Article Per Year (5 Year)
p-Index From 2021 - 2026
4.187
P-Index
This Author published in this journals
All Journal ESENSI: JURNAL BISNIS DAN MANAJEMEN Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Economic Journal of Emerging Markets Jurnal Ekonomi Kuantitatif Terapan Jurnal Ekonomi Ekonomi Bisnis Jurnal Indo-Islamika Ulul Albab: Jurnal Studi Islam Jurnal Keuangan dan Perbankan Kinerja Trikonomika: Jurnal Ekonomi Al-Ulum Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) MUQTASID IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan INFERENSI JAM : Jurnal Aplikasi Manajemen Tauhidinomics Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum AL-FALAH : Journal of Islamic Economics al-Uqud : Journal of Islamic Economics J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Jurnal Ekonomi & Keuangan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Shirkah: Journal of Economics and Business EKONOMIKA SYARIAH : Journal of Economic Studies International Journal of Islamic Business and Economics (IJIBEC) Jurnal Perspektif JURNAL LENTERA BISNIS El-Barka: Journal of Islamic Economics and Business Journal of Islamic Accounting and Finance Research Jurnal Ilmiah Manajemen Kesatuan Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam AL-FALAH : Journal of Islamic Economics Share: Jurnal Ekonomi dan Keuangan Islam El-Qish: Journal of Islamic Economics EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Kajian Ekonomi dan Perbankan Syariah
Mohammad Nur Rianto Al Arif
Universitas Islam Negeri (UIN) Syarif Hidayatullah, Jakarta, Indonesia
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 71 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 71 Documents
Search

 4   5   6   7   8 
Structural Drivers of Risk-Taking in Indonesia’s Islamic Banks Agus Suprapto; Mohammad Nur Rianto Al Arif; Indo Yama; Titi Dewi Warninda
Signifikan: Jurnal Ilmu Ekonomi Vol. 15 No. 1 (2026)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v15i1.50328

Abstract

Research Originality: This research is original in its focus on the long-run structural determinants of risk-taking in Indonesian Islamic banking. Research Objectives: The study aims to analyze how liquidity, profit-and-loss sharing (PLS), financing growth, financing-to-deposit ratio (FDR), economic growth, and inflation influence risk-taking behavior in Islamic banks. Research Methods: This study employs ARDL and Error Correction Model (ECM) techniques. The study investigates quarterly data from 2015 to 2024 to assess short-run and long-run relationships. The ECM framework provides insights into the adjustment mechanism toward equilibrium. Empirical Results: In the short run, liquidity, PLS, and financing growth significantly affect risk-taking. In the long run, liquidity has a significant negative effect, whereas PLS and Z-score exhibit a positive effect. Other variables are not statistically significant. The ECM confirms a strong adjustment mechanism, indicating that approximately 33.5% of short-run deviations are corrected toward long-run equilibrium each quarter. Implications: Policymakers and practitioners should design risk management strategies that differentiate between short-run operational adjustments and long-run macroeconomic anticipation. JEL Classification: C32, G21, G32, O16
Co-Authors Abdul Hamid Abdul Hamid Agus Suprapto Aini Masruroh Al Athar, Muhamad Daniyal Aliyah, Hikmatul Amilin Amilin Amin, Irsyad Ali Arief Mufraini, Arief Arisman, A. Azis Budi Setiawan Chajar Matari Fath Mala Chajar Matari Fath Mala Dede Yati Deni Nugraha Dewanti, Endah Putri Dewanti, Endah Putri Dhofir, M. Alfan Haidar Dwi Nur’aini Ihsan Endah Putri Dewanti Euis Amalia Faishal Robbani Faizul Mubarok Ficky Septiana Firmansyah Firmansyah Firmansyah Hanifa, Suci Hanifah Hanifah Harahap, Darwis Hikmatul Aliyah Hilal Fathurrahman Iif Fikriyati Ihsani Ika Nurhikmah Ika Nurhikmah, Ika Indah Indria Wardani Indo Yama Irsyad Ali Amin Ismawati Haribowo, Ismawati Isnaeni Octaviani Jaenudin Jaenudin Mahmud, T.M. Zakir Muhamad Daniyal Al Athar Muhamad Nadratuzzaman Hosen Muhammad Anwar Muhammad Arief Mufraini Muhammad Iqbal Fasa Muniaty Aisyah, Muniaty Mustafa Edwin Nasution Mustafa Edwin Nasution Mutiara, Tira Nachrowi D Nachrowi Nachrowi, Nachrowi D Nofrianto Nofrianto PATRIANA, ELA Permanasari, Anita Purwoko, Agus Rahmah Putri Wijayanti Rahmawati, Rahmi Saifullah, Aulia Suci Hanifa T.M. Zakir Mahmud Titi Dewi Warninda Titi Dewi Warninda Titin Nurasiah Uut Tri Cahyani Yati, Dede Yuke Rahmawati, Yuke Zety Nasyatia