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All Journal IQTISHODUNA Jurnal Master Pariwisata (JUMPA) Laa Maisyir Jurnal Ekonomi Islam Jurnal Ekonomi Syariah Teori dan Terapan Panrita Abdi - Jurnal Pengabdian pada Masyarakat Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Muzara'ah Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah INFOMATEK: Jurnal Informatika, Manajemen dan Teknologi Studi Kasus Inovasi Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Indonesian Journal of Cultural and Community Development JURNAL ABDIMAS TRIDHARMA MANAJEMEN Jurnal Saintekom : Sains, Teknologi, Komputer dan Manajemen Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Academia Open
M. Ruslianor Maika
Universitas Muhammadiyah Sidoarjo
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

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ANALISIS RASIO PROFITABILITAS TERHADAP PERTUMBUHAN LABA DAMPAK PANDEMI COVID-19 DI PT. BANK KB BUKOPIN SYARIAH Azizah, Nurul Izzati; Maika, M. Ruslianor
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).15561

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh rasio profitabilitas terhadap pertumbuhan laba pada PT. Bank KB Bukopin Syariah sebelum, selama, dan sesudah pandemi COVID-19. Penelitian ini dilakukan dengan mengumpulkan data keuangan bank dalam beberapa periode yang relevan dengan pandemi, yaitu sebelum pandemi, selama pandemi, dan setelah pandemi. Rasio profitabilitas yang digunakan meliputi Return on Assets (ROA), Return on Equity (ROE), dan Net Interest Margin (NIM). Dengan memahami hubungan antara rasio profitabilitas dan pertumbuhan laba dalam konteks perubahan ekonomi, penelitian ini memberikan panduan bagi PT. Bank KB Bukopin Syariah untuk mengambil langkah-langkah strategis yang sesuai dengan situasi dan kondisi pasar yang berfluktuasi. Hasil penelitian ini secara simultan profitabilitas berpengaruh terhadap pertumbuhan laba, secara parsial analisis profitabilitas NIM tidak berpengaruh signifikan namun ROA dan ROE berpengaruh signifikan  terhadap pertumbuhan laba Bank KB Bukopin syariah pada laporan keuangan 2017–2022.
PENGARUH ASET PRODUKTIF DAN ASET NON PRODUKTIF TERHADAP PROFITABILITAS PADA BANK KB BUKOPIN SYARIAH Febrianti, Rihhadatul Aisy; Maika, M. Ruslianor
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 1 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(1).16325

Abstract

Kemampuan bank dalam menghasilkan keuntungan secara efisien dan efektifitas dengan pemanfaatan aktiva yang dimiliki merupakan profitabilitas. Aset produktif adalah investasi atas penempatan aktiva untuk diproduktifkan untuk memperoleh pendapatan. Aset non produktif sebagai aset yang memiliki tingkat resiko diharapkan berpengaruh terhadap perputaran dana agar stabilitas bank tetap terjaga. Penelitian ini bertujuan untuk menguji pengaruh aset produktif dan non produktif terhadap profitabilitas pada Bank KB Bukopin Syariah periode 2014–2022. Penelitian ini menggunakan metode analisis kuantitatif dekriptif dengan sampel penelitian menggunakan laporan bulanan yang telah terpublikasi pada website Bank KB Bukopin Syariah kemudian diolah dengan IBM SPSS.26. Analisis regresi linier berganda menjadi teknik untuk pengujian asumsi klasik tentang profitabilitas (Y), aset produktif (X1) dan aset non produktif (X2). Hasil penelitian menunjukkan bahwa pengaruh aset produktif secara signifikan terhadap profitabilitas. Sedangkan aset non produktif berpengaruh negatif tidak berpengaruh terhadap profitabilitas.
PENGARUH BOPO DAN FDR TERHADAP PROFITABILITAS RETURN ON ASSET (ROA) BANK BUKOPIN SYARIAH Kusumaningrum, Tri Agustin; Maika, M. Ruslianor
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 1 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(1).17774

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa pengaruhnya Beban Operasional Pendapatan Operasional (BOPO) dan Financing To Deposit Ratio (FDR) Terhadap Profitabilitas Return On Asset (ROA) pada Bank Bukopin Syariah Periode 2013-2022 baik dalam secara parsial ataupun simultan. Pada penilitian ini menggunakan metode kuantitatif dengan populasi sampel yang digunakan ialah purpose sampling dan menggunakan teknik analisis data regresi linier berganda dengan melalui olah data software IBM SPSS 22. Hasil dari penelitian dapat menunjukkan bahwa BOPO  berpengaruh terhadap profitabilitas ROA dengan nilai t hitung  < t tabel ( -2,749 < 1,980 ) dengan nilai sig (0,007 > α 0,005) sedangkan untuk FDR tidak ada pengaruh terhadap ROA dengan nilai t hitung < t tabel  (0,622 < 1,980) dengan nilai sig ( 0,535) >α (0,05). Hasil penelitian menunjukkan berpengaruh secara signifikan, BOPO berpengaruh negatif dan signifikan terhadap ROA, FDR tidak berpengaruh signifikan terhadap ROA.
ANALISIS MODEL BISNIS BERBASIS EKOSISTEM APLIKASI GO-JEK DALAM MENINGKATKAN KEPUASAN DAN LOYALITAS PELANGGAN Romadhoni, Muhammad Adey; Maika, M. Ruslianor
Jurnal Saintekom : Sains, Teknologi, Komputer dan Manajemen Vol 11 No 2 (2021): September 2021
Publisher : STMIK Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (324.537 KB) | DOI: 10.33020/saintekom.v11i2.185

