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All Journal Global Review of Islamic Economics and Business Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Shirkah: Journal of Economics and Business International Journal of Islamic Business and Economics (IJIBEC) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Edunomika (JIE) Budimas : Jurnal Pengabdian Masyarakat Jurnal Disrupsi Bisnis Relevance: Journal of Management and Business Al Basirah
Iin Emy Prastiwi
Fakultas Ekonomi, Institut Teknologi Bisnis AAS Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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MENGURAI PERMASALAHAN PENDISTRIBUSIAN ZAKAT DENGAN ANALISIS SWOT Studi Kasus Di Lembaga Amil Zakat Daarut Tauhid Solo Angrahita Grahesti; Ayna Sekar Hutami; Nurulita Novia Sari; Jundiyah Miftahur Rohmah; IIN EMY PRASTIWI
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8188

Abstract

The various type of zakat distribution of zakat will not be separated from the constraints or roblems that occur in distributing it. Among the essence of managing zakat trought the amil institution is how to make the zakat distribution program effective which has a positive impact on the welfare of the mustahik himself. This study is aims to analyze or identify problems distribution of zakat at the Amil Zakat Daarut Tauhid Peduli Solo Institute, so that it can be used a qualitative approach with analytical techniques, namely interviews, observation, literature study and SWOT analysis. The result of this study are that there are several problems faced by the Amul Zakat Daarut Tauhid Peduli Solo Institute seen from the aspects of amil/OPZ, muzzaki, mustahik, and regulators which can then be formulated a strategy to unravel these problems trough a SWOT analysis.
STRATEGI PELAKU WISATA DALAM MENINGKATKAN EKONOMI LOKAL BERBASIS ISLAM DI DAERAH KEMUNING Fitri Agus Suprianto; Iin Emy Prastiwi; Muhammad Tho’in
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 3 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i3.19695

Abstract

This research was conducted in Kemuning Village, Ngargoyoso District, Karanganyar Regency, Central Java, which is developing as an Islamic-based tourism destination supported by the natural potential of the slopes of Mount Lawu. This study aims to analyze the strategies of tourism actors in enhancing the Islamic-based local economy and to identify the supporting factors and their impact on community welfare. A descriptive qualitative approach was employed, with data collection techniques including interviews, observation, and documentation. The novelty of this research lies in the analysis of integrating the Resource Support Strategy with Islamic-based tourism principles through collaboration among BUMDes (Village-Owned Enterprises), MSMEs, and local transportation service providers. The results indicate that destination development is achieved by providing Muslim-friendly facilities, such as worship facilities and halal culinary options, as well as optimizing natural resources and community participation. Successful implementation is supported by natural attractions, adequate accessibility, and synergy among stakeholders. The resulting impacts include an increase in Village Original Income (PADes), job creation, the growth of local MSMEs, and the strengthening of economic practices aligned with sharia principles. This study concludes that Islamic-based tourism in Kemuning Village is capable of driving sustainable local economic growth while maintaining Islamic values in destination management.
ANALYSIS OF THE DEVELOPMENT POTENTIAL OF THEMATIC CREATIVE ECONOMY SECTORS TO SUPPORT ECONOMIC GROWTH AND COMMUNITY WELFARE IN SURAKARTA CITY Herwiyanto; Inna Nur Rokhmah; Aziz Baizuri; Iin Emy Prastiwi; Nahla Uyuni Salsabila
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 10 No 2 (2026): IJEBAR: Vol. 10, Issue 2, June 2026
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v10i2.20227

