Article Per Year (5 Year)
p-Index From 2021 - 2026
0.702
P-Index
This Author published in this journals
All Journal Ulul Albab: Jurnal Studi Islam IQTISHODUNA El-HARAKAH : Jurnal Budaya Islam El-QUDWAH El Dinar The International Journal of Accounting and Business Society Islamic Economics Quotient Iqtishoduna: Jurnal Ekonomi Islam International Journal of Multidisciplinary: Applied Business and Education Research Jurnal Ekonomi Syariah Pelita Bangsa Akuntansi Bisnis & Manajemen (ABM) Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture)
Muhammad Djakfar
UIN Maulana Malik Ibrahim Malang
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Medicine & Pharmacology Public Health Social Sciences Other

Published : 26 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 26 Documents
Search

 1   2   3 
Risk Management Concept Development of Pondok Pesantren Educational Institutions Ekaningsih, Lely Ana Ferawati; Salim, Ubud; Djumahir, Djumahir; Indrawati, Nur Khusniyah; Djakfar, Muhammad
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 2 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.02.01

Abstract

The concept of risk management has been widely studied in terms of finance in Islamic and conventional banking, government institutions, and insurance. While research on non-financial risk management in educational institutionsis still rarely done. This article aims to propose the development of the concept of risk management for Islamic educational institutions, especially pondokpesantrenor Islamic boarding schools. This research is a qualitative research/conceptual paper by conducting theoretical and empirical studies on articles that have been published. The data is secondary data. The results of the study found that risk exists in all organizations including pondokpesantren, so it is necessary to carry out risk management. Risk must be managed appropriately and correctly because failure to manage risk has serious consequences for the organization. The risk management process in pondokpesantrenis based on the implementation of Islamic values ​​sourced from the Qur'an and Hadith. The most important contribution of this paper is to develop the concept of risk management for pondokpesantren.
Agama, Moral dan Etika: Perspektif Dialektika dan Implikasinya dalam Ekonomi Djakfar, Muhammad
el Harakah: Jurnal Budaya Islam Vol 8, No 1 (2006): EL HARAKAH
Publisher : UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/el.v8i1.4611

Abstract

Religion, moral and ethics are institution which have the same learning wisdom value and justice. They undergo dialectic in daily life. Otherwise, dialectic result will never be meaningful without being connected with contextual problem, such as economy. This paper explores how the dialectic implication in economy activities is. There are 2 patterns of thinking. First, Al-Ghozali's pattern emphasizes on theology strength than reason, because it is based on Al- Qur'an and Hadist. This pattern is followed by Yusuf Qardhawi, Mustaq Ahmad and M. Quraish Shihab. Second, a pattern directed by E.Kant uses critical power and sharp analytical. This pattern is followed by Weber, Pratley and Rowland. For appearing the growth of epoch, both of the patterns need to be evolved in order to be more optimal in guiding further economy activities. However it is, economic progress needs knowledge and spiritual power. Agama, moral dan etika adalah institusi yang memiliki nilai kearifan dan keadilan pembelajaran yang sama. Mereka menjalani dialektika dalam kehidupan sehari-hari. Jika tidak, hasil dialektika tidak akan pernah berarti tanpa berhubungan dengan masalah kontekstual, seperti ekonomi. Makalah ini membahas bagaimana implikasi dialektika dalam kegiatan ekonomi. Ada 2 pola pemikiran. Pertama, pola Al-Ghozali lebih menekankan pada kekuatan teologi daripada alasan, karena didasarkan pada Al-Qur'an dan Hadis. Pola ini diikuti oleh Yusuf Qardhawi, Mustaq Ahmad dan M. Quraish Shihab. Kedua, pola yang diarahkan oleh E.Kant menggunakan kekuatan kritis dan analisis yang tajam. Pola ini diikuti oleh Weber, Pratley dan Rowland. Untuk menampakkan pertumbuhan zaman, kedua pola tersebut perlu dikembangkan agar lebih optimal dalam membimbing kegiatan ekonomi lebih lanjut. Namun, kemajuan ekonomi membutuhkan pengetahuan dan kekuatan spiritual.
Guarding Sharia Economy in Indonesia Optimization of Contemporary Ulama Authority and Local Wisdom Djakfar, Muhammad
el Harakah: Jurnal Budaya Islam Vol 19, No 2 (2017): EL HARAKAH
Publisher : UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/el.v19i2.4433

