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Covid-19 Pandemic: Impact on Economic Stability In 8-Em Muslim Countries Lia Nazliana Nasution; Suhendi Suhendi; Rusiadi Rusiadi; Dewi Mahrani Rangkuty; Abdiyanto Abdiyanto
Atestasi : Jurnal Ilmiah Akuntansi Vol. 5 No. 1 (2022): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v5i1.626

The impact of the COVID-19 epidemic on economic stability in 8-EM muslim countries is enormous. The analysis forecasts how big of an impact it will have on the extent of the economic recession in the eight EM Muslim countries. The ARDL Panel is utilized in the data analysis model and the independent sample t-test model. As a result, the money supply flowing from all eight EM Muslim nations has a greater impact on economic stability and recession in Indonesia than it does in Saudi Arabia or Pakistan. Muslim emerging market countries that are very capable of controlling macroeconomic stability during the Covid-19 pandemic are Bangladesh, Indonesia with variable government expenditures, taxes, interest rates, money supply then Malaysia through tax policies and government expenditures, investment and money supply, UAE and Saudi Arabia policies stabilize the economy on tax variables, investments, money supply, Egypt and Turkey through money supply. Indonesia has the ability to control the economy through exchange rates. Bangladesh and Malaysia through the money supply. These results suggest that economic stability must be controlled hammering control over the money supply and exchange rate.

Macroeconomic Dynamics Toward International Aviation Demand in Indonesia Robi Saputra; Dwita Sakuntala; Suhendi Suhendi
Journal of Research in Social Science and Humanities Vol 5, No 3 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i4.578

The international aviation sector plays a strategic role in supporting global mobility and Indonesia's economic recovery, particularly in the post-COVID-19 pandemic period. This study aims to analyze the influence of macroeconomic variables on international aviation demand in Indonesia from 2010 to 2024. The variables examined include economic growth, exchange rates, airfares, visa fees, and world oil prices, with the number of international passengers serving as the primary indicator of aviation demand. The research findings indicate a long-term relationship between macroeconomic variables and international aviation demand. Exchange rates and the number of international passengers have a positive and significant impact on demand, while economic growth and visa fees show a significant negative influence. In the short term, the dynamics of international aviation demand are influenced by passenger movement patterns from the previous period, with a rapid and stable adjustment process toward equilibrium.

The Influence Of Market Digitalization, Information Technology Training, And Access To Capital On Income Of Msmes In The Marine Fisheries Firm In Sibolga City Mega Lusiana Sitorus; Rahmad Sembiring; Suhendi Suhendi
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1268

This study aims to determine the effect of market digitalization, information technology training, and access to capital on the income of marine fisheries MSMEs in Sibolga City. This study uses a quantitative method involving 161 respondents. Data collection was carried out using questionnaires. The data obtained were analyzed using statistical formulas, namely by using the normality test, multicollinearity test, heteroscedasticity test and multiple linear regression analysis with the SPSS Version 23.0 program. The results of this study indicate that the market digitalization variable shows a t-count value of 3.950 > t-table of 1.975 with a significant value of 0.000 <0.05, so the hypothesis H1 is accepted and H0 is rejected, meaning that market digitalization has a positive and significant partial effect on the income of Marine Fisheries MSMEs in Sibolga City. The information technology training variable shows a t-count value of 0.463 < t-table of 1.975 with a significant value of 0.644 > 0.05, so the hypothesis H2 is rejected and H0 is accepted, meaning that information technology training does not have a significant partial effect on the income of Marine Fisheries MSMEs in Sibolga City. The market digitalization variable shows a t-value of 3.128> t-table of 1.975 with a significant value of 0.000 <0.05, so the hypothesis H3 is accepted and H0 is rejected, meaning that access to capital has a positive and significant effect partially on the income of Marine Fisheries MSMEs in Sibolga City. The F-value of 96.246> F-table of 2.66 and a significant value of 0.000 <0.05, so the hypothesis H4 is accepted and H0 is rejected, so it can be concluded that market digitalization, information technology training and access to capital have a positive and significant effect simultaneously on the income of Marine Fisheries MSMEs in Sibolga City.

The Influence of People's Business Credit, Financial Literacy, and QRIS Use on the Income of Thrifting Traders at Medan's Melati Market Weli Yusliani Hulu; Annisa Ilmi Faried; Suhendi Suhendi
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1453

