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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam AT-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Jurnal Istiqro' TAFAQQUH: Jurnal Hukum Ekonomi Syariah Dan Ahwal Syahsiyah Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada Masyarakat Oeconomicus Journal of Economics Jurnal Inovasi Penelitian El-Qist : Journal of Islamic Economics and Business (JIEB) AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Management of Zakat and Waqf Journal (MAZAWA)) Al-Iqtishod : Jurnal Ekonomi Syariah Balance: Journal of Islamic Accounting Jurnal Iqtisaduna QULUBANA: Jurnal Manajemen Dakwah Jurnal Ekonomi Islam Proceedings of Femfest International Conference on Economics, Management, and Business Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Engagement: Jurnal Pengabdian Kepada Masyarakat Balance: Journal of Islamic Accounting JPS (Jurnal Perbankan Syariah) Proceedings of Femfest International Conference on Economics, Management, and Business
Lilik Rahmawati
Department Of Islamic Economics, Faculty Of Economics And Islamic Business, Universitas Islam Negeri Sunan Ampel
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Strategi Pengelolaan Badan Wakaf Indonesia Kabupaten Bener Meriah Aceh Tiara Riski; Lilik Rahmawati
QULUBANA: Jurnal Manajemen Dakwah Vol. 2 No. 2 (2022): Qulubana: Jurnal Manajemen Dakwah
Publisher : STAI Terpadu Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54396/qlb.v2i2.256

Abstract

Tujuan penelitian untuk  mengetahui bagaimana implementasi manajemen strategi pengelolaan BWI Kabupaten Bener Meriah Aceh. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kualitatif dengan pendekatan deskriptif. Metode pengumpulan data yang digunakan dalam penelitian ini dengan cara observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa Implementasi Manajemen Strategi Pengelolaan BWI Kabupaten Bener Meriah Aceh yang dilakukan ialah masih mengikuti konsep nilai GCG (Good Corporate Governance) mulai dari adanya transparansi, akuntabilitas, tanggung jawab dan independensi. tahapan pelaksanaan ada beberapa yang masih belum dijalankan seperti melakukan pengelolaan dan pengembangan berskala internasional, memberhentikan dan mengganti nazhir, memberikan persetujuan atas penukaran harta benda wakaf. Hal ini karena permintaan masyarakat masih belum ada. Selain itu bagi BWI Kabupaten Bener Meriah Aceh perlu adanya  sosialisasi pemahaman terhadap masyarakat tentang wakaf produktif.
PENGEMBANGAN UMKM MELALUI PERAN SERTA STRATEGI DINAS KOPERASI DAN USAHA MIKRO KABUPATEN JOMBANG Aminatul Maghfiroh; Lilik Rahmawati
Jurnal Inovasi Penelitian Vol 2 No 5: Oktober 2021
Publisher : Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47492/jip.v2i5.933

Abstract

In developing MSMEs, it is necessary to have an important role and strategy to help business actors in developing their businesses, but there are still many business actors who are still unable to develop their businesses properly and need assistance from the Cooperatives and Micro Business Office. The research method used is descriptive qualitative, namely by providing an overview and explanation of the Department of Cooperatives and Micro Enterprises in developing Jombang SMEs. The process of collecting data using interviews, observation and documentation. The focus of this research is the Role and Strategy of the Department of Cooperatives and Micro Enterprises in developing MSMEs to the fullest. The results of this study indicate that the Role and Strategy of the Department of Cooperatives and Micro Enterprises in developing MSMEs. The role of the Cooperative Service is that business actors can receive training, guidance and increase in knowledge and abilities, assist in financial terms, meaning by giving direction to business actors to obtain assistance funds from various parties, and making regulations and policies so that business actors can optimize their business. Meanwhile, the strategy used through market development is by involving business actors at exhibitions and helping promote their products on various social media accounts, participating in training and coaching activities held, and increasing financial capacity by providing direction for business actors to obtain business capital loans.
ANALISIS TERHADAP CETAK BIRU BANK INDONESIA PERIODE 2002-2011 UNTUK PENGEMBANGAN PERBANKAN SYARIAH INDONESIA Lilik Rahmawati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 1 No. 1 (2011): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2011.1.1.41-62

