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All Journal PREDIKSI Jurnal Ilmiah Mahasiswa FEB Educational Journal of Learning Technology Awilaras
Sumi ati
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Economic Value Added (EVA) dan Market Value Added (MVA) pada Perusahaan Telekomunikasi yang Listing di Bursa Efek Indonesia Kuni Fadilah; Sumi ati
Jurnal Ilmiah Mahasiswa FEB Vol 1, No 2: Semester Genap 2012/2013
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research is puspose to understand about finance performance of telecomunication company whom listed in BEI (Bursa Efek Indonesia). To survey that finance performance we used EVA (economic value added) and MVA (market value added).  EVA is the meansures of economic value added which made by corporate as impact of the firm activity and strategy, MVA meansures how much market value added  from companies that can be given for investor.  EVA is calculated from the result of reduction between Net Operating Profit After Tax (NOPAT) and Cost of Capital.  This research  used a descriptive  kuantitative method. The period of study are 2009-2011 year. The result of this  research show that  three from five companies  of telecomunication  corporate  is  whom  listed in BEI 2009-2011  had positive EVA. And all  of  them  had positive MVA. This was showed  that all telecomunication companies able to create resource value added for the investor. EVA >  0 is indicate that the companie has good perfomance finance and afford to create economic value added for investor.  MVA  > 0 is indicate that corporate able to create market value added for the investor. Keywords  : Economic Value Added  (EVA), Market Value  Added (MVA), Net Operating Profit After Tax(NOPAT)
Application of the Gamification Model in Islamic Religious Education Learning to Increase Student Learning Motivation in Vocational High Schools ati, Sumi; RN, Bustanul Iman; Pamessangi, Andi Arif; Astuti, Sindi
Educational Journal of Learning Technology Vol. 2 No. 3 (2025): Educational Journal of Learning Technology (May 2025)
Publisher : South Sulawesi Education Development (SSED)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58230/edutech.v2i3.48

Abstract

This study explores the application of a gamification model in Islamic Religious Education to enhance student learning motivation. The research aims to examine the implementation of gamification in the learning process and its impact on the motivation of class XI TKR A students. Using Classroom Action Research, the study involved 21 students and collected data through observation, questionnaires, and documentation. Data analysis included evaluating teacher and student activity sheets and motivation questionnaires. Results show that teacher activity improved from 63% in cycle I to 90.8% in cycle II, student activity increased from 54% to 91%, and student motivation rose from 62% to 86%. These findings indicate that gamification significantly enhances student engagement and motivation in Islamic Religious Education learning.
STUDI DESKRIPTIF SEBUKU PADA ADA BEGURU DALAM RITUALPERNIKAHANDIDESAKUTELINTANG,KECAMATAN BUKIT, KABUPATEN BENER MERIAH: Descriptive Study of Sebuku in Ada Beguru during the Wedding Ritual in Kute Lintang Village, Bukit District, Bener Meriah Regency ati, sumi; Ocktarizka , Tria; Anwar, Humaira
Awilaras Vol 11 No 2 (2024): Seni : Sinergi Tradisi dan Teknologi
Publisher : LPPM ISBI Bandung

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Abstract

This research is entitled "Sebuku Descriptive Study on the Beguru Custom in Wedding Rituals in Kute Lintang Village, Bukit District, Bener Meriah Regency". What the author examines in this research is the structure of the Sebuku Song in the Beguru Custom in Wedding Rituals in Kute Lintang Village, Bukit District, Bener Meriah Regency. The aim of this research is to examine the structure of the Sebuku Song in the Beguru Custom in Wedding Rituals in Kute Lintang Village, Bukit District, Bener Meriah Regency. This research uses qualitative research with a descriptive approach. Data obtained using observation, interview and documentation techniques. Data analysis techniques use data reduction, data presentation and data verification. The theory used in this research is the theory of Jamalus and Bruno Natlle. Jamalus states that song structure is the arrangement and relationship between musical elements in a song, and to strengthen the ideas of Jamalus' theory, researchers also use Bruno Natlle's theory, to analyze song structure using the following elements: repertory, scales, tonality, intervals, melodic structure, rhythm, tempo and form. Sebuku in the beguru tradition is done in the morning, wearing upuh ulen-ulen and sitting on the ampang before the marriage ceremony is carried out. The conclusion of this research is that the song structure of the book has musical elements as stated by Bruno Nattle. Of the eight musical elements, only rhythm is not present in the song, because the book is not based on and is not tied to rhythm, but of the s even elements- These elements exist in a book but are not bound and are still changing.
