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All Journal NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Akuntansi Bisnis dan Publik JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Bina Bangsa Ekonomika Journal of Trends Economics and Accounting Research Proceeding of The International Conference on Economics and Business Atestasi : Jurnal Ilmiah Akuntansi
Suhendi Suhendi
Universitas Pembangunan Panca Budi
Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Public Health Social Sciences

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PENGARUH PEMBIAYAAN AKAD BAGI HASIL DAN AKAD JUAL BELI TERHADAP NETTO MARGIN BANK MUAMALAT INDONESIA Suhendi Suhendi; Harianto Harianto; Kiki Farida Ferine
Jurnal Akuntansi Bisnis dan Publik Vol 11 No 2 (2021): JURNAL Akuntansi Bisnis dan Publik
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menguji pengaruh pembiayaan kontrak bagi hasil dan kontrak jual beli terhadap margin bersih, baik secara parsial maupun simultan. Penelitian ini terdiri dari dua variabel independen yaitu pembiayaan kontrak bagi hasil dan pembiayaan kontrak jual beli, sedangkan variabel dependennya adalah net margin. Penelitian ini akan menguji pengaruh pembiayaan kontrak bagi hasil (X1) dan pembiayaan kontrak jual beli (X2) terhadap net margin (Y), baik secara parsial (individual) maupun simultan (bersama-sama). Hasil penelitian ini menunjukkan bahwa pembiayaan kontrak jual beli memberikan nilai tambah yang lebih baik dibandingkan dengan pembiayaan kontrak bagi hasil. Semakin tinggi pembiayaan kontrak ini, semakin tinggi pendapatan bisnis bank syariah. Sebab, konsep pembiayaan kontrak bagi hasil mengandung nilai kewajaran baik bagi bank pemilik dana maupun bagi nasabah penerima dana, kedua belah pihak diuntungkan, namun di sini membuka celah untuk melakukan kecurangan. Selain itu, adanya prinsip tanggung jawab timbal balik, untung rugi, menyebabkan berkurangnya kewajiban yang harus ditanggung oleh pelanggan yang pada akhirnya membuat pelanggan kurang aktif dalam menjalankan usahanya. Berbeda dengan konsep jual beli, bank sebagai penyalur dana hanya menikmati keuntungan atas penjualan barang modal untuk nasabah, disini arus kas masuk atas angsuran pokok pembiayaan dan margin tidak mempertimbangkan perkembangan usaha nasabah, bank hanya akan mendapat imbalan sesuai dengan keuntungan dari pengadaan barang modal.
ARDL PANEL MODEL IN CONTROL OF EXCHANGE RATE SYSTEMS THROUGH POST-COVID-19 OPEN ECONOMY MODEL Abdiyanto Abdiyanto; Ronald Farel Siahaan; Rusiadi Rusiadi; Ade Novalina; Bhaktiar Efendi; Lia Nazliaan Nasution; Suhendi Suhendi; Diwayana Putri Nasution
Proceeding of The International Conference on Economics and Business Vol. 1 No. 1 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v1i1.181

Abstract

Destination from study this that is for test variable Interest Rates, Inflation , Total Money Supply and GDP how much big in take effect to EXCHANGE variable . And for knowing is panel level _ ethnic group interest , inflation , money supply , unemployment , investment , and GDP have an effect positive and significant to exchange rates in America, Australia, China, Canada , Indonesia, Japan , South Korea, Malaysia, Singapore, Russia and Thailand. Approach study this is study associative / quantitative with the Simultaneous model and the ARDL Panel where aim see linkages Among independent variables and dependent variables that spread panel in Top Major Exchange Rate countries in 11 APEC Countries. Study this conducted against 11 countries with exchange rate strongest in the APEC countries in the world (America, Australia, Malaysia, Singapore, South Korea, Japan , China, Indonesia, Canada , Russia , and Thailand). The ARDL Panel Analysis results show that the Leading Model Control indicators Exchange Rate System Through the Post -Covid-19 Open Economy Model, the Top Major Exchange Rates in Eleven Apec Countries (Varies) are JUB and GDP. this _ due to the results data processing , the ROE variable is variable that gives stable influence , ie _ effect on the inside period long nor period short in give influence significant to score exchange , which is assessed from level short run and long run stability in the table result .
THE ROLE OF BRAND IMAGE IN MEDIATED AMENITIES IN INCREASING TOURIST SATISFACTION Pantun Harianja; Fuji Rahmadi; Rusiadi Rusiadi; Ade Novalina; Bhaktiar Efendi; Lia Nazliaan Nasution; Suhendi Suhendi; Diwayana Putri Nasution
Proceeding of The International Conference on Economics and Business Vol. 1 No. 1 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v1i1.182

