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All Journal Jurnal Abdi Ilmu Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Fokus Manajemen Journal of Management, Economic, and Accounting Jurnal Ekonomi, Manajemen, Akuntansi
Pipit Buana Sari
Universitas Pembangunan Panca Budi
Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Other

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Analisis Pengelolaan Keuangan Keluarga dan Literasi Keuangan Wanita di Dusun 20 Desa Klambir Lima Kebun Handriyani Dwilita; Pipit Buana Sari
Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Vol. 1 No. 3 (2020): (SEPTEMBER)
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53695/ja.v1i3.77

Abstract

This study aims to provide an overview of the proxied factors to describe the condition of women's financial literacy in terms of understanding financial management. The number of respondents was 56 people. This study uses canonical correlation analysis techniques. The results of the study reveal that from the three testing models, the third model shows a positive relationship between the independent variables, namely Financial Budget, Family Financial Reporting and Tabungan Behavior with the dependent variable, namely Financial Skills and Financial Behavior.
PRODUK ABON JANTUNG PISANG SEBAGAI SALAH SATU SOLUSI PENDAPATAN ALTERNATIF KELUARGA Handriyani Dwilita; Pipit Buana Sari
Jurnal Abdi Ilmu Vol 14 No 2 (2021): Jurnal Ilmiah Abdi Ilmu
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

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Abstract

The service was carried out in Dusun 20, Klambir Lima Kebun Village, as the object of implementation, namely housewives. This service carries the processed banana heart (banana flower) into shredded with various flavors. Banana plants are very easy to find around us, even the results of this plant in the form of bananas are one of the foods that are in demand. In addition to bananas, banana plants also produce banana leaves and flowers as agricultural commodities that are worth selling. However, discarding bananas or banana hearts can be processed into very delicious, nutritious and even selling food, one of which is shredded banana heart. This preparation is the main topic of community service activities in 20 hamlets of Klambir Lima Kebun village. The service method used is socialization, training and mentoring. The results of this activity can add insight to housewives about the existence of alternatives to processed banana flowers/hearts that are worth selling.
MEWUJUDKAN KEUANGAN YANG SEHAT MELALUI PENERAPAN PERENCANAAN DAN PENGELOLAAN KEUANGAN KELUARGA MANDIRI Pipit Buana Sari; Handriyani Dwilita
Jurnal Abdi Ilmu Vol 14 No 1 (2021): Jurnal Abdi Ilmu
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

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Abstract

Family financial management is the basis of family financial health, starting with planning to consistent implementation as well as evaluation and feedback. This service activity is a series of service and research activities carried out by the implementing team in hamlet 20. Previously the team had conducted research related to community financial literacy, especially women or housewives in hamlet 20, Klambir Lima Kebun village. Then it was continued by carrying out community service activities in the form of a training workshop on making shredded vegetables made from vegetables, namely shredded banana and papaya fruit. From the series of three activities, it is hoped that women or housewives will have a direction towards financial independence. The team then carried out further service activities, namely socializing the use of the budget and managing family finances. This activity is in accordance with the objectives conveyed by the OJK for a prosperous family, the financial planning book reference from the OJK is used in this activity. The result of this activity is that housewives still find it difficult to start implementing the science that the team conveys, because it is a smelly thing and really needs desire and consistency. However, the housewives in Dusun 20 welcomed our presentation when we explained the advantages of having a good financial plan to achieve a more prosperous family. The problem of family welfare lies not only in the amount of sufficient income but also in healthy financial management
Analisis Pengaruh Return on Asset, Return on Equity dan Net Interest Margin Terhadap Harga Saham Bank Umum Yang Terdaftar Di BEI Muhammad Baihaqki; Pipit Buana Sari
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5180

Abstract

Peineilitian ini beirtuijuian uintuik manganalisis peingaruih reituirn on asseit, reituirn on eiquiity dan neit inteireist margin teirhadap harga saham Bank Uimuim yang teirdaftar di BEiI. Sampeil yang diguinakan dalam peineilitian ini seibanyak 21 peiruisahaan. Peiriodei peingamatan yang diguinakan dalam peineilitian ini adalah 4 tahuin seihingga juimlah obseirvasi dalam peineilitian ini adalah 84 uinit sampeil obseirvasi. Data yang dipeiroleih dianalisis deingan meingguinakan formuila statistik, yakni deingan meingguinakan analisis data paneil yang peingeilolahannya dilakuikan deingan program eivieiws. Hasil analisa parsial meinuinjuikkan bahwa reituirn on asseit beirpeingaruih positif dan signifikan teirhadap harga saham peiruisahaan. Reituirn on eiquiity tidak beirpeingaruih signifikan teirhadap harga saham peiruisahaan. Neit inteirseit margin beirpeingaruih positif dan signifikan teirhadap harga saham peiruisahaan. Reituirn on asseit, reituirn on eiquiity dan neit inteireist margin beirpeingaruih seicara simuiltan teirhadap harga saham.
Pengaruh Kebijakan Deviden, Profitabilitas, dan Ukuran Perusahaan terhadap Harga Saham pada Perusahaan Sub Sektor Hotel, Restauran, dan Pariwisata yang Terdaftar di BEI Khairi Wahyudi Berutu; Pipit Buana Sari
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 6 No. 01 (2026): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v6i01.2589

