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PENGARUH PEMBIAYAAN AKAD BAGI HASIL DAN AKAD JUAL BELI TERHADAP NETTO MARGIN BANK MUAMALAT INDONESIA Suhendi Suhendi; Harianto Harianto; Kiki Farida Ferine
Jurnal Akuntansi Bisnis dan Publik Vol 11 No 2 (2021): JURNAL Akuntansi Bisnis dan Publik
Publisher : UNIVERSITAS PEMBANGUNAN PANCA BUDI

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh pembiayaan kontrak bagi hasil dan kontrak jual beli terhadap margin bersih, baik secara parsial maupun simultan. Penelitian ini terdiri dari dua variabel independen yaitu pembiayaan kontrak bagi hasil dan pembiayaan kontrak jual beli, sedangkan variabel dependennya adalah net margin. Penelitian ini akan menguji pengaruh pembiayaan kontrak bagi hasil (X1) dan pembiayaan kontrak jual beli (X2) terhadap net margin (Y), baik secara parsial (individual) maupun simultan (bersama-sama). Hasil penelitian ini menunjukkan bahwa pembiayaan kontrak jual beli memberikan nilai tambah yang lebih baik dibandingkan dengan pembiayaan kontrak bagi hasil. Semakin tinggi pembiayaan kontrak ini, semakin tinggi pendapatan bisnis bank syariah. Sebab, konsep pembiayaan kontrak bagi hasil mengandung nilai kewajaran baik bagi bank pemilik dana maupun bagi nasabah penerima dana, kedua belah pihak diuntungkan, namun di sini membuka celah untuk melakukan kecurangan. Selain itu, adanya prinsip tanggung jawab timbal balik, untung rugi, menyebabkan berkurangnya kewajiban yang harus ditanggung oleh pelanggan yang pada akhirnya membuat pelanggan kurang aktif dalam menjalankan usahanya. Berbeda dengan konsep jual beli, bank sebagai penyalur dana hanya menikmati keuntungan atas penjualan barang modal untuk nasabah, disini arus kas masuk atas angsuran pokok pembiayaan dan margin tidak mempertimbangkan perkembangan usaha nasabah, bank hanya akan mendapat imbalan sesuai dengan keuntungan dari pengadaan barang modal.
PENGARUH MOTIVASI DAN KOMPETENSI TERHADAP KINERJA KARYAWAN UKM BINAAN BANK SUMUT CABANG KAMPUNG BARU CABANG MEDAN Kiki Farida Ferine
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Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/liabilities.v3i2.5587

Abstract

Usaha Kecil dan Menengah merupakanusaha yang berhasildalam hal memotivasi karyawan untuk meningkatkan kompetensi karyawan dan memberikan kesempatan berkreatif.Penelitianinibertujuan untuk mengetahui pengaruh motivasi dan kompetensi terhadap kinerja karyawan UKM binaanBank Sumut CabangKampung Baru Medan. Metode analisis yang digunakan adalah Regresi Linier Berganda dengan tingkat signifikansi 5%. Hasil dari penelitian ini adalah motivasiberpengaruh signifikan terhadap kinerja pada tingkat signifikansi 5% (α = 0,05). Kompetensi tidak berpengaruh pada kinerja pada tingkat signifikansi 5% (α = 0,05). Secara bersama-sama motivasi dan kompetensi berpengaruh signifikan terhadap kinerja pada tingkat signifikansi 5% (α = 0,05). Adjusted R Square diperoleh pada 0, 968, yang berarti 96,80% dari kinerja karyawan UKM binaanBank Sumut CabangKampung Baru Medan dijelaskan oleh motivasi dan kompetensi sedangkan sisanya 3,2% dijelaskan oleh faktor-faktor lain yang tidak diteliti dalam penelitian ini.
Analisis Sistem Informasi Manajemen Berbasis Komputer Dan Sistem Presensi Finger Print Terhadap Kinerja Pegawai Di Bandara Internasional Kualanamu: Analisis Sistem Informasi Manajemen Berbasis Komputer Dan Sistem Presensi Finger Print Terhadap Kinerja Pegawai Di Bandara Internasional Kualanamu Kiki Farida Ferine
Jurnal Mantik Vol. 3 No. 1 (2019): May: Manajemen dan Informatika
Publisher : Institute of Computer Science (IOCS)

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Abstract

Penelitian ini mempunyai tujuan untuk menganalisis pengaruh sistem informasi manajemen berbasis komputer dan sistem presensi finger print terhadap kinerja pegawai di Bandara Internasional Kualanamu. Penelitian dilakukan terhadap 130 pegawai dengan menggunakan alat analisis Structural Equation Modelling (SEM) dengan bantuan AMOS versi 20.0. Hasil penelitian menunjukkan bahwa sistem informasi manajemen dan sistem presensi finger print berpengaruh positif dan signifikan terhadap kinerja pegawai Bandara Internasional Kualanamu.
The Influence of Organizational Culture, Organizational Justice and Work Motivation on Organizational Commitment at PT Telkomsel Distributor Independent Power Root Center Kiki Farida Ferine; Sunaryo Sunaryo
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.5535