Abstract

Sharia economy is one of the economic system, in addition to the other two systems namely capitalist and socialist. Although the socialist system is no longer popular at the global level, but in reality the Sharia Economy system is still outdone by the secularistic capitalist system. In practice, the capitalist system contains many weaknesses so that the world community began to look for other systems as a solution, namely sharia economy. In Indonesia the development system is relatively slow, so it is necessary to optimize the role of ulama and the function of local wisdom. This is the literature research with data sources from various literature and relevant issues. The results of the study show that with its authority, contemporary ulama can perform the role as a giver of fatwas, enlighteners, thinkers and economic actors. Enlightenment can be done through religious or educational events, while business practices can be conducted in pesantren by developing businesses, all of which are part and function of local wisdom. Ekonomi syariah adalah merupakan salah satu sistem ekonomi, di samping kedua sistem yang lain yakni kapitalis dan sosialis. Sekalipun sistem sosialis akhir-akhir ini tidak lagi populer di tingkat global, namun dalam kenyataan sistem ekonomi syariah masih kalah cepat dengan sistem kapitalis yang sekularistik. Dalam praktiknya, sistem kapitalis mengandung banyak kelemahan sehingga masyarakat dunia mulai mencari sistem lain sebagai solusi, yakni ekonomi syariah. Di Indonesia sistem ini perkembangannya relatif lambat sehingga perlu mengoptimalkan peran ulama dan fungsi kearifan lokal. Wacana ini merupakan penelitian pustaka dengan sumber data dari berbagai literatur dan isu yang relevan. Hasil kajian menunjukkan bahwa dengan otoritasnya, ulama kontemporer dapat melakukan peran sebagai pemberi fatwa, pencerah, pemikir dan pelaku ekonomi. Pencerahan dapat dilakukan melalui acara keagamaan atau pendidikan, sedangkan praktik bisnis dapat dilakukan di pesantren dengan mengembangkan usaha, yang semuanya itu merupakan bagian dan fungsi dari kearifan lokal.
Tradisi Toron Etnis Madura: Memahami pertautan agama, budaya, dan etos bisnis Djakfar, Muhammad
el Harakah: Jurnal Budaya Islam Vol 14, No 1 (2012): EL HARAKAH
Publisher : UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/el.v0i0.2193

Abstract

Toron or back to the village has been performed as a tradition among the Madurese with various reasons. In understanding the toron tradition which has been a lulture of its own, there is a question whether there are relationships between religious values, culture, and business ethics among the Madurese. This study uses qualitative approach and phenomenological method in order to be able to understand deeper on what the relationship among those three aspects, which can be apprehended from the toron tradition. The data were collected by using observations, in-depth interview, and documentation. The results show that among the students of Islamic boarding schools, the motive of doing toron in commemorating the Prophet’s birthday, is to honour the Prophet, and such celebration is just like a haul for the parents. It is expected that they will receive blessings and help from the Prophet. For those non learners of such boarding schools, it is just like a way (tawassul) to expiate a sin with an expectation to receive blessing from the Prophet. Due to that reason of commemoration, we can understand that there are relationships between religion, culture, and business ethics among the Madurese. Toron atau kembali ke desa telah tampil sebagai tradisi orang Madura dengan berbagai alasan. Dalam memahami tradisi toron yang telah menjadi budaya tersendiri, ada pertanyaan apakah ada hubungan antara nilai agama, budaya, dan etika bisnis di kalangan orang Madura. Penelitian ini menggunakan pendekatan kualitatif dan metode fenomenologis untuk dapat memahami lebih dalam tentang hubungan antara ketiga aspek tersebut, yang dapat ditangkap dari tradisi toron. Data dikumpulkan dengan menggunakan observasi, wawancara mendalam, dan dokumentasi. Hasilnya menunjukkan bahwa di kalangan siswa pesantren, motif melakukan toron dalam memperingati ulang tahun Nabi, adalah untuk menghormati Nabi, dan perayaan semacam itu sama seperti tangkapan untuk orang tua. Diharapkan mereka akan menerima berkah dan pertolongan dari Nabi. Bagi mereka yang bukan pelajar sekolah pesantren seperti itu, sama seperti cara (tawassul) untuk meredakan dosa dengan harapan untuk menerima berkat dari Nabi. Karena alasan peringatan tersebut, kita bisa mengerti bahwa ada hubungan antara agama, budaya, dan etika bisnis di kalangan orang Madura. 
Studi Inovasi dan Praktik Akad Ganda Sistem Keuangan Islam Tradisional Berbasis Fatwa Ulama Lokal Muhammad Djakfar; Umrotul Khasanah; Meldona Meldona
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.5188

