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All Journal ISLAMICA: Jurnal Studi Keislaman SALAM: Jurnal Sosial dan Budaya Syar-i Laa Maisyir Jurnal Ekonomi Islam Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Ilmiah Al-Syir'ah Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Journal of Islamic Monetary Economics and Finance Adaara: Jurnal Manajemen Pendidikan Islam NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Tasharruf: Journal Economics and Business of Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam WAHATUL MUJTAMA: Jurnal Pengabdian Masyarakat AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab

Khaerul Aqbar

Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Author-ID : 2636635

Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Keberlanjutan Usaha Pedagang Warung Tradisional dengan Menerapkan Etika Bisnis Islam di Kota Makassar M. Dzul Fadli S.; Siradjuddin Siradjuddin; Rahmawati Muin; Khaerul Aqbar
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol 8 No 1 (2022): NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v8i1.470

It is important for every trader to know and apply Islamic business ethics because with it a trader can achieve the main goals of business, namely world profits and the salvation of the hereafter. This study aims to determine the understanding and application of Islamic business ethics to traditional warung traders and the role of Islamic business ethics in maintaining business sustainability. This research is a field research with qualitative method which is done descriptively. The results of this study indicate that the traditional traders understand Islamic business ethics substantially but not in detail, but most of the Islamic business ethics have been applied by traditional warung traders. Other results show that the application of Islamic business ethics in a business can maintain the business sustainability of traders. The implication of this research is to make traders aware of the importance of knowing and applying Islamic business ethics in their business.

Analisis Shariah Compliance Praktik Murabahah Lil Aamir Bisy-Syiraa' pada Bank Syariah di Indonesia Azwar Iskandar; Hendra Wijaya; Khaerul Aqbar
Media Syari'ah Vol 22, No 2 (2020)
Publisher : Sharia and Law Faculty

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jms.v22i2.8029

Abstract: This research aims to analyze the extent of the practice of murabahah in sharia banking Indonesia according to the concepts and rules of sharia, jurisprudence, and fatwa (shariah compliance). The study uses a qualitative-descriptive approach with a critical study method and library research. The results showed that the practice of murabahah in sharia banking has not fully fulfilled the rules in shariah compliance. Among the irregularities that have occurred to shariah compliance: (i) the murabahah agreement is directly agreed between the sharia bank and the customer, while the goods have not belonged to the bank and have not been accepted (al-qabd) with the result that the contract becomes void; (ii) the designation of the deputy by sharia bank in the murabahah lil aamir bisy-syiraa' is feared falling on the riba, namely as ‘hilah’ for debt with interest; (iii) the practice of the murabahah agreement may fall on the type of double contract (al-'uquud al-murakkabah) which is prohibited if the agreement between the customer and the bank is binding and there is no right to vote between the parties (khiyar); (iv) in its practice, sharia banks do not take profit based on the ra’sulmāl, but from the money incurred by the bank; and (v) in the event of a guarantee position, the sharia bank lays it as a necessity. Abstrak: Penelitian ini bertujuan untuk menganalisis sejauh mana praktik murabahah di perbankan syariah Indonesia telah berjalan sesuai konsep dan aturan syariat Islam, baik berdasarkan nas-nas syariat, batasan-batasan fikih, maupun fatwa-fatwa DSN-MUI (shariah compliance). Penelitian ini menggunakan metode pendekatan kualitatif-deskriptif dengan metode studi kritis dan riset kepustakaan (library research). Hasil penelitian menunjukkan bahwa praktik murabahah pada perbankan syariah belum sepenuhnya memenuhi aturan dalam syariat (shariah compliance). Di antara penyimpangan yang terjadi terhadap kepatuhan syariah (shariah compliance): (i) akad jual-beli murabahah langsung disepakati antara pihak bank syariah dan nasabah, sementara barang belum menjadi milik bank dan belum diterima (al-qabd) sehingga akad tersebut menjadi fasid (batal); (ii) penunjukan wakil oleh bank syariah dalam akad murabahah lil aamir bisy-syiraa’ dikhawatirkan terjatuh pada syubhat riba, yaitu sebagai hilah (rekayasa) atas hutang dengan bunga; (iii) praktik jual-beli dengan akad murabahah dapat terjatuh pada jenis akad berganda (al-‘uquud al-murakkabah) yang terlarang jika perjanjian antara nasabah dan bank bersifat mengikat dan tidak ada hak khiyaar (memilih) antara kedua belah pihak; (iv) dalam praktiknya, bank syariah tidak mengambil keuntungan berdasarkan besaran dari ra’sulmāl, namun dari besaran uang yang dikeluarkan oleh bank; dan (v) dalam hal kedudukan jaminan, bank syariah menetapkannya sebagai suatu keharusan.

