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Analisis Akad pada Transaksi E-Commerce dengan Metode Cash on Delivery (COD) perspektif Fikih Mu’amalah Azimar Syamsi; Arsal Arsal
Journal of Islamic Law and Wisdom Vol. 1 No. 1 (2025): June 2025
Publisher : Program Studi Magister Hukum Islam - UIN Bukittinggi

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Abstract

The e-commerce transaction payment system is not only limited to credit cards, debit cards, electronic wallets, or paylaters, but also via the COD (Cash On Delivery) method, where payment is made in cash when the goods arrive at their destination, which is handed over by the courier. Basically, in mu'amalah jurisprudence there have been studies relating to transaction rules, but in the case of e-commerce with a COD system, this has not been found in classical jurisprudence studies. Therefore, the author is interested in conducting further research on this topic, especially regarding e-commerce transaction mechanisms using the COD method and aspects of contracts from the perspective of mu'amalah jurisprudence. This research will be carried out through literature analysis with a qualitative approach. Data will be processed and analyzed using qualitative techniques, including inductive, deductive and comparative approaches. The results of this research show that the e-commerce transaction mechanism using the COD system is by opening the application, selecting goods, checking out, and inspecting the goods before making payment for the order in cash when it arrives at its destination via a courier intermediary. The position of the contract in e-commerce transactions using the COD system, from the perspective of mu'amalah jurisprudence, is that it is permissible as long as the harmony and appropriate terms and rules are met. The transaction system uses a greeting contract
THE VIEWS OF THE BOOK AL-MAJMU' SYARH AL-MUHADZDZAB, IMAM AL-NAWAWI ON THE LAW OF BANK INTEREST M. Doni; Arsal Arsal
INJOSEDU: International Journal of Social and Education Vol. 2 No. 10 (2026): International Journal of Social and Education (INJOSEDU)
Publisher : Adisam Publisher

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Abstract

The issue of bank interest is still an important debate in the study of Islamic economics, especially related to its legal status which is associated with the prohibition of usury in the Qur'an and Sunnah. This study aims to analyze the law of bank interest based on the perspective of classical fiqh by focusing on the views of Imam al-Nawawi in the book Al-Majmu' Syarḥ al-Muhadzdzab. This study uses a qualitative method with a normative approach through literature studies. The main source of data is the book Al-Majmu' by Imam al-Nawawi, which is supported by classical and contemporary fiqh literature, scientific journals, and fatwas of relevant Islamic institutions. The data was analyzed using a descriptive-analytical method by examining additional concepts (ziyādah) in loan contracts (al-qardh) and the classification of usury, especially riba nasi'ah, then relating them to bank interest practices in the modern banking system. The results of the study show that Imam al-Nawawi expressly stated that any addition required in the debt-receivables contract is forbidden riba and causes the contract to become a façade. In addition, additions that are based solely on the delay of time are included in the category  of riba nasi'ah whose haram has been agreed upon by the scholars. Based on this framework, bank interest which is certain, determined from the beginning of the contract, and based on time substantially meets the criteria of riba according to the view of Imam al-Nawawi. Thus, from the perspective of the Shafi'i school, bank interest is included in riba and the law is haram, so that the development of the Islamic financial system is an urgent need to realize justice and economic benefits.
LEGAL ANALYSIS OF MEN LOOKING AT WOMEN IN THE BOOK KIFAYATU AL-AKHYAR BY IMAM TAQIYUDDIN AL HUSAINI Embrizal Embrizal; Arsal Arsal
INJOSEDU: International Journal of Social and Education Vol. 2 No. 10 (2026): International Journal of Social and Education (INJOSEDU)
Publisher : Adisam Publisher