Abstract

This study aims to look at the influence of organizational culture variables on organizational commitment, look at the influence of organizational justice on organizational commitment and see the influence of work motivation on organizational commitment. The population in this study was all employees of PT TELKOMSEL Distributor Center Akar Daya Mandiri as many as 117 respondents using non-probability sampling. Data that have met the validity and reliability and classical assumptions are processed to produce regression equations namely: Y= 6.974 + 0.018X1 – 0.103X2 + 0.186X3. Where organizational culture has an insignificant influence on organizational commitment because it has a value of the coefficient of tcount > ttable 0.320 > 1.658 at a significant 0.750 < 0.05 so it can be conveyed that the research hypothesis H1 is rejected, Organizational justice does not have a significant influence on organizational commitment because it has a value of the coefficient tcount > ttable – 1,403 > 1.658 at a significant 0.163 < 0.05 so it can be submitted that the H2 research hypothesis was rejected. Work motivation has a significant influence on organizational commitment because it has a coefficient value of tcounting > ttable 3.472 > 1.658 at a significant 0.001 > 0.05 so it can be conveyed that the research hypothesis H3 is accepted. The coefficient of determination indicates that the value of RSquare is 0.440 or equal to 44.40%. This means that, organizational culture, organizational fairness and work motivation are able to explain organizational diversity by the remaining 44.40% explained by other variables that were not included in this study.
The Foreign Currency Market Analysis: Emerging Market of Muslim Countries Dewi Mahrani Rangkuty; Kiki Farida Ferine
Journal of Islamic Economics (JoIE) Vol 2, No 1 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v2i1.4681

Abstract

This study aims to analyze the relationship between Exports, Inflation, Money Supply, GDP, Imports, and Per capita Income to exchange rates. Where variable monetary policy (Exchange Rate, GDP, Money Supply, Inflation, Per capita Income) and macro policy (Export and Import). Using time-series data from 2010 to 2019. The data analysis model is a Vector Autoregression method viewed and sharpened by Impulse Response Function analysis and Forecast Error Variance Decomposition. The results of the IRF analysis know that the response stability of all variables is formed in the five or medium or medium-term and long-term periods, where the response of other variables to changes in one variable shows different variations from positive to negative responses or vice versa. Some variables show a positive reaction or remain negative in short to long term. The results of the FEVD analysis show that variable exchange rates in the short and medium term are recommended by the Variable Exchange Rate itself and the Money Supply Amount. At the same time, the long term is affected by Imports. Export variables in the short term are recommended by the Exchange Rate, while the medium and long term is affected by Per capita Income. Then, import variables in the medium and long short term Imports are affected by Exports. Variable GDP in the short and medium-term is influenced by GDP itself and the exchange rate, while in the long run, it is influenced by Per capita income. Inflation in the medium and long short term is affected by imports. The money supply in the medium and long short term is affected by inflation and imports, while exports influence per capita income in the short, medium, and long time. So that can be recommended in this study is as input for the government, namely through Bank Indonesia, the Ministry of Finance, the Central Banks of the State, which is the object of research in controlling exchange rates as an effort to maintain currency market stability in emerging markets of Muslim Countries through inflation control to increase price stability that can boost economic growth.
ANALISA KINERJA KARYAWAN BAGIAN PRODUKSI PT. SARI MELATI KENCANA MEDAN BERDASARKAN MOTIVASI KERJA DAN DISIPLIN KERJA Doddy Aditya; Yohny Anwar; Kiki Farida
Ensiklopedia Education Review Vol 3, No 2 (2021): Volume 3 No. 2 Agustus 2021
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eer.v3i2.1304

Abstract

PT.Sari Melati Kencana Medan is a company that runs in the field F&B oriented on profit goals and strive to create competitive advantages. Employee performance is one of measuremen, which is often used in determining the effectiveness of company. A company will not able to improve if the performance of employees is stagnan, nevertheless with the high level of compotitionin the business world. In order to improve employees performance by increasing motivation of work and discipline of work. The purpose of this research is tp investigate and examine the effect of the motivation and discipline of work to employee performance of departement product PT.Sari Melati Kencana Medan. This research uses explanatory research approach of 72 respondent that taken with proportionate random sampling method. Data collection techniques is using questionnaires, interviewed, and the documentation technique. Data were analyzed using linear regression analysis. Based on the results of the analysis, it shows that motivation has positife effect toward performance about 19,6%. Employees discipline has positife effect toward  performance about 17,7%. Motivation and discipline have a significant effect toward performance about 23,8%. Th higher lever of motivation and discipline of work, the higher level of performance. Advice that can be given the company is the company should be focus on laours by making some riviews of work assigments that have been established and need to be adjust between job assignment wit capability f workers. Company should give a spirirt by giving appreciation for the workers and if possible, recreation program for the works, thus eventually will improve the performance of their workers.Keywords: Motivation, Discipline Amd Performance.
PENGARUH ANGGARAN BIAYA OPERASIONAL TERHADAP EFISIENSI BIAYA OPERASIONAL PADA PT PELABUHAN INDONESIA I CABANG BELAWAN Bayu Pratama; Kiki Farida; Yohny Anwar
Ensiklopedia Education Review Vol 3, No 2 (2021): Volume 3 No. 2 Agustus 2021
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eer.v3i2.1300

