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All Journal Global Review of Islamic Economics and Business Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Shirkah: Journal of Economics and Business International Journal of Islamic Business and Economics (IJIBEC) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Edunomika (JIE) Budimas : Jurnal Pengabdian Masyarakat Jurnal Disrupsi Bisnis Relevance: Journal of Management and Business Al Basirah
Iin Emy Prastiwi
Fakultas Ekonomi, Institut Teknologi Bisnis AAS Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALYSIS OF FACTORS AFFECTING INTEREST IN SAVING IN ISLAMIC BANK: KNOWLEDGE, SOCIAL ENVIRONMENT AND PSYCHOLOGICAL FACTORS Iin Emy Prastiwi; Muhammad Naufal Zuhdi
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 2 (2022): IJEBAR, VOL. 06 ISSUE 02, JUNE 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i2.4777

Abstract

Lack of knowledge of prospective customers about the ins and outs of the Islamic bank system has an impact on changes in interest in saving, which initially intended to save in Islamic banks changed to conventional banks. So far, prospective customers think that saving at conventional banks is simpler than Islamic banks, because Islamic banks themselves prioritize the halal of all transactions carried out and keep away from the name of the usury system. This is what causes the change in the mindset of prospective customers in making decisions about determining where he will raise funds. This study aims to see the extent of the influence of knowledge, social and psychological environment of students on saving interest in Islamic banks. The method in collecting data in this study was through distributing questionnaires to Al Muayyad Islamic Boarding School graduates. The results of this study indicate that knowledge, social and psychological factors together have a significant effect on students' interest in saving in Islamic banks, partial results indicate that knowledge and psychology have a significant effect, while the social environment has no significant effect.
Employee Performance: Work Ability and Work Motivation Iin Emy Prastiwi; Sri Laksmi Pardanawati; Deni Kurniawan
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 1 (2022): IJEBAR
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i1.3122

Abstract

The purpose of this study was to determine the factors that affect employee performance at Bank BTN Syariah KCS Solo. The independent variables in this study were work ability and work motivation. The population in this study were 40 employees of Bank BTN Syariah KCS Solo. All populations were sampled in this study. This research shows that work ability does not have a significant effect on employee performance, while work motivation has a significant positive effect on employee performance. Bank BTN Syariah Kcs Solo should improve employee performance by providing motivation with various innovations, for example motivational briefings on the sidelines of working hours, inviting motivators and so on to keep employee motivation high. Keyword: Employee Performance, Work Ability, Work Motivation
Deposit Mudarabah Investment Risk Analysis Method Value at Risk (VaR) Iin Emy Prastiwi
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 4, No 02 (2020): IJEBAR, VOL. 04 ISSUE 02, JUNE 2020
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v4i02.1129

Abstract

The purpose of this study is to understand the risk and return on net return on mudharabah deposits in Islamic banks using the Value at Risk (VaR) approach. The objects in this study are quarterly financial statements of Bank Syariah Mandiri, Bank BRI Syariah, and Muamalat Bank for three years, 2015-2017. The VaR analysis results show that the average risk of mudharabah deposit investment for 3 years in Bank Syariah Mandiri is 2015 at 6.61% and net return -0.53%, in 2016 the risk is 0.14% and net return 3.21 %, in 2017 the risk is 0.17% and net return is 0.32%. BRI Syariah Bank is 2015 at 0.08% and net return of 4.28%, in 2016 the risk is 0.07% and net return 3.77%, in 2017 the risk is 0.08% and net return 42.81% . and Bank Muamalat is 2015 at 0.63% and net return of 0.04%, in 2016 the risk is 0.40% and net return is 0.08%, in 2017 the risk is 0.14% and net return is 0.26%. In addition there are differences in the level of risk and return (net return) in Bank Syariah Mandiri, BRI Syariah, and Muamalat Bank with significant probability (p-value) for the risk level of 0.005 and return (net return) of 0.045. From the risk level and net return for three years, BRI Syariah Bank is a bank that has prospective value. Key Words : VaR, risk, net return, mudharabah deposit
THE BALANCED SCORECARD METHOD FOR ASSESSING COMPANY PERFORMANCE (Case Study at PT Salatiga State Electricity Company) Wikan Budi Utami; Iin Emy Prastiwi; Suhesti Ningsih
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 4, No 03 (2020): IJEBAR, VOL. 04 ISSUE 03, SEPTEMBER 2020
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v4i03.1202

