Garuda - Garba Rujukan Digital

p-Index From 2020 - 2025

0.983

P-Index

This Author published in this journals

All Journal Signifikan : Jurnal Ilmu Ekonomi Research Report - Social Science Jurnal Administrasi Bisnis Journal of Innovation in Business and Economics Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan

Chandra Utama

Jurusan Ekonomi Studi Pembangunan, Fakultas Ekonomi Universitas Katolik Parahyangan, Bandung

Author-ID : 246445

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

Published : 25 Documents Claim Missing Document

Claim Missing Document

Articles

1 2 3

MENJALANKAN RANGKAIAN STRATEGIS SAMUDERA BIRU (Suatu lde Penerapan di Perguruan Tinggi) Chandra Utama
Bina Ekonomi Vol. 12 No. 1 (2008)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

To have its own blue ocean, university must be managed not in ordinary way. For example,,it should not only focus on its current customers but also on potential customers and change them to customers. Kim dan Mauborgne (2005) introduce four processes thaf university must do to have its own blue ocean. The processes include developing benefits for customers (why consumers buy), building strategic price, finding strategic cost, and adopting the strategy in organization. This paper introduces simple idea to build blue ocean strategy in university.

DENGAN PENDEKATAN MATRIKS DALAM REGRESI Chandra Utama
Bina Ekonomi Vol. 13 No. 1 (2009)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Regression is a model that is usually used in many field of study, include economics and business, in a purpose to find causal relation of independent variable to dependent variable. It is described the relation of one or more independent variables to one dependent variable. In many cases, the regression with more than two independent variables is estimated by wrong formula or equation. The fallacy usually exist because statistical or econometrics tax book, which is used as reference, often show only the regression formula for maximum two independent variables. On the other side, it is not much explanation how the formula can be employed to find the coefficient of regression. There are many cases that researchers used formula to calculate coefficient for two independent variables in calculation of more than two independent variables. This paper uses matrix analysis to find formula of regression as well as calculate it by using matrix approach because the development of formula of coefficient in regression can be explained clearly by matrix approach. The different formula and equation must be used in different number of independent variable is concluded by this paper. All variables that used in the model are always calculated in every formula of coefficient.

PENGENALAN PRODUK DAN AKAD DALAM PERBANKAN SYARIAH Chandra Utama
Bina Ekonomi Vol. 13 No. 2 (2009)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

There are so many products that can be offered by Islamic banking. They must not be done with the ways or procedures that break the Islamic law (Syaria) for example interest (riba) which is always done in conventional banking system. The application of syaria in the banking operation makes the Islamic Bank different than conventional one. In this paper, the products and the transaction (akad) in Islamic banking will be described in simple way. The example of products and akad in the real operating of Islamic Banking also is given to make the explanation more clearly. The Examples are come from Bank Syariah Mandiri Indonesia. It is hope that all simple description about product and akad in Islamic Banking make reader more familiar to the Islamic Banking.

PERMASALAHAN NON-REVENUE WATER (NRW) DALAM PELAYANAN AIR BERSIH Chandra Utama
Bina Ekonomi Vol. 14 No. 2 (2010)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

The growth of population need more water. Public water utilities(PAM) have to anticipate the new demand by increase the capacity. However, the rise of capacity and production are not the single way to solve increasing of demand. Combining the increasing of capacity and Non-revenue water (NRW) reduction is better than the single approach. Currently, most of the PAM has very high NRW. Many of them have NRW equivalent to the half of production. More family will be served if NRW reduction success. Furthermore, the income of PAM also will up and cost of production as well as cost of investment will down On the other hand, water resources will used efficiently. Increasing of capacity will be required if NRW reduction have been done maximally but still not sufficient for all demand.

FISHER EFFECT IN INDONESIA (FOR PERIOD 2006-2010) Chandra Utama
Bina Ekonomi Vol. 15 No. 1 (2011)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Penelitian ini dilakukan untuk mengetahui apakah Fisher effect berlaku di lndonesia. Menggunakan data inflasi dan suku bunga untuk periode 2006 sampai 2010, ditemukan bahwa terdapat hubungan antara tingkat inflasi dan suku bunga untuk periode per tahun dan bukan periode per bulan. Dari hasil ini diketahui bahwa harapan inflasi yang ditentukan pengalaman inflasi beberapa periode sebelumnya menentukan pembentukan suku bunga nominal. Selain itu penelitian ini menemukan adanya suku bunga riel yang negatif saat inflasi tinggi. Hasil ini menunjukkan bahwa inflasi yang tinggi ternyata tidak sepenuhnya diantisipasi oleh pasar. Tidak ada hubungan antara inflasi dan suku bunga periode per bulan dan adanya suku bunga negatif menuniukkan bahwa harapan inflasi, yang mempengaruhi bunga nominal, dibentuk dari pengalaman inflasi yang panjang.

RUMAH, LAYAKKAH MENJADI ASET UNTUK INVESTASI? Chandra Utama
Bina Ekonomi Vol. 15 No. 2 (2011)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Having own house is part of all families’ dream. Generally house consumes the largest proportion of households’ income. It is not all families can afford to buy them. Furthermore, a house also becomes their most profitable investment. The rise of price of house, in long period of time, can make household more wealthy than before. Housing investment is worth because several reason. First, it is low risk investment. Second, the return will come from the rent and the rises of price, that believed always increase, could be relatively hight. Third, If is also differ than other portfolio investment, many institutions are willing to give loans to financing the house. As consequency, it gives the owner of houses opportunity to get higher real of return from the investment. House become profitable investment if it done for long period of time. It is also good investment if the price of house always rises. This paper shows the simple rasioning of housing investment. The example is introduced to make clearly explanation.