Prinsip Tauhid dalam Implementasi Ekonomi Islam Khaerul Aqbar; Azwar Iskandar
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 1 No 1 (2021): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This research aims to find out the principles of tawhid and its implementation in the Islamic economic system. This research uses qualitative approaches with library research methods and descriptive analysis. The results show that the nature of tawhid in Islam itself is a unanimous surrender to the will of Allah, both regarding worship and muamalah. From the point of view of tawhid, human was created as His caliph or His representative on earth. Natural resources created must be utilized for the fulfillment of the happiness of all mankind. The implication of this view is the existence of a view of universal brotherhood, which then gives rise to social equality and makes natural resources as “amānah” of God who created the universe. This view will not be substantially implemented if it is not accompanied by socio-economic justice. The enforcement of justice and the elimination of all forms of injustice have been emphasized in the Qur'an as the primary mission of Allah's messenger. Based on this foundation, there should be a balance of all economic factors in economic practice and implementation. People should strive to form a society that pursues key values and seeks the establishment of social justice.

Tinjauan Wakaf Saham Hak Atas Kekayaan Intelektual dalam Perspektif Hukum Islam Khaerul Aqbar; Sulkifli Herman; Arsan Arsan
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol 2 No 1 (2022): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia

This study aims to determine and understand the law of stock waqf in the perspective of Islamic law, the problems that the researcher raises in this thesis are; First, how is the implementation of IPR share waqf in Indonesia. Second, how is waqf of IPR shares in the perspective of Islamic law. This research uses descriptive qualitative research (non-statistical), using library research method (library review) and using normative and juridical normative approaches. The research results found are as follows; First, the implementation of IPR Shares Waqf in Indonesia is different from the waqf of immovable assets in the form of land or buildings because it must fulfill the eternal aspects and the form of shares that cannot be used directly. There are two models of stock waqf launched by the Indonesia Stock Exchange (IDX). The first is waqf which is sourced from the profits of IPR stock investors and the second is waqf which makes IPR shares the object of waqf. The application of waqf is carried out by the wakif to nadzir in the presence of the Waqf Pledge Deed Official (PPAIW) witnessed by 2 (two) witnesses and stated orally and or in writing which is the will of the wakif and stated in the waqf pledge deed by PPAIW. Second, the Islamic legal perspective on waqf of intellectual property rights if it refers to the Hanafi, Syafi'i and Hanbali schools, then IPR shares cannot be waqf because they do not have a material form. However, if you take the opinion of the Maliki School, then IPR shares can be waqf, because the Maliki School states that the object of waqf does not have to be a material object (tangible) but can also be an immaterial object (intangible). And if you look at the legislation and the decisions of the Indonesian Ulema Council (MUI) then IPR shares can be waqf, considering the value and benefits are not small.

Kedudukan Ilmu Ekonomi Islam di antara Ilmu Ekonomi dan Fikih Muamalah: Analisis Problematika Epistemologis Azwar Iskandar; Khaerul Aqbar
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol 5 No 2 (2019): NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v5i2.77

The objectives of this research are to examine the economics and fikih muamalah based on epistemology paradigm, analyze the epistemological problems that appear from the existance of Islamic economics between the effect of the economics and fikih muamalah, and give solutions of its epistemological problems especially in higher education institution environment. This research use descriptive-qualitative approach method with content analysis dan library research technique. The results show that : (1) the Islamic economics is not just a system or norm but also it is a knowledge that founded by scientific methodology; (2) the existance of Islamic economics between the effect of the economics and fikih muamalah cause the epistemological problems i.e. how to mix between the economics sourced from human thoughts and the fikih muamalah sourced from the God values; (3) the fundamental difference between economics and fikih muamalah especially in epistemological terms require the thought to make a synergy in Islamic economics with re-definition toward both of them.