Abstract

This study aims to examine whether financial perspectives, customers, internal business processes, as well as perspectives of growth and learning partially or simultaneously affect the performance of PT Salatiga State Electricity Company (PLN). This study uses a quantitative descriptive approach with a population of employees of PT Perusahaan Listrik Negara (PLN) Salatiga. The sampling procedure used in this study is the purposive sampling method. This study uses a sample of 32 employees who fit predetermined criteria. Data in this study were collected by distributing questionnaires. The results of this study indicate that the financial perspective, customers, internal business processes as well as the perspective of growth and learning simultaneously have a significant effect on the performance of PT Salatiga State Electricity Company (PLN) as evidenced by the significance value of F (0.007) F table (2.71). Partially the variables of financial perspective, customer, and internal business process perspective have no significant effect on company performance, while the growth and learning perspective variable has a positive and significant effect on company performance. The adjusted R square determination coefficient is 0.309. This proves that the independent or independent variable is able to influence the dependent or dependent variable by 30.9%, while the remaining 69.1% is influenced by other variables outside this study. Keywords: balanced scorecard, company performance
ANALYSIS OF THE INFLUENCE OF RELIGIOSITY, ENVIRONMENT, AND REPUTATION FACTORS ON CUSTOMER DECISIONS ON SAVING AT KSPPS BMT AMANAH UMMAH Iin Emy Prastiwi
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5, No 1 (2021): IJEBAR, VOL. 5, ISSUE 01, MARCH 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i1.2237

Abstract

This study aims to determine: religious factors, profit sharing factors, environmental factors, reputation factors, location factors have a partial and simultaneous influence on customer decisions to save at KSPPS BMT Amanah Ummah. This study uses a quantitative approach. The sample in this study were 100 Amanah Ummah KSPPS BMT customers. Data collection methods used were questionnaires and documentation. conducted include validation and reliability testing. Hypothesis testing uses multiple regression analysis. The results of research on the factors that influence the decision to save at KSPPS BMT Amanah Ummah show that religious, the environment and reputation have positive significantly influence the decision to save at KSPPS BMT Amanah Ummah.
Analisis Pengaruh Pendidikan, Sosial, dan Pengetahuan Terhadap Minat Masyarakat Menabung di Bank Syariah (Studi Kasus di Desa Jatikuwung Gondangrejo Karanganyar) Umi Hani'in; Fitri Ernawati; Iin Emy Prastiwi; A Haris Romdhoni
JURNAL ILMIAH EDUNOMIKA Vol 5, No 02 (2021): EDUNOMIKA : Vol. 5, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v5i2.3714

Abstract

This study was conducted to examine whether there is a significant influence on education, social factors and knowledge on people's interest in saving at Islamic banks in Banyubiru, Jatikuwung Village, Gondangrejo Karanganyar. This study aims to determine and analyze education, social factors and knowledge of interest in saving in Islamic banks. The research method used in this study is quantitative with primary data sources originating from the distribution of questionnaires in the Banyubiru Jatikuwung Gondangrejo Karanganyar hamlet community. The sampling technique is by using the slove in formula. Data analysis methods in the form of Validity Test, Reliability Test, Classical Assumption Test, Multiple Linear Regression Test, F Test, t Test and Determination Test. The results of this study using the t test (partial test) showed that the knowledge variable had no significant effect on the interest in saving in Islamic banks while the education variable and social factors had a significant effect on the interest in saving in Islamic banks. The results of the F-test (simultaneous test) show that the variables of education, social factors, and knowledge have a significant influence on interest in saving in Islamic banks bank. Judging from the Adjusted R-square value of the education variable, social and knowledge factors affect the interest in saving in Islamic banks by 57%. Keywords : Interest, education, social factors and knowledge
PELATIHAN PEMBUATAN DAFTAR PUSTAKA DENGAN MENDELEY BAGI MAHASISWA, SMA SEDERAJAT DAN UMUM Iin Emy Prastiwi; Abdul Haris Romdhoni
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol 4, No 2 (2022): BUDIMAS : VOL. 04 NO. 02, 2022
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v4i2.4913