Abstract

This study aims to provide a look at the Effect of Operational Cost Budget on Operational Cost Efficiency. The population used in this study is the income statement at PT Pelabuhan Indonesia 1 Belawan Branch, the sample in this study is the company's budget and its realization during a certain period. The data analysis techniques used in this research are Simple Linear Regression Analysis, Classical Assumption Test (Normality Test, Multicollinearity Test, Heteroscedasticity Test, and Autocrelation Test) and Hypothesis Testing (R2 Test, and t-Test). This research uses SPSS 21 software to process the existing data. The results of this study partially show that the Operational Cost Budget has a significant effect on the Operational Cost.Keywords : Operational Cost Budget, Operating Costs.
PENGARUH MOTIVASI KERJA DAN KOMUNIKASI KERJA TERHADAP PRESTASI KERJA YANG DI MODERASI OLEH KEPRIBADIAN KARYAWAN PADA PERUM PERUMNAS REGIONAL I MEDAN Rina Hartaci Nasution; Kiki Farida Ferine; Henry Aspan
Ensiklopedia Education Review Vol 4, No 1 (2022): Volume 4 No 1 April 2022
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eer.v4i1.1310

Abstract

Human quality as a workforce is the basic capital to create good performance. Work performance for employees in a company is important, as well as creating a work performance is a dream and hope that every company must achieve. Work motivation, work communication and employee personality are some of the factors that affect the work performance of an employee in a company. This research was conducted at Perum Perumnas Regional I Medan, which is a State-Owned Enterprise in the form of a National-based Public Company. The research population of Perum Perumnas Regional I Medan employees as the sample is 78 employees. This study aims to determine whether there is an influence of work motivation, work communication, and employee personality on the work performance of employees who are moderated at Perum Perumnas Regional I Medan. This research method uses a moderating     2      model. The results of the study contained 2 (two) independent variables, namely work motivation and work communication, 1 (one) moderating variable, namely the personality of the employee, and 1 (one) dependent variable which had a significant influence on the work performance of Perum Perumnas Regional I Medan. Suggestions submitted to the company's management, should pay attention to the role of its employees, in order to improve employee performance.   Keywords: Motivation, Communication, personality , work performance.
The Influence of Organizational Culture, Work Discipline And Compensation Toward Employee Performance At PT. Jasa Marga Syahirah Ishmah Hutabarat; Kiki Farida Ferine; Henry Aspan
Britain International of Humanities and Social Sciences (BIoHS) Journal Vol 4 No 3 (2022): Britain International of Humanities and Social Sciences, October
Publisher : Britain International for Academic Research (BIAR) Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/biohs.v4i3.765

Abstract

This research was conducted to explain the partial or simultaneous influence of the variables of organizational culture, work discipline and compensation on the performance of employees at PT. JASA MARGA. The total population used is 78 respondents, employees who work at PT. JASA MARGA which was taken using a questionnaire as a data collection method in this study. This study uses multiple linear regression analysis. The results of the analysis show that there is a simultaneous significant effect between the three variables, and a partially significant influence between the organizational culture, work discipline and compensation variables on the performance of employees at PT. Jasa Marga.
Leadership Style and Communication in Conflict a Settlement at PLN Branch Gebang Fachruddin Hariandi; Kiki Farida Ferine; Yohny Anwar
Konfrontasi: Jurnal Kultural, Ekonomi dan Perubahan Sosial Vol 9 No 3 (2022): Konfrontasi, September
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/konfrontasi2.v9i3.246