Pelatihan Penyelenggaraan Jenazah di Desa Bilanrengi Kecamatan Parigi Kabupaten Gowa Khaerul Aqbar; Sirajuddin Sirajuddin; Azwar Azwar
WAHATUL MUJTAMA': Jurnal Pengabdian Masyarakat Vol 3 No 2 (2022): WAHATUL MUJTAMA': Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/wahatul.v3i2.668

The Community Service Program (KKN) Batch V of STIBA Makassar students aims to increase the Islamic knowledge and religious skills in the people of Bilanrengi Village, Parigi District, Gowa Regency, especially in organizing of corpse according to Islamic law. Implementation of activities begins with mapping problems and needs using SOAR analysis. After analyzing the problems and needs, work programs are then prepared according to the needs of the community. The work program that was successfully implemented was the Training of Corpse Organizing. The method used is in the form of lectures, discussions, and practice, with the stages of PkM activities, namely: the observation, preparation, training, mentoring, and evaluation. The result of this activity was the amount of enthusiasm and support from the community for the training activities, especially elements from the village administration, village priests, taklim assemblies, and the community, especially ladies and gentlemen. The community feels great benefits after participating in this KKN program, including an increase in knowledge, insight and religious skills, especially related to organizing the human corpse in accordance with Islamic teachings. The continuation of this program is in the form of further coaching for participants, especially training on handling abnormal corpses, such as corpses with certain diseases, accident victims, victims of natural disasters, and others, which require special and different treatment from corpses in general.

Manajemen Pengelolaan Properti Syariah pada PT. Khansa Property Syariah Perspektif Fikih Muamalah Khaerul Aqbar; Iskandar Iskandar; Awal Rifai Wahab; Abdul Aziz Husaini
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol 3 No 3 (2022): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v3i3.670

This study aims to know and understand management and the application of sharia property contracts at PT. Khansa Properti Syariah in the perspective of fiqh muamalah. This research is a qualitative field research using a normative juridical approach. Data collection methods used in this study were interviews and documentation. The results of the study show that in management there are three stages, namely planning or marketing, launching or during marketing, and post-marketing. PT. Khansa Property Syariah pays great attention to location determination, pricing, building quality, services, buying and selling transactions, promotional media, and the Islamic environment. The practice of applying the contract of sale and purchase of property by PT. Khansa Property Syariah uses the bay' istiṣnā` contract in the sale and purchase transaction of the property in accordance with the muamalah fiqh perspective because the buyer has the right to discuss the contents of the contract but within the limits given by PT. Khansa Property Sharia. Likewise, management and marketing have fulfilled the terms of sale and purchase and do not conflict with Islamic law according to the perspective of muamalah fiqh. The implications of this research for PT. Hopefully Khansa Properti Syariah in the future will always implement the implementation of buying and selling according to Islamic law. In carrying out the property business, the company should also have large capital even without involving a bank, so that buyers do not have to wait long for their houses to be built.

Bisnis Perjalanan Haji dan Umrah oleh Nonmuslim Menurut Tinjauan Hukum Islam Laode Nursyah Dendi; Azwar Azwar; Khaerul Aqbar
AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Vol 1 No 1 (2022): AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

This study aims to determine the review of Islamic law on the management of hajj and umrah businesses by non-Muslims. This research is a descriptive library research, with a socio-historical approach and reconstructs istidlāl and legal istinbāt used by fiqh scholars. The results of the study show that: (1) the principles and laws of the origin of muamalah and interacting with non-Muslims are permissible as long as in terms of, boundaries and corridors of muamalah and are not included in the case of ritual worship, aqidah, and belief; (2) using Hajj and Umrah travel business services managed by non-Muslims is permissible because it is included in the muamalah al-ijārah/leasing area; (3) as a form of prudence, in using Hajj and Umrah business services managed by non-Muslims, it is necessary to pay attention to the following: non-Muslim services are used when there is no (found) Hajj and Umrah organization performed by Muslims, must be safe and not there is something that is detrimental to the Muslims, and there is no element of deviation from the creed of the Muslims; (4) with various considerations of the benefits and impacts that will be caused, it is recommended to Muslims to put the Muslims first in any case, including in using the services of business trips for Hajj and Umrah.

