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All Journal Novum : Jurnal Hukum Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal Manajemen Indonesia MATAPPA: Jurnal Pengabdian Kepada Masyarakat Abdi Dosen : Jurnal Pengabdian Pada Masyarakat JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN ScienceEdu : Jurnal Pendidikan IPA Community Development Journal: Jurnal Pengabdian Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Mattawang: Jurnal Pengabdian Masyarakat Jurnal Riset Ilmu Ekonomi Jurnal Pengabdian Masyarakat Akademisi Journal of Economics Research and Policy Studies Jurnal Pengabdian Mandiri Media Ekonomi Media Bina Ilmiah e-Jurnal Apresiasi Ekonomi Dirkantara Indonesia IIJSE Asian Journal of Management, Entrepreneurship and Social Science
Dini Hariyanti
Universitas Trisakti
Religion Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Kontribusi faktor sosioekonomi pada kemiskinan di Pulau Jawa Fadilla, Meita Indah; Hariyanti, Dini
Journal of Economics Research and Policy Studies Vol. 4 No. 2 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i2.979

Abstract

Poverty is a social problem hindering a country's economic progress. This problem has spread widely and is increasingly complex throughout Indonesia, especially in Java Island, which has the fastest population growth and slow socio-economic development due to ongoing poverty. This research investigates the factors that influence poverty on Java Island in 2022. Using cross-section data from 119 districts/cities in Java Island and multiple linear regression analysis, this research measures poverty through the human development index, open unemployment rate, and minimum wage. The research results show that the open unemployment rate does not significantly affect poverty. In contrast, the human development index and regency/city minimum wages significantly negatively affect poverty. These findings suggest that improving human development in education, health, and decent living conditions is essential. In addition, the government needs to increase efforts in each region to tackle poverty effectively.
The Relationship Between Students’ Perceptions of the Role of Peers, Teaching Styles and Learning Motivation on Natural Science Learning Outcomes in Secondary School Hariyanti, Dini; Sartika, Septi Budi
ScienceEdu Vol. 8 No. 1 (2025)
Publisher : Program Studi Pendidikan IPA FKIP Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/se.v8i1.53692

Abstract

This study was conducted with the aim of knowing and analyzing the relationship between students' perceptions regarding the role of peers, teacher teaching style, and learning motivation towards students' science learning outcomes using the correlation method. Data collection was carried out by distributing questionnaires as a research instrument. This study is a quantitative study using path analysis. The data analysis technique in this study was carried out with the help of the Smart PLS version 4.0 application. The population in this study were 180 students in 8 grade at one of the State Secondary Schools in Pasuruan City, with a random sampling technique, so that a sample of 124 students was obtained. Based on the analysis of the findings, it shows that students' perceptions of the role of peers do not have a significant effect on learning outcomes, while students' perceptions of teacher teaching styles and learning motivation have a significant effect on learning outcomes. The results of this study provide important implications in the world of education, especially related to factors that influence student learning outcomes. Further research is expected to identify other factors that can also influence student learning outcomes
Dampak Literacy Keuangan terhadap Strategi Keberlanjutan Bisnis dalam UMKM Hariyanti, Dini; Sekar Mayangsari; Vinola Herawaty; Rismayanti; Dewi Anggraeni
Dirkantara Indonesia Vol. 4 No. 1 (2025): Maret-Agustus 2025
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v4i1.150

Abstract

This community service program was conducted by the Faculty of Economics and Business, Trisakti University, to improve financial literacy and business sustainability among MSMEs in Gudang Sarinah Pancoran, South Jakarta. Field observations revealed common issues, including the absence of separation between personal and business finances and weak budgeting practices. The program was implemented through training, workshops, consultations, and mentoring, with evaluation using pre- and post-tests. The results showed a 40% increase in participants’ financial literacy scores, 70% of participants began separating personal and business finances, and 50% reported revenue growth of 10–15% within three months. These findings highlight the direct impact of financial literacy interventions on MSME financial practices. Program sustainability was supported by continued mentoring sessions, ensuring consistent application of the acquired skills. Overall, the program demonstrates that strengthening financial literacy is a practical strategy to enhance MSME competitiveness and long-term sustainability.
The Influence of Regional Original Revenue and Balancing Funds on the Human Development Index of Regencies/Cities in Indonesia Pidhegso, Achmad Yugo; Hariyanti, Dini; Simanjuntak, Lydia Rosintan
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 3 (2025): Dinasti International Journal of Economics, Finance & Accounting (July-August 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i3.4673

