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All Journal Jurnal Akuntansi dan Pajak Jurnal Akta Publikauma : Jurnal Administrasi Publik Universitas Medan Area Jurnal Penelitian Pendidikan IPA (JPPIPA) Owner : Riset dan Jurnal Akuntansi Journal Analytica Islamica Unes Law Review Journal of Humanities and Social Studies Journal of Education, Humaniora and Social Sciences (JEHSS) MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial Al-Kharaj: Journal of Islamic Economic and Business RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION (RDJE) JURNAL USM LAW REVIEW Journal Equity of Law and Governance Jurnal Interpretasi Hukum Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) QANUN: Journal of Islamic Laws and Studies IIJSE RESLAJ: Religion Education Social Laa Roiba Journal Hakamain: Journal of Sharia and Law Studies Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi)
Fatimah Zahara
Fakultas Syariah Dan Hukum, Universitas Islam Negeri Sumatera Utara, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Other

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Perlindungan Hukum Terhadap Nasabah Atas Kejahatan Phising pada Mobile Banking Perspektif Maqashid Syariah: Studi Kasus di BSI KCP Gatot Subroto Siti Rahayu; Fatimah Zahara
Reslaj: Religion Education Social Laa Roiba Journal Vol. 8 No. 8 (2026): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v8i8.13444

Abstract

The development of mobile banking services offers convenience to customers but also increases the risk of cybercrimes, such as phishing, which can lead to financial losses. This study aims to analyze the legal protections and bank liability regarding losses suffered by customers who fell victim to phishing while using the BSI KCP Gatot Subroto mobile banking service, as well as to examine the issue from the perspective of maqashid sharia (the objectives of Sharia). The research employs an empirical-juridical method utilizing qualitative, conceptual, and statutory approaches. Data were gathered through literature reviews and interviews with BSI KCP Gatot Subroto customer service staff and customers who had been victims of phishing. The findings indicate that protection is provided through preventive measures—such as education and system security enhancements—and repressive measures, including complaint handling, investigations, and the blocking of account access. However, the recurrence of phishing incidents in 2023, 2024, and 2025 suggests that these protective measures have not been fully effective. In the cases studied, the bank attributed the losses to customer negligence without conducting a transparent assessment of the bank's own security system effectiveness. From the perspective of maqashid sharia, such protection relates to the principle of hifz al-mal (preservation of wealth), although its implementation has not yet been fully optimal.
Tinjauan Hukum Islam Terhadap Pembagian Warisan Terhadap Ahli Waris Beda Agama Indah Sri Muthmainnah; Ardiansyah Ardiansyah; Fatimah Zahara
JURNAL USM LAW REVIEW Vol. 6 No. 2 (2023): AUGUST
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v6i2.6874

Abstract

In the context of Islamic inheritance law, it is important to note that not all heirs are entitled to receive inheritance due to certain stipulations that exist within this legal framework. These stipulations serve as reasons that may prevent certain heirs from gaining their rightful share of inheritance. The objective of this study is to examine the influence of Islamic law on the equitable allocation of inheritance among heirs from diverse religious backgrounds in the Batang Serangan District. Additionally, it seeks to ascertain the societal perception of heirs from different religions within the Batang Serangan District. The research in question holds significant academic importance as a valuable resource for investigating the reflection of Islamic law on the equitable distribution of inheritance among heirs belonging to diverse religious backgrounds. Qualitative research approaches encompass the utilisation of observation, interviews, and document studies. The results obtained in the study are as follows: There exist religious disparities between the adherents of muwarrit and those who espouse cessation. According to Islamic principles, individuals who are not adherents of the Islamic faith cannot convert Muslims, nor can Muslims convert individuals who do not follow Islam, either through familial ties or marital relationships. The equitable distribution of inheritance is not in alignment with the stipulations of the Shari'a. The perceptions of the community in Batang Serangan District Regarding the inheritance rights of individuals from diverse religious backgrounds during the process of dividing the legacy in Batang Serangan District, it was unanimously determined that an equal distribution was the only viable option. No issues arose during the distribution process, regardless of whether the sons requested a larger portion or we insisted on an equal share. Consequently, the bequest was promptly divided evenly among the beneficiaries. Tujuan dari penelitian ini adalah untuk mengkaji pengaruh hukum Islam terhadap pemerataan pembagian warisan di antara ahli waris dari latar belakang agama yang berbeda di Kecamatan Batang Serangan. Selain itu, juga untuk mengetahui persepsi masyarakat terhadap ahli waris yang berbeda agama di Kecamatan Batang Serangan. Dalam konteks hukum waris Islam, penting untuk dicatat bahwa tidak semua ahli waris berhak menerima warisan karena ketentuan-ketentuan tertentu yang ada dalam kerangka hukum ini. Ketentuan ini menjadi alasan yang dapat mencegah ahli waris tertentu untuk mendapatkan bagian yang sah dari warisan. Penelitian tersebut memegang kepentingan akademik yang signifikan sebagai sumber berharga untuk menyelidiki refleksi hukum Islam tentang pemerataan warisan di antara ahli waris yang berasal dari latar belakang agama yang berbeda. Pendekatan penelitian kualitatif meliputi penggunaan observasi, wawancara, dan studi dokumen. Hasil yang diperoleh dalam penelitian ini adalah sebagai berikut: Terdapat perbedaan agama antara penganut muwarrit dan penganut penghentian. Menurut prinsip-prinsip Islam, orang yang bukan pemeluk agama Islam tidak dapat berpindah agama Islam, begitu pula orang Islam tidak dapat berpindah agama kepada orang yang tidak mengikuti Islam, baik melalui ikatan keluarga atau hubungan perkawinan. Pembagian warisan yang adil tidak sesuai dengan ketentuan syariat. Persepsi masyarakat kecamatan batang serangan tentang hak waris individu dari beragam latar belakang agama selama proses pembagian warisan di Kecamatan Batang Serangan, disepakati dengan suara bulat bahwa satu-satunya pilihan yang bisa dilakukan adalah pemerataan. Tidak ada masalah yang muncul selama proses pembagian, terlepas dari apakah anak laki-laki tersebut meminta porsi yang lebih besar atau kami menuntut bagian yang sama. Akibatnya, wasiat segera dibagi rata di antara penerima manfaat.   
Co-Authors Abdan Taqyanto Aja Maimuna Ardiansyah Ardiansyah Bambang Sugiharto Bintang Sri Bulan Dhio Bagus Setya Elida Elfi Barus Fauziah Lubis Fauziah Lubis Ibnu Qudama Imam Yazid Imam` Yazid Indah Indah Sri Muthmainnah Irwan Irawadi Barus Lelya Hilda Amira Ritonga Muhammad Eko Marpaung Muhammad Fikri Ikhsan Muhammad Lie Kelvin Aidy Muhammad Syahbudi Muhammad Taufik Mutia Khalisah Nila Rahmawati Lubis Nuratun Hadania Nurhalija Sitompul Pahrur Rozi Hasibuan Rafika Shahira Adisti Rahmat Sulistio Ratna Aprilia Rival Aqila Sani Rizka Putri Agustina Siregar Sahmiar Pulungan Siti Rahayu Sri Suci Ayu Sundari Syafika Handayani Syahputri Hutabarat Syahrini Harahap Tetty Marlina Tarigan Tuti Sugesti Vira Nur Fadillah Lubis Wanda Hamidah Windi Ramayanti Yenni Samri Juliati Nasution