Penerapan Akad Syirkah pada PT. Barokah Biqalbin Salim Rumah Jahit Akhwat (RJA) Makassar dalam Perspektif Fikih Muamalah Khaerul Aqbar; Awal Rifai; Erlangga Erlangga
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol 4 No 1 (2023): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v4i1.943

This research aims to know and understand the concept of syirkah in Islamic law and its application to PT. Barokah Biqalbin Salim Akhwat Sewing House (RJA) Makassar. This research is a field research which is a qualitative research using normative juridical approach and sociological approach. The results of the research show the following: first, the implementation of the syirkah contract applied to PT. Barokah Biqalbin Salim Akhwat Sewing House (RJA) Makassar is included in the syirkah al-Muḍārabah category where investors provide capital in the form of money with different nominal values to the manager, on the other hand the manager also has capital in the business. The implementation of the contract does not conflict with the meaning, intent and purpose of the syirkah contract nor does it conflict with the terms and pillars of syirkah. second, the jurists agree that the permissibility of syirkah al-Muḍārabah is based on consensus based on the verses of the Qur'an and hadith. Application of syirkah al-Muḍārabah at PT. Barokah Biqalbin Salim Akhwat Sewing House (RJA) Makassar is in accordance with the Shari'a which is strengthened by the fatwas of contemporary scholars. The mistakes that occur in the contract are that the manager often experiences delays in reporting sales results, but this is just a technical error and has no impact at all on business losses. For that PT. Barokah Biqalbin Salim Akhwat Sewing House (RJA) Makassar needs to continue to evaluate in order to achieve maximum cooperation so that there will be more jobs for Muslims in need.

Ikhtiar Mahasiswa KKN STIBA Makassar dalam Pembentukan Akhlak Qur'ani Masyarakat Desa Balassuka Kabupaten Gowa Rachmat Bin Badani Tempo; Khaerul Aqbar
WAHATUL MUJTAMA': Jurnal Pengabdian Masyarakat Vol 1 No 1 (2020): WAHATUL MUJTAMA': Jurnal Pengabdian Masyarakat
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/wahatul.v1i1.151

Balassuka Village is a village located in the Tombolo Pao District in the eastern part of Gowa Regency with a distance of around 88 km from the city of Sungguminasa, and a distance of 15 km from the capital district with a total area of approximately 29 km2. The village with its various problems in the economic, social, educational, health, religious and cultural fields is in need for problem solving and for village development program. The objective of STIBA Makassar Community Service Program (KKN) in Balassuka Village was to implement higher education tri dharma on the pillar of community service. The method of community service (PkM) implementation was started by conducting a field survey using an independently-made instrument, and afterwards an SOAR analysis was performed for the purposes of preparing the KKN programs. KKN programs were generally divided into three those were the Koran education program, training, and community development. The Koran Education Programs were TK/ TPA, Dirosa (Koran Learning Program for Adult), Tahsinul Qira’ah, and discourse of the book Qawaid Qur'aniyah. Training programs included funeral arrangement training. Community development Program included Friday sermon, Taklim for youth and common people, brief Islamic speech every Magrib; Friday for worship; majlis taklim; and coaching for young mosque caretakers. The results of KKN activities show that the community and local government are very enthusiastic and grateful for the benefits they obtained from the implementation of KKN students’ work programs in Balassuka Village. In terms of knowledge, the community has experienced the development of Islamic insight. In terms of skills a change is seen in the recitation of makhraj and tajweed in reading the Koran. In terms of affection, the community begins to realize and be enthusiastic in performing worship that is based on proper and correct religious knowledge.

Co-Authors Abdul Aziz Husaini Achmad Noerkhaerin Putra Akhmad Hanafi Dain Yunta Akhmad Hanafi Dain Yunta Ariesman M Arsan Arsan Askar Patahuddin Asri Asri asri Awal Rifai Awal Rifai Wahab Azwar, Azwar Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Erlangga Erlangga Hendra Wijaya Hendra Wijaya Herman, Sulkifli Iskandar Iskandar Laode Nursyah Dendi M. Dzul Fadli S. M. Kasim M. Wahyuddin Abdullah Mahmuddin, Ronny Muh. Sepriadi Muhammad Muhammad Muhammad Musyawir K. Muhammad Taufan Djafri Muhammad Taufan Djafri Musfirah Az-Zahrah A. Novira, Nuraeni Putra Alam Rachmat Bin Badani Tempo Rafi, Irsyad Rahmat Rahmat Rahmawati Muin Ronny Mahmuddin Siradjuddin Siradjuddin Sirajuddin Sirajuddin Sulkifli Herman Syahrir, M. Dzul Fadli Syarifuddin, Chaeril Wahyu Kurniawan Hasmudin

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