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All Journal Novum : Jurnal Hukum Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri MATAPPA: Jurnal Pengabdian Kepada Masyarakat JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN ScienceEdu : Jurnal Pendidikan IPA Community Development Journal: Jurnal Pengabdian Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Mattawang: Jurnal Pengabdian Masyarakat Jurnal Riset Ilmu Ekonomi Jurnal Pengabdian Masyarakat Akademisi Journal of Economics Research and Policy Studies Jurnal Pengabdian Mandiri Media Ekonomi Media Bina Ilmiah e-Jurnal Apresiasi Ekonomi Dirkantara Indonesia IIJSE Asian Journal of Management, Entrepreneurship and Social Science
Dini Hariyanti
Universitas Trisakti
Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Enhancing Financial Literacy to Achieve Economic Independence: Meningkatkan Financial Literacy Untuk Mewujudkan Kemandirian Ekonomi Sofilda, Eleonora; Hariyanti, Dini; Wahyuni, Lidia
Mattawang: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.mattawang2921

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy, contributing significantly to GDP and employment absorption. Despite strong government support, many MSMEs still face major challenges, particularly in terms of low financial literacy, which hampers their ability to manage their businesses effectively. This Community Service Program (PkM) aims to enhance the financial literacy and managerial skills of Rufata MSMEs, located in Gudang Sarinah Pancoran, South Jakarta, through training tailored to their specific needs. The methods used in this PkM include needs identification, training program planning, interactive training implementation, and evaluation of the training’s effectiveness. The training was designed to improve the managerial and financial management capabilities of Rufata MSMEs, focusing on cash management, financial recording, and business decision-making. The program was attended by 20 participants and conducted in sessions that combined theory with practice, including case studies and simulations. The results of this PkM activity showed a significant improvement in the participants' understanding and skills in managing their business finances. Evaluation results through pre-test and post-test indicated an increase in scores from 40%-60% to 85%-100% after the training. Additionally, continued support such as consultations and mentoring helped participants face challenges after the training, improving the productivity and operational efficiency of Rufata MSMEs. Overall, this comprehensive approach to training proved effective in enhancing the performance of Rufata MSMEs and is expected to contribute more significantly to the national economy.
Kontribusi faktor sosioekonomi pada kemiskinan di Pulau Jawa Fadilla, Meita Indah; Hariyanti, Dini
Journal of Economics Research and Policy Studies Vol. 4 No. 2 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i2.979

Abstract

Poverty is a social problem hindering a country's economic progress. This problem has spread widely and is increasingly complex throughout Indonesia, especially in Java Island, which has the fastest population growth and slow socio-economic development due to ongoing poverty. This research investigates the factors that influence poverty on Java Island in 2022. Using cross-section data from 119 districts/cities in Java Island and multiple linear regression analysis, this research measures poverty through the human development index, open unemployment rate, and minimum wage. The research results show that the open unemployment rate does not significantly affect poverty. In contrast, the human development index and regency/city minimum wages significantly negatively affect poverty. These findings suggest that improving human development in education, health, and decent living conditions is essential. In addition, the government needs to increase efforts in each region to tackle poverty effectively.
The Relationship Between Students’ Perceptions of the Role of Peers, Teaching Styles and Learning Motivation on Natural Science Learning Outcomes in Secondary School Hariyanti, Dini; Sartika, Septi Budi
ScienceEdu Vol. 8 No. 1 (2025)
Publisher : Program Studi Pendidikan IPA FKIP Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/se.v8i1.53692

Abstract

This study was conducted with the aim of knowing and analyzing the relationship between students' perceptions regarding the role of peers, teacher teaching style, and learning motivation towards students' science learning outcomes using the correlation method. Data collection was carried out by distributing questionnaires as a research instrument. This study is a quantitative study using path analysis. The data analysis technique in this study was carried out with the help of the Smart PLS version 4.0 application. The population in this study were 180 students in 8 grade at one of the State Secondary Schools in Pasuruan City, with a random sampling technique, so that a sample of 124 students was obtained. Based on the analysis of the findings, it shows that students' perceptions of the role of peers do not have a significant effect on learning outcomes, while students' perceptions of teacher teaching styles and learning motivation have a significant effect on learning outcomes. The results of this study provide important implications in the world of education, especially related to factors that influence student learning outcomes. Further research is expected to identify other factors that can also influence student learning outcomes
Dampak Literacy Keuangan terhadap Strategi Keberlanjutan Bisnis dalam UMKM Hariyanti, Dini; Sekar Mayangsari; Vinola Herawaty; Rismayanti; Dewi Anggraeni
Dirkantara Indonesia Vol. 4 No. 1 (2025): Maret-Agustus 2025
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v4i1.150

