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All Journal Jurnal Abdi Ilmu Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Economics, Business and Management Science Journal Jurnal Fokus Manajemen Jurnal Abdimas Hawari The International Conference on Education, Social Sciences and Technology (ICESST) Jurnal Manajemen Dan Akuntansi Medan Journal of Management, Economic, and Accounting International Journal of Economics and Management International Journal of Management, Economic and Accounting The Journal of Information Technology, Computer Science, and Electrical Engineering
Geby Citra Ananda
Universitas Pembangunan Panca Budi
Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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A Panca Budi Charter-Based Organizational Culture Model for Strengthening Lecturers' Organizational Commitment and Organizational Citizenship Behavior Nuraini Kemalasari Istiqamah; Hernawaty; Geby Citra Ananda
International Journal of Management, Economic and Accounting Vol. 4 No. 4 (2026): August 2026
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/1cremv19

Abstract

Organizational culture rooted in the philosophical values of a university's founding charter serves as an important foundation shaping the work behavior of academic staff, yet such values are often not operationally internalized into a tested model of their influence on lecturers' attitudes and behavior. This study aims to formulate and test a model of organizational culture based on the Panca Budi Charter in building organizational commitment and Organizational Citizenship Behavior (OCB) among lecturers. A quantitative explanatory survey approach was applied to permanent lecturers, with data analyzed using Partial Least Square Structural Equation Modeling (SEM-PLS). The results show that charter-based organizational culture has a positive and significant effect on organizational commitment, organizational commitment has a positive and significant effect on OCB, and organizational culture significantly affects OCB both directly and indirectly through organizational commitment as a partial mediating variable. These findings confirm that internalizing founding-charter values and strengthening organizational commitment must be pursued simultaneously to optimize lecturers' organizational citizenship behavior. This study contributes theoretically by proposing a charter-based organizational culture model and offers practical implications for human resource management in higher education institutions
Pengaruh Literasi Keuangan dan Penggunaan E-Wallet terhadap Manajemen Keuangan Pribadi Mahasiswa Universitas Pembangunan Panca Budi Medan Khaela Febrianti; Geby Citra Ananda; Maya Macia Sari
Jurnal Manajemen Dan Akuntansi Medan Vol. 8 No. 2 (2026): Jurnal Manajemen dan Akuntansi Medan
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jumansi.v8i2.9389

Abstract

Latar belakang: Maraknya penggunaan e-wallet di kalangan mahasiswa tidak selalu diiringi kemampuan mengelola keuangan pribadi yang baik, sehingga literasi keuangan menjadi faktor penentu penting. Penelitian ini mengkaji pengaruh literasi keuangan dan penggunaan e-wallet terhadap manajemen keuangan pribadi mahasiswa. Metode penelitian: Menggunakan metode kuantitatif dengan pendekatan asosiatif. Populasi berjumlah 452 mahasiswa Program Studi Manajemen stambuk 2022; sampel 100 responden dipilih melalui simple random sampling. Data dikumpulkan melalui kuesioner berskala Likert dan dianalisis menggunakan regresi linier berganda dengan bantuan SPSS versi 27. Hasil penelitian: Literasi keuangan berpengaruh positif dan signifikan terhadap manajemen keuangan pribadi (koefisien regresi 0,285; sig.<0,001). Penggunaan e-wallet juga berpengaruh positif dan signifikan (koefisien regresi 0,260; sig. 0,008). Secara simultan, kedua variabel berpengaruh signifikan terhadap manajemen keuangan pribadi (F hitung 23,847; sig. <0,001), dengan kontribusi sebesar 37,2 persen. Kesimpulan: Literasi keuangan dan penggunaan e-wallet berperan penting dalam membentuk kemampuan manajemen keuangan pribadi mahasiswa, sehingga peningkatan kedua aspek tersebut perlu didorong melalui edukasi keuangan dan pemanfaatan teknologi finansial secara bijak.
The Influence Of Liquidity, Profitability And Solvency On Financial Performance At The Autonomous Agent Indah Logistik Cargo Pajak Melati Mery Cristina Simanullang; Geby Citra Ananda; Ramadhan Harahap
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11061