HOUSING PRICE BUBBLE: PENYEBABNYA DAN MASALAH YANG MUNCUL KARENANYA Chandra Utama
Bina Ekonomi Vol. 16 No. 2 (2012)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Housing price bubble is defined as continuous rising of house price that make the price above the fundamental value. Usually economic agents do not realize the bubble of housing price before it is burst. In period of price bubble, credits for houses increase dramatically because the values of houses, as collateral, climb gradually. The mortgage becomes interesting financial asset that give high return and low risk. The number of people wants to buy rise and demand for houses go up. The housing sector also pushes the growth of economy and financial sector significantly. The problems of housing price bubble spring up since the bursting of bubble and the price of house down. Many economic agents loss their money and many companies become bankruptcy. The financial system and economy also suffer from the burst of housing bubble. This paper defines 6 psychological and 6 economical aspects that cause the price bubble. Furthermore, it is also discuss the negative effect of the bursting. At last, the simple suggestion to avoid the housing price bubble is presented.Key words: housing price bubble, burst of bubble, mortgage.

KESEJAHTERAAN PENDUDUK ANTAR NEGARA DIUKUR MENGGUNAKAN GDP PERKAPITA DAN GDP-PPP PERKAPITA Chandra Utama
Bina Ekonomi Vol. 17 No. 1 (2013)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Generally, percapita GDP in US Dollar is used to measure the everage welfare in a country. Forhermore, the level of welfare between countries can be compered using percapita GDP. However, the price differences among countries make the comparison is not accurate. GDP purchasing power parity (GDP-PPP) is created inspired on theory of purchasing power parity (PPP). The average income percapita between counties that same as percapita consumption of goods and services is more accurately measured using percapita GDP-PPP. The price of goods and services in percapita GDP-PPP are assessed using international prices.This study used data from 183 countries in period 2005-2010. The study found that the average income among countries in percapita GDP and percapita GDP-PPP are not different. The study also discovered the large inqualities of walfare between countries in the world. Nevertheless, the inequalities are relatively more meaninfull when the percapita GDP is used rather than percapita GDP-PPP is used. It is found, if using percapita GDP, the average income per capita of low-income economies, middle-income economies, and some high-income economies are measured too low, on the other hand income percapita of some high-income economies are measured too high. As consequency, the percapita GDP-PPP for low-income economies are more than three times larger than percapita GDP. How many times the percapita GDP-PPP large than the percapita GDP are reduce when the income percapita of the countries go up. It also found, there are many countries that move to higher group of income when using percapita GDP-PPP. Key words: GDP, Purchasing power parity, welfare

PEMBIAYAAN BUDGET DEFISIT, HUTANG, DAN TINGKAT BUNGA : SUATU PERBANDINGAN ANTARA EMERGING DAN ADVANCED COUNTRIES Chandra Utama
Bina Ekonomi Vol. 17 No. 2 (2013)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Deficit budget, public debt, as well as interest rate of advanced and emerging countries are compared in this study. The study employ data of 30 developed countries and 29 emerging countries in period 2006 to 2011. Data is obtained from IMF. The descriptive method is used dominantly in the study. The study finds that the advanced countries conduct more dominant fiscal policy than the emerging countries. Furthermore, the ratio of public debt per GDP of developed countries also greater than the public debt of emerging countries. However, the percentage of interest payment in the government budget and in the GDP of emerging countries is higher than the developed countries. The situation existed because the interest rates that must be paid by emerging countries are greater than developed countries. If developed countries conduct public debt that requires same ratio of interest payment like emerging countries, the developed countries will have the public debt three times more than the debt of emerging countries. Based on the result, it can be concluded that emerging countries have weaker ability using public debt financing fiscal budget deficit than the advanced countries.

KAJIAN KRITIS: PENGARUH CAPAIAN PENDIDIKAN PNS TERHADAP EFEKTIVITAS PEMERINTAHAN DAN PERTUMBUHAN EKONOMI Chandra Utama
Bina Ekonomi Vol. 18 No. 2 (2014)
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

This paper is a critical review of a research conducted by Arezki & Quintyn (2013) in the Finance & Development, IMF. Their research is important because it is a pioneer research linking educational attainment by the civil servants to the effectiveness of government that affects economic growth. The research found the quality of education of civil servant is associated with higher state governing capacity, resulting in better decision, and ultimately better development outcome. As a preliminary study, it provides new insights on the importance of improving the quality of civil servants. In the methodology, this study also presents more appropriate technique for measuring the quality of education. It used as weights a countrywide academic ranking from university where civil servants obtain their degree as proxy of quality of education. This technique is better than computing a weighted average of officials’ years of education. On the other side, the research also have weaknesses, especially in the data and the statistical methodology. The data comes from the IMF training applicants' CV and all of them work in central banks and ministries of economy and finance. Consequently, the data can not represent the entire civil servants in 178 countries studied. The following weakness is the use of correlation methods to see causality. This paper also shows that based on the data of civil servants in Indonesia, it is difficult to conclude these findings can be applied in Indonesia

Co-Authors Anna Farina Poerbonegoro Charvin Kusuma Charvin Kusuma Fitrady, Ardyanto Hilda Leilani Masniarita Pohan Insukindro Insukindro Ishak Somantri Ivantia S. Mokoginta Ivantia Savitri Mokoginta Januarita Hendrani Latri Wihastuti Lim, Charvin Marcella Alifia Kuswana Putri Miryam B Lilian Wijaya Miryam B Lilian Wijaya Muhammad Faruq Abdulhakim Noknik Karliya P.C. Suroso Rizqianisa Septiani Siwi Nugraheni Wibisana, Gema Adi

Title

Found 25 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 25 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 25 Documents
Search