Abstract

Research entitled “Analysis of the blue print of bank Indonesia for the development of Sharia banking in Indonesia period 2002-2011” aims to find out the blueprint of Islamic banking 2002-2011 issued by Central Bank of Indonesia, described the already realized targets of the blueprint of Islamic banking and those which not yet realized, also find out the factor which causes the targets the blueprint of Islamic banking were unrealized. This research is a descriptive research with in-depth analysis method. Data collection methods used was observations and interviews. The results showed that the targets of Indonesian Central Bank’s blue print covering the four things; first, adherence to the principles of Sharia; second, prudence; third, the improvement of operational efficiency and high competitiveness; fourth; stability and expediency of Islamic banking system for the economy. Blueprint objectives outlined in the strategic initiatives that are generally already implemented include: improving the understanding of Islamic finance, facilitating the formulation of norms of Islamic finance, conducting studies in surveillance and integrated arrangement system, refining the provisions of office network, developing “exit and entry” policy settings, enhancing the quality of human resources, creating strategic alliances with related agencies, devising the concept of the “takaful” deposit, pushing the involvement if rater institutions in banking activities, and encouraging an increasing in the role of financing with profit-loss sharing method. The objectives outlined in the strategic initiatives that have not been implemented were: the development of the concept of incentives for adherence to the principles of the Sharia, the development of real time supervision, the fulfillment of the needs of people who want Sharia banking services throughout Indonesia with 5% market share, the materializing of the Islamic banking “kaffah” functions, and the ability to serve all segments of the community. The factors those cause unimplemented strategic initiatives were the lack of knowledge and understanding of the people about Islamic banking; the lack of human resources with sufficient skill and capability in Islamic economy especially about the laws relating to Islamic banking, the scarcity of funds for socialization and information technology needs, also the assumption of 5% market share defined in accordance with the fact that the current Islamic banks consumers aren’t only muslims but also non-Muslim community
ANGGARAN PENDAPATAN BELANJA NEGARA (APBN) PEMERINTAHAN ISLAM: Wacana Politik Ekonomi Islam Lilik Rahmawati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 2 No. 1 (2012): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2012.2.1.232-256

Abstract

The current domination of conventional economics makes Muslims are faced with historical expectations, as well as a considerable challenge, especially with regard to the economic system. The current world economic system, that is capitalism, has a basic principle of maximum benefit with limited resources. Efforts of capitalist are supported by the values of freedom to fulfill the needs. Humans have broad freedom to own property. This principle is incompatible with the principles of Islamic economics which recognizes the freedom of man on the values of tawhid, the right to own property on the basis of the benefit, prohibiting the accumulation of property, and equitable distribution of wealth. Related to the fulfillment of human needs, then its mechanism in Islam is set within a country. Islamic countries are very significant role in ensuring the welfare and needs of its people. In order to ensure the welfare of the people, the state will perform a variety of budget-related policies are referred to the State Budget (Budget). Budget policy in Islam is regulated through the institution called Baitul Mal. The basic concept for the allocation of Islamic government revenue is maslahah, because the ultimate goal of every Islamic government is to maximize the welfare of all citizens, ensure the fulfillment of basic needs of each individual as a whole, and encourage every individual to be able to meet his various secondary and luxurious needs according to his ability levels. Therefore, the government is obliged to create a fair economic distribution mechanism. Permanent sources of income for an Islamic state are fai', ghanimah, kharaj, jizya', ushur, and khums. While charity (zakat) is a tool of auto social self-help that becomes a moral obligation for the rich to help the needy and neglected.
KUALITAS PELAYANAN DAN PENGARUHNYA TERHADAP TINGKAT KEPUASAN NASABAH DI BMT UGT SIDOGIRI CAPEM WARU Lilik Rahmawati; Nofiana Hudayatin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 4 No. 1 (2014): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2014.4.1.763-788

Abstract

The quality of service has a close relationship with customer satisfaction. The quality of service provided an impetus to the customer to establish bonds of strong relationships with the company. When already interwoven bond, then the customer will choose the company and when they came to the company, they already have expectations about what kind of service will be obtained (acceptable) based on previous experience, communication, Word of mouth has ever heard, other information has ever been received, as well as the influence of the need. The service ever experienced will become the accepted standard of comparison services at this time. Based on that background, the outline of the problem surfaced, namely: whether quality of service indicators simultaneously influences on satisfaction clients in BMT UGT Sidogiri Waru Branch? Whether quality of service indicators affects customer satisfaction against partially in BMT UGT Sidogiri Waru Branch? And what indicators are most influential to the satisfaction of the customer in BMT UGT Sidogiri Waru Branch? The purpose of this research is to know the influence of partially and simultaneous, as well as the most dominant indicator of service quality on customer satisfaction levels in response to BMT UGT Sidogiri Waru Branch. The dimensions of service quality consist of intangibles, reliability, response, reassurance and empathy. This research uses descriptive quantitative methods, with incidental sampling technique with a number of respondents as much as 88 clients. The results of data analysis using regression analysis showed that, simultaneously, the quality of service which consists of intangible variables, reliability, response, reassurance and empathy to the customer with the highest level of satisfaction F_hitung > F_tabel 2,368 3,626 and significance of 0.005. Partially, intangible factors have a significant influence on the value significance of 0,249, whereas the factors of reliability, response, reassurance and empathy don’t have significant effects. The most dominant factor influence on satisfaction clients is a tangible factor, because the value of the significance of these factors most of 0.264. The regression equation is obtained as follows: Y = 5.492 + 0.179X1 + 0.115X2 + 0.122X3 – 0.007X4 + 0.113X5 indicates that increasing the quality of service in terms of intangibles can increase customer satisfaction.
Survival of Traditional Retailers: An Islamic Business Perspective Lilik Rahmawati; Mutimmatul Faidah
al-Uqud : Journal of Islamic Economics Vol. 4 No. 1 (2020): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.731 KB) | DOI: 10.26740/al-uqud.v4n1.p18-31