Abstract

This activity was carried out with the background of wanting to help parties who need it in using the Mendeley application. The purpose of this community service is to increase knowledge through direct practice on how to use the Mendeley application in making references to scientific papers or thesis. It is hoped that the results of this training will provide direct practice of using Mendeley to general students, high school / vocational students, the general public and parties in need. This activity is carried out using the lecture method, direct discussion, simulation practice using the Mendeley application. The lecture method is used in the process of delivering training/socialization materials. The expected output targets of this activity are 1) The public is able to know how to use Mendeley in making references to scientific papers and theses; 2) People find solutions to problems in using Mendeley.
Benefit Perception Analysis, Risk Perception, Hedonic Motivation, Psychological Factors, Web Design To Online Shop Purchase Decisions Iin Emy Prastiwi; Tira Nur Fitria
Relevance: Journal of Management and Business Vol. 4 No. 1 (2021)
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (303.508 KB) | DOI: 10.22515/relevance.v4i1.2883

Abstract

This study aims to determine what factors influence consumer decisions to buy through an online shop. The factors that the researchers took were perceived benefits, perceived risks, hedonic motivation, psychological factors, and web design. This research is a quantitative study by taking a study at ITB AAS Indonesia. The population in this study were all academicians of ITB AAS Indonesia who have ever made purchases on the line shop. The sample in this study amounted to 142. The technique of collecting data by distributing questionnaires and interviews. The analytical method used is multiple linear regression analysis. The results obtained in this study are the variables of perceived usefulness, hedonic motivation, and web design have a positive and significant effect on online shop purchasing decisions. Meanwhile, risk perception and psychological factors do not have a significant effect.
PELATIHAN PERHITUNGAN ZAKAT PENGHASILAN BAGI MASYARAKAT DUKUH SENGIRJO RT 06 RW 02 DESA BENDAN KECAMATAN BANYUDONO KABUPATEN BOYOLALI Iin Emy Prastiwi
Jurnal Al Basirah Vol. 2 No. 1 (2022): Al Basirah
Publisher : LPPM STAIMAS WONOGIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.162 KB) | DOI: 10.58326/jab.v2i1.35

Abstract

Kegiatan ini dilaksanakan dengan latar belakang ingin membantu dalam pihak pihak yang membutuhkan dalam perhitungan zakat penghasilam. Tujuan pengabdian kepada masyarakat ini adalah untuk penambahan pengetahuan melalui praktek langsung bagaimana cara menghitung zakat pengahsilan. Diharapkan dari hasil pelatihan ini memberikan materi tentang pelatihan perhitungan zakat penghasilan ini dapat menambah pengetahuan secara praktek kepada peserta, dan langsung konsultasi permasalahan yang dialami bagi yang ragu atau bingung dalam menghitung zakat penghasilan. Kegiatan ini dilaksanakan dengan menggunakan metode ceramah, diskusi langsung. Metode ceramah digunakan dalam proses penyampaian materi pelatihan/sosialiasi. Target luaran yang diharapkan dari kegiatan ini adalah 1) Masyarakat mampu mengetahui bagaimana seluk beluk hokum zakat penghasilan; 2) Masyarakat mendapatkan pengetahuan perhitungan zakat penghasilan
PELATIHAN METODE PENELITIAN KUANTITATIF DALAM PENGERJAAN SKRIPSI BAGI MAHASISWA S1 Tira Nur Fitria; Iin Emy Prastiwi
Jurnal Al Basirah Vol. 2 No. 2 (2022): Al Basirah
Publisher : LPPM STAIMAS WONOGIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58326/jab.v2i2.40

