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OFFICE CHANNELING AND ITS IMPACT ON THE PROFITABILITY OF ISLAMIC BANK Arif, M. Nur Rianto Al; Rahmawati, Yuke
Jurnal Aplikasi Manajemen Vol. 15 No. 2 (2017)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (71.014 KB) | DOI: 10.21776/ub.jam.2017.015.02.08

Abstract

The purpose of this paper is to analyze that the office channeling policy that based on Bank Indonesia's rule no. 8/3/PBI/2006 had an on the profitability of Islamic banking industry in Indonesia. This research used ordinary least square regression to analyze the impact that office channeling as a dummy variable in this model. The result showed that office channeling didn't have a bearing on the profit rate of Islamic banking industry that measured. According to from this result, either regulator, parent's bank, and Islamic business unit had the obligation increase the socialization, education, and services to the customers
Efek Multiplier Wakaf Uang Dan Pengaruhnya Terhadap Program Pengentasan Kemiskinan Al Arif, M. Nur Rianto
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 46 No 1 (2012)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v46i1.41

Abstract

One of the Islamic fiscal instrument is waqf that have been played a significant role in economics.  Cash waqf is a new instrument  in  the  field  of  waqf  and  Islamic  economics as a facility for the purpose of worship and to achieve social welfare. The  development  of  the  waqf  field  through  cash  waqf, management  which  is  flexible  and  offers  many  choices.  Cash waqf have the multiplier effect in economic,  through this effect cash  waqf  can  be  used  as  instrument  to  poverty  alleviation program through community empowerment program.
Determinant of Efficiency in the Indonesian Islamic Banks Aliyah, Hikmatul; Hamid, Abdul; Al Arif, Mohammad Nur Rianto
Signifikan: Jurnal Ilmu Ekonomi Vol. 12 No. 1 (2023)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v12i1.30376

Abstract

This study aims to analyze the factors that influence the level of efficiency of Islamic commercial banks in Indonesia. The research employs a panel data analysis and a non-parametric Data Envelopment Analysis (DEA) to measure the level of efficiency. The panel data analysis showed that company size, profitability, liquidity, and management significantly affect the level of efficiency of Islamic banks in Indonesia, while capital and financing risk have no significant impact. The efficiency of Islamic banks in Indonesia should be maintained by balancing the distribution of assets, ensuring portfolio diversification, maintaining sufficient liquidity, and paying attention to management quality. The originality of this study, to the best of the author's knowledge, is that it is the first study to examine the determinants of efficiency in Indonesian Islamic commercial banks using quarterly data from the period of 2015-2020. As a result, the data analyzed has a sufficient amount.JEL Classification: C02, C14, C23, G01How to Cite:Aliyah, H., Hamid, A., & Al Arif, M. N. R. (2023). Determinants of Efficiency in the Indonesian Islamic Banks. Signifikan: Jurnal Ilmu Ekonomi, 12(1), 161-174. https://doi.org/10.15408/sjie.v12i1.30376.
The Rising Food Prices in Ramadan and Its Impact on Inflation Mutiara, Tira; Al Arif, Mohammad Nur Rianto; Anwar, Muhammad
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 2 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i2.46417

Abstract

Research Originality: This study proposes a new contribution by analyzing the seasonal pattern of rising food prices in Ramadan and its impact on inflation over the period 2018–2024. This data range allows for more recent and relevant identification. Research Objectives: This study aims to describe food prices before, during, and after Ramadan and to analyze their impact on inflation, using data from January 2018 to May 2024. Research Methods: This research uses descriptive statistical methods to analyze food prices and inflation, and multiple linear regression to examine the impact of food prices on inflation. Empirical Results:  This study found that prices of all food commodities tended to increase before, during, and after Ramadan, especially in Ramadan 2022. Descriptively, inflation also showed an increasing pattern before, during, and after Ramadan in most observation years, except 2020. Multiple linear regression analysis revealed that only chicken prices had a significant effect on inflation, while the other nine foods did not. Implications: These findings suggest that the government prioritize controlling the prices of strategic commodities like chicken during Ramadan by stabilizing supply and disseminating price information equitably. Furthermore, education on wise consumption and support for food access for poor groups can help mitigate price fluctuations on the demand side. JEL Classification: Q110, E310, E210 How to Cite:Mutiara, T., Al Arif, M. N. R., & Anwar, M. (2025). The Rising Food Prices in Ramadhan and Its Impact on Inflation. Signifikan: Jurnal Ilmu Ekonomi, 14(2), 407-422. https://doi.org/10.15408/sjie.v14i2.46417.
The role of trust on investors' intention to shares waqf in Indonesia Amin, Irsyad Ali; Al Arif, M. Nur Rianto
Jurnal Ekonomi & Keuangan Islam Volume 10 No. 2, July 2024
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol10.iss2.art8