This study aimed to examine the effects of the People’s Business Credit (Kredit Usaha Rakyat), financial literacy, and QRIS financial technology on business income among thrifting traders at Pasar Melati Medan. The population of this study consisted of 163 thrifting traders at Pasar Melati Medan, with a sample of 62 respondents selected using the Slovin formula and purposive sampling technique. This research was conducted in 2025. Data were collected through the distribution of questionnaires. The study employed primary quantitative data, which were processed using SPSS version 24.0 with an associative approach based on a multiple linear regression model. The results showed that the People’s Business Credit, financial literacy, and QRIS financial technology had positive and significant effects on business income, both partially and simultaneously, among thrifting traders at Pasar Melati Medan. The t-test results indicated that the People’s Business Credit had a regression coefficient of 0.426, a t-value of 5.221, and a significance level of 0.000. Financial literacy had a regression coefficient of 0.217, a t-value of 2.895, and a significance level of 0.005. QRIS financial technology had a regression coefficient of 0.234, a t-value of 3.184, and a significance level of 0.002. The F-test results showed an F-value of 216.329 with a significance level of 0.000. The People’s Business Credit was identified as the most dominant variable influencing business income, as it had the largest regression coefficient and t-value. Approximately 91.4% of the variation in business income could be explained by the People’s Business Credit, financial literacy, and QRIS financial technology, while the remaining percentage was influenced by other factors. Business income had a very strong relationship with the People’s Business Credit, financial literacy, and QRIS financial technology, as indicated by an R value of 0.958.

Elaboration of Pelaruga Ecotourism on Economic Empowerment of the Community of Rumah Galuh Village, Langkat Regency Theresia Bela Mutiara Uli Sagala; Uswatun Hasanah; Suhendi Suhendi
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1455

The development of Pelaruga ecotourism in Rumah Galuh Village, Langkat Regency, has great potential to improve the welfare of the community. This study examines the impact of Pelaruga Ecotourism on the Economic Empowerment of the Community in Rumah Galuh Village, Langkat Regency, with independent variables including Infrastructure, Accommodation, Visitors, Local Tourism Businesses, and Promotion, and dependent variables such as Community Participation and Community Empowerment. Data was obtained through questionnaires distributed to the community and local tourism businesses using data analysis techniques in the form of Structural Equation Modeling (SEM) based on Partial Least Squares (PLS), also known as SEM-PLS, through Smart PLS 4 management. A sample of 133 respondents was taken from the population living in Rumah Galuh Village and around the Pelaruga Ecotourism Area. The analysis of this study shows that the outer model value of the validity and reliability test has been measured as valid in the relationship between latent variables and manifest indicators. Then, the inner model value in the hypothesis testing states the relationship between variables that are relative to the variable assessor that has an effect on the related variables.

Analysis Of The Influence Of Business Location, Price Level And Operating Hours On The Income Of Street Vendors In Kwala Bingai Village, Stabat District, Langkat Regency Ulfa Hasibuan; Suhendi Suhendi; Rahmad Sembiring
Journal of Management, Economic, and Accounting Vol. 5 No. 3 (2026): July
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i3.1574

This study investigated the income of street vendors (PKL) in Kwala Bingai Village, Stabat District, Langkat Regency, based on business location, price level, and operating hours. This study was conducted using quantitative methods and an associative causality research design. This study involved 100 street vendors; 80 samples were selected using the Slovin formula with a 5% error rate. Questionnaires, interviews, observations, and documentation were the data collection methods. Data quality tests and classical assumption tests were conducted before using multiple linear regression for data analysis. With a calculated F value of 7.584 and a significance of 0.000 (<0.05), the results showed that business location, price level, and operating hours had a significant influence on PKL income. With a calculated t value of 4.285 and a significance of 0.000, business location had a partial effect on income, becoming the most dominant variable. Price level had an effect on income but was not dominant, and operating hours had no effect on income with a significance of 0.412 (greater than 0.05). The coefficient of determination (R2) of 0.280 indicates that these three variables account for 28% of the variation in income, while the remaining 72% is due to factors not included in the research model. According to this study, one of the main factors in increasing street vendor income is choosing a strategic business location.

The Influence Of Market Digitalization, Information Technology Training, And Access To Capital On Income Of Msmes In The Marine Fisheries Firm In Sibolga City Mega Lusiana Sitorus; Rahmad Sembiring; Suhendi Suhendi
Journal of Management, Economic, and Accounting Vol. 5 No. 3 (2026): July
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i3.1592

This study aims to determine the effect of market digitalization, information technology training, and access to capital on the income of marine fisheries MSMEs in Sibolga City. This study uses a quantitative method involving 161 respondents. Data collection was carried out using questionnaires. The data obtained were analyzed using statistical formulas, namely by using the normality test, multicollinearity test, heteroscedasticity test and multiple linear regression analysis with the SPSS Version 23.0 program. The results of this study indicate that the market digitalization variable shows a t-count value of 3.950 > t-table of 1.975 with a significant value of 0.000 <0.05, so the hypothesis H1 is accepted and H0 is rejected, meaning that market digitalization has a positive and significant partial effect on the income of Marine Fisheries MSMEs in Sibolga City. The information technology training variable shows a t-count value of 0.463 < t-table of 1.975 with a significant value of 0.644 > 0.05, so the hypothesis H2 is rejected and H0 is accepted, meaning that information technology training does not have a significant partial effect on the income of Marine Fisheries MSMEs in Sibolga City. The market digitalization variable shows a t-value of 3.128> t-table of 1.975 with a significant value of 0.000 <0.05, so the hypothesis H3 is accepted and H0 is rejected, meaning that access to capital has a positive and significant effect partially on the income of Marine Fisheries MSMEs in Sibolga City. The F-value of 96.246> F-table of 2.66 and a significant value of 0.000 <0.05, so the hypothesis H4 is accepted and H0 is rejected, so it can be concluded that market digitalization, information technology training and access to capital have a positive and significant effect simultaneously on the income of Marine Fisheries MSMEs in Sibolga City.

