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All Journal CEMARA al-Uqud : Journal of Islamic Economics Jurnal Sosial Humaniora JURNAL MANAJEMEN DAN BISNIS INDONESIA Indonesian Journal of Accounting and Governance Ulumuna: Jurnal Studi Keislaman Performance : Jurnal Bisnis dan Akuntansi wacana equiliberium (jurnal pemikiran penelitian ekonomi) Journal of Food Technology and Agroindustry Coopetition : Jurnal Ilmiah Manajemen Darmabakti : Junal Pengabdian dan Pemberdayaan Masyarakat Shafin: Sharia Finance and Accounting Journal AbdiTechno (Jurnal Pengabdian Masyarakat) Jurnal Abdi Masyarakat Indonesia Journal MISSY (Management and Business Strategy) Jurnal Abdimas Sosek (Jurnal Pengabdian dan Pembardayaan Masyarakat) Journal of Business Management and Economic Development Journal of Accounting and Financial Issue Ektasi : Jurnal Ekonomi, Akutansi dan Organisasi Indonesian Journal of Accounting and Governance Abhakte
Very Andrianingsih
Program Studi Manajemen, Fakultas Ekonomi Dan Bisnis, Universitas Wiraraja
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Pengaruh Modal Sendiri, Kredit Usaha Rakyat (KUR), dan Tenaga Kerja Terhadap Pendapatan UMKM di Kecamatan Batuan Ila, Kholifatul; Andrianingsih, Very
Journal MISSY (Management and Business Strategy) Vol 6 No 2 (2025): MISSY
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Wiraraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/missy.v6i2.4689

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are a sector that plays a significant role in driving Indonesia's economic growth. They are also considered a key force in strengthening economic resilience. The purpose of this study is to analyze the relationship between equity, micro-enterprise credit (KUR), and labor on MSME income in Batuan District. This study employed a quantitative method with a descriptive approach. The data used were primary data obtained through questionnaires distributed to MSMEs in Batuan District. The population of this study was 176 MSMEs, using a non-probability purposive sampling technique to obtain a sample of 82 respondents. Data management was performed using IBM SPSS 26. The results of this study indicate that the three independent variables, equity, micro-enterprise credit (KUR), and labor, both separately and simultaneously, significantly influence MSME income in Batuan District
Strategi Peningkatan Kesejahteraan dan Pengelolaan Keuangan Kelompok Tani Kelapa Makmur melalui Pendekatan Arisan sebagai Skema Keuangan Alternatif di Desa Lombang Dessy Novitasari Laras Asih; Very Andrianingsih; Moh Faisol
Abhakte Jurnal Pengabdian Kepada Masyarakat Vol 3 No 2 (2025): ABHAKTE
Publisher : Fakultas Sosial dan Ilmu Politik Universitas Wiraraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/abhakte.v3i2.4754

Abstract

Lombang Village in Sumenep Regency relies heavily on seasonal agriculture, particularly watermelon and coconut production, resulting in unstable farmer incomes due to market fluctuations and climate change. The "Kelapa Makmur" Farmers Group operates an informal savings and loan program, but its conventional management limits its effectiveness for productive activities. Low financial literacy and poor business record-keeping hinder the potential of this initiative. This community service program aims to transform arisan into a productive financial scheme and improve members' financial literacy and business planning skills through a structured, participatory approach. Key activities include problem identification, training module development, financial literacy training, mentorship for productive arisan usage, and evaluation. Expected outcomes include better financial skills among members, optimized arisan funds, a transparent financial recording system, and enhanced economic resilience for farmers, ultimately contributing to community economic empowerment.
Co-Authors Adhiyah, Dwiki Erik Fatah Amir Hamzah Amirul Fathoni Aprilya Dwi Yandari Dessy Novitasari Laras Asih Dody Tri Kurniawan Fauziah, Ria Rizki Firmansyah, Raden Arief Ila, Kholifatul Intan Komariyah Kusuma, Rendra maulana, Wahyu Miftahol Arifin MIFTAHOL ARIFIN, MIFTAHOL Miftahul Jannah Moh. Baqir Ainun Moh. Faisol Mohammad Jusuf Supriadi Mohammad Rofik Muhammad Ilham Cholif Nur Inna Alfiyah Nur Inna Alfiyah Nurita Andriani nurul kholifah Oktarina, Nur Dita Ramadhani, Moch. Darma Wahyu Rika Diananing Putri Wahyu Maulana, Wahyu Wulandari, Juwita