Abstract

This study aims to analyze the influence of liquidity, profitability, and solvency on financial performance in the Autonomous Agent of Indah Logistics Cargo Pajak Melati. The research uses a quantitative approach with a causal research type, using secondary data in the form of corporate financial statements for the 2020–2024 period. The sampling technique used is saturated sampling, with multiple linear regression analysis method using SPSS version 22. The results showed that the liquidity proxied with the Quick Ratio could not be further analyzed because it experienced high multicollinearity (Tolerance 0.011; VIF 87,266). Profitability proxied by Return on Equity has a regression coefficient of –0.568 with a significance value of 0.167 (> 0.05), so it has no significant effect on financial performance. Meanwhile, solvency proxied by the Debt to Equity Ratio has a regression coefficient of 0.149 with a significance value of 0.013 (< 0.05), which shows a positive and significant influence on financial performance. Simultaneously, profitability and solvency had a significant effect on financial performance with an F value of 37.352 and a significance of 0.026 (< 0.05), and an Adjusted R Square value of 0.948. The conclusion of the study shows that the stability of the company's financial structure, especially from the aspect of solvency, has a more dominant role in supporting the improvement of financial performance than profitability.
The Effect Of Budget Management And Transparency On Financial Performance At The Audit Board Of The Republic Of Indonesia Representative Office Of North Sumatra Province Annisa Larasati; Geby Citra Ananda; Aullia Aulia
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11092

Abstract

This study aims to analyze the effect of budget management and transparency of public financial information disclosure on financial performance at the Audit Board of the Republic of Indonesia (BPK RI) Representative Office of North Sumatra Province. This research employs a quantitative approach with descriptive and associative research designs. The data used in this study are secondary data obtained from financial statements and performance reports of BPK RI Representative Office of North Sumatra Province for the period 2020–2024. Budget management is measured using the budget effectiveness ratio, transparency is assessed based on the availability and accessibility of financial information, while financial performance is measured using liquidity ratios.
The Influence of Financial Literacy, Income, Financial Behavior, and Risk Perception on Investment Decisions of Generation Z in Medan City Silvani Riska Ayuni; Noni Ardian; Geby Citra Ananda
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11209

Abstract

the purpose of this study is to determine the investment decisions of generation z in Medan City. Investment decisions in generation z, income on investment decisions in generation z, financial behavior on investment decisions in generation z and also risk perception on investment decisions in generation z. in this method using quantitative methods with data collection techniques using purposive sampling tecniques and using the Cochran formula. Tha sample in this study is unknown. Data collection in this study uses goggle form. Technical data analysis uses SPSS 27. The results of this study indicate that 1) financial litetacy has a positive and significant influence on investment decisions; 2) income has a positive and significant influence on investment decisions; 3) financial behavior has a positive and significant influence on investment decisions; 4) risk perception has a positive and significant influence on investment decisions; 5) financial literacy income financial behavior and risk perception have a positive and significant influence on investment decisions.
The Influence of Digital Financial Literacy, Self Control, and Financial Behavior on the Consumptive Behavior of Gen Z QRIS Users in Medan City Fahkraini Amelia; Pipit Buana Sari; Geby Citra Ananda
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1511

Abstract

This study aims to examine the effect of digital financial literacy, self control, and financial behavior on the consumptive behavior of Generation Z QRIS users in Medan City. It uses a qiantitative approach with an online questionnaire survey method. The number of respondents in this study was 100 people, determined using a sampling technique. Data analysis was conducted using multiple linear resgression with the help of SPSS software. The results of the study indicate that digital financial literacy, self control, and financial behavior partially have a significant negative effect on consumptive behavior. The three variables also show a simultaneous effect on consumptive behavior. These findings confirm that improving digital financial literacy, self control, and good financial behavior play an important role in reducing the consumptive behavior of Generation Z QRIS users.
EDUKASI PENERAPAN LITERASI SAINS DATA DALAM MENINGKATKAN KEMAMPUAN ANALISIS DATA PADA MASYARAKAT BERBASIS DIGITAL DI DESA SEI SEMAYANG Zuhri Ramadhan; Geby Citra Ananda
Jurnal Abdimas HAWARI : Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2025): November 2025
Publisher : CV. HAWARI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Transformasi digital mendorong masyarakat untuk mampu memahami dan memanfaatkan data dalam berbagai aktivitas ekonomi dan sosial. Namun, tingkat literasi data masyarakat pedesaan masih relatif rendah sehingga pemanfaatan teknologi digital belum optimal. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi sains data masyarakat Desa Sei Semayang melalui pelatihan pengolahan data, visualisasi data, dan pemanfaatan data dalam pengambilan keputusan berbasis digital. Metode pelaksanaan meliputi analisis kebutuhan, pelatihan, praktik langsung, dan evaluasi melalui pre-test dan post-test. Hasil kegiatan menunjukkan peningkatan pemahaman konsep data sebesar 72%, peningkatan kemampuan pengolahan data sebesar 68%, serta peningkatan kemampuan membaca visualisasi data sebesar 64%. Program ini memberikan kontribusi nyata dalam mendukung transformasi digital masyarakat desa serta meningkatkan kemampuan pengambilan keputusan berbasis data.
The Relationship Between Psychological Well-Being And Work Productivity Education Staff At Universitas Pembangunan Panca Budi Nuraini Kemalasari Istiqamah; Hernawaty; Geby Citra Ananda
International Journal of Management, Economic and Accounting Vol. 4 No. 1 (2026): February 2026
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v4i1.706