Abstract

This study aimed to explain the reality of survival mechanisms and adaptive strategies by traditional retailers in Surabaya in facing the existence of massive modern retail stores. This study used qualitative research with a phenomenological approach. The data collection method used observation and interview techniques. Data analyzed with Clark and Scott's survival mechanism theory and the adaptive strategy by Miles and Snow. The result of this research was in the aspect of defender strategy, traditional retailers did various strategies when prices went up, and instead of increased the prices they choosed to reduce the profits. The stores equipped with people daily needs to retain customers. Even though the stock was small, the items sold were complete. It was important to promote family relations with buyers. A striking aspect is the close family relation that was so different from modern retail stores. In the aspect of reactor strategy, the owners responded to the situation without having a long-term strategy design. Their stores responses were reactive and short-term oriented in the form of selling goods by following the tastes of buyers and current trends. Meanwhile, in carrying out business performance in connection with the survival mechanism, Surabaya traditional retailers met the business assessment of the Islamic perspective namely on the aspects of material, mental, spiritual, and fraternal.
ANALISIS HARGA OBAT DAN ALAT KESEHATAN DIMASA PANDEMI COVID-19 (STUDI LITERATUR PEMIKIRAN IBNU TAIMIYAH DAN ABU YUSUF) Zuhrotun Nisa' Sukaiyan; Lilik Rahmawati; Maulana Firdaus
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.8205

Abstract

The COVID-19 pandemic has had a tremendous impact on the health sector. This study aims to analyze the prices of drugs and medical devices during the COVID-19 pandemic from the perspective of Ibn Taimiyah and Abu Yusuf. The research method used in this research is literature study. The price of masks which are usually only Rp. 25,000, at the beginning of the pandemic it became Rp. 500,000, Dettol instant hand sanitizer which normally costs Rp. 12,600 to Rp. 126,000. The government's policy to minimize price increases is by limiting the export of masks and supervising traders. This policy is relevant to the thought of Abu Yusuf who said that he did not agree with the government that set the price. The thoughts of Abu Yusuf who oppose the opinion that prices are inversely proportional to the amount of inventory are not relevant to the conditions that occur. If viewed from Ibn Taimiyah's thought, there are individuals who commit price fraud while the goods are really needed by the community, the government is allowed to set prices, but the government does not do it and only makes efforts to normalize prices. Keywords; Price Mechanism, COVID-19, Abu Yusuf, Ibn Taymiyya.
Perilaku Konsumsi Santri Milenial dalam Perspektif Ekonomi Islam Gabriele Lailatul Muharromah; Lilik Rahmawati; Ani Lutfiyah
Jurnal Iqtisaduna Vol 7 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v7i2.24786

Abstract

Kebiasaan untuk berbelanja online juga menarik perhatian santri milenial. Santri Pondok Pesantren Jagad 'Alimussirry (PPJA) yang termasuk santri milenial juga sering melakukan kegiatan konsumsi dengan berbelanja di marketplace. Penelitian ini bertujuan untuk meneliti perilaku konsumsi santri milenial yakni santriwan dan santriwati Pondok Pesantren Jagad 'Alimussirry dalam perspektif ekonomi Islam. Penelitian mengenai kebiasaan kebiasaan dengan prinsip-prinsip konsumsi dalam Islam. Metode penelitian yang digunakan menggunakan pendekatan kualitatif, data primer yang diperoleh dengan metode wawancara yang dilakukan pada santri PPJA. Hasil penelitian menunjukkan bahwa perilaku konsumsi santri PPJA milenial telah sesuai dengan prinsip-prinsip konsumsi dalam ekonomi Islam.
Analisis SWOT Pengembangan Wakaf untuk Pasar Tradisional di Yayasan Tanah Wakaf Pasar Paing Surabaya Yusril Hakiki; Lilik Rahmawati
QULUBANA: Jurnal Manajemen Dakwah Vol. 3 No. 1 (2022): Qulubana: Jurnal Manajemen Dakwah
Publisher : STAI Terpadu Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54396/qlb.v3i1.254