The Effectiveness Of The Family Hope Program (PKH) In Reducing The Poverty Rate In Sei Bilah Village, Sei Lepan District, Langkat Regency Khairina Khairina; Rahmad Sembiring; Suhendi Suhendi
Journal of Management, Economic, and Accounting Vol. 5 No. 2 (2026): April
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i2.1610

This qualitative study examines the effectiveness of Indonesia's Family Hope Program (Program Keluarga Harapan/PKH), a conditional cash transfer program, in reducing poverty in Sei Bilah Village, Sei Lepan District, Langkat Regency. The research is motivated by a paradoxical phenomenon: despite a 108.1% increase in PKH recipients (from 234 to 487 beneficiary families) and an 85.2% increase in benefit amounts (from IDR 1,890,000 to IDR 3,500,000 per year) during 2015-2024, the poverty rate only decreased by 1.4 percentage points (from 14.2% to 12.8%) and has stagnated at 12.8-12.9% since 2021. This study aims to explore and understand: (1) the processes, mechanisms, and obstacles in PKH implementation; (2) beneficiary families' experiences, perceptions, and utilization patterns of assistance; and (3) the strategies and effectiveness of PKH facilitation in promoting behavioral change and economic independence. The research employs an interpretive qualitative approach. Data were collected through in-depth interviews with 12 purposively selected informants comprising 8 beneficiary families, 2 PKH facilitators, and 2 village officials, complemented by field observations and documentation studies. Data were analyzed using Miles and Huberman's interactive analysis model involving data reduction, presentation, and conclusion drawing. Data validity was ensured through source and method triangulation. The findings reveal that: (1) PKH implementation faces six structural obstacles: significant targeting errors (25-30% inclusion error due to outdated DTKS data), limited geographic access to disbursement locations imposing high transportation costs (4-5% of benefit amount), disproportionate facilitator workload (1:243-244 ratio exceeding the ideal 1:200), suboptimal inter-agency coordination for conditionality verification, limited basic service infrastructure (minimal health facilities, no senior high school, poor road conditions), and constrained facilitator authority to address structural poverty causes. PKH facilitators as street-level bureaucrats employ substantial discretion to bridge gaps between formal policies and local realities; (2) While all beneficiaries acknowledge PKH provides short-term safety net benefits, most remain skeptical about transformative impacts. Benefit utilization is dominated by basic needs consumption (70-80%), with limited allocation to education (15-20%) and productive investments (<5%). Conditionalities are perceived as fair but impose high opportunity costs; (3) Facilitation effectively increases short-term compliance with conditionalities but proves less effective in transforming long-term mindsets and fails to promote economic independence due to capacity limitations, inadequate incentives, and absence of complementary programs. This study concludes that PKH remains ineffective in reducing poverty in Sei Bilah Village due to five interrelated factors: targeting errors misallocating resources, inadequacy of benefits insufficient to fundamentally change household economic behavior, supply-side limitations in service quality and accessibility, structural poverty traps characterized by absence of formal employment opportunities preventing educated youth from escaping poverty, and limited grassroots implementation capacity. PKH functions primarily as a safety net preventing further impoverishment rather than as a springboard promoting upward economic mobility. These findings confirm street-level bureaucracy theory (Lipsky, 1980; 2010) regarding the crucial role of discretion in policy implementation, policy implementation theory (Edwards III, 1980) on the importance of communication, resources, disposition, and bureaucratic structure, and multidimensional poverty theory (Alkire & Foster, 2011; Sen, 1999) on the limitations of monetary approaches in addressing structural, multidimensional poverty. Policy recommendations include: (1) targeting system reform employing hybrid approaches combining proxy means test with community verification and more responsive data updating mechanisms; (2) benefit amount differentiation based on poverty severity and regional cost of living to ensure adequacy; (3) improved facilitator-beneficiary ratios (maximum 1:200) and enhanced facilitator incentives (minimum IDR 2-2.5 million monthly plus operational allowances); (4) PKH integration with complementary programs including skills training matching local labor market demands, microenterprise capital access, and graduation approaches facilitating transition from dependency to economic independence; (5) basic service infrastructure improvements including road rehabilitation, health facility strengthening, and senior high school establishment; and (6) local economic development creating formal employment opportunities for educated graduates through investment incentives and sector development strategies.

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