Economic Value Added (EVA) dan Market Value Added (MVA) pada Perusahaan Telekomunikasi yang Listing di Bursa Efek Indonesia Fadilah, Kuni; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research is puspose to understand about finance performance of telecomunication company whom listed in BEI (Bursa Efek Indonesia). To survey that finance performance we used EVA (economic value added) and MVA (market value added).  EVA is the meansures of economic value added which made by corporate as impact of the firm activity and strategy, MVA meansures how much market value added  from companies that can be given for investor.  EVA is calculated from the result of reduction between Net Operating Profit After Tax (NOPAT) and Cost of Capital.  This research  used a descriptive  kuantitative method. The period of study are 2009-2011 year. The result of this  research show that  three from five companies  of telecomunication  corporate  is  whom  listed in BEI 2009-2011  had positive EVA. And all  of  them  had positive MVA. This was showed  that all telecomunication companies able to create resource value added for the investor. EVA >  0 is indicate that the companie has good perfomance finance and afford to create economic value added for investor.  MVA  > 0 is indicate that corporate able to create market value added for the investor. Keywords  : Economic Value Added  (EVA), Market Value  Added (MVA), Net Operating Profit After Tax(NOPAT)
ANALISIS DAMPAK PENGUMUMAN MERGER DAN AKUISISI TERHADAP ABNORMAL RETURN SAHAM PERUSAHAAN AKUISITOR YANG TERDAFTAR DI BEI TAHUN 2006 - 2008 Astria, Nike; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini merupakan studi peristiwa yang bertujuan untuk menunjukkan bagaimana reaksi pasar modal atas pengumuman merger dan akuisisi dengan menggunakan indikator  abnormal return. Penelitian ini merupakan penelitian deskriptif kuantitatif. Periode penelitian yaitu tahun 2006-2008 sedangkan periode peristiwanya sepuluh hari sebelum dan sepuluh hari sesudah pengumuman merger dan akuisisi. Alat statistik yang digunakan untuk menguji hipotesis adalah Wilcoxon Signed Rank Test. Hasil perhitungan Wilcoxon Signed Rank Test membuktikan bahwa ada perbedaan signifikan abnormal return pada periode sebelum-sesudah peristiwa.  Berdasarkan hasil pengujian, dapat disimpulkan bahwa pengumuman merger dan akuisi merupakan kabar baik bagi pelaku pasar untuk berinvestasi di Pasar modal sehingga tujuan dari merger dan akuisisi untuk menghasilkan sinergi dapat tercapai.Kata kunci: Pasar Modal, Studi Peristiwa, Abnormal return, Merger dan Akuisisi
ANALISA SISTEM DAN PROSEDUR PEMBERIAN KREDIT MODAL KERJA UNTUK MENINGKATKAN PENGENDALIAN INTERNAL (Studi Pada Bank Central Asia Kantor Cabang Utama Malang) Fitriamawardani, Rizka; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Pemberian atau penyaluran kredit, utamanya kredit modal kerja, merupakan salah satu bisnis bank yang memiliki risiko yang tinggi. Risiko dalam penyaluran kredit adalah terjadinya kredit bermasalah. Kemungkinan terburuk kredit bermasalah adalah terjadinya wanprestasi debitur berupa kredit macet, dimana dalam kondisi ini debitur tidak mampu mengembalikan dana bank yang telah diberikan. Kredit bermasalah dapat dihitung menggunakan rasio NPL-Non Performing Loans. Semakin tinggi angka rasio NPL menunjukkan tingginya tingkat kredit bermasalah suatu bank. Angka rasio NPL yang tinggi juga menunjukkan pengelolaan yang kurang baik terhadap sistem dan prosedur dalam penyaluran atau