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Journal : Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah

TINJAUAN ATAS IMPLEMENTASI PERPANJANGAN MASA ANGSURAN UNTUK PEMBIAYAAN DI BANK SYARIAH PADA SITUASI PANDEMI COVID-19 Muhammad Ubaidillah; Rizqon Halal Syah Aji
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 6 No 1 (2020): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (278.711 KB) | DOI: 10.36908/isbank.v6i1.159

Abstract

Covid-19 pandemic has occurred in almost all countries in the world. The pandemic has caused millions of people to find it difficult to pay off credit or financing installments due to declining daily income. If these conditions are not properly addressed, it will cause a country's economic growth to decline. This article aims to examine the application of the Surah Al Baqarah verse 280 to the granting of credit or financing restructuring to debtors affected by the Covid-19 pandemic. The literature review method is used in this article. In addition, this article also uses descriptive analysis methods to describe the phenomena that occur in the field. The study conducted in this article shows that the application of Surah Al Baqarah verse 280 at the time of the Covid-19 pandemic can be a solution to maintain Indonesia's economic growth rate.
Education Investment In Economic Growth Following Provinces In Indonesia In 2014-2020 Dai’ah Dini; Rizqon Halal Syah Aji
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (763.62 KB) | DOI: 10.36908/isbank.v8i1.480

Abstract

Education is the main capital in carrying out the development of a country. The purpose of this study is to determine the effect of education investment proxied by the school participation rate (APS) of elementary, middle and high schools on Economic Growth in 34 provinces in Indonesia in 2014-2020. This study used a dynamic panel regression analysis method with a fixed effect model. The results of this study show that the SD variable has a significant influence on economic growth in 4 provinces in Indonesia, namely the provinces of DKI Jakarta, West Java, Central Java, East Java and in 30 other provinces have no significant effect. The SMP variable has a significant influence on Economic Growth in 2 provinces in Indonesia, namely DKI Jakarta, East Java Province and in 32 other provinces has no significant effect. Meanwhile, the SMA variable has a significant influence on Economic Growth in 4 provinces in Indonesia, namely DKI Jakarta, East Java, Banten, East Kalimantan provinces and in 30 other provinces has no significant effect. The education investment variables proxied by the primary, middle and high school budgets together have a significant influence on economic growth in 30 provinces in Indonesia in 2014-2020 and in 4 other provinces such as Riau, Bali, West Nusa Tenggara and Papua have no significant effect.