Abstract

This study explore the development potential of thematic creative economy sectors in Surakarta, including batik, handicrafts, culinary products, and design, to support economic growth and enhance community welfare. The research is motivated by the transition from a resource-based economy to one driven by creativity, innovation, and knowledge. As a city with a strong cultural identity and rich artistic heritage, Surakarta has significant opportunities to strengthen the competitiveness of its creative industries. A descriptive qualitative approach was employed, with data collected through interviews, observations, and documentation. The data were analyzed using descriptive analysis, SWOT analysis, and the Analytical Hierarchy Process (AHP) to identify development priorities and formulate strategic recommendations. The study examines the characteristics and potential of creative economy subsectors, identifies challenges in developing thematic creative economy zones, and proposes an integrated and sustainable development framework. The findings provide insights for policymakers and stakeholders in designing effective development strategies. These strategies are expected to enhance regional competitiveness, strengthen local cultural identity, create employment opportunities, and promote inclusive and sustainable economic development in Surakarta.
ANALISIS FAKTOR YANG MEMPENGARUHI KEPUASAN NASABAH DI KSUS “KARYA BAROKAH” Agni Andhita Rachma; Muhammad Tho’in; Iin Emy Prastiwi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19120

Abstract

The purpose of this study was to determine the effect of tangible factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of responsiveness factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of reliability factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of assurance factors on customer satisfaction at KSUS Karya Barokah. This study was conducted at KSUS Karya Barokah Purwantoro, Wonogiri City. The sample in this study was 100 respondents. Data collection techniques using questionnaires. Data analysis techniques using multiple linear regression analysis. The results of the study showed that tangible, responsiveness, reliability, assurance, and empathy had a simultaneous and significant effect on customer satisfaction at KSU Karya Barokah. Tangible had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Responsiveness had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Reliability had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Assurance had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Empathy had a positive and significant effect on customer satisfaction at KSU Karya Barokah.
Peran KSPPS Nur Insani Karanganyar Dalam Pengembangan Ekonomi Mikro Berbasis Syariah Anton Pradigdyo; Muhammad Tho’in; Iin Emy Prastiwi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19618

Abstract

This research aims to analyze the role of KSPPS Nur Insani Karanganyar in providing access to Sharia financing and its contribution to the development of members' micro-businesses. The research method used is descriptive qualitative with data collection techniques through interviews, observation, and documentation. Data analysis was carried out through stages of reduction, data presentation, and drawing conclusions combined with SWOT strategy analysis. The results show that KSPPS Nur Insani plays an important role as an alternative institution for micro-businesses through fast service processes and the use of Sharia contracts. SWOT analysis reveals that the main strength lies in community trust and humanistic services, while the main obstacles are limited human resources and lack of digitalization . The formulated development strategies include service digitalization, human resource capacity building, and strengthening monitoring to mitigate the risk of default.
PENGARUH LITERASI KEUANGAN DAN RELIGIUITAS TERHADAP KEPUTUSAN MENGGUNAAN PRODUK BANK SYARIAH: 1. Kajian Teori , 2. Metode Penelitian, 3. Hasil dan Pembahasan , 4. Kesimpulan dan Saran, 5. Referensi Sinta Purwanti; Iin Emy Prastiwi; Agus ` Marimin
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19625

Abstract

This study aims to analyze the influence of financial literacy and religiosity on people's decisions to use Islamic banking services. This study examines the influence of financial literacy partially, religiosity partially, and the influence of both simultaneously on the decision to use Islamic banking services. This study uses a quantitative approach through a survey data collection method. The research sample consisted of 100 respondents from the Kebayoran Lama Selatan District community. The number of respondents was determined using the Slovin formula. Data were obtained through a Likert scale questionnaire instrument and then analyzed using linear regression analysis. First, the data were confirmed for their feasibility through validity, reliability, and classical assumption tests. The results show that financial literacy and religiosity have a positive and significant impact on people's decisions to use Islamic banking services simultaneously (F = 138.482; sig = 0.000). The Adjusted R2 value shows 0.735, explaining that both variables are able to explain 73.5% of the variation in decisions, while the remainder is explained by other factors outside the research model. Partially, financial literacy has a positive and significant effect on the decision to use Islamic banking services (t=3.186; sig=0.002). Religiosity also has a positive and significant effect on people's decisions (t=13.469; sig=0.000). This indicates that religiosity dominates the influence on decisions.
The Effect of Paylater System, Financial Literacy and Understanding of Islamic Economics on Consumer Consumption Patterns in E-Commerce (A Case Study of the Community in Colomadu District): Studi Kasus pada Masyarakat di Kecamatan Colomadu Nurul Munawaroh; Iin Emy Prastiwi; Muhammad Tho’in
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19643

