Articles
<![CDATA[Efficiency of Islamic Income Allocation and Distribution among MSMEs in Pentol Bakar Pacet, Mojokerto ]]>
<![CDATA[Tanto Fatkhurrozi]]>;
<![CDATA[Lilik Rahmawati]]>
<![CDATA[ Majapahit Journal of Islamic Finance and Management Vol. 3 No. 1 (2023): Islamic Finance and Management ]]>
Publisher : <![CDATA[Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31538/mjifm.v3i1.36
<![CDATA[Islamic Allocation Efficiency means that no individual can increase his utility without reducing other uses. Islamic allocation efficiency does not allow increasing personal welfare which can cause the welfare of others to decrease. Income Distribution in Islam refers to the distribution of existing assets, both private and public, to the people who are entitled to receive them. One of the goals to be achieved by distributing Islam is a social goal, meeting the needs of groups in need and enlivening the principle of solidarity in Islamic society so that society can live in prosperity. This research uses descriptive qualitative research. Data collection was obtained from interviews and field observations as well as various reading materials, both journals and books. This research resulted in the MSMEs business actors of Pentol Bakar (Grilled Pentol) Pacet being able to be said to be efficient because the allocation of income received from both employees and bosses without the bosses and employees being harmed was not wronged by the MSMEs business actors of Pentol Bakar Pacet in accordance with the theory of income distribution in Islam because there was no efforts to improve the welfare of others over the suffering of others because the income received by employees is greater than what the staff earns. There is also an aspect of justice because in this case no one is harmed by this system, it’s just that employees must continue to optimize their work in order to earn more income. MSMEs actors of Pentol Bakar Pacet are in accordance with Islamic allocation efficiency. ]]>
<![CDATA[Pemberdayaan Ekonomi Transformatif: Pendampingan Manajemen Bisnis pada Jamaah Musholla Putri Manbaul Falah Desa Manyarsidorukun Kecamatan Manyar Kabupaten Gresik ]]>
<![CDATA[Lilik Rahmawati]]>;
<![CDATA[Ummiy Fauziyah Laili]]>;
<![CDATA[Fatikul Himami]]>
<![CDATA[ Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2017): November 2017 ]]>
Publisher : <![CDATA[Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.52166/engagement.v1i2.12
<![CDATA[Business of fried-chip packaging run by musala's female worshipers is not well managed. This is caused by the lack of business management use. Besides, the technology used is very simple. Accordingly, the business volume and income have been decreasing. It implicates the worshipers' welfare. Economically, they are still dependent on their husbands as the heads of the families. This leads to the economic dependence of women. Additionally, the involvement of musala's female worshipers as the representation of women involvement in economy development of the society becomes decreasing. In these circumstances, social assistance in business management should be conducted. Community service of Manbaul Falah musala's female worshipers uses the approach of ABCD (Asset Based Community Development). This ABCD approach applies some tools, they are inculturation, discovery, definition, design, reflection. The outcome of this community service by assistance in business management results changes in female worshipers community of Manbaul Falah musala who runs the business offried-chip packaging both in the process of assistance and after the process of assistance.]]>
<![CDATA[Persepsi Masyarakat Terhadap Kebutuhan Dan Utilitas Salon Muslimah ]]>
<![CDATA[Ulil Absor Faiq Abdiilah]]>;
<![CDATA[Nurita Sari]]>;
<![CDATA[Lilik Rahmawati]]>
<![CDATA[ Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING) ]]>
Publisher : <![CDATA[Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31539/costing.v7i3.9192
<![CDATA[A salon exclusively for Muslim women has a black hair colouring service. There are different legal views on this matter. The salon owner allows black hair colouring as the ingredients used are considered to be in accordance with the principles of sharia. However, there are other views that prohibit black hair colouring, despite using any ingredients. The research in this article uses qualitative methods, which are used to understand and explain social phenomena or human symptoms in depth and comprehensively. The findings of this research can be used to develop a Muslimah salon that complies with Islamic principles. Services offered by Islamic-compliant salons need to align with the principles governing commercial transactions related to the exchange of services or advantages. The business operations should strictly adhere to Shariah provisions and involve a contractual agreement for buying and selling that prioritizes maslahah. Consistent with the objectives of Islamic law, known as Maqasid al-Syariah, Shariah-compliant salon services are required to contribute to the well-being of individuals by safeguarding their intellect and life. The specific requirements in Muslimah salons can be classified into three distinct criteria: essential needs (Daruriyyat), supplementary needs (Hajiyyat), and embellishment (Tahsiniyyat). Keywords: community perception, need, utility]]>