Abstract

This community service program was conducted by the Faculty of Economics and Business, Trisakti University, to improve financial literacy and business sustainability among MSMEs in Gudang Sarinah Pancoran, South Jakarta. Field observations revealed common issues, including the absence of separation between personal and business finances and weak budgeting practices. The program was implemented through training, workshops, consultations, and mentoring, with evaluation using pre- and post-tests. The results showed a 40% increase in participants’ financial literacy scores, 70% of participants began separating personal and business finances, and 50% reported revenue growth of 10–15% within three months. These findings highlight the direct impact of financial literacy interventions on MSME financial practices. Program sustainability was supported by continued mentoring sessions, ensuring consistent application of the acquired skills. Overall, the program demonstrates that strengthening financial literacy is a practical strategy to enhance MSME competitiveness and long-term sustainability.
The Influence of Regional Original Revenue and Balancing Funds on the Human Development Index of Regencies/Cities in Indonesia Pidhegso, Achmad Yugo; Hariyanti, Dini; Simanjuntak, Lydia Rosintan
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 3 (2025): Dinasti International Journal of Economics, Finance & Accounting (July-August 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i3.4673

Abstract

This study aims to examine and analyze the influence of Regional Original Revenue (PAD) and Balancing Funds namely the General Allocation Fund (DAU), the Special Allocation Fund (DAK), and the Revenue Sharing Fund (DBH) on the Human Development Index (HDI) in Indonesia. The data in this study cover all regencies/cities in Indonesia from 2016 to 2022. The research method used is panel data regression. The results show that PAD, DAU, DAK, and DBH simultaneously affect the HDI. Partial test results indicate that PAD, DAK, and DBH have a significant positive influence on HDI, while DAU has a significant negative effect. Based on these findings, local governments are encouraged to evaluate the use of DAU in efforts to improve HDI nationwide, considering that the utilization of DAU is at the discretion of the respective local governments.
Analysis of Transpolitan Program Development to Improve Superior Commodities Through the Role of BUMDes in Batu Betumpang Village, South Bangka Regency Maulita, Karil; Hariyanti, Dini; Adriana S, Mona
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 4 (2025): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i4.4985

Abstract

This research analyzes the development of the Transpolitan Program aimed at enhancing leading commodities through the role of the Village-Owned Enterprise (BUMDes) in Batu Betumpang Village, South Bangka Regency. This village is one of the 52 National Priority Transmigration Areas with significant potential in agricultural, plantation, and fishery commodities, yet it faces challenges in optimization. The objectives of this study are to (1) analyze the influence of the Transpolitan Program on the development of leading commodities, (2) examine the role of BUMDes in the development of these commodities, (3) analyze the level of community financial literacy, and (4) formulate strategies and policy recommendations to strengthen the program. The method used is qualitative research with a descriptive approach. Primary data were collected through in-depth interviews and Focus Group Discussions (FGDs) with stakeholders, including the village government, BUMDes management, and community representatives. The collected data were analyzed using SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis and mapped onto a SPACE matrix to determine the strategic position. The research findings indicate that Batu Betumpang Village possesses significant strengths in the diversity and potential of its leading commodities, particularly rice, palm oil, and fisheries, supported by the national food self-sufficiency program. However, this development is hampered by serious structural weaknesses, such as the absence of an adequate irrigation dam, minimal road infrastructure, and a lack of local post-harvest processing facilities. The role of the BUMDes is identified as important in managing village assets and providing limited capital, but it is not yet optimal due to managerial constraints, a lack of innovation, and weak coordination. The community's financial literacy level shows foundational potential but is threatened by limited digital access and the risk of financial fraud. The SPACE matrix analysis places Batu Betumpang Village in the Aggressive quadrant, indicating that the village has strong internal strengths and external opportunities to proactively address existing weaknesses and maximize its growth potential.
Co-Authors Ade Aida Adriana S, Mona Adriyana, Mona Alisa Noviani Putri Anita Roosmalina Matusin Annisa Yuliandari Aprillia , Budi Santosa Budiyanti, Fatwa Darwin Hasiholan Debbie Aryani Tribudhi Dedie S Martadisastra Dewi Anggraeni Dian Octaviani Ego Bagas Anugerah Pratama Eleonora Sofilda Erny Tajib Fadilla, Meita Indah HANANTO WIDODO Imam Zul Fikri Mahdawi Mahdawi Maulita, Karil Mona Adriana Patriyasa Muhammad Zilal Hamzah Nazmel Nazir Nirdukita Ratnawati Ovy Noviati Nuraini Magetsari Pidhegso, Achmad Yugo Putri, Farah Nabilla Rismayanti Rustam, Rinaldi Sekar Mayangsari Septi Budi Sartika Setyarini, Theresia Avila Dyah Simanjuntak, Lydia Rosintan Soeharjoto Soekapdjo Soeharjoto, Soeharjoto Sri Yani Kusumastuti Sumiyarti Vinola Herawaty Wahyuni, Lidia Yudi Susworo