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Analisis Permintaan Uang di Indonesia Sari Nurmetri; Muhammad Adnan
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v7i9.14328

Abstract

Kebijakan moneter yang dilakukan oleh pememrintah melalui Bank Sentral adalah untuk mempengaruhi dan mengarahkan berbagai aktivitas ekonomi dan keuangan yang bertujaun untuk kestabilan harga dengan mempertimbangkan pertumbuhan ekonomi. Kebijakan moneter tersebut akan berpengaruh terhadap perputaran jumlah uang beredar dalam suatu perekonomian yang tercermin pada perkembangan jumlah uang beredar, kredit, nilai tukar, suku bunga serta berbagai variable ekonomi dan keuangan lainnya. Tujuan penelitian untuk menganalisi pengaruh Inflasi, Suku Bunga dan E-Money terhadap Permintaan Uang di Indonesia. Penelitian ini menggunakan pendekatan kuantitatif. Data yang digunakan adalah inflasi, suku bunga, e-money dan permintaan uang tahun 2017-2022. Sumber data dari Badan Pusat Statistik dan Bank Indonesia. Metode analisis data yang digunakan adalah model Error Correction Model (ECM). Hasil uji ECM untuk jangka panjang menyatakan inflasi berpengaruh negatif dan signifikan terhadap permintaan uang, sedangkan suku bunga untuk jangka panjang tidak berpengaruh signifikan terhadap permintaan uang. Variabel E-money untuk jangka panjang berpengaruh positif dan signifikan terhadap permintaan uang. Sementara uji ECM dalam jangka pendek, variabel inflasi dan suku bunga tidak memiliki pengaruh terhadap permintaan uang di Indonesia, pada variabel e-money berpengaruh signifikan terhadap permintaan uang.
Sikap Keuangan, Lingkungan, dan Minat Bertransaksi Serta Pengaruhnya Terhadap Literasi Keuangan Syariah: Studi Empiris di Kota Banda Aceh Muhammad Herizal Ihza; Muhammad Maulana; Muhammad Adnan
Jurnal Ekonomi Manajemen dan Sekretari Vol. 9 No. 1 (2024): APRIL 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemensri.v9i1.2966

Abstract

Conventional financial literacy still dominates Islamic financial literacy, even though the Muslim population is the majority in Indonesia. The people of Banda Aceh City have increased after the implementation of Qanun No.11 of 2018 concerning the operation of Islamic financial institutions throughout Aceh. Public awareness of the importance of Islamic financial literacy is reflected in people's financial attitudes that are getting better, also supported by the environment (situation) that makes people increasingly adjust their Islamic financial literacy to environmental factors and the increasing interest of the community to transact in Islamic financial institutions makes people continue to strive to improve Islamic financial literacy. This study aims to analyze the influence of financial attitude, environment, and interest in transactions on Islamic financial literacy in the people of Banda Aceh City. The research uses a quantitative method with an associative approach. The results of the study show that partially the variables of financial attitude, environment, and interest in transactions have a positive and significant effect on Islamic financial literacy in the people of Banda Aceh City. This research can be used by the people of Banda Aceh City to continue to improve their Sharia financial literacy to the highest scale, which is very good because currently the community's Sharia financial literacy is still relatively good and this is a challenge for the Banda Aceh City Government to make regulations and policies that can help improve sharia financial literacy in the people of Banda Aceh City.
Implementasi Etika Bisnis Islam dalam Operasional Koperasi Pegawai Mahkamah Syar’iyah di Provinsi Aceh Hanifa; Muhammad Adnan; Khairul Amri
Jurnal Ekonomi Manajemen dan Sekretari Vol. 9 No. 3 (2024): DESEMBER 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemensri.v9i3.3513

Abstract

Business ethics holds a significant position in the economy, particularly within societies that prioritize religious values. In Islamic teachings, business ethics are rooted in religious principles and strong moral foundations. This study examines the application of Islamic business ethics in the Employee Cooperative of the Sharia Court in Aceh using a descriptive qualitative methodology. Data collection methods included interviews, observations, and documentation, which were subsequently analyzed through data reduction, presentation, and verification techniques. The findings reveal that the cooperative adheres to fundamental Islamic business ethics principles, such as unity, balance, free will, responsibility, and truthfulness. The management of remaining business results (SHU) is conducted equitably and proportionally, allowing members to participate voluntarily without compulsion. Furthermore, the cooperative fosters harmonious interactions among members by upholding honesty, transparency, and openness. These practices cultivate a just and ethical cooperative environment aligned with Islamic values, reinforcing integrity and fairness in its operations.