Abstract

This study aims to find out how important the service ecosystem in the Go-Jek application. While the methodology used in this research is qualitative with a phenomenological approach. Data collection process was hindered by the presence of Covid-19 which had plagued Indonesia since March 2020, which affected the data collection techniques that researchers used, and the types of data researchers obtained. Respondents was 40 active students of the Muhammadiyah University of Sidoarjo. The research conducted by the author regarding the users experience, as many as 16 informants said that they had experienced poor service from Gojek driver partners. Meanwhile, 24 informants said they had never experienced poor service, meaning that the majority of the informants received good service from Gojek driver partners. Most of the respondents feel very helpful with every service in the Go-Jek application, so that the level of satisfaction with the services from Go-Jek is very high.
Measurement of Mustahiq's Welfare Level in the ZIS Fund Distribution Program From the Viewpoint of Maqasyid Syariah: Pengukuran Tingkat Kesejahteraan Mustahiq Dalam Program Pendistribusian Dana ZIS Dalam Sudut Pandang Maqasyid Syariah Masruroh Masruroh; Ruslianor Maika
Academia Open Vol. 4 (2021): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.4.2021.2820

Abstract

This study aims to determine the measurement of the mustahik welfare level for the ZIS fund distribution program run by Lazismu Pasuruan City. And to find out whether the ZIS fund distribution program run by Lazismu Pasuruan City is based on maqashid sharia. This research was conducted using a descriptive qualitative approach. In the data collection technique there are three techniques, namely interviews, observation, and documentation. Informants in this study were recipients of ZIS funds and amil distribution of Lazismu Pasuruan City. The results showed that the ZIS fund distribution program carried out by Lazismu in Pasuruan City had not increased in improving the welfare of its mustahik. Because of the 4 (four) goals, namely targeting, program socialization, program objectives, and supervision or monitoring. Only one indicator that has improved is targeting accuracy. This shows that the ZIS fund distribution program run by Lazismu Pasuruan City is not running smoothly. Keywords: Level of Welfare, ZIS Fund Distribution Program, Maqashid Syariah
Penerapan Artificial Intelligence dan Machine Learning dalam Sektor Pariwisata Halal: Tinjauan Bibliometrik Melly Wanda Ismi Wulandari; M. Ruslianor Maika
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 5 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i5.7350

Abstract

This study aims to analyze the development of artificial intelligence (AI) and machine learning (ML) in the halal tourism sector through a review of scientific publications. The researcher used a quantitative method with a bibliometric analysis method to map research trends in this field. This research was conducted by searching the Scopus database using the keywords “artificial intelligence and machine learning in the halal tourism sector” with the categories Article Title, Abstract, and Keywords. The search results were then exported in CSV (Comma Separated Values) format and analyzed using the R-Packages and Biblioshiny Web Interface software applications. The results of the study obtained 465 scientific publications with a time span from 1999 to 2024 using three types of documents, namely articles, books, and conference papers. Bibliometric analysis shows that artificial intelligence has become one of the main drivers of digital transformation in the global tourism sector, including halal tourism. The trend of increasing scientific publications reflects the strategic role of AI and ML in optimizing efficiency, service innovation, and personalization of the traveler experience. The synergy between academic research, technology development, and strategic policy contributes positively to growth in this sector. Overall, the results of this study underline the importance of implementing AI-based technology in meeting the needs of Muslim travelers while strengthening the competitiveness of the halal tourism industry amid rapid global digitization.
Co-Authors Auria Eka Mayasari Azizah, Nurul Izzati Bayu Wardhana Cindy Cintania Amerta Desy Dwi Sulastriya Ningsih Eka Vebrly Maretha Febrianti, Rihhadatul Aisy Fitri Nur Latifah Indah Karunia Sari Irwan Alnarus Kautsar Isnawati, Retty Ivanka Mira Nur Aini Izza Syafira Amalia Krisnaningsih, Diah Kusumaningrum, Tri Agustin M. Wahyu Ayatullah Masruchin Masruroh Masruroh Melly Wanda Ismi Wulandari Mochammad Givary Ramadhan Nafisah Maulidia Chusma Nafisah Maulidiah Chusna Nur Iza Faiza Qanitah An Nabila A'yun Qanitah An Nabila A’yun Retty Isnawati Ricky Dendi Oktavian Romadhoni, Muhammad Adey Suhaila Lungsae Wardhana, Bayu