Abstract

Destination study that is for the role of brand image in mediate amenity to satisfaction tourists in Bukit Lawang . Method analysis by year first in study this use approach SEM (Structural Equation Modelling) . Research results show that 1) By straight a minute have influence positive and significant to brand image on Bukit Lawang . 2) In straight a minute have influence positive and significant to tourist satisfaction at Bukit Lawang . 3) In no direct brand image has role significant in mediate a minute to tourist satisfaction at Bukit Lawang .
QUALITY BASED PRODUCTIVITY OF FERTILIZER, TECHNOLOGY AND CAPITAL Rosliana Rosliana; Oktarini Khamilah Siregar; Rusiadi Rusiadi; Ade Novalina; Bhaktiar Efendi; Lia Nazliaan Nasution; Suhendi Suhendi; Diwayana Putri Nasution
Proceeding of The International Conference on Economics and Business Vol. 1 No. 1 (2022): Proceeding of The International Conference on Economics and Business
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/iceb.v1i1.183

Abstract

The research objective was to determine the effect of the quality of fertilizer, technology and capital on the productivity of the people in Tunas Harapan Village, Gunung Meriah District, Aceh Singkil Regency. The population in this study was the community in Tunas Harapan Village, Gunung Meriah District, Aceh Singkil Regency, totaling 198 people, then the determination technique was purposive random sampling. The data collection technique used a questionnaire with a Likert measurement scale. The results of multiple regression analysis are Y = 7.772 + 0.257X1 + 0.1932 + 0.348X3 + e which shows the quality of fertilizer, technology and capital have a positive and significant effect on the productivity of the people. While the results of the test (t) or partial test show that the quality of fertilizer has a positive and significant effect on community productivity where it can be seen that the value of t count = 2.359 > t table 2.034, the technology variable has a positive and significant effect on community productivity where it can be seen that the value of t count = 2.137 > t table 2.034, and capital also has a positive and significant effect on the productivity of the people where it can be seen that the value of t count = 2.533 > t table 2.034. Then the coefficient of determination (R2) is 0.823 (82.3%). So that it can be said that 82.3% of the variation in the dependent variable, namely the quality of fertilizer, technology and capital in the model has contributed to the productivity of the community in Tunas Harapan Village, Gunung Meriah District, Aceh Singkil Regency, while the remaining 17.7% is influenced by other variables outside the model
ANALISIS PEMBENTUKAN BUMDES DALAM MENDUKUNG PEMBANGUNAN DESA MANDIRI DI DESA LAE GAMBIR KECAMATAN SIMPANG KANAN KABUPATEN ACEH SINGKIL Suhendi Suhendi
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 6 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i6.2023.3136-3147

Abstract

Penelitian ini dilakukan di Desa Lae Gambir, yang terletak di Kecamatan Simpang Kanan, Kabupaten Aceh Singkil. Variabel yang mengandung hipotesis yang telah dirumuskan digunakan sebagai variabel dalam penelitian ini. Untuk memudahkan pembuatan kuisioner, defenisi variabel yang akan diteliti harus diberikan.Masyarakat Desa adalah populasi penelitian ini. Lae  Gambir Kecamatan Simpang Kanan sebanyak 100 orang responden Ditunjukkan bahwa faktor perbedaan inflasi (VIF) kurang dari 10 angka, antara lain modal 1.168 kurang dari 5, SDM 1.200 kurang dari 5, dan potensi 1.057 kurang dari 5. Selain itu, nilai toleransi modal 0,856 kurang dari 0,10, SDM 0,834 kurang dari 0,10, dan potensi 0,946 kurang dari 0,10 tanpa dipengaruhi oleh multikolinieritas. Dengan demikian, Ha diterima dan H0 ditolak. dan potensi.Potensi sumber daya alam yang ada di desa harus dikelola dengan baik agar dapat memberikan manfaat jangka panjang bagi pembangunan desa. Desa perlu mengadopsi prinsip-prinsip pengelolaan sumber daya alam yang berkelanjutan, seperti pertanian organik, penanggulangan perubahan iklim, konservasi lingkungan, dan pengelolaan air yang efisien. Dengan mengelola potensi alam secara berkelanjutan, desa dapat memastikan ketersediaan sumber daya yang mencukupi untuk generasi mendatang.
Financial Performance of Islamic Banking: Overview of the Intellectual Capital of Bank Syariah Indonesia Suhendi
Journal of Trends Economics and Accounting Research Vol 4 No 1 (2023): September 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jtear.v4i1.709

Abstract

This think about points to analyze the impact of mental capital (IC) on budgetary execution at Indonesian Sharia Banks. The theory in this ponder was tried utilizing the variant-based Auxiliary Condition Modeling (SEM) strategy or Fractional Slightest Square (PLS) including a few factors from mental capital (IC) altered for Islamic managing an account to be specific iB-VACA, iB-VAHU, iB- STVA. The comes about of the think about appear that iB-VAIC and iBVACA have an impact on money related execution. Though iB-VAHU has no impact on budgetary execution, and iBSTVA contains a negative impact on budgetary execution.
OPTIMALISASI POTENSI EKONOMI WISATA ALAM DATUK MELALUI INOVASI DISPORABUDPAR DI KECAMATAN SEI SUKA KABUPATEN BATU BARA Diwayana Putri Nasution; Suhendi Suhendi; Pantun Harianja; Lia Nazliana Nasution; Rusiadi Rusiadi; Bakhtiar Efendi
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 1 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i1.512