Abstract

Harga saham merupakan indikator penting yang mencerminkan kinerja dan nilai perusahaan di pasar modal. Sektor pariwisata merupakan salah satu sektor strategis dalam perekonomian Indonesia yang memiliki kontribusi signifikan terhadap produk domestik bruto dan penyerapan tenaga kerja. Fluktuasi harga saham perusahaan dalam sektor ini sangat dipengaruhi oleh berbagai faktor fundamental perusahaan, terutama terkait kebijakan pembagian dividen, kinerja profitabilitas, dan skala operasional Perusahaan. Populasi penelitian ini adalah seluruh perusahaan sub sektor hotel, restoran, dan pariwisata yang terdaftar di Bursa Efek Indonesia sebanyak 52 perusahaan. Sampel penelitian difokuskan pada perusahaan yang bergerak di bidang jasa perhotelan dengan menggunakan teknik purposive sampling berjumlah 17 perusahaan. Periode penelitian mencakup data selama lima tahun, yaitu dari tahun 2019 hingga 2023. Variabel dependen dalam penelitian ini adalah harga saham perusahaan, sedangkan variabel independen terdiri dari: (1) kebijakan dividen diukur dengan Dividend Payout Ratio (DPR); (2) profitabilitas diukur dengan Return on Assets (ROA; dan (3) ukuran perusahaan diukur dengan (Ln. Total Asset). Metode analisis data yang digunakan adalah analisis regresi data panel dengan bantuan software eviews 12. Hasil penelitian menunjukkan bahwa model regresi data panel berdasarkan hasil uji F (simultan) bahwa seluruh variabel independent secara simultan berpengaruh signifikan terhadap variabel dependen yaitu harga saham. Secara parsial, kebijakan dividen yang diproksikan dengan DPR tidak berpengaruh terhadap harga saham. Profitabilitas yang diukur dengan ROA berpengaruh positif dan signifikan terhadap harga saham. Sementara itu, ukuran perusahaan yang diukur dengan Ln. Total Asset menunjukkan pengaruh positif terhadap harga saham. Koefisien determinasi (R²) menunjukkan bahwa ketiga variabel independen mampu menjelaskan variasi harga saham sebesar 95,38%, sedangkan sisanya dijelaskan oleh faktor-faktor lain di luar model penelitian.
Analisis Pengaruh Return on Asset, Return on Equity dan Net Interest Margin Terhadap Harga Saham Bank Umum Yang Terdaftar Di BEI Muhammad Baihaqki; Pipit Buana Sari
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5180

Abstract

Peineilitian ini beirtuijuian uintuik manganalisis peingaruih reituirn on asseit, reituirn on eiquiity dan neit inteireist margin teirhadap harga saham Bank Uimuim yang teirdaftar di BEiI. Sampeil yang diguinakan dalam peineilitian ini seibanyak 21 peiruisahaan. Peiriodei peingamatan yang diguinakan dalam peineilitian ini adalah 4 tahuin seihingga juimlah obseirvasi dalam peineilitian ini adalah 84 uinit sampeil obseirvasi. Data yang dipeiroleih dianalisis deingan meingguinakan formuila statistik, yakni deingan meingguinakan analisis data paneil yang peingeilolahannya dilakuikan deingan program eivieiws. Hasil analisa parsial meinuinjuikkan bahwa reituirn on asseit beirpeingaruih positif dan signifikan teirhadap harga saham peiruisahaan. Reituirn on eiquiity tidak beirpeingaruih signifikan teirhadap harga saham peiruisahaan. Neit inteirseit margin beirpeingaruih positif dan signifikan teirhadap harga saham peiruisahaan. Reituirn on asseit, reituirn on eiquiity dan neit inteireist margin beirpeingaruih seicara simuiltan teirhadap harga saham.
The Effect of Financial Technology Use and Financial Literacy on Financial Management among Management Students at UNPAB Novania Trifana; Ramadhan Harahap; Pipit Buana Sari
Jurnal Fokus Manajemen Vol 6 No 1 (2026): Februari
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i1.10440