Abstract

The development of digital technology has contributed to changes in consumer behavior, particularly through the use of e-commerce and digital financial services such as PayLater. The convenience offered by digital payment systems is assumed to influence consumer consumption patterns. This study aims to examine the effect of PayLater usage, financial literacy, and understanding of Islamic economics on consumer consumption patterns in e-commerce in Colomadu District. This research employs a quantitative approach using a survey method. Data were collected through questionnaires distributed to 100 respondents selected using simple random sampling. The data were analyzed using multiple linear regression preceded by validity, reliability, and classical assumption tests, as well as hypothesis testing using t-test and F-test. The results show that partially, PayLater usage and understanding of Islamic economics do not have a significant effect on consumer consumption patterns. In contrast, financial literacy has a significant effect on consumption patterns. Simultaneously, PayLater usage, financial literacy, and understanding of Islamic economics have a significant effect on consumption patterns. These findings indicate that financial literacy plays a more dominant role in shaping consumer behavior compared to the convenience of digital payment systems and the understanding of Islamic economic values.
Peran Koperasi Syariah ‘BAROKAH” SMK Batik 2 Surakarta dalam Mensejahterakan Anggota Melalui Pemberian Pembiayaan Endwie Hidayat; Iin Emy Prastiwi; Sumadi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19665

Abstract

This study aims to analyze the role of the “Barokah” Sharia Cooperative at SMK Batik 2 Surakarta in improving the welfare of its members through financing, as well as to examine the impact of such financing on members’ economic conditions. This research employs a qualitative approach, with data collected through interviews and observations. The results indicate that the “Barokah” Sharia Cooperative operates based on sharia principles derived from the Qur’an and Hadith, ensuring that all activities comply with Islamic law and provide benefits to its members. Furthermore, the management of the cooperative by individuals with a strong understanding of Islamic economics plays a crucial role in enhancing members’ awareness of the benefits and advantages of sharia-based transactions. The financing provided has proven to help meet members’ financial needs and contribute to improving their welfare. Therefore, the “Barokah” Sharia Cooperative serves as an alternative financial institution aligned with sharia principles and supports the sustainable economic development of its members.
Co-Authors A Haris Romdhoni Abdul Haris Romdhoni Abdul Haris Romdhoni Agni Andhita Rachma Agus Marimin Agus Subekti Agus ` Marimin Aly Muhammad Azmi Angrahita Grahesti anik anik Anik Anik Anik Anik Anik Anik Anik Anik Anik Anik Anik Anton Pradigdyo Ayna Sekar Hutami Aziz Baizuri Azizah Putri Az-Zahra Deni Kurniawan Desy Nur Pratiwi Dinda Maulid Rahmawati Ema Mustika Saputri Endwie Hidayat Fajar Fitrianingsih Fitri Agus Suprianto Fitri Ernawati Fitria, Tira Nur Herwiyanto Indra Lila Kusuma Inna Nur Rokhmah Ismail Ali Ma'ruf Jumarni Jumarni Jundiyah Miftahur Rohmah LMS Kristiyanti, LMS LMS. Kristiyanti M. Hasan Ma'ruf Maya Widyana Dewi Muhammad Naufal Zuhdi Muhammad Tho'in Muhammad Tho'in Muhammad Tho'in Muhammad Tho’in Muhammad Tho’in Muqorobin Muqorobin Nahla Uyuni Salsabila Nasrudin Rama Sinudarsono Nila Ayu Rusmala Dewi Nurul Munawaroh Nurulita Novia Sari Oktaviani Alvita Kusumawati Putri Wulan Rahmahwati Salmia Salmia SEKAR APRILIA FARKHAN Sinta Purwanti Siti Sulistiani Sri Laksmi Pardanawati Suhesti Ningsih Sumadi Suprihati Tho'in Muhammad Tira Nur Fitria Ulul Azmi Mustofa, Ulul Azmi Umi Hani'in Wikan Budi Utami Wulan Widia Astutik Yuwita Ariessa Paravasanti Yuwita Ariessa Pravasanti Zulkifli Rosyid Abdillah