p-Index From 2021 - 2026
4.013
P-Index
Claim Missing Document
Check
Articles

Spin-off and its impact on the third party funds of Indonesian Islamic banking industry M. Nur Rianto Al Arif
Economic Journal of Emerging Markets Volume 6 Issue 1, 2014
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol6.iss1.art5

Abstract

The purpose of this paper is to examine the spin-off policy based on Islamic Banking Act No. 21/2008 had an impact on the third party fund of Islamic banking industry in Indonesia. This research used ordinary least square regression consisting dummy variable of spin-off, deposit margin, non-performing financing (NPF), efficiency ratio (BOPO), and profitability ratio (ROA). The result showed that all the independent variables had an impact on the third party funds in Indonesian Islamic banking industry. The implication of this result is spin-off policy had a good impact on the growth of third party funds in Indonesian Islamic banking industry.
Spin-off, market structure, and deposit funds: case in the Indonesian Islamic banking industry Mohammad Nur Rianto Al Arif
Economic Journal of Emerging Markets Volume 10 Issue 2, 2018
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol10.iss2.art7

Abstract

The regulator had imposed some Islamic business units to do the spin-off after the enactment of the Islamic banking act (The Act No. 21 of 2008). The aim of this research is going to examine the relationship between spin-off, market structure, and deposit funds. Regression with panel data was using as a tools of analysis. The result shows that there is a difference in deposit funds between the spin-off banks and non-spin-off banks. Besides that, the result also indicates that there is a relationship between spin-off, market structure, and deposit funds in the Indonesian Islamic banking industry. The result implies that the regulator should a policy to accelerate the Indonesian Islamic banking industry.
Strategi Alternatif untuk Akselerasi Pertumbuhan Bank Syariah: Penggabungan, Pemisahan, Akuisisi, dan Konversi Mohammad Nur Rianto Al Arif; Aini Masruroh; Dwi Nuraini Ihsan; Yuke Rahmawati
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1336.583 KB) | DOI: 10.30603/au.v20i1.1171

Abstract

The year 2023 is the deadline for sharia business units to decide on the business strategy to be carried out. This study aims to determine alternative strategies that can be carried out by sharia business units in accelerating business growth. The approach taken in this paper is a mixture of qualitative and quantitative approaches. A qualitative approach using SWOT analysis and interviews. While the quantitative approach using ARIMA. The ARIMA results show that no sharia business unit can achieve a 50% share of assets from its parent bank. This shows the spin-off strategy as mandated by the law needs to be evaluated. Alternative strategies that can be done is conversion, where there are already two banks that do this strategy. Also, another alternative strategy that can be taken is a merger between Islamic business units. Another alternative strategy is the acquisition of sharia business units by established sharia full-fledged banks.
Tingkat Profitabilitas Pembiayaan Mikro dan Metode Economic Value Added: Studi Pada Bank BRI Syariah M Nur Rianto Al Arif; Suci Hanifa
Jurnal Ekonomi Vol. 22 No. 2 (2017): July 2017
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v22i2.225

Abstract

Microfinance is one of the Islamic bank's products for micro, small, and medium enterprises. The aim of this research is to analyze the profitability ratio in microfinance using the economic value-added method. The object of this study is at Bank of BRI Sharia. The result shows that in 2014 had an economic value added  (EVA) of about Rp 327.030.746.600 or about 10,48% from the financing. The EVA's value shows that the microfinance at Bank of BRI Sharia had good enough. The implication of this result is Bank of BRI Sharia should maintain and increase the quality of the financing strategy in microfinance products.
Laku Pandai's Program And Deposit Funds: Study At Bank of BRI Sharia M. Nur Rianto Al Arif; Firmansyah
Jurnal Ekonomi Vol. 23 No. 1 (2018): March 2018
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v23i1.329

Abstract

Laku Pandai's program is one of the policies implemented by the financial service authority (OJK) to expand the banking service to the people. One of the Islamic banks that had implemented the program is the Bank of BRI Sharia. This research is going to examine the effectiveness of Laku Pandai's program to deposit funds in the Bank of BRI Sharia. This study uses regression with the dummy variable. The result shows that there is a difference between pre and post-Laku Pandai's program in Bank of BRI Sharia. This result implies that the Laku Pandai's implementation had an impact on increasing deposit funds in the Bank of BRI Sharia. So, it is recommended to add more Islamic banks that implemented the Laku Pandai's program
Determinan Deposito Pada Bank Umum Syariah: Model Regresi Panel M Nur Rianto Al Arif; Hanifah Hanifah
Jurnal Ekonomi Kuantitatif Terapan 2017: Vol. 10, No. 1, Februari 2017 (pp. 1 - 107)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (330.432 KB) | DOI: 10.24843/JEKT.2017.v10.i01.p05