Abstract

This study aims to analyze the improvement of the welfare of the people of Sei Suka District, Batu Bara Regency, through the tourism sector. There are research variables as dependent variables, namely welfare, and there are five independent variables, namely Management, Strategy, Resources, Tourism and Infrastructure. This study used primary data by observing and distributing questionnaires directly to the field. The data analysis model in this study uses SWOT analysis and Multiple Linear Regression method. The partial test results showed that all independent variables had a positive and significant effect on people's welfare. Simultaneously, the results of the study show that Management, Strategy, Resources, Tourism and Infrastructure simultaneously have a significant effect on the welfare of the community in Sei Suka District, Coal Regency
MODEL PEMBANGUNAN BERKELANJUTAN BERBASIS EKONOMI MARITIM DI INDONESIA Budi Rusdianto; Nuri Rahayu Ningsih; Suhendi Suhendi; Andria Zulfa; Rusiadi Rusiadi; Diwayana Putri Nasution
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 1 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i1.526

Abstract

This research was conducted in Indonesia with the aim of determining the sustainable development model based on maritime economy using the Vector Autoregression (VAR) analysis method with time series research data for 15 (fifteen) years. The variables used in this study consisted of exports, imports, loading sea freight (ALM), and bongkatr sea freight (ALB) with data obtained through the Central Bureau of Statistics (BPS) Indonesia. The results of the VAR analysis show that the contribution of each variable to itself and other variables is clearly visible on the basis of lag 1. Vector autoregression analysis reveals significant interrelationships between variables, reflecting the complexity and interconnectedness within those systems. The Impulse Response Function (IRF) showed an increase in exports giving a positive response in all time periods, however, a negative response appeared in the medium and long term from the import variables, ALM and ALB. Import variables give positive responses in various time periods, but negative responses appear in the medium and long term from imported variables, ALB, and ALM. Response stability is established in the medium term (period 5) and long term (period 10). Forecast Error Variance Decomposition (FEVD) analysis shows that export variables contribute significantly to model changes in the short term, while export and import variables are more effective as recommendations for development model development in the medium and long term. Development models through variable ALM most effectively involve ALB in the short term, and ALB and exports in the medium and long term. Import control is effective in controlling export variables in the short, medium, and long term. Overall, the results of FEVD analysis provide deep insights for the development of maritime economy-based development models in Indonesia, emphasizing the importance of export, import, ALB, and ALM variables in formulating effective policies.
Macroeconomic Analysis of the Poverty Levels on Sumatra Island Amri Darma Kurniawan S.; Suhendi Suhendi; Andria Zulfa; Lia Nazliana Nasution
Jurma : Jurnal Program Mahasiswa Kreatif Vol 8 No 1 (2024): JUNI
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jurma.v8i1.2286

Abstract

This research aims to determine the influence of the Open Unemployment Rate, Gini Ratio and Human Development Index (HDI) on the Poverty Level on Sumatra Island. Research data uses secondary data obtained from the official website of the Central Badan Pusat Statistik (BPS) and Provincial BPS in the form of quantitative data from 10 provinces on the island of Sumatra for the period 2010 - 2023. The research uses the Panel Data Regression Method with the Eviews 12 Student Lite version of the software program. The regression model chosen for this research is the Random Effect Model (REM). The results of data analysis show that the Open Unemployment Rate, Gini Ratio and Human Development Index simultaneously have a significant effect on the Poverty Level on Sumatra Island. Partially, the Open Unemployment Rate has a significant positive effect on the Poverty Rate. Likewise, the Human Development Index has a significant negative effect on Poverty Levels. On the other hand, the Gini Ratio does not have a significant negative effect on the level of poverty on the island of Sumatra during 2010 – 2023.
Analysis of the Effect of International Trade on State Expenditure M. Fauzan Rusyidi Nst; Rizky Rizky; Suhendi Suhendi; Andria Zulfa; Lia Nazliana Nasution
Jurma : Jurnal Program Mahasiswa Kreatif Vol 8 No 1 (2024): JUNI
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jurma.v8i1.2272

Abstract

This research aims to figure out how international trade influence the government expenditure. The independent variables of this research are export and import. The dependent variable of this research is government expenditure. The method of this research is OLS. This research use datas from World Bank and BPS. The object of this research is the economic condition of Indonesia. The result of this research are as follows : Export significantly influence the government expenditures. Import doesn’t significantly influence government expenditures. Export and import simultantly influence the government expenditures.
Co-Authors , Harianto , Oktarini Khamilah Siregar Abdiyanto Abdiyanto Ade Novalina Amri Darma Kurniawan S. Andria Zulfa Bakhtiar Efendi Bhaktiar Efendi Budi Rusdianto Dewi Mahrani Rangkuty Diwayana Putri Nasution Fuji Rahmadi Kiki Farida Ferine Lia Nazliaan Nasution Lia Nazliana Nasution M. Fauzan Rusyidi Nst Nuri Rahayu Ningsih Pantun Harianja Rizky Rizky Ronald Farel Siahaan Rosliana Rosliana Winda Safrida