Abstract

This study aims to examine the role of financial technology use and financial literacy levels in shaping the financial management of students in the Management Study Program of the 2022 Panca Budi Development University, Medan. The study used a quantitative approach by collecting data from 80 randomly selected respondents. Data were obtained through questionnaires and analyzed using multiple linear regression. The analysis results showed that financial technology use did not have a significant impact on student financial management, as reflected by a significance value of 0.118. Conversely, financial literacy was shown to have a significant impact on financial management with a significance value of 0.000. Simultaneous testing showed that financial technology and financial literacy jointly contributed to student financial management with a coefficient of determination of 0.443, meaning that 44.3 percent of the variation in financial management can be explained by these two variables. This finding confirms that the ability to understand and manage finances plays a more dominant role than technological convenience in shaping students' financial management behavior.
The Effect Of Financial Technology Use And Financial Literacy On Financial Management Among Management Students At Unpab Novania Trifana; Ramadhan Harahap; Pipit Buana Sari
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11014

Abstract

This study aims to examine the role of financial technology use and financial literacy levels in shaping the financial management of students in the Management Study Program of the 2022 Panca Budi Development University, Medan. The study used a quantitative approach by collecting data from 80 randomly selected respondents. Data were obtained through questionnaires and analyzed using multiple linear regression. The analysis results showed that financial technology use did not have a significant impact on student financial management, as reflected by a significance value of 0.118. Conversely, financial literacy was shown to have a significant impact on financial management with a significance value of 0.000. Simultaneous testing showed that financial technology and financial literacy jointly contributed to student financial management with a coefficient of determination of 0.443, meaning that 44.3 percent of the variation in financial management can be explained by these two variables. This finding confirms that the ability to understand and manage finances plays a more dominant role than technological convenience in shaping students' financial management behavior.
Analysis Of Capital, Asset Quality, Management, Earnings, and Liquidity (CAMEL) on the Financial Performance of PT Bank Rakyat Indonesia (Persero) Tbk for the 2020-2024 Period Anisa Permata; Ramadhan Harahap; Pipit Buana Sari
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11091

Abstract

This study aims to analyze the financial performance of PT Bank Rakyat Indonesia (Persero) Tbk from 2020 to 2024 using the CAMEL method, which consists of five aspects, namely Capital, Asset Quality, Management, Earnings, And Liquidity. This research uses a qualitative approach with a descriptive research type. The data collection technique used is documentation taken from documents for the 2020-2024 period available on the official website of Bank Rakyat Indonesia. The results of the study on the financial performance of PT Bank Rakyat Indonesia Persero Tbk for the period 2020-2024 are in the healthy category and it can be concluded that the performance is in good and relatively stable condition despite the economic pressure caused by the COVID-19 pandemic and the post-pandemic recovery period. This study is expected to contribute to bank management in decision making and serve as a reference for further research in the banking sector.
The Effect of Company Size, Profitability, Free Cash Flow, and Liquidity on Debt Policy in the Cosmetics and Household Needs Sub-Sectors Listed on the Indonesia Stock Exchange Evy Syahfitriyana Siregar; Pipit Buana Sari; Cahyo Pramono
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11163

Abstract

This study aims to analyze the influence of company size, profitability, free cash flow, and liquidity on debt policies in cosmetics and household goods sub-sector companies listed on the Indonesia Stock Exchange for the period 2020–2024. This study uses a quantitative approach with a panel data regression method on 5 companies. The selection of the panel data regression model was carried out through the Chow Test and the Hausman Test, which showed that the Fixed Effect model was the most appropriate model to use. The results of the study show that simultaneously company size, profitability, free cash flow, and liquidity have a significant effect on debt policy. Partially, profitability and liquidity have a negative and significant effect on debt policy, while company size and free cash flow have no significant effect. The value of the determination coefficient showed that 77.15% of the variation in debt policy could be explained by independent variables in the model, while the rest was influenced by other factors outside the study.
Co-Authors Ade Retno Wahyuni Anggi Tiara Sari Anisa Permata Ari Saputra Surbakti Cahyo Pramono Evy Syahfitriyana Siregar Fahkraini Amelia Geby Citra Ananda Handriyani Dwilita Khairi Wahyudi Berutu Muhammad Baihaqki Noni Ardian Novania Trifana Ramadhan Harahap