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All Journal Jurnal Istiqro' LOYALITAS: Jurnal Pengabdian Kepada Masyarakat JKAKA Komunikasi dan Konseling Islam
Mahmudah Mahmudah
IAI Darussalam Blokagung Banyuwangi
Economics, Econometrics & Finance Social Sciences Other

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Analisis Tingkat Kesehatan PT. Bank Syariah Mandiri Menggunakan Metode Camel Periode Tahun 2014 Munawir Munawir; Mahmudah Mahmudah
Jurnal Istiqro Vol 2 No 2 (2016): Juli 2016
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

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Abstract

Tujuan penelitian ini adalah untuk mengetahui tingkat kesehatan PT Bank Syariah Mandiri. Jenis penelitian mengunakan kwantitatif. Pengumpulan data dilakukan dengan cara Pooled, yaitu kombinasi dari time series dan cross section. Sumber Data yang digunakan adalah data sekunder berupa laporan neraca dan laporan laba rugi tahun 2014. Analisis CAMEL memiliki lima aspek, yaitu aspek permodalan menggunakan rasio CAR (Capital Adequacy Ratio), aspek kualitas aktiva produktif menggunakan rasio PPAP (Penyisihan Penghapusan Aktiva Produktif), aspek manajemen menggunakan rasio NOM (Net Operating Margin), aspek rentabilitas menggunakan rasio BOPO (Beban Operasional terhadap Pendapatan Operasional), dan aspek likuiditas menggunakan rasio FDR (Financing to Deposit Ratio). Berdasarkan hasil penelitan yang telah dilakukan pada PT Bank Syariah Mandiri nilai CAMEL pada periode triwulan tahun 2014, Untuk triwulan ke I adalah SEHAT, triwulan ke II adalah SEHAT, triwulan ke III adalah SEHAT, triwulan ke IV adalah SEHAT.
Tawatu Dalam Kajian Fiqih Dan Konsekuensinya Pada Transaksi Keuangan (Muamalah Maliyah) Mahmudah Mahmudah; Muhammad Riza Aziziy
Jurnal Istiqro Vol. 4 No. 1 (2018): Januari 2018
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

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Abstract

In the fiqih muamalah studies agreement between the parties who transact is very important in determining the validity of the transaction (luzum). And agreement or willingness in the transaction is also very decisive to the halal or not the acquired property. Basically, muamalah law can be done, unless there is a proposition that forbid it. This rule implies the extent of muamalah issues faced by the ummah, thus demanding to continue to perform creative and innovative economic contracts. With the principle of ridlo and mubah above, and the opening possibility to innovate in commercial contracts, not infrequently people do engineering (hilah) against a contract. Not a few hilah that preclude a contract to be haram, instead of transforming from the unattractive to be creative and mubah. Agreements made by the parties who transact to do engineering on the contract that is called tawatu 'or muwato'ah.
Penerapan Akad Mudharabah Muthlaqah pada Produk Tabungan Sahabat serta Kesesuaiannya dengan Fatwa Dewan Syariah Nasional di Bank Muamalat Indonesia Kantor Cabang Pembantu Banyuwangi Munawir Munawir; Mahmudah Mahmudah
Jurnal Istiqro Vol. 3 No. 2 (2017): Juli 2017
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

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Abstract

Penelitian ini bertujuan mengetahui: (1) penerapan akad mudharabah pada produk tabungan sahabat di Bank Muamalat Indonesia Cabang Pembantu Banyuwangi; (2) kesesuaian praktek mudharabah pada produk tabungan sahabat di Bank Muamalat Indonesia Cabang Pembantu Banyuwangi dengan Fatwa Dewan Syariah Nasional. Penelitian ini merupakan jenis penelitian kualitatif yang menggunakan analisis deskriptif, yaitu mendeskripsikan data-data yang peneliti kumpulkan baik dari hasil wawancara, observasi maupun dokumentasi, selama mengadakan proses penelitian. Hasil penelitian menunjukkan bahwa praktek penerapan akad mudharabah diterapkan pada produk tabungan sahabat. Hal ini dibuktikan dengan adanya perhitungan bagi hasil.Dalam penerapan akad mudharabah pada produk tabungan sahabat, Bank Muamalat Indonesia Cabang Pembantu Banyuwangi terlebih dahulu mengitung HI-1000, yakni angka yang menunjukkan hasil investasi yang diperoleh dari penyaluran setiap Rp. 1.000 dana nasabah. Dengan menggunakan metode perhitungan HI-1000, maka sistem bagi hasil telah diterapkan dengan baik oleh Bank Muamalat Indonesia Cabang Pembantu Banyuwangi. Dalam tinjauan praktek mudharabah pada produk tabungan sahabat dengan Fatwa Dewan Syariah Nasional, dalam analisis peneliti sudah sesuai. Karena berdasarkan Fatwa Dewan Syariah Nasional produk tabungan yang dibenarkan adalah produk tabungan yang menggunakan akad mudharabah dan wadi’ah, sedangkan produk tabunga yang tidak dibenarkan pad produk tabungan adalah yang berdasarkan perhitungan bunga.Berdasarkan hasil penelitian ini diharapkan dapat menjadi informasi dan masukan-masukan bagi pihak-pihak yang berkepentingan dalam penerapan akad mudharabah pada produk tabungan sahabat tersebut, selain itu juga dapat memberikan pembelajaran yang berimplikasi pada terwujudnya perbankan syari’ah yang berkualitas dan sesuai dengan fatwa Dewan Syariah Nasional (DSN).
Pengembangan Industri Jamur Tiram dan Buah Naga dalam Menjaga Pluralitas dan Keberagaman Desa Kesilir Kecamatan Siliragung Kabupaten Banyuwangi Mahmudah Mahmudah; Nawal Ika Susanti
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2020): November 2020
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyal.v3i2.498