Abstract

This study aims to analyze the relationship between psychological well-being and the work productivity of education personnel at Universitas Pembangunan Panca Budi (UNPAB) Medan. Psychological well-being is a positive psychological condition that includes six main dimensions according to Ryff (1989), namely self-acceptance, positive relationships with others, autonomy, mastery of the environment, life goals, and personal growth. The research method used is quantitative correlational with a survey approach. The research population is all UNPAB education staff totaling 120 people, with a sample of 92 people determined using the Slovin formula. Data collection was carried out through the Scales of Psychological Well-Being (SPWB) questionnaire and work productivity scales that have been tested for validity and reliability. Data analysis used Pearson Product Moment correlation and simple linear regression. The results showed that there was a positive and significant relationship between psychological well-being and the work productivity of UNPAB education personnel (r = 0.712; p < 0.01), with a determination coefficient of 50.7%. The dimension of life goals and mastery of the environment are the strongest predictors of work productivity. The implications of this study emphasize the importance of psychological welfare improvement programs for education personnel to support the performance of institutions in a sustainable manner.
Pengaruh Literasi Keuangan dan Penggunaan Dompet Digital Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Universitas Pembangunan Panca Budi Putri Amanda Br Bangun; Geby Citra Ananda
International Journal of Economics and Management Vol. 4 No. 02 (2026): IEM : International Journal of Economics and Management
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/iem.v4i02.316

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh literasi keuangan dan penggunaan dompet digital terhadap manajemen keuangan pribadi di Universitas Pembangunan Panca Budi kalangan mahasiswa Universitas Pembangunan Panca Budi Medan. Penelitian ini bertujuan untuk menjawab pertanyaan tentang bagaimana pengetahuan keuangan dan meningkatnya penggunaan teknologi pembayaran digital memengaruhi kemampuan mahasiswa dalam mengelola keuangan pribadi mereka secara bertanggung jawab. Secara spesifik, penelitian ini berupaya menjawab pertanyaan-pertanyaan berikut: (1) Sejauh mana literasi keuangan memengaruhi manajemen keuangan pribadi mahasiswa? dan (2) Bagaimana penggunaan dompet digital memengaruhi manajemen keuangan pribadi mahasiswa? Desain penelitian kuantitatif diadopsi dengan menggunakan metode survei yang melibatkan 100 responden yang dipilih melalui pengambilan sampel acak sederhana. Data dikumpulkan melalui kuesioner terstruktur yang dibagikan kepada mahasiswa Program Studi Manajemen, Angkatan 2022. Data yang dikumpulkan dianalisis menggunakan Analisis Regresi Linier Berganda dengan bantuan Statistical Package for the Social Sciences (SPSS). Hasil penelitian menunjukkan bahwa literasi keuangan dan penggunaan dompet digital memiliki pengaruh positif dan signifikan terhadap manajemen keuangan pribadi mahasiswa. Literasi keuangan mendorong mahasiswa untuk mengelola keuangan mereka secara lebih efektif melalui penganggaran, pengendalian pengeluaran, dan perilaku menabung. Sementara itu, penggunaan dompet digital memberikan kemudahan dan efisiensi dalam transaksi keuangan, meskipun penggunaan yang berlebihan juga dapat mendorong perilaku konsumtif jika tidak disertai dengan literasi keuangan yang memadai. Secara bersamaan, kedua variabel tersebut secara signifikan berkontribusi pada peningkatan perilaku manajemen keuangan mahasiswa. Studi ini berkontribusi pada bidang perilaku keuangan dan teknologi keuangan dengan memberikan wawasan tentang pentingnya memperkuat literasi keuangan bersamaan dengan penggunaan dompet digital yang bertanggung jawab dalam mendukung manajemen keuangan yang sehat di kalangan mahasiswa.
Co-Authors Anisa Novia Rahmadani Annisa Larasati Aullia Aulia Ayu Pebrianti Daud Arifin Fachrid Wadly Fahkraini Amelia Faried, Annisa Ilmi Hernawaty Hernawaty Ika Nurhaliza Ikhah Malikhah Khaela Febrianti Khaira Amalia Fachrudin Maya Macia Sari Maya Syaula Mery Cristina Simanullang Nia Deniati Lumbangaol Noni Ardian Nuraini Kemalasari Istiqamah Pipit Buana Sari Putri Amanda Br Bangun Ramadhan Harahap Silvani Riska Ayuni Vira Dwi Ananda Wanda Kania Dewi Zuhri Ramadhan