pemberian kredit modal kerja. Bank Central Asia, dikenal dengan BCA, merupakan salah satu bank swasta penyalur kredit modal kerja. Penelitian mengenai pengelolaan penyaluran kredit modal kerja pada BCA dengan melakukan wawancara dan dokumentasi terhadap sumber sekunder menunjukkan bahwa BCA menerapkan sistem dan prosedur yang tidak berbelit-belit saat penyaluran kredit. Pengendalian internal yang diterapkan juga dilakukan dengan sangat baik, dan memberikan hasil berupa angka rasio NPL yang mendekati nol persen selama lima tahun. Kata kunci: kredit modal kerja, Non Performing Loans (NPL), sistem dan prosedur, pengendalian internal
Analisis Tingkat Kesehatan Bank Syariah Dengan Menggunakan Metode CAMEL (Study Pada Bank Muamalat Indonesia Periode 2008-2012) Kusumawati, Finda Trianggita; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Role in establishing a national banking is one sector of the economy that are expected to play an active role in supporting the development of national and regional activities. In the banking world, the trust factor is a very important thing. Bank rating will also affect the assessment of potential investors to a bank. Therefore this study aimed to analyze the soundness of the Bank Muamalat Indonesia occurred in the period 2008-2012 by using CAMEL. This type of research is a descriptive study to analyze the data. The data used in this study is in the form of bank financial statements. The research object is Bank Muamalat Bank Muamalat Indonesia because it is a founding pioneer of Islamic banking in Indonesia so it can be measured by the development of Islamic banking. CAMEL variables are used to analyze the soundness of Bank Muamalat Indonesia consists of 6 (six) ratio: capital adequacy ratio (CAR), asset quality (KAP), Productive Asset Allowance (PPAP), net profit margin (NPM), Return on assets (ROA), operating expenses on operating income (ROA), and the loan to deposit ratio (LDR). Based on the analysis of the soundness of Islamic banks using the 6 (six) CAMEL ratio, the final result shows that Bank Muamalat Indonesia shows that over the period 2008-2012, the bank is healthy. CAMEL score in 2008 was 92.05 (HEALTH), the year 2009 was 91.5 (HEALTH), the year 2010 was 94.6 (HEALTH), in 2011 was 95 (HEALTH), in 2012 was 95 (HEALTH).   Kata Kunci : Kesehatan Bank, Bank Syariah, CAMEL
ANALISIS KINERJA KEUANGAN BANK DENGAN MENGGUNAKAN METODE CAMEL PERIODE 2010-2012 (Studi Pada PT. Bank Rakyat Indonesia (Persero) Tbk.) Fitriana, Dina Ayu; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Perkembangan di dunia perbankan yang sangat pesat serta tingkat kompleksitas yang tinggi dapat berpengaruh terhadap performa suatu bank. Kompleksitas usaha perbankan yang tinggi dapat meningkatkan resiko yang dihadapi oleh bank-bank yang ada di Indonesia. Bank adalah lembaga keuangan yang kegiatan utamanya adalah menghimpun dana dari masyarakat dan menyalurkan kembali dana tersebut ke masyarakat serta memberikan jasa bank lainnya. Oleh karena itu, penting bagi bank untuk menjaga kepercayaan masyarakat sebab kegiatan usahanya mengendalikan kepercayaan masyarakat.Penelitian ini merupakan penelitian deskriptif kuantitatif yang bertujuan untuk menganalisis tingkat kesehatan PT. Bank Rakyat Indonesia periode 2010-2012 dengan menggunakan metode CAMEL yang meliputi faktor pemodalan (capital), kualitas aktiva (asset quality), manajemen (management), rentabilitas (earning), dan likuiditas (liquidity).Berdasarkan hasil analisis terhadap tingkat kesehatan Bank dengan menggunakan rasio CAMEL periode 2010-2012 keseluruhan dapat dikatakan bahwa secara umum kinerja dan kesehatan PT. Bank Rakyat Indonesia (Persero) Tbk dalam kondisi cukup sehat.Kata Kunci  : Kinerja keuangan bank, CAMEL (capital, asset quality, management, earning, liquidity)