Abstract

This study aims to see how the influence of communication and leadership on conflict resolution. Communication and leadership, which is an integral part of the organization, generally have a strong influence on the organization or even not, depending on how they communicate and use their leadership in managing the organization. The research method used is correlational research which aims to detect the extent to which variations in one factor are related to variations in other factors based on the correlation coefficient. Organizational communication structure is defined as a system of pathways through which messages flow or as a pattern of interaction between the people who make up the organization (Nica in Hener, 2010). Leaders influence others through their ability to motivate, inform, inspire, have technical competence, communicate effectively, and convey a vision (Pierce & Newstrom in Kaimenyi, 2014). Organizational conflict is a disagreement between individuals or groups within the organization, focusing on factors ranging from resource allocation and division of responsibilities to the employee organization as a whole (Hossain, 2017).
Co-Authors , Elfitra Desy Surya , Harianto , Wilchan Robain Abdi Sugiarto Abdimar Jahotlen Tamba Abu Muna Almaududi Ausat Adi Saputra R. Purba Afif, Muhammad Faruq Agung Kurniawan Hasibuan Agus Naini Siregar Ahmad Mahadi Harahap Ahmad Taufik Ahmad Zaki Amudi Parulian Situmeang Andi Affandi Andi Affandi Andi Antorio Ginting Andi Antorio Ginting Andriya Risdwiyanto Anis Okta Cahyaningrum Anny Fonisa Nasution Arif Saefudin ARIWIBOWO, PRASETIO Artunov Nofal Azhari Bayu Pratama Bolo Ansah Nasution Chandra Kusuma Dameika Tambunan Debby Nur Malawati Dedy Eko Widianto Dedy Purnama Deswita S Devy Mayang Sari Dewi Mahrani Rangkuty Dian Mayna Antika Sari Dika Arya Perdana Dinarta Tarigan Doddy Aditya Dodi Hendra Silaen Dora Oktaviana Edi Suprayetno Edy Pimanta Tarigan EDY PIMANTA TARIGAN Edy Saputra Egidius Fkun Elsa Gultom Eva Yuniarti Utami Fachruddin Hariandi Fahruddin Farhan Azmi Ferry Satiandra Putra Dalimunthe Fioletta Papilaya Fitriani Fitriani Fransiska Fransiska Fridholin Hatoguan Pasaribu Ginta Fernandes Ginting Ginta Fernandes Ginting Haikal Nurseha HAIKAL NURSEHA Harahap, Abdul Rahman Hari Kahfi Hariyansyah, Ferdian Putra Harri Kahfi Hendra Gunawan Nainggolan Hendrik Timbul H Manullang Henry Aspan Hikmaturriza Ibrahim Hasim Hasibuan Ikhlasul Amal Maulana Ikram Nawawi Indra Sintanta Sembiring Indri Mandasari Pohan Intan Lydia Tarida Mahdalena Irfan Azim Irwansyah Irwansyah Irwansyah Isa Indrawan Juliani Delima Rumahorbo Juniarti, Juniarti Junita Padang Karishdian Zulkarnain Karmila Khairuddin Kraugusteeliana Kraugusteeliana Kurniadi Kurniadi Kurniadi Kurniawan Sinaga Kusuma Agdhi Rahwana Lasmaida Susy Deliana Leider Tirta Luthfi Al Idrus M Nur Kuncoro M. Agus Hidayat M. Chaerul Rizky M. Isa Indrawan M. Isa Indrawan M. Thaib Manik, Jefri Maria Sirait Mariani Valentina Tampubolon Marleni Marleni Marplusmi Sitepu Maryanto Purba MARYANTO PURBA Mesra B Mesra B. Muazimah Muh. Arif Muhammad Alfahmi Muhammad Arif Pohan Muhammad Arif Pohan Muhammad Faruq Afif Muhammad Faruq Afif Muhammad Imam Perdana Muhammad Imam Perdana Muhammad Isa Indrawan Muhammad Saffath Salsibi Muhammad Toyib Daulay Muhammad Toyib Daulay Murliasari, Rikha Musran Munizu Nadratul Firda Najdah Thalib Nasution, Fitra Arlina Neny Prestiany Netty Helena Br Sigalingging Noval Charunia Pelix Van Bosco Purba Posma Julyarto Sihombing Rahmat Hidayat Rahmat Sihombing Rangga Prasetyo Reni Sihombing Rico Nur Ilham Rika Mustika Tarigan Rina Hartaci Nasution Rini Andriani Roslina Ruhdi Muharram Selian Said Aldi Sari Humaira Sarma Niasti Saragih Satria Wibawa Wahyadyatmika Septy Wanna Masayu Shandy Evanda Santayana Silvy Sondari Gadzali Siti Aisyah Siregar Sri Nadriati SRI RAHAYU Sri Wahyuni G. Singa St. Rukaiyah Suhardiman Suhardiman Suhendi Suhendi Sulman Sunaryo Sunaryo Syahirah Ishmah Hutabarat Tiara, Wica Tomy Herlambang Toyib Daulay Usman Jayadi Wanda Laksniyunita Wira Juwita Wira Juwita Wiwin Sapta Prabudi Yasmir Lukman Yessi Indra Yogi Nurfauzi Yohny Anwar Yoseb Boari Yulya Muharmi Yunita Yunita Yusri Thamrin Yusuf Kibar