Abstract

Kesilir Village is a village famous for its Dragon Fruit paradise, located in Siliragung District, Banyuwangi Regency. This village has 3 hamlets namely Sumbersuko, Sumberbening and Silirsari hamlets. General conditions of assistance 1) The number of Oyster Mushroom farmers who are not developing their business; 2) Most of the Oyster Mushroom Farmers did not continue their business; 3) The reduced stock of Oyster Mushrooms in the market; 4) Lack of creativity of Oyster Mushroom farmers to innovate their products; 5) Less innovation in Dragon Fruit Processing; 6) Many Dragon Fruit farmers suffer losses; 7) Most of the youth only rely on laborers. After the utilization of oyster mushrooms and dragon fruit lunkhead followed by the Sumberbening youths united, the community felt very helpful in solving these annual problems such as if the price of Dragon fruit decreased and there was less innovation in the processing of Oyster Mushrooms. This program received a positive response from the youth of Sumberbening because of the increasing economic problems of the community so that this activity could be used as a home industry that unites differences and can increase the income of the surrounding community
Pemberdayaan Masyarakat Melalui Pengelolaan Sampah Plastik Menjadi Premium dan Solar Alternatif di Desa Buluagung Kecamatan Siliragung Kabupaten Banyuwangi Nur Anim Jauhariyah; Nurul Inayah; Mahmudah Mahmudah; M. Alaika Nasrulloh
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2020): Mei 2020
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyal.v3i1.544

Abstract

The type of program of activities in this service is Community Empowerment Through Processing Plastic Waste into Premium and Alternative Solar in Buluagung Village, Siliragung District, Banyuwangi Regency, namely to process plastic waste processed into fuel oil by using a plastic catalyst machine as a village innovation, because the BUMDes "Panji Samudera "Has been facilitated by the village with a machine that can process plastic waste into fuel oil. Conclusions in this empowerment 1) The need to optimize community participation in utilizing plastic waste processing equipment into fuel oil (BBM) in Buluagung Village so that by utilizing plastic waste in addition to reducing plastic waste but also can bring a source of income for the surrounding community. 2) The need for refreshment in the BUMDES organizational structure 'Panji Samudera', due to lack of coordination and synchronization of communication with the community, causing the underutilization of the use of existing plastic catalyst machines.
Pembinaan Pengurus Pesantren Tentang Kepemimpinan Dalam Islam Menurut Al-Qur’an Dan Hadist di Pondok Pesantren Mukhtar Syafa’at Blokagung Tegalsari Banyuwangi Mahmudah Mahmudah; Ahmad Munib Syafa'at; Muhammad Imam Khaudli; Muhammad Riza Aziziy
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2022): Mei 2022
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyalitas.v5i1.1493

Abstract

Pesantren as an educational institution as well as a religious institution is quite interesting to observe from various sides, including leadership. The purpose of this service is to develop boarding school administrators about leadership in Islam according to the Qur'an and Hadith at the Mukhtar Syafa'at Islamic Boarding School Blokagung Tegalsari Banyuwangi to strengthen the potential of students in leading. The importance of knowledge and understanding of students regarding leadership becomes a guide for students when interacting with the community.
Pengembangan Pemberdayaan Ekonomi Pesantren Melalui Pengelolaan Sampah Secara Berkelanjutan Nur Anim Jauhariyah; Nawal Ika Susanti; Mahmudah Mahmudah; Fatiha Indana Nurus Sofa; M Khafidul Qohar
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2023): Mei 2023
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyalitas.v6i1.2250