ANALISIS RETURN ON INVESTMENT (ROI) DAN RESIDUAL INCOME (RI) DENGAN DU PONT SYSTEM UNTUK MENGUKUR KINERJA KEUANGAN PERUSAHAAN (Studi pada perusahaan telekomunikasi yang tergabung Indeks LQ 45 di Bursa Efek Indonesia Periode 2008-2012) Anggraini, Fenda Puspita; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to determine the financial performance of listed Telecommunication companies in Indonesia Stock Exchange LQ 45 groups in terms of profitability ratios Return On Investment  (ROI) and Residual Income ratio  (RI) with Du Pont System approac  . This type of research is descriptive method with the object of research at PT. XL Axiata  Tbk and PT. Telekomunikasi Indonesia Tbk. Data used in this study are secondary data from the 2008-2012 period financial statements. The analysis used is a financial ratio analysis and comparative analysis of the financial statements. The data analysis technique used is the method of Du Pont System Return On Investment (ROI) and Du Pont System Residual Income (RI) by incorporating elements of the calculation of the cost of capital. The analysis showed the company PT. XL Axiata Tbk and PT. Telekomunikasi Indonesia Tbk the period 2008-2012 resulted in the value of the Return On Investment  (ROI)  is positive while the Residual Income (RI) generates a positive value during the 3 periods. Based on this research can be concluded that  the financial performance of PT. Telekomunikasi Indonesia Tbk is better than PT. XL Axiata Tbk in managing the resources of the company and also focuses on  the rate of return to investors. Keywords: Financial Performance, Return On Investment  ( ROI ), Residual Income  ( RI ), Du Pont System.
PENGARUH JUMLAH DANA PIHAK KETIGA (TABUNGAN DAN DEPOSITO) DAN NON-PERFORMING LOAN (NPL) TERHADAP JUMLAH KREDIT YANG DISALURKAN PT. BANK PERKREDITAN RAKYAT JAWA TIMUR CABANG BATU Safitri, Titi; ati, Sumi
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research aims to determine the effect of the amount of third-party funds (savings and deposito) and Non-Performing Loan (NPL)  to the amount of outstanding loans Rural Bank of East Java branch of Batu. Besides that, the aims of this research  is to determine which variable is  the most dominant of the total outstanding loans. This research is explanatory research. The type of data used quantitative and qualitative data  during the period January 2011 to December 2013. This research uses multiple regression analysis with F-test and t-test and classical assumption test. From the results of multiple regression analysis  shows that the third-party funds and NPL take effect  simultaneously and partially  to the total outstanding loans and deposito is the most dominant variable of Rural Bank of East Java branch of Batu. Keywords:Third-party Funds, Savings, Deposito, Non-Performing Loan, Rural Bank, Rural Bank of East Java Branch of Batu
Co-Authors Anwar, Humaira Astuti, Sindi Dina Ayu Fitriana Femylia, Syeba Ivana Fenda Puspita Anggraini Finda Trianggita Kusumawati Kuni Fadilah Napitupulu, Riska Nike Astria Ocktarizka , Tria Pamessangi, Andi Arif Pusvita Yuana Riska Napitupulu Rizka Fitriamawardani RN, Bustanul Iman Syeba Ivana Femylia Titi Safitri