Abstract

Food production financing is expensive because facility inputs controlled by Trans-National Corporation (TNC), and output is conducted by traders using the bonded system. This condition leaves farmers in a dilemma position so that farmers make innovations and practice multiple contracts in the traditional Islamic financial system based on the fatwa of local ulama. The purpose of this study is to uncover the views of farmers, disclose opinions or views of ulama, and reveal the model of financing applications based on traditional Islamic financial systems and the application of dual contracts that apply in the farming community. This research puts forward a descriptive qualitative research method with case studies on farmers in Probolinggo Regency and Malang Regency, East Java. This research model uses qualitative methods that are concerned with the meaning, context and emic perspective. Data analysis through a phased approach, namely: analyzing important statements, formulating, describing, reducing data to the findings, propositions and conclusions. Data collection and analysis carried out simultaneously; prioritize observations and interviews and the researcher himself as the main instrument. The research findings show that farmers in Probolinggo Regency and Malang Regency, East Java Province have innovated and practised a dual agreement in the traditional Islamic financial system based on the fatwa of local ulama. The motive of the farmers to do the work is to avoid the practice of usury which is prohibited. The results showed that there were four traditional Islamic financial models practiced by farmers, namely: (1) the leasing model, (2) the buying and selling model "binding" with the usual profit sharing, (3) the buying and selling model "binding" with the profit-sharing half and (4) buying and selling model "binding" with profit-sharing.Keywords: Dual Agreement, Financing, Islamic Financial Model, views of ulama, farmers
Contemporary Islamic Economic Thinking: A Sharia-Based Work Culture Reconstruction Muhammad Djakfar
KARSA Journal of Social and Islamic Culture Vol. 24 No. 2 (2016): Islam, Culture, and Economics
Publisher : Universitas Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/karsa.v24i2.1127

Abstract

The world has three existing economic systems, derived from human thinking product (science) and God’s word. The first leads to secular capitalist and soci-alist system, and the second leads to a transcendent sharia-based economy. In reality, the secular system is not able to provide a fair welfare. In fact, it often triggers human problems. In this matter, the only system able to provide solution is a system derived from God’s word. However, it is important to reveal and im-plement sharia thought from God’s word to make society knowing, under-standing, and applying it in their life. The study is a library research which data are collected using documentary method. The result of the study shows that al-Qardlâwî’s thinking is purely based on God’s word using mu’âmalah, fiqh, and akhlâq approach. Meanwhile, Chapra tries to cover how the work practice of con-ventional economy and compare it to Islamic system, and tries to offer solution using scientific approach and Islamic values. The relevance of both thinkings is that they are able to provide Islamic values in the economic development, which is lack of spiritual content.Copyright (c) 2016 by KARSA. All right reserved  DOI: 10.19105/karsa.v24i2.1127
Co-Authors Ahmad Djalaluddin Budiyono Santoso Djumahir Djumahir Efriza Pahlevi Wulandari Fani Firmansyah Lely Ana Ferawati Ekaningsih Meldona Moh. Khoirul Anam Nur Khusniyah Indrawati Puji Endah Purnamasari Rasmianto Rasmianto Ubud Salim Umrotul Khasanah Umrotul Khasanah