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Abstract

This study discusses the law of men looking at women in the perspective  of the Kitab Kifayatu al-Akhyar by Imam Taqiyuddin al-Husaini, one of the great scholars of the Shafi'i school whose works are often used as references in the study of fiqh. This problem has a high urgency given that interaction between men and women in social life is inevitable, while Islamic sharia sets certain limits to maintain honor and prevent slander. This research aims to analyze the concepts, legal classifications, and basics of istinbath used by Imam Taqiyuddin al-Husaini in establishing the law of seeing women. This research is a library research with a normative-juridical approach. The main source of data is Kitab Kifayatu al-Akhyar fi Halli Ghayati al-Ikhtishar, while the supporting data sources come from the fiqh books of the Shafi'i school and relevant scientific literature. The data collection technique was carried out through documentation studies, while the data analysis used a descriptive-analytical method. The results of the study show that Imam Taqiyuddin al-Husaini divides men's views of women into several categories of law based on the existence or absence of the need and the potential for slander. Basically, seeing ajnabiyah women without a need that is justified by sharia is haram. However, in certain conditions such as the purpose of marriage and other shari'i needs, viewing is allowed with strict restrictions. This provision reflects the balance between legal strictness and benefit, and is relevant as a guideline for social ethics in the life of the Muslim community.
RIBA DALAM AYAT AL-QUR’AN DAN HADITS : TINJAUAN TEKS DAN KONTEKS Hidayatullah Hidayatullah; Arsal Arsal; Zul Efendi
KASBANA Vol 4 No 1 (2024): Januari-Juni
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53948/kasbana.v4i1.108

Abstract

Penelitian ini memfokuskan analisis terhadap ayat dan hadits berkaitan dengan riba ditinjau secara teks dan konteks. penelitian ini merupakan penelitian pustaka (library research) dengan menjadikan buku dan tulisan-tulisan yang berkaitan dengan riba sebagai bahan hukum utamanya. Data-data yang dikumpulkan akan dianalisis dan diuraikan secara deksriptif analitis. Penelitian ini menghasilkan kesimpulan. Pertama, berdasarkan ayat-ayat al-Qur’an tersebut di atas, para ulama sepakat bahwa riba merupakan sesuatu yang dilarang karena ayat-ayat yang menjelaskan tentang keharaman riba dinilai sangat jelas dan secara kronologis dapat dipahami esensi pelarangan tersebut. Kedua, pelarangan riba dalam al-Qur’an memiliki relevansi dengan pergerakan sektor riil dalam ekonomi. Sebab, ekonomi yang berbasis pada riba dengan sendirinya akan mengabaikan underlying transaction yang merupakan basis dari sektor riil. Akibat para pemilik modal (kapitalis) dipastikan beruntung sedangkan para pengelola uang/pengusaha masih belum ada kejelasan, sehingga posisinya menjadi berimbang, tidak adanya keadilan. Sistem ekonomi ribawi tersebut dapat menyebabkan terjadinya kesenjangan pertumbuhan ekonomi masyarakat dunia makin terjadi secara konstant. Dalam konteks ini, al-Qur’an membicarakan riba dalam konteks ekonomi makro, yakni melihat dampak riba terhadap ekonomi masyarakat secara agregat. Sistem ekonomi ribawi akan mempengaruhi investasi, semakin tinggi suku bunga. Ketika investasi semakin menurun, maka akan berdampak pada meningkatnya angka pengangguran. Di samping itu, sistem ribawi ini telah menjerumuskan negara-negara berkembang kepada debt trap (jebakan hutang).
The Perspective of Mashlahah Mursalah on the Implementation of Marriage Counseling for Generation Z at the Ampek Angkek Religious Affairs Office Nurul 'Izzati; Arsal Arsal
ALFIHRIS : Jurnal Inspirasi Pendidikan Vol. 4 No. 3 (2026): Juli : Jurnal Inspirasi Pendidikan
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/py671e03

Abstract

This study is motivated by the skeptical views among Generation Z (Gen Z), who perceive that the marriage counseling conducted by the Office of Religious Affairs (KUA) in Ampek Angkek lacks real social impact (mashlahah) and is often regarded merely as an administrative formality. This study aims to determine the methods and materials used in marriage counseling at KUA Ampek Angkek and to analyze them from the perspective of mashlahah mursalah. Utilizing a descriptive qualitative method with a field research approach, data were gathered through interviews, observations, and documentation with KUA officials and Gen Z informants. Data analysis was conducted systematically through data reduction, data display, and conclusion drawing based on relevant theories. The results indicate that marriage counseling is routinely held using lecture and Q&A methods, covering topics such as marriage jurisprudence (fiqh munakahat), family psychology management, positive law, and local customs. Viewed from the mashlahah mursalah perspective, the substance of the material basically fulfills the elements of benefit to foster a harmonious family (jalb al-mashalih) and prevent the harm of divorce (daf’ al-mafasid). However, the conventional and formal delivery methods are considered less interactive and irrelevant to the communication characteristics of Gen Z, leading to suboptimal absorption of these beneficial values. Therefore, this study recommends that KUA Ampek Angkek innovate its counseling approach by integrating visual-based digital learning media, playing short educational videos, and implementing role-play simulations that are more adaptive to the learning styles of Gen Z.
An analysis of the West Java governor's policy on vasectomy as a requirement for receiving social assistance from the perspective of mashlahah mursalah Irwan Syah; Arsal Arsal
Asy-Syari’ah : Jurnal Hukum Islam Vol. 12 No. 2 (2026): Asy-Syari'ah: Jurnal Hukum Islam, June 2026
Publisher : LP3M Universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/assyariah.v12i2.2520