Abstract

This study aims to examine and analyze the influence of Regional Original Revenue (PAD) and Balancing Funds namely the General Allocation Fund (DAU), the Special Allocation Fund (DAK), and the Revenue Sharing Fund (DBH) on the Human Development Index (HDI) in Indonesia. The data in this study cover all regencies/cities in Indonesia from 2016 to 2022. The research method used is panel data regression. The results show that PAD, DAU, DAK, and DBH simultaneously affect the HDI. Partial test results indicate that PAD, DAK, and DBH have a significant positive influence on HDI, while DAU has a significant negative effect. Based on these findings, local governments are encouraged to evaluate the use of DAU in efforts to improve HDI nationwide, considering that the utilization of DAU is at the discretion of the respective local governments.
Analysis of Transpolitan Program Development to Improve Superior Commodities Through the Role of BUMDes in Batu Betumpang Village, South Bangka Regency Maulita, Karil; Hariyanti, Dini; Adriana S, Mona
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 4 (2025): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i4.4985

Abstract

This research analyzes the development of the Transpolitan Program aimed at enhancing leading commodities through the role of the Village-Owned Enterprise (BUMDes) in Batu Betumpang Village, South Bangka Regency. This village is one of the 52 National Priority Transmigration Areas with significant potential in agricultural, plantation, and fishery commodities, yet it faces challenges in optimization. The objectives of this study are to (1) analyze the influence of the Transpolitan Program on the development of leading commodities, (2) examine the role of BUMDes in the development of these commodities, (3) analyze the level of community financial literacy, and (4) formulate strategies and policy recommendations to strengthen the program. The method used is qualitative research with a descriptive approach. Primary data were collected through in-depth interviews and Focus Group Discussions (FGDs) with stakeholders, including the village government, BUMDes management, and community representatives. The collected data were analyzed using SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis and mapped onto a SPACE matrix to determine the strategic position. The research findings indicate that Batu Betumpang Village possesses significant strengths in the diversity and potential of its leading commodities, particularly rice, palm oil, and fisheries, supported by the national food self-sufficiency program. However, this development is hampered by serious structural weaknesses, such as the absence of an adequate irrigation dam, minimal road infrastructure, and a lack of local post-harvest processing facilities. The role of the BUMDes is identified as important in managing village assets and providing limited capital, but it is not yet optimal due to managerial constraints, a lack of innovation, and weak coordination. The community's financial literacy level shows foundational potential but is threatened by limited digital access and the risk of financial fraud. The SPACE matrix analysis places Batu Betumpang Village in the Aggressive quadrant, indicating that the village has strong internal strengths and external opportunities to proactively address existing weaknesses and maximize its growth potential.
Pengelolaan Keuangan Yang Efektif Bagi Wirausaha Di Kelurahan Krendang Jakarta Barat Matusin, Anita Roosmalina; Martadisastra, Dedie S; Magetsari, Ovy Noviati Nuraini; Hariyanti, Dini
Dirkantara Indonesia Vol. 2 No. 2: September-Februari 2024
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v2i2.25

Abstract

Pandemi Covid 19 telah memasuki tahun kedua melanda dunia termasuk Indonesia. Kondisi ini memberikan dampak yang sangat signifikan bagi dunia usaha di Indonesia. Seluruh bisnis baik yang berskala besar maupun berskala kecil, termasuk pelaku usaha UMKM terkena dampaknya. Dampak yang paling besar dirasakan adalah turunnya omset penjualan sehingga pendapatan dari hasil penjualan menjadi berkurang. Salah satu penyebab turunnya pendapatan adalah karena dikeluarkannya kebijakan pemerintah seperti PPKM (Pemberlakuan Pembatasan Kegiatan Masyarakat) untuk menanggulangi penyebaran Covid 19 di masyarakat, sehingga menyebabkan ruang gerak masyarakat dan dunia usaha semakin terbatas.Menurut Ketua Fokus UMKM Jakarta Roy Suryo, terdapat 5 masalah yang dihadapi oleh para pelaku usaha UMKM pada masa pandemi Covid 19, yaitu; masalah keuangan, SDM dan manajemen, motivasi dan teknologi, pasar dan bahan baku, dan institusi. Pelaku usaha UMKM di Kelurahan Krendang sama dengan pelaku usaha lainnya pada kondisi pandemi Covid 19 juga mengalami penurunan omset penjualan sehingga pendapatan juga mengalami penurunan yang akan mengganggu kegiatan produksi selanjutnya karena mengalami kekurangan modal usaha. Ketidaklancaran keberlangsungan produksi ini, disebabkan karena para pelaku usaha tidak mengelola modak kerjanya dengan baik, dengan cara menentukan besarnya kebutuhan modal kerja yang cukup sesuai dengan kebutuhan untuk membiayai kegiatan produksi. Oleh sebab itu untuk meningkatkan pengetahuan para pelaku usaha diperlukan pelatihan tentang bagaimana mengelola modal kerja bagi pelaku usaha UMKM di Kelurahan Krendang Jakarta Barat agar kegiatan produksi tidak terganggu yang disebabkan dengan masalah modal kerja serta dapat memperoleh keuntungan yang diharapkan
Macro Determinants on Non-Performing Loans of Indonesia Commercial Banks (Credit Risk Scenario) Hariyanti, Dini
Jurnal Manajemen Indonesia Vol. 24 No. 2 (2024): Jurnal Manajemen Indonesia
Publisher : Fakultas Ekonomi dan Bisnis, Telkom University.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25124/jmi.v24i2.8214

