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Strategi perbankan setelah berlakunya UU No. 7 Tahun 1992 (Sebuah alternatif) Sutrisno Sutrisno
Economic Journal of Emerging Markets Volume 1, 1993
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v1i1.6550

Abstract

Semenjaka dikeluarkannya kebijaksanaan pemerintah disektor moneter yang diawali dengan deregulasi 1 Juni 1983, mulai ada perubahan yang cukup mendasar pada industri perbankan di Indonesia.
Prospek pasar sekunder obligasi di Indonesia Sutrisno Sutrisno
Economic Journal of Emerging Markets Volume 5, 1995
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.v5i1.6630

Abstract

Pada umumnya suatu perusahaan untuk dapat tumbuh dan berkembang dengan pesat serta menjadi besar sesuai dengan peluang bisnis yang ada bis dengan menggunakan sumber dana yang berasal dari pihak luar, selain dengan dana yang berasal dari modal sendiri atau equity.
Risiko dan kinerja Bank Perkreditan Rakyat: Studi perbandingan antara BPR Syariah dengan Konvensional di Indonesia Sutrisno Sutrisno
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 11, No 2 (2017)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v11i2.309-328

Abstract

The aims of this study were to examine the effect of risks consisting of credit risk (NPL/NPF), capital risk (CAR), liquidity risk (LDR/FDR), and operating risk (OEOI) on rural banking performance as measured by return on assets ROA), the differences in risk and performance of Islamic Rural Banking (IRB) and Conventions Rural Banking (CRB). The population is all banking in Indonesia whether operating in Islamic or conventionally with purposive sampling method. The results showed that NPL in CRB had not significant effect, while NPF IRB had negative significant effect on performance. In contrast, CAR on Islamic Rural Banks had not significant effect, while CAR of conventional rural banking has positive significant effect on performance. Liquidity risks (LDR/FDR), both IRB and CRB have positive significant impact on performance. While the operational risk (OEOI) has a negative significant effect on the performance of CRB as well as IRB. Differential test results indicate that there are significant differences between CRB and IRB in terms of profitability (ROA), credit risk (NPL / NPF), liquidity risk (LDR / FDR) risk, and operating risk (BOPO).
Struktur modal: Faktor penentu dan pengaruhnya pada nilai perusahaan Sutrisno Sutrisno
Jurnal Siasat Bisnis Vol. 20 No. 1 (2016)
Publisher : Management Development Centre (MDC) Department of Management, Faculty of Business and Economics Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jsb.vol20.iss1.art7

Abstract

Penelitian ini mempunyai dua tujuan utama yakni, pertama untuk mengetahui dan menganalisis faktor-faktor yang menentukan struktur modal, kedua untuk mengetahui dan menganalisis pengaruh faktor-faktor penentu struktur modal terhadap nilai perusahaan dengan struktur modal sebagai variabel pemoderasi. Faktor-faktor yang diduga sebagai penentu struktur modal terdiri dari pertumbuhan perusahaan, profitabilitas, struktur aktiva, leverage, dan ukuran perusahaan. Populasi dalam penelitian ini adalah perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia. Dengan metode purposive sampling, diperoleh data 125 perusahaan dengan periode pengamatan 4 tahun (2008-2011). Alat analisis yang digunakan adalah regresi berganda dengan didukung program e-views. Hasil penelitian menunjukkan bahwa faktor-faktor yang secara signifikan menetukan struktur modal adalah struktur aktiva tetap, leverage, profitabilitas, dan size, sedangkan pertumbuhan perusahaan tidak mempengaruhi struktur modal. Sementara dengan struktur modal sebagi variabel pemoderasi, faktor struktur aktiva, leverage dan profitabilitas secara signifikan mempengaruhi nilai perusahaan, sedangkan faktor pertumbuhan perusahaan dan ukuran perusahaan tidak berpengaruh pada nilai perusahaan.
Board diversity and firm performance: cases in sharia capital market of Indonesia Sutrisno Sutrisno; Maslinawati Mohamad
Jurnal Siasat Bisnis Vol 23, No 2 (2019)
Publisher : Management Development Centre (MDC) Department of Management, Faculty of Business and Economics Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jsb.vol23.iss2.art1

Abstract

The purpose of this study is to examine the effect of board diversity on corporate performance. In this paper, board diversity refers to the composition of board members consisting of women, foreign, ethnicity, size of the board of commissioner, and size board of directors. Whereas, corporate performance is measured by return on assets (ROA). The sample size of the study uses 48 publicly listed firms in the Sharia capital market of Indonesia for the observation period between 2015 and 2017. The results show that firms with women and foreigner in board had a significant and positive association with corporate performance. Similarly, the board of commissioners and the board of directors also had a significant and positive association with firm performance. However, the existence of the ethnic boards does not affect firm performance.
Risiko, Efisiensi dan Kinerja pada Bank Konvensional di Indonesia Sutrisno Sutrisno
Jurnal Ilmiah Akuntansi dan Bisnis Vol 11 No 2 (2016)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Udayana bekerjasama dengan Ikatan Sarjana Ekonomi Cabang Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (103.619 KB) | DOI: 10.24843/JIAB.2016.v11.i02.p06