Abstract

Deposito merupakan salah satu sumber pendanaan yang dilakukan oleh perbankan syariah. Terdapat banyak faktor yang mempengaruhi volume deposito pada bank syariah. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi volume deposito pada bank umum syariah. Teknik analisis yang dipergunakan dalam penelitian ini ialah teknik regresi panel dengan model efek acak. Penelitian ini menggunakan data yang berasal dari 10 bank umum syariah di Indonesia. Hasil penelitian menunjukkan bahwa yang memilki pengaruh terhadap volume deposito pada bank umum syariah ialah tingkat bagi hasil, ukuran perusahaan, tingkat profitabilitas, dan tingkat efisiensi operasional. Sedangkan tingkat suku bunga bank umum tidak berpengaruh terhadap volume deposito pada bank umum syariah di Indonesia. Hal ini menunjukkan bahwa bank syariah harus memperhatikan kondisi internal perusahaan, apabila ingin meningkatkan volume dana pihak ketiga terutama deposito.
KETERKAITAN KEBIJAKAN PEMISAHAN TERHADAP TINGKAT EFISIENSI PADA INDUSTRI PERBANKAN SYARIAH DI INDONESIA M. Nur Rianto Al Arif
Jurnal Keuangan dan Perbankan Vol 19, No 2 (2015): May 2015
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (112.808 KB) | DOI: 10.26905/jkdp.v19i2.851

Abstract

One way to accelerate the growth of Islamic banks in Indonesia was by applying the policy of separation. Thepurpose of this study was to analyze the relationship between separation policy that had been implementedsince 2008 with the operational efficiency of the Islamic banking industry in Indonesia. The method used wasregression with dummy variables. The variables used in this study were a dummy variable separation,deposits, financing, assets, NPF, margin deposits of one month, and ROA. The result showed that separationpolicy had a relationship with the operational efficiency on Islamic banking industry in Indonesia. This resultimplied that separation policy should have been evaluated because it caused the industry to be less efficientwhen compared with the condition before the separation.
TIPE PEMISAHAN DAN PENGARUHNYA TERHADAP NILAI ASET BANK UMUM SYARIAH HASIL PEMISAHAN M. Nur Rianto Al Arif
KINERJA Vol. 18 No. 2 (2014): Kinerja
Publisher : Faculty of Business and Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v18i2.528

Abstract

The objective of this research is to analyze the impact of spinoff type to total asset in spinoffs banks.The analysis technique used in this paper is panel regression with fixed effect model. The result shows that thespinoff type didn’t have an influence to total asset in spinoffs banks. This research also shows that the spinoffpolicy is to be evaluated because the economy of scale from the existing Islamic business units is still small. Thespinoff policy is one of the business strategies that can be done to develop the Islamic banking industry, but thispolicy is not the final goal of Islamic banking industry. The most important thing today is to create a healthy andcompetitive Islamic banking industry.Keywords: spinoff type; panel regression; islamic banks, bank asset
Trade Agreement and Economic Growth: Evidence in D-8 Countries Arisman Arisman; Mohammad Nur Rianto Al Arif; Darwis Harahap
Signifikan: Jurnal Ilmu Ekonomi Vol 10, No 2 (2021)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v10i2.21457

Abstract

The D-8 organization was established to accelerate the economies of eight developing countries that joined the OIC, but the data showed a decline in the share of the D-8 countries towards the total GDP of developing countries. Thus, this study examines whether there are differences in economic growth between D-8 and non-D-8 countries. The tests were carried out on eight D-8 member countries and eight non-D8 countries. Using panel regression with a fixed-effect model, the study results indicate differences in economic growth between D-8 and non-D-8 member countries. These results indicate that joining D-8 made a significant contribution to its member countries. In addition, all control variables such as political stability, population, export, and human development index show a positive impact on economic growth.JEL Classification: F13, F14, F43How to Cite:Arisman., Al Arif, M. N. R., & Harahap, D. (2021). Trade Agreement and Economic Growth: Evidence in D-8 Countries. Signifikan: Jurnal Ilmu Ekonomi, 10 (2), 311-324. https://doi.org/10.15408/sjie.v10i2.21457.
PENGARUH PENDIDIKAN TERHADAP PENDAPATAN DOMESTIK REGIONAL BRUTO DI INDONESIA M. Nur Rianto Al Arif
Signifikan: Jurnal Ilmu Ekonomi Vol 3, No. 1, April 2014
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.523 KB) | DOI: 10.15408/sigf.v3i1.2062

Abstract

The aim of this research is to analyze the influence of education on gross domestic regional product at 33 provinces in Indonesia. The analysis method that used in this research is multiple regressions with six independent variables such as literacy rate, years of school, enrolment rate 1, enrolment rate 2, enrolment rate 3, and population. The result shown that years of school and population had an influence on gross domestic regional product in Indonesia, and literacy rate, enrolment rate 1, enrolment rate 2, and enrolment rate 3 didn’t have an influence of gross domestic regional product. From this result we can conclude that overall education had an impact on growth in IndonesiaDOI: 10.15408/sjie.v3i1.2062