Abstract

A stable financial system is significant for an economy. Commercial banks play a critical role in facilitating the flow of credit and boosting the productivity of businesses through investment funding. In addition to receiving deposits, commercial banks provide loans to customers, exposing them to credit risk in the form of non-performing loans (NPL). This study aims to analyze the determinants of NPL and stress-test macro variables in the Indonesian banking system. The findings of this study, which used a data panel (Stata 17) and the Monte Carlo Stressing test of the Value at Risk (VAR) approach by studying a sample of 43 Commercial Banks listed on the IDX from 2008.1 to 2023.4, are significant. The main findings are Non-Performing Loan lag -1 (NPLt-1), Loan Deposit Ratio (LDR), Interest rate (SBI) and inflation (INF), and the significance of Non-Performing Loan (NPL). The results of the NPL Stress Scenario based on the VaR approach with interest rate and inflation shock carried out are still much lower than based on the provisions of Bank Indonesia Regulation Number 06/10/PBI/2004 concerning the Health Level Assessment System for Commercial Banks, the NPL ratio is 5 percent. It can be concluded that the NPL condition of commercial banks in Indonesia from 2008 to 2023 is still below the specified limit to face serious credit problems. These significant findings can engage and interest the audience, particularly those involved in the Indonesian banking system and macro prudential policies, and provide them with valuable insights. Keywords—Commercial Banks; Non-Performing Loan; Value at Risk
PENERAPAN PEMASARAN DIGITAL PADA USAHA MIKRO DAN KECIL DI SEKOLAH KEWIRAUSAHAAN CORDOVA BINA AMANAH Soekapdjo, Soeharjoto; Aryani Tribudhi, Debbie; Delfina Harahap, Cicely; Hariyanti, Dini; Tajib, Erny
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 5 No. 3 (2021): SEPTEMBER
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (561.104 KB) | DOI: 10.32832/abdidos.v5i3.881

Abstract

Usaha mikro dan kecil di Indonesia terbukti dapat bertahan pada masa krisis ekonomi hingga datangnya pandemi Covid-19. Keadaan ini, membawa perubahan besar pada perilaku konsumsi masyarakat yang mengakibatkan menurunya pendapatan. Kegiatan ini, bertujuan untuk memberikan pengetahuan dan wawasan guna meningkatkan pendapatan Usaha mikro dan kecil pada era new normal di Sekolah Kewirausahaan Cordova Bina Amanah. Untuk itu, peserta pengabdian kepada masyarakat diberikan materi struktur pasar, media pemasaran dan biaya media pemasaran, dengan menggunakan metode pendidikan dan pelatihan. Aktivitas ini, dapat meningkatkan pengetahuan dan wawasan dari materinya menjadi rata-rata sebesar 79,67 persen. Namun, kegiatan ini sebaiknya dilakukan secara berkesinambungan, waktunya ditambah dengan materi yang beragam terkait dengan teknologi digital, serta penyampaiannya dengan online dan offline. Disamping itu, peserta sebagai pelaku usaha perlu menerapkan promosi dengan teknologi digital, membangun personal branding, inovasi dan diversifikasi produk, serta usahanya terdaftar pada Dinas Koperasi dan usaha mikro, kecil, dan menengah.
The Effect of Household Health and Education Expenditures and Macroeconomic Conditions on Cigarette Consumption: A Panel Data Study of 34 Provinces in Indonesia, 2021–2023 Wibowo, Rahmat Widianto; Hariyanti, Dini; Sumiyarti, Sumiyarti
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 5 (2025): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i5.5239

