 0.438. Accountability also has a significant effect on muzakki trust with a significance value of 0.005 < 0.050, tcount 2.905 > t table 1.665, and regression coefficient 0.395. At the same time, transparency and accountability together have a positive and significant effect on muzakki trust with a Fcount value of 19.788> Ftable 3.06 and a significance value of 0.000 <0.05.
Analysis of Mustahik's Welfare through The Distribution of Zakat Funds in "The Ciamis Care Program" at Baznas, Ciamis District Muplihin, Fahrul Zainal; Mujib, Haqibul; Aristhantia, Isti Tresna; Nurliani, Rika
Syari'ah Economics Vol 7 No 1 (2023): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Darussalam (UID) | Islamic University of Darussalam, Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v7i1.1970

Abstract

The purpose of this study is to determine the mechanism of distribution of zakat funds and efforts to improve the welfare of the community in the Ciamis Peduli program on rutilahu assistance in Baznas Ciamis Regency, if viewed from the theory of social welfare. This research uses descriptive qualitative methods with data collection techniques of observation, interviews and documentation. Taking informants on aid recipients at Baznas Ciamis Regency. The result of this research is that the distribution mechanism is that Baznas first conducts socialization and then cooperates with the village, then the village provides the assistance in the form of building materials and after completion the village gives a report on the results of the distribution of assistance to Baznas. Then the efforts made have an effect on the welfare of Mustahik, especially the recipients of assistance where the recipients of the Ciamis Peduli program assistance, especially assistance for uninhabitable houses.
Co-Authors Afrianti, Luthfi Agustina, Risma Lia Ahmadi, Riki Al Farisi, Muhammad Salman Aminullah, Rifqi Arief Aristhantia, Isti Tresna Dede Husni Mubarok Endang, Ujang Fajar Hasani Fajar Sidik Fatony, Achmad Frans Sudirjo Frans Sudirjo Hamidah, Wanda Hardjanto, Tio Dwi Lestari, Vina Resti Lilis Nurteti Mubarrok, Dede Husni Muplihin, Fahrul Zainal Nabila, Wildan Nurhidayah, Sifa Fathul Nurliani, Rika Prihandayani, Riska Dwi RAMDANI, EGGY ARMAND Rianika, Rinrin Rika Sari Roni Romli Salsabila, Siti Salwa Soni Samsu Rizal Sumadi Tirta Yoga