Abstract

The purpose of this study is to examine the effect of risk, efficiency and performances of conventional banks in Indonesia. Risk variables consist of capital risk which are measured by Capital Adequacy Ratio (CAR), liquidity risk which are measured by Loan to Deposit Ratio (LDR), credit risk which are measured by Non Performing Loan (NPL) and management risk which are measured by Net Interest Margin (NIM). Efficiency is measured by Operating Expense to Operating Income (BOPO) while banking performances are measured by Return on Assets (ROA). The population of this study is all of conventional banks registered in Indonesia Stock Exchange(BEI.) Purposive sampling method is used and the number of samples is 16 banks. We use quarterly data during period of 2013-2014. The hypotheses are tested using multiple linear regression.The result shows that capital risk (CAR) has negative effects, Liquidity risk (LDR) has positive and significant effects, credit risk (NPL) has no significant effects and management risk (NIM) has positive and significant effects on banking performance. Meanwhile, efficiency (BOPO) has significant and negative effects on banking performance.
RISK MANAGEMENT AND BANKING PERFORMANCE WITH CORPORATE GOVERNANCE AS MODERATING VARIABLE Santi Hikmawati; Sutrisno Sutrisno
Buletin Studi Ekonomi VOL.26.NO.2.AGUSTUS 2021
Publisher : Buletin Studi Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/BSE.2021.v26.i02.p10

Abstract

This research aims to analyze the effect of risk management on bank financial performance with corporate governance as a moderating variable. The independent variables used in this research are risk management, consist of credit risk (NPL), liquidity risk (LDR), and operating risk (OEIR). The dependent variable used is financial performance (ROA). Meanwhile, corporate governance as a moderating variable and firm size as a control variable. The regression model used are multiple linear regression analysis and moderated regression analysis. The sample was selected through purposive sampling method and 43 banks were selected as research sample. The result of this research showed that NPL and OEIR have a negative and significant impact on financial performance. Meanwhile, LDR has not significant effect on financial performance. Corporate governance was able to moderate the relationship between NPL and OEIR on financial performance, but unable to moderate the relationship between LDR on financial performance.
PROFITABLITY AND LIQUIDITY ON CORPORATE VALUE THROUGH DIVIDEND POLICY AS INTERVENING VARIABEL: EMPIRICAL STUDY ON ISLAMIC CAPITAL MARKET Sutrisno Sutrisno; Bagus Panuntun
Buletin Studi Ekonomi VOL.25.NO.2.AGUSTUS 2020
Publisher : Buletin Studi Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/BSE.2020.v25.i02.p05

Abstract

The purpose of this study is to examine the effect of profitability and liquidity on dividend policy and firm value. It also examines the role of dividend policy as an intervening variable between profitability and liquidity on firm value. Firm value is measured by Tobin's Q, dividend policy is measured by dividend payout ratio (DPR), profitability is measured by return on assets (ROA) and liquidity is measured by current ratio (CR). The population of this study is companies registered in List of Sharia Securities consisting of more than 300 companies. Samples were taken as many as 100 companies with a purposive sampling method. The observation period is 3 years (2016-2018). To test hypotheses using multiple regression analysis. The result shows that profitability is significant and positively effect on dividend policy, while liquidity does not affect on dividend policy. Profitability and dividend policy have a positive and significant effect on firm value, while liquidity has no effect on firm value. Another result of dividend policy is able to be as an intervening effect on profitability of firm value but not as an intervening liquidity relationship to firm value.
Islamic Banks’ Risks and Profitability A Case Study on Islamic Banks in Indonesia Sutrisno Sutrisno
KINERJA Vol. 24 No. 1 (2020): KINERJA
Publisher : Faculty of Business and Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v24i1.2701

Abstract

The development of Islamic banks shows excellent growth in terms of assets, third party funds, and financing. However, the growth of Islamic banks, which is approximately 5%, is relatively small nationally. For this reason, researches on Islamic banks always attracts attention. The purpose of this study is to analyze the factors that influence the profitability of Islamic banks. The profitability of Islamic banks is measured using return on assets (ROA), while the factors suspected of affecting profitability are capital risks are measured using the capital adequacy ratio (CAR), financing risk is measured using non-performing financing (NPF), operating risk is measured using operational costs to operational income ratio (OCOI), and company’s size (SZ). The population of this study is 13 Islamic banks with a sample of 7 banks implementing a purposive sampling method. The observation period is 8 years (2011-2018), with quarterly data. The analysis tool to test the hypotheses is multiple regression. The results showed that capital risk (CAR) had a significant but negative effect on profitability, operating risk (OCOI) had a significant but negative effect. While financing risk (NPF) and company’s size (SZ) had no significant effect on profitability.Keyword: capital risks, financing risks, operational risks, profitability
THE BENCHMARK OF INVESTOR DECISIONS TO INVEST IN THE INITIAL PUBLIC OFFERING (IPO) Diah Kurniawati; Sutrisno Sutrisno
Riset Akuntansi dan Keuangan Indonesia Vol 4, No 2 (2019): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v4i2.8543

Abstract

This study aims to examine how the influence of benchmarks used by investors in the process of making investment decisions during the IPO. The dependent variable in this study is the investment decision while the independent variable is financial behavior bias consisting of reputation underwriter, CEO reputation, financial statements, representativeness bias, availability bias, overconfidence bias and self control bias. In research using primary data by providing questionnaires to investors who invest during the IPO. The population is investors in Yogyakarta with a sample of 100 respondents taken by purposive sampling method according to the specified criteria. Questionnaires were tested with validity and reliability tests. To test the hypothesis multiple regression analysis is used. The results of this study indicate that reputation underwriters, CEO reputation, financial statements, representativeness bias and availability bias do not affect investment decision making during the IPO process. While overconfidence bias and self control bias have a significant positive effect on investment decision making during the IPO process.