Abstract

The purpose of this service is 1) Segregation of waste is carried out from the start when the waste is produced; 2) Motivating students in the movement to start sorting waste starting with me; 3) Motivating education unit managers to provide separate bins according to the type of waste. This service was carried out in 16 education units and TPS3R Kalisurodi under the auspices of the Darussalam Pondok Pesantren Blokagung Banyuwangi. The mentoring method used is the Asset Based Communities Development (ABCD) approach. The results of the service show that there has been an increase in knowledge about increasing knowledge related to 1) Types of organic, inorganic waste, and hazardous and toxic materials; 2) Reusable & Recyclable materials (selling value); 3) Differences between Kitchen Waste and Garden Waste M 4) various examples of hazardous and toxic materials (B3); 5) Impact if waste is not managed on health; 6) Reasons why waste must be managed; 7) Stages of waste management in Islamic boarding schools and educational units; 8) Manufacture of individual composters; 8) Know the BSF cultivation cycle; 9) Recognizing that it is necessary to separate the impact from the source to solve the segregation problem at the TPS; 10) Knowing that there is a need for behavior change in all individual components in Islamic boarding schools and education units as a solution to solving waste problems. This assistance emphasizes that in implementing Islamic boarding schools' economic empowerment through sustainable waste management, a joint committee is required between all components in the foundation, education units, and TPS3R Kalisuro waste management to sort waste from sources, form waste banks in each education unit, and provide adequate infrastructure facilities for management
Komunikasi Antar Budaya Masyarakat Jawa Dan Madura: Qualitative Method Mahmudah Mahmudah; Muhammad Ali Mansyur
JKaKa:Jurnal Komunikasi dan Konseling Islam Vol. 1 No. 1 (2021): Januari 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jkaka.v1i1.805

Abstract

Tamansari kecamatan Tegalsari kabupaten Banyuwangi antara lain yaitu karena sejarah kemajemukan suku pendatang, rasa kekeluarhaan yang tinggi, peran tokoh masyarakat. Hambatan-hambatan Proses komunikasi antar budaya pada masyarakat jawa dan madura di dusun Krajan Tamansari kecamatan Tegalsari kabupaten Banyuwangi adalah bahasa yang digunakan bersifat kedaerahan dan prasangka sosial masing-masing komunitas.
MOTIVASI SANTRI PONDOK PESANTREN MUKHTAR SYAFA’AT DALAM MELANJUTKAN PENDIDIKAN DI IAI DARUSSALAM BLOKAGUNG TEGALSARI BANYUWANGI mahmudah mahmudah; Muhammad Imam Khaudli; Lubab Hakim
JKaKa:Jurnal Komunikasi dan Konseling Islam Vol. 2 No. 1 (2022): Januari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jkaka.v2i1.1372

Abstract

The focus of this research is to find out the intrinsic motivation and extrinsic motivation in the students of the Mukhtar Syafa'at Islamic Boarding School in choosing to continue their education at IAI Darussalam. The approach in this study uses a qualitative approach, while the type of research uses descriptive research. The technique of determining the location uses a purposive area technique, while the technique of determining the research subject uses a purposive sampling technique. The results showed that the students who chose to continue their education at IAI Darussalam because they had intrinsic motivation in the form of a desire to develop themselves in continuing higher education. Meanwhile, extrinsic motivation is in the form of encouragement from the closest people, the need for a sense of security from the interference of the outside world, and because they can still stay at the pesantren to continue their early education at the pesantren.
PERAN KONSELING INDIVIDU DALAM MENGATASI PERILAKU MEMBOLOS SISWA MTs MUKHTAR SYAFA’AT BLOKAGUNG TEGALSARI BANYUWANGI Alfina Shofi Afkarina; Mahmudah Mahmudah; Muhammad Imam Khaudli; Nur Anim Jauhariyah
JKaKa:Jurnal Komunikasi dan Konseling Islam Vol. 2 No. 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jkaka.v2i2.1597

Abstract

Ditching behavior is a form of juvenile delinquency that reflects student violations in school rules and regulations that will harm themselves and others, such as missing subject matter. The purpose of this study was to determine the forms, factors that encourage students to play truant as well as to determine the methods of guidance and counseling used by BK teachers based on the factors encountered. As understood, the impact of truancy behavior is failure in learning, failure in learning. The research method used in this research is qualitative. The subjects in this study were students of MTs Mukhtar Syafa'at Blokagung Banyuwangi. Data collection techniques in this study were interviews to obtain information about forms, factors, and methods of guidance and counseling, observations to obtain other information that supported the data obtained and documentation to obtain data including descriptions of schools and student development. The causes of truancy behavior are problems that come from self, family, school, and environmental factors with truant behavior, namely sleeping in the dormitory, hanging out in the shop, truant in certain subjects because they don't like the teacher and chatting when they meet their friends.
Co-Authors Ahmad Munib Syafa'at Alfina Shofi Afkarina Fatiha Indana Nurus Sofa Lubab Hakim M Khafidul Qohar M. Alaika Nasrulloh Muhammad Ali Mansyur Muhammad Imam Khaudli Muhammad Riza Aziziy Muhammad Riza Aziziy Nawal Ika Susanti, Nawal Ika Nur Anim Jauhariyah Nurul Inayah