<![CDATA[The Phenomenon of Market Distortion Practices in E-Commerce (Bai' Najasy) ]]>
<![CDATA[Agustin Mila Arlina]]>;
<![CDATA[Lilik Rahmawati]]>;
<![CDATA[Ahmad Agus Hidayat]]>
<![CDATA[ Islamic Economics Journal Vol. 9 No. 1 (2023) ]]>
Publisher : <![CDATA[University of Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21111/iej.v9i1.9232
<![CDATA[E-commerce is one of the marketing technologies used as a platform for online buying and selling in the present time. However, in its mechanism, there are similarities with the practice of Market Distortion (bai' najasy) in e-commerce, which is prohibited in Islam. This research aims to understand the practice of Market Distortion (bai' najasy) in e-commerce from the perspective of Islamic economics. This study uses a qualitative descriptive method by conducting direct research on the target audience. It is known that the phenomenon of market distortion (Ba'i Najasy) among e-commerce users in the Tanjung Village, Kedamean Subdistrict, Gresik Regency, still frequently occurs due to consumers being less selective and hasty in choosing a seller for a product. Based on interviews conducted by the researcher with 100 respondents representing the target audience, it was found that 67 of them expressed dissatisfaction with products purchased through e-commerce applications, while 17 others stated that they had been satisfied with their initial purchase but were less satisfied with their second purchase, and 16 others had not experienced what the other respondents had. This indicates the need for education among the public to selectively choose sellers on e-commerce applications.]]>
<![CDATA[EMPIRICAL STUDY: THE ASSESSMENT OF FINANCIAL STATEMENTS IN INDONESIA ISLAMIC BANK BASED ON IFRS AND AAOIFI STANDARD ]]>
<![CDATA[Fauzatul Laily Nisa]]>;
<![CDATA[Lilik Rahmawati]]>
<![CDATA[ BALANCE: JOURNAL OF ISLAMIC ACCOUNTING Vol 3 No 2 (2022): Balance: Journal of Islamic Accounting ]]>
Publisher : <![CDATA[State Islamic Institute (IAIN) Tulungagung ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21274/balance.v3i2.6972
<![CDATA[Abstract: This study aims to measure how far Indonesian Islamic banking adopts AAOIFI and IFRS standards in its financial reporting. This study uses the annual report of Indonesian Islamic banks in the period 2014-2018 obtained from 5 Islamic banks in Indonesia compiled from the official website of the five banks that were sampled. This research uses a quantitative approach by using a Content Analysis method. This study's results indicate that Indonesian Islamic banking is more inclined to adopt IFRS standards in its annual financial reports (annual report). It can be proven by the large number of percentages of Islamic banking that predominantly meet the total items selected as IFRS standards in its financial statements, compared to the percentage Islamic banking that matches the total items selected as AAOIFI standards. Keywords: financial statements; Islamic banks; IFRS; AAOIFI]]>
<![CDATA[Analisis SWOT Produk Pembiayaan Di Bank Muamalat Pada Masa Pandemi ]]>
<![CDATA[Muhamad Fauzin Nur]]>;
<![CDATA[Lilik Rahmawati]]>
<![CDATA[ JPS (Jurnal Perbankan Syariah) Vol 3 No 1 (2022): JPS (Jurnal Perbankan Syariah) - April ]]>
Publisher : <![CDATA[LPPM ISNJ Bengkalis ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.46367/jps.v3i1.481
<![CDATA[Financing is a banking product that is needed by society. As part of the business run by Bank Muamalat, financing during the pandemic is interesting to study, considering that the pandemic has had an impact on Islamic banking. This study aims to determine the performance and identification of internal and external conditions of financing at the Bank Muamalat Surabaya Darmo branch office using SWOT analysis. The study used a qualitative descriptive approach with SWOT as an analytical tool. Consists of two types of data, those are primary and secondary data obtained using interviews, observation, questionnaires, and documentation techniques. Data triangulation was done by interview method. The study results show that the financing performance at Bank Muamalat Surabaya Darmo branch office during the pandemic continued to run by focusing on the Islamic segment for the productive financing and consumptive financing channelled to Talang haji funds, multipurpose funds, and mortgages. The current financing position is in the first quadrant which supports the implementation of an aggressive strategy.]]>
<![CDATA[Ibnu Taimiyah’s Perspective on The Mimbaan Traditional Market Mechanism in Situbondo ]]>
<![CDATA[Isvina Vawaidatur Rohmah]]>;
<![CDATA[Lilik Rahmawati]]>;
<![CDATA[Iffah Febri Anti Fitriyatul L]]>