Abstract

The main issue discussed in this journal article concerns the proposal of the Governor of West Java to link Family Planning (KB) programs with social assistance by requiring vasectomy for families with many children. This policy is based on the assumption that having a large number of children exacerbates poverty, making birth control an important instrument for regional economic development. This study explains the development of the concept and regulations of social assistance in Indonesia, evaluates the rationality of the West Java Provincial Government’s vasectomy requirement policy, and examines its compatibility with the principle of maslahah mursalah in poverty alleviation. The research employs a library research method, relying on secondary data obtained from various academic sources, including books, scholarly articles, and other relevant documents. The findings indicate that social assistance programs in Indonesia have evolved since the New Order era and became more prominent during the administration of President Susilo Bambang Yudhoyono, with eligibility generally limited to poor or vulnerable Indonesian citizens registered in the Integrated Social Welfare Data System (DTKS). The high poverty rate and low participation in vasectomy programs in West Java have encouraged Dedi Mulyadi to propose vasectomy as a requirement for receiving social assistance. From the perspective of maslahah mursalah, this policy can be viewed as an effort to promote public welfare through improving family well-being, enhancing public health, and reducing poverty, while still upholding the principles of justice and the rights of citizens. Ultimately, the welfare of society should remain the primary objective in the formulation and implementation of every social policy.
MILKU AL-YAMĪN: Diskursus dalam Al-Qur’an antara Teks dan Konteks Hendri; Arsal
AL ITQAN: Jurnal Studi Al-Qur'an Vol 11 No 2 (2025): Al ITQAN: Jurnal Studi Al-Qur'an
Publisher : STAI AL-ANWAR SARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47454/alitqan.v11i2.1149

Abstract

The relationship between the text and its context in the term Milku Al-Yamīn is often understood differences and shifts in meaning from classical to contemporary times, which are inseparable from social factors and thus influence as a form of ownership of slaves or prisoners of war in pre-Islamic Arab society. However, this interpretation often causes debate when confronted with modern human values. This study uses a qualitative approach with a literature study and thematic interpretation (maudhū‘i) method, combined with socio-historical analysis and contextual hermeneutics. The results show that the textual understanding of Milku Al-Yamīn in the Qur'an cannot be separated from the social and cultural context of the society when the verses were revealed. The Qur'an does not directly legalize slavery, but takes an evolutionary path by emphasizing liberation, justice, and respect for human dignity. In the modern context, scholars believe that Milku Al-Yamīn needs to be reinterpreted as a symbol of social transformation towards the elimination of oppression and inequality. Thus, through a reading that takes into account both the text and context, Milku Al-Yamīn is understood not as a legitimization of slavery, but as part of the moral and humanitarian process promoted by the Qur'an.
KOMPARASI PENAFSIRANAYAT AL-QUR’AN DAN HADITS TENTANG KEPEMIMPINAN WANITA Hanif A’la Ilhami; Zul Efendi; Arsal Arsal
Journal of Indonesian Comparative of Syari'ah Law Vol. 8 No. 2 (2025): Journal of Indonesian Comparative of Syari'ah Law (JICL): Jurnal Perbandingan H
Publisher : Journal of Indonesian Comparative of Syari'ah Law