Abstract

This study aims to analyze the effects of household expenditures on health and education, as well as macroeconomic conditions, on cigarette consumption across 34 provinces in Indonesia during the 2021–2023 period. A quantitative approach is employed using a fixed-effects panel data model to systematically estimate the relationships among the variables. The novelty of this study lies in the integration of both micro-level variables (household expenditure on health and education) and macroeconomic indicators (GRDP growth, open unemployment rate, and poverty depth index) into a unified analytical framework using recent provincial panel data. This approach has rarely been adopted in previous studies, which predominantly relied on cross-sectional household-level data and tended to isolate micro or macro factors. The results indicate that household health expenditures, the poverty depth index, and the unemployment rate have a significant negative effect on cigarette consumption. In contrast, household education expenditures and GRDP growth do not exhibit statistically significant impacts. These findings suggest that increased spending on health may reduce cigarette consumption through a budget reallocation mechanism (crowding-out effect), whereas education-related spending shows no practical short-term influence. The study implies that public policy interventions should prioritize enhancing household investments in health while simultaneously addressing macroeconomic pressures that contribute to smoking behavior. It is recommended that future research extends the observation period, incorporates sociocultural variables, and includes behavioral dimensions to obtain a more comprehensive understanding of household cigarette consumption patterns across regions in Indonesia. These insights are expected to support the development of evidence-based public policies aligned with national health and education agendas.
The Influence of Local Own-Source Revenue, Human Development Index, and Labor Force Participation Level On GRDP Per Capita Moderate by the Depth of Poverty in City Districts of Papua Province in 2017-2021 Putri, Alisa Noviani; Hariyanti, Dini; Adriana, Mona
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4887

Abstract

This research aims to analyze the factors that influence GDP per capita in Papua Province. The analytical method used in this research is panel data regression, using data on Local Own-Source Revenue, Human Development Index, Labor Force Participation Level, and Gross Domestic Product Per Capita from 2017-2021 in districts/cities in Papua province, by adding the depth of poverty variable as a moderating variable. The results of panel data processing show that the best model is the Fixed Effect Model, with the regression results showing that the one that has a negative influence on GDP per capita is the HDI variable. Meanwhile, those that do not influence GDP per capita are the variables Local Own-Source Revenue, Human Development Index, Labor Force Participation Level, and Depth of Poverty. Many factors cause the variables used to have no influence, one of which is the minimal observation period so long-term effects were not identified, especially in this study. Another cause is the difficult geographical conditions in the form of mountains and difficult terrain to travel in these districts, hampering the mobility of people, goods, and services, as well as access to education and health services. The difficulty of this terrain also hinders efforts for equal distribution and economic development, so that access to economic development is only felt by urban areas, such as Jayapura City and its surroundings. This causes the Poverty Depth Index (P1) to be unable to moderate the variables of Local Own-Source Revenue (PAD), Human Development Index (HDI), and Labor Force Participation Level (TPAK) on GDP per capita. It is recommended for future researchers to use all provinces in Papua and add other variables.
Co-Authors Ade Aida Adriana, Mona Adriyana, Mona Alisa Noviani Putri Anita Roosmalina Matusin Annisa Yuliandari Aprillia , Budi Santosa Budiyanti, Fatwa Darwin Hasiholan Debbie Aryani Tribudhi Dewi Anggraeni Dian Octaviani Ego Bagas Anugerah Pratama Eleonora Sofilda Erny Tajib Fadilla, Meita Indah HANANTO WIDODO Harahap, Cicely Delfina Imam Zul Fikri Juni, Ardi Ikhsan Khairunnisa Kunawangsih P., Tri Magetsari, Ovy Noviati Nuraini Mahdawi Mahdawi Martadisastra, Dedie S Maulita, Karil Mona Adriana Patriyasa Muhammad Zilal Hamzah Nazmel Nazir Nirdukita Ratnawati Osni Erza, Osni Pidhegso, Achmad Yugo Putri, Alisa Noviani Putri, Farah Nabilla Rismayanti Rustam, Rinaldi Sekar Mayangsari Septi Budi Sartika Setyarini, Theresia Avila Dyah Simanjuntak, Lydia Rosintan Soeharjoto Soekapdjo Soeharjoto, Soeharjoto Sri Yani Kusumastuti Sumiyarti Sumiyarti Sumiyarti, Sumiyarti Tribudhi, Debbie Aryani Vinola Herawaty Wahyuni, Lidia Wibowo, Rahmat Widianto Yudi Susworo