Abstract

Research with the aim of explaining the development of productive waqf at the Tanah Waqf Market Paing Foundation Surabaya. The research method in this thesis uses descriptive qualitative methods. The data collection techniques carried out are observation, interview, and documentation techniques. The results showed that the SWOT analysis on the development of productive waqf at the Tanah Waqf Market Paing Foundation Surabaya is the need to increase assets in the form of facilities and equipment needed by traders, forming a beautiful self-managed park to attract people to visit the market, mouth promotion and social media to traders that are intense for the development of their business, traders are not charged parking fees, Because they have paid the rent of the kiosk per month and the officer revoked the right to manage the individual. Analysis of productive waqf development at Yayasan Tanah Wakaf Pasar Paing Surabaya is that the external environment has legal and technological strength factors. Strong law has the power to defend waqf land rights in the improvement of assets or facilities. Meanwhile, technological factors need to be used by existing social media. The internal environment is the establishment of a right-of-use book applied at the Paing Market Waqf Land Foundation.
Analisis Penerapan Prinsip Etika Bisnis Islam Pada Ukm Olahan Laut Intan Devi Orlita Sari; Lilik Rahmawati
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 10 No. 2 (2022): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v10i2.519

Abstract

UMKM dapat dijadikan sebagai mata pencaharian yang ada di Desa Watuagung, dimana pengelolanya yaitu perempuan mencari nafkah untuk kebutuhan keluarganya. Berbagai produk dihasilkan mulai dari kerupuk, bandeng_bakar, otak-otak bandeng, terasi, dan lainnya melalui online dan offline. Tujuan dari_penelitian ini mengetahui penerapan prinsip-prinsip etika bisnis Islam di UMKM. Penelitian ini menggunakan metode deskriptif-kualitatif. Adapun sumber data primernya yaitu wawancara kepada penjual dan pembeli. Data sekundernya yakni masyarakat yang ada di desa Watuagung. Teknik analisis data menggunakan Miles_dan Hubermen melalui reduksi data,_penyajian data, dan penarikan_kesimpulan. Berdasarkan hasil dari penelitian yang diperoleh bahwa penjual dan pembeli dari produk UMKM yang memegang prinsip-prinsip melalui etika Bisnis_Islam melalui tauhid, keseimbangan, kebebasan, tanggung jawab, dan kebajikan. Dengan adanya penerapan etika bisnis Islam UMKM di Desa Watuagung dapat memberdayakan masyarakat setempat melalui usahanya, memanfaatkan hasil dari olahan laut yang tidak laku atau laku murah, meningkatkan pemasaran online dan offline, SDM dan Manajemen_yang meningkat, menambah penghasilan untuk keluarganya sehingga dapat meraih kebahagiaan didunia dan akhirat.
Co-Authors Agustin Mila Arlina Ahmad Agus Hidayat Ahmad Fajar Jaelani Ahmad, Zakiyyah Ilma Aminatul Maghfiroh Andriani Samsuri Ani Lutfiyah Debby Islami Dina Dwi Setiani Faizal Yulianto Fala Akbar Fathoni Fatimah Sari Dewi Fauzatul Laily Nisa Gabriele Lailatul Muharromah Hani Mukaromah Hanien Nivanty Himami, Fatikul Holyness Nurdin Singadimedja Iffah Febri Anti Fitriyatul L Intan Devi Orlita Sari Iskandar Ritonga Isvina Vawaidatur Rohmah Khofifatul Qolbi M. Rizal Leviansyah Maslahah Maslahah Maulana Firdaus Moch. Wahyu Pramuja Mochammad Hafidh Alifuddin Mugiyati Mugiyati Muhamad Fauzin Nur Mutimmatul Faidah Nabilatul Amaliyah Nofiana Hudayatin Nurita Sari Raniah Tasya Nugraha Rofiqotul Izza Septi Dwi Arianti Siti Rukmana Syafiratud Daniyas Tiara Riski Ulil Absor Faiq Abdiilah Ummiy Fauziyah Laili Uyun Nabila Walid In'am Ahmad Wardah Lutfiah Yusril Hakiki Zuhrotun Nisa' Sukaiyan