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Pengaruh Variabel Makroekonomi terhadap Tabungan Masyarakat: Studi Kasus Provinsi Sumatera Utara Ulhaq Hasbi, Zia; Febriaty, Hastina; Rahayu, Sri Endang; Safina Hasibuan, Lailan
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 25, No 2 (2025)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v25i2.27677

Abstract

The purpose of this study is to evaluate and analyze the effect of inflation, consumption, and per capita income on savings in North Sumatra Province. The method in this study uses an associative approach, which involves the explanation of variables. Time series data used from 2019 to 2023. The independent variables in this study are per capita income, inflation, and consumption while the dependent variable is the savings variable. In this study, the data analysis technique uses the Common Effect Model or Pool Least Square (CEM) method using multiple regression with the Pool Least Squares method. The results show that per capita income has a positive and significant effect on savings in North Sumatra Province. Inflation has a positive but insignificant effect on savings in North Sumatra Province. Consumption has a positive but insignificant effect on savings. And simultaneously per capita income, inflation and the economy together have a significant effect on savings in North Sumatra.
Training in Entrepreneurship Management for Aisyiyah Marelan-I Branch Businesses to Strengthen the Creative Economy Rahayu, Sri Endang; Julita, Julita; Sembiring, Masta
Maslahah: Jurnal Pengabdian Masyarakat Vol 7, No 1 (2026)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/maslahah.v7i1.13190

Abstract

Women's participation in the creative economy is very high. This industry absorbs a significant portion of the female workforce, exceeding 50% year after year. The women of Aisyiyah's Marelan I branch possess considerable human resource potential, but members still face several limitations, particularly in terms of business ideas that align with market needs, marketing strategies, and business management. They also lack the skills to master simple financial record-keeping to ensure business sustainability. The purpose of this community service is to provide skills, namely training in entrepreneurship. After the training, Aisyiyah members are expected to be able to produce several products, such as bouquets, improve the quality of existing products to increase their sales value, and develop several new businesses, including the Aisyiyah Family Economic Business Development (BUEKA). This community service activity is implemented through hands-on entrepreneurial management training, including bouquet making, online product marketing training, and simple bookkeeping training. Participants in this activity are 30 Aisyiyah branch members. Evaluation using interviews and questionnaires indicates that 90% of participants understood the training provided.
Effect of Education Levels on North Sumatra Economy Hastina Febriaty; Murviana Koto; Sri Endang Rahayu
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 2, No 3 (2019): October 2019
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v2i3.586

Abstract

This study aims to determine the level of high school education (SMU) and Higher Education (PT) on the Economy of North Sumatra and to identify the effect of the level of education on the economy in North Sumatra. This type of research is a descriptive study, while the approach used is a quantitative approach with a sample of GRDP data and the Labor Force over 15 years with high school education levels (SMU) and Higher Education (PT) from 20002017. The type of data used is secondary data obtained from the Central Statistics Agency. The analysis technique used is the multiple linear regression analysis (OLS) method. The results of this study indicate that partially the level of high school education (SMA) has a positive and not significant effect on the Economy of North Sumatra and the level of education of the University (PT) has a positive and significant effect on the Economy of North Sumatra while simultaneously the level of high school education (SMU) and Higher Education (PT) has a positive and significant impact on the Economy of North Sumatra.