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Abstract

This paper aims to compare two points of view in interpreting verses and hadiths related to women's leadership in Islam. This research is qualitative in nature, using literature sources. Scholars interpret verses and hadiths related to leadership with a clear and detailed methodology, including understanding the text and context of each. The distinction of Islamic teachings towards men and women is natural. However, both still lead to glory and paradise, even though their roles are different. Feminists reject the pattern of male leadership over women for various reasons. The existing teachings are not the true teachings of Islam, but the result of social constructs that can change over time. Based on the analysis that has been presented, the interpretation of the ulama is more accurate and stronger because it has a clear methodology and is supported by so many hadith narrations. In contrast, feminist thought is dominated by contextual interpretations without a clear methodology, which can lead to radical changes in religion.
Analisis Manfaat Wakaf Produktif dalam QS. Al-Baqarah [2]: 261 melalui Pendekatan Sosiolinguistik Syaiful Efendi; Arsal; Helfi
AL QUDS : Jurnal Studi Alquran dan Hadis Vol. 9 No. 3 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alquds.v9i3.15533

Abstract

This article analyzes agrarian metaphors and the construction of the meaning of philanthropy of productive waqf in QS. Al-Baqarah [2]: 261 with a sociolinguistic approach based on the function of language and social context. This research departs from the view that the metaphor and language style of the Qur’an not only function as rhetorical ornaments, but also as communication strategies that reflect the socio-economic reality of the first speaking community. Using qualitative-descriptive methods and a text-analysis design, this study examines agrarian diction, the structure of similitudes (tasybīh), and the communicative function of verse in relation to the social context of Arab society, particularly the agrarian community of Medina at the time of revelation. The main data is in the form of QS. Al-Baqarah [2]: 261 is analyzed together with classical and contemporary interpretations, sociolinguistic literature, and studies on productive waqf. The results of the study show that agrarian metaphors such as ḥabbah (seed), sanābil (stalk), and yuḍā'if (multiplication) underpin philanthropic meanings that emphasize productivity, sustainability, and the expansion of property benefits. The metaphor functions informatively, persuasively, and legitimately in framing waqf as socio-economic capital that continues to grow, rather than merely as a consumptive donation. These findings confirm that QS. Al-Baqarah [2]: 261 provides the linguistic, social, and theological basis for the concept of productive waqf. Theoretically, this study enriches the study of Islamic philanthropy by demonstrating the relevance of sociolinguistic approaches in revealing the relationship between the Qur’an’s linguistic structure and the construction of the ummah’s socio-economic values.
Tradisi Pemberian Uang Jujuran Dalam Perkawinan Masyarakat Banjar Di Desa Lahang Baru Perspektif ‘Urf Aisyah Awaliah; Arsal Arsal
Jurnal EL-QANUNIY: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 11, No 2 (2025)
Publisher : Syekh Ali Hasan Ahmad Addary State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v11i2.17531

Abstract

Penelitian ini mengkaji praktik budaya pemberian uang jujur dalam prosesi pernikahan adat Banjar yang berlangsung di Desa Lahang Baru, Kecamatan Gaung, Kabupaten Indragiri Hilir, Provinsi Riau. Tradisi ini merupakan bentuk penghargaan dari calon mempelai pria kepada mempelai wanita, sebagai simbol tanggung jawab, kedewasaan, dan kesiapan dalam membangun rumah tangga. Penelitian ini menggunakan pendekatan kualitatif dengan metode eksplorasi lapangan, yang melibatkan teknik wawancara mendalam, observasi langsung terhadap situasi di lokasi, serta pengumpulan berbagai dokumen pendukung sebagai sumber data. Hasil penelitian menunjukkan bahwa meskipun uang jujur bukan merupakan syarat sah dalam akad pernikahan menurut ajaran Islam, masyarakat setempat memandangnya sebagai unsur penting dalam tata cara adat yang menunjukkan keseriusan dan kesepakatan antara kedua keluarga. Pelaksanaan tradisi ini terus dipertahankan karena dianggap tidak bertentangan dengan prinsip-prinsip hukum Islam serta termasuk dalam kategori ‘urf, yaitu kebiasaan lokal yang diakui dalam penetapan hukum syariah. Besaran uang jujur ditentukan berdasarkan kesepakatan antara kedua keluarga dengan mempertimbangkan norma sosial, ekonomi, dan adat yang berlaku. Selain menjadi bagian dari prosesi adat, tradisi ini juga berperan dalam mempererat hubungan antar keluarga dan menjaga kehormatan kedua belah pihak. Oleh karena itu, uang jujur merupakan bagian yang tidak terpisahkan dari warisan budaya masyarakat Banjar di Desa Lahang Baru.