Abstract

Purpose – This study examines the direct and indirect relationships between the variables of waqf literacy, reputation, and integrity and investors' intentions in waqf shares.Methodology – This study uses the Smart Equation Modeling (SEM) analysis approach with SEM PLS 4.0. A total of 247 investors were obtained through the questionnaire distribution.Findings – The results of this study indicate that waqf literacy, reputation, and integrity have a significant positive direct effect on trust and investor intention in waqf shares. The trust variable has a significantly positive effect on investor intention in waqf shares. The trust variable can moderate the influence of waqf literacy, reputation, and integrity on investor intention in waqf shares.Implications – For future researchers to enrich research on share waqf by adding other factors, discussing case studies specifically on share waqf nazirs, and comparing their management with other countries. To establish cooperation with stock exchange members who have Sharia Online Trading System (SOTS) services to make it easier for investors to share waqf. Originality – This study adds trust variables as mediation for other variables and revalidates the results of the influence of waqf literacy, reputation, and integrity on investor intention in waqf shares.
EFEK MULTIPLIER ZAKAT TERHADAP PENDAPATAN DI PROVINSI DKI JAKARTA Al Arif, M. Nur Rianto
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 4 No. 1 (2012)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v4i1.2533

Abstract

The aim of this research is to analyse the multiplier effect of zakâh revenue in DKI Jakarta. A study case at Badan Amil Zakat, Infak, and Sadaqah (BAZIS) DKI Jakarta. Least square method is used to analyze the data. The coefficients will be used to calculate the multiplier effect of zakâh-revenue and it will  be compared with the economy without zakah revenue. The results showed 2,522 multiplier effects of zakâh-revenue and 3.561 multiplier effect ofeconomic income without zakâh-revenue. This suggests that the management of zakat in BAZIS Jakarta still can have a significant influence on the economy.DOI: 10.15408/aiq.v4i1.2533
Structural Drivers of Risk-Taking in Indonesia’s Islamic Banks Agus Suprapto; Mohammad Nur Rianto Al Arif; Indo Yama; Titi Dewi Warninda
Signifikan: Jurnal Ilmu Ekonomi Vol. 15 No. 1 (2026)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v15i1.50328

Abstract

Research Originality: This research is original in its focus on the long-run structural determinants of risk-taking in Indonesian Islamic banking. Research Objectives: The study aims to analyze how liquidity, profit-and-loss sharing (PLS), financing growth, financing-to-deposit ratio (FDR), economic growth, and inflation influence risk-taking behavior in Islamic banks. Research Methods: This study employs ARDL and Error Correction Model (ECM) techniques. The study investigates quarterly data from 2015 to 2024 to assess short-run and long-run relationships. The ECM framework provides insights into the adjustment mechanism toward equilibrium. Empirical Results: In the short run, liquidity, PLS, and financing growth significantly affect risk-taking. In the long run, liquidity has a significant negative effect, whereas PLS and Z-score exhibit a positive effect. Other variables are not statistically significant. The ECM confirms a strong adjustment mechanism, indicating that approximately 33.5% of short-run deviations are corrected toward long-run equilibrium each quarter. Implications: Policymakers and practitioners should design risk management strategies that differentiate between short-run operational adjustments and long-run macroeconomic anticipation. JEL Classification: C32, G21, G32, O16
Determinant of Islamic Mutual Fund Performance: A Comparative Study Between Indonesia and Malaysia Al Arif, Mohammad Nur Rianto; Saifullah, Aulia
EQUILIBRIUM Vol 9, No 1 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i1.10231