<![CDATA[ Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[The market mechanism is a process of forming prices based on the forces of supply and demand. At the Mimbaan traditional market in Situbondo City, the current price formation is not only influenced by changes in demand and supply, but there are other factors that influence it. Including influenced by imperfect competition. So that there is a market price game that results in price instability. However, according to Ibn Taimiyah, price formation comes from the balance of supply and demand. Consumers and producers are the main factors in the market mechanism, especially in price formation. The purpose of this research is to know the market mechanism according to Ibnu Taimiyah, to know the market mechanism in the Mimbaan traditional market in Situbondo City, and to analyze the market mechanism in the Mimbaan traditional market market in Situbondo City based on the opinion of Ibnu Taimiyah. The research was conducted using qualitative methods, and the data obtained was based on data collection through interviews. Data analysis techniques carried out in this study used descriptive analysis methods. The results of the study show that there is a discrepancy between the market mechanism of the Mimbaan traditional market in Situbondo City and the market mechanism according to Ibnu Taimiyah. However, there are also several things that are in accordance with Ibn Taimiyah's opinion regarding price fixing. By applying Ibn Taimiyah's opinion to the current market mechanism, it can help maintain the stability of the market price of an item and prevent imperfect market mechanisms from occurring.]]>
<![CDATA[STRATEGI PEMASARAN DALAM MENINGKATKAN NASABAH PADA ASURANSI SYARIAH PT ASURANSI JIWA SYARIAH BUMIPUTERA CABANG SURABAYA ]]>
<![CDATA[Lilik Rahmawati]]>;
<![CDATA[Farichatus Sholikhah]]>;
<![CDATA[Hanifah Muslimah]]>;
<![CDATA[Indi Rafiqa Amalia]]>;
<![CDATA[Laila Maghfiroh]]>
<![CDATA[ JURNAL PROFIT Vol 5, No 2 (2021): Economic Milenial ]]>
Publisher : <![CDATA[Nurul Jadid University ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33650/profit.v5i2.3201
<![CDATA[Sharia Insurance is an institution that provides services in the service sector that appears among people who still do not understand about sharia insurance and its mechanisms, so that people are still awkward to use the insurance services. Islamic insurance in Indonesia has the potential to grow along with the growth of the Islamic financial market. The sharia insurance strategy to increase product sales is carried out by conducting outreach to the public. In terms of increasing the number of customers, especially by expanding the market, especially for people who have not used sharia insurance services through direct socialization, maintaining and improving existing markets by trying to always maintain communication with customers to provide quality services, introducing financial planning and management. risk in Islamic insurance. Fast service provides convenience for more strategic management of needs so that it creates public interest in using sharia insurance services.]]>
<![CDATA[Telaah Mudharabah At-Taawuniyah pada Asuransi BPJS Perspektif Ekonomi Syariah ]]>
<![CDATA[Kholifatul Amanah]]>;
<![CDATA[Lilik Rahmawati]]>;
<![CDATA[Rajabiyah Khoirotin Ni’mah]]>;
<![CDATA[Shakilla Husnia Al Fadhilah]]>;
<![CDATA[Ully Amaliyah Butar Butar]]>
<![CDATA[ JURNAL PROFIT Vol 4, No 2 (2020): Economic Marketting ]]>
Publisher : <![CDATA[Nurul Jadid University ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33650/profit.v4i2.1645
<![CDATA[The Social Security Organizing Body or ordinary people used to call it BPJS is a state-owned legal entity whose job is to organize social security programs. When a social security program is managed by an institution, such as the BPJS, then the principle of al-takmin al-ta'awuni should be applied. And to implement these principles a Sharia Unit is needed. The purpose of this paper is to find out how BPJS is viewed in the perspective of Islamic Economics. The method used in this paper is a qualitative research method where the author uses field notes, interviews, and personal documents and other documents as a support in the results of this paper using descriptive data collection techniques that examine the data with the arrangement of words not with data number. Seen from the perspective of Islamic Economics, the contract on the manager of BPJS in Islamic economics can be known as mudharabah at-ta'awuniyah, which is a cooperation agreement to bear each other or risk each other with the principle of help-helping and mutual assistance. This has been included in one of the principles of Islamic Economics, namely mutual help.]]>
<![CDATA[DISTRIBUSI ZAKAT UNTUK KESEJAHTERAAN: STUDI PADA LAZ YATIM MANDIRI SURABAYA ]]>
<![CDATA[Moch. Irfansyah]]>;
<![CDATA[Moh. Romdlon Izzul Haq]]>;
<![CDATA[Ziyanatun Nafisah]]>;
<![CDATA[Erinda Kusuma Dayanti]]>;
<![CDATA[Lilik Rahmawati]]>
<![CDATA[ JURNAL PROFIT Vol 4, No 1 (2020): Economic Management ]]>
Publisher : <![CDATA[Nurul Jadid University ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33650/profit.v4i1.1218
<![CDATA[Zakat is a worship required by Allah SWT for every Muslim and zakat is included in the third pillar of Islam which is paying zakat. There is two kinds of zakat namely zakat soul (zakat fitrah) and zakat treasure (zakat maal). This study aims to find out how the management of zakat is carried out by one of the national amil zakat institutions, namely yatim mandiri in Surabaya. This research uses a qualitative method by observing one of the national amil zakat institutions (yatim mandiri). In this study, we researching how zakat management starts from how to get zakat funds then distributing zakat funds to the community, financial management with in the zakat institution, then the programs owned by the amil zakat institutions to the management of all zakat funds so that can make people who are less fortunate.]]>