Abstract

Tujuan kegiatan pengabdian kepada masyarakat ini adalah untuk memberikan pelatihan tentang metode penelitian kuantitatif dalam pengerjaan skripsi bagi mahasiswa S1. Metode pelaksanaan kegiatan ini menggunakan metode ceramah dan diskusi (tanya jawab). Kegiatan pengabdian kepada masyarakat dilaksanakan pada Selasa, 26 April 2022 pukul 15.30 – 17.00 WIB melalui platform Zoom Meeting dan Live Streaming YouTube. Peserta kegiatan ini terdiri dari 30 mahasiwa jurusan S1 Akuntansi Institut Teknologi Bisnis AAS Indonesia yang sedang menempuh skripsi. Dosen selaku narasumber kegiatan menyampaikan materi tentang bab 3 yaitu metode penelitian kuantitatif yang meliputi pengertian dan karakteristik metode analisis data kuantitatif, contoh judul penelitian kuantitatif, populasi dan teknik pengambilan sampel, teknik penentuan ukuran sampel, skala pengukuran instrumen penelitian, metode pengumpulan data dan teknik analisis untuk jenis penelitian deskriptif, komparatif, dan asosiatif. Selain itu, dosen (narasumber) kegiatan menampilkan bab 4 misalnya data penelitian, hasil penelitian dan pembahasan, analisa pembahasan hasil penelitian, kesimpulan dan saran, serta lampiran pada skripsi. Selanjutnya pada tahap penutupan, dosen selaku narasumber kegiatan memberikan kesempatan kepada peserta kegiatan (mahasiswa) untuk memberikan pertanyaan di kolom chat Zoom atau chat YouTube. Selama kegiatan berlangsung, peserta kegiatan aktif mengikuti kegiatan dan antusias peserta kegiatan dalam bertanya kepada dosen (narasumber) terkait dengan materi metode penelitian kuantitatif yang telah dijelaskan. Dosen (narasumber) tidak membatasi jumlah pertanyaan peserta, sehingga dosen (narasumber) menjawab seluruh pertanyaan peserta. Tindak lanjut dari kegiatan ini adalah perlu diadakannya kegiatan lanjutan sejenis yang lebih berfokus membahas tentang analisis data terutama dalam pengujian data.
Co-Authors A Haris Romdhoni Abdul Haris Romdhoni Abdul Haris Romdhoni Agus Marimin Agus Subekti Aly Muhammad Azmi Angrahita Grahesti Anik Anik Anik Anik Anik Anik anik anik Anik Anik Anik Anik Anik Ayna Sekar Hutami Azizah Putri Az-Zahra Deni Kurniawan Desy Nur Pratiwi Dinda Maulid Rahmawati Ema Mustika Saputri Fajar Fitrianingsih Fitri Ernawati Fitria, Tira Nur Indra Lila Kusuma Ismail Ali Ma'ruf Jumarni Jumarni Jundiyah Miftahur Rohmah LMS Kristiyanti, LMS LMS. Kristiyanti M. Hasan Ma'ruf Maya Widyana Dewi Muhammad Naufal Zuhdi Muhammad Tho'in Muhammad Tho'in Muhammad Tho'in Muhammad Tho’in Muqorobin Muqorobin Nasrudin Rama Sinudarsono Nila Ayu Rusmala Dewi Nurulita Novia Sari Oktaviani Alvita Kusumawati Putri Wulan Rahmahwati Salmia Salmia SEKAR APRILIA FARKHAN Siti Sulistiani Sri Laksmi Pardanawati Suhesti Ningsih Suprihati Tho'in Muhammad Tira Nur Fitria Ulul Azmi Mustofa, Ulul Azmi Umi Hani'in Wikan Budi Utami Wulan Widia Astutik Yuwita Ariessa Paravasanti Yuwita Ariessa Pravasanti Zulkifli Rosyid Abdillah