Abstract

This study aims to analyze determinant performance of Islamic equity funds and compare the performance of Indonesian Islamic equity funds with Malaysian Islamic equity funds period 2017-2019. Factors that are thought to affect the performance of mutual funds are past performance and inflation. Mutual fund performance itself is measured using the Sharpe Index. This study uses secondary data and the sample is taken using purposive sampling. Methods of data analysis using Panel Data Regression. This study indicates that simultaneously the variables Past Performance and Inflation affect the performance of Islamic equity mutual funds in Indonesia and Malaysia.Furthermore, it partially shows that Past Performance harms the performance of Islamic equity funds, while inflation positively affects the performance of Islamic equity funds. In addition, this study also shows that there is a significant difference between the performance of Indonesian and Malaysian Islamic equity funds. Malaysian Islamic equity funds were superior to Indonesian Islamic equity funds in 2017-2019.
Determinants of Net Asset Value of Islamic Mutual Funds in Indonesia Ficky Septiana; M. Nur Rianto Al Arif
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5443

Abstract

Net asset value is one of the indicators used in measuring the performance of a mutual fund. This study aims to examine what factors determine the net asset value of Islamic mutual funds in Indonesia. By using the vector error correction model, this study found that in the short term all variables did not affect the net asset value. But the composite stock price index and the rate of return have a long-term effect. These results indicate that the company must strengthen the company's internal aspects to improve the performance of the Islamic mutual funds it manages.
The Effect of Sharia Bank Financing, Zakat, and Education Expense, on Economic Growth and Human Development Index in Indonesia 2015-2019 Indah Indria Wardani; Mohammad Nur Rianto Al Arif
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 5 No. 1 (2021): January-June 2021
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v5i1.4096

Abstract

Islamic bank financing, zakat, and education expenditure can increase Indonesia’s economic growth and Human Development Index (HDI). Islamic bank financing could be funding capital for the community. Zakat plays a role in wealth distribution, while education expenditure contributes by improving the quality of human resources. This study analysed the direct and indirect relationship between Islamic bank financing, zakat, and education expenditure to economic growth and HDI. Data were analysed using path analysis based on panel data for the period 2015-2019. The results showed that the Islamic bank financing, zakat and education expenditure had a significant positive effect on economic growth. Islamic bank financing, zakat, and education expenditure had a significant positive impact on HDI. At the same time, the indirect implications showed that Islamic bank financing, zakat, and education expenditure have a significant positive effect on HDI through economic growth. Pembiayaan perbankan syariah, zakat, dan belanja pendidikan menjadi instrumen yang dapat meningkatkan pertumbuhan ekonomi dan di Indonesia. Pembiayaan perbankan syariah dapat menjadi modal pendanaan bagi masyarakat, zakat berperan sebagai penyalur kekayaan, sedangkan belanja pendidikan dapat meningkatkan kualitas sumber daya manusia. Penelitian ini menganalisis hubungan langsung dan tidak langsung antara variabel pembiayaan bank syariah, zakat, dan pengeluaran pendidikan terhadap pertumbuhan ekonomi dan IPM. Analisis data menggunakan path analysis berdasarkan data panel untuk periode 2015-2019. Hasil penelitian menunjukkan bahwa pembiayaan bank syariah, zakat dan belanja pendidikan berpengaruh positif signifikan terhadap pertumbuhan ekonomi. Pembiayaan perbankan syariah, zakat, dan belanja pendidikan berpengaruh positif signifikan terhadap IPM. Sedangkan pengaruh tidak langsung menunjukkan bahwa pembiayaan bank syariah, zakat, dan pengeluaran pendidikan berpengaruh positif signifikan terhadap IPM melalui pertumbuhan ekonomi.