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Pengaruh Modal Sendiri, Kredit Usaha Rakyat (KUR), dan Tenaga Kerja Terhadap Pendapatan UMKM di Kecamatan Batuan Ila, Kholifatul; Andrianingsih, Very
Journal MISSY (Management and Business Strategy) Vol 6 No 2 (2025): MISSY
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Wiraraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/missy.v6i2.4689

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are a sector that plays a significant role in driving Indonesia's economic growth. They are also considered a key force in strengthening economic resilience. The purpose of this study is to analyze the relationship between equity, micro-enterprise credit (KUR), and labor on MSME income in Batuan District. This study employed a quantitative method with a descriptive approach. The data used were primary data obtained through questionnaires distributed to MSMEs in Batuan District. The population of this study was 176 MSMEs, using a non-probability purposive sampling technique to obtain a sample of 82 respondents. Data management was performed using IBM SPSS 26. The results of this study indicate that the three independent variables, equity, micro-enterprise credit (KUR), and labor, both separately and simultaneously, significantly influence MSME income in Batuan District
Strategi Peningkatan Kesejahteraan dan Pengelolaan Keuangan Kelompok Tani Kelapa Makmur melalui Pendekatan Arisan sebagai Skema Keuangan Alternatif di Desa Lombang Dessy Novitasari Laras Asih; Very Andrianingsih; Moh Faisol
Abhakte Jurnal Pengabdian Kepada Masyarakat Vol 3 No 2 (2025): ABHAKTE
Publisher : Fakultas Sosial dan Ilmu Politik Universitas Wiraraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/abhakte.v3i2.4754

Abstract

Lombang Village in Sumenep Regency relies heavily on seasonal agriculture, particularly watermelon and coconut production, resulting in unstable farmer incomes due to market fluctuations and climate change. The "Kelapa Makmur" Farmers Group operates an informal savings and loan program, but its conventional management limits its effectiveness for productive activities. Low financial literacy and poor business record-keeping hinder the potential of this initiative. This community service program aims to transform arisan into a productive financial scheme and improve members' financial literacy and business planning skills through a structured, participatory approach. Key activities include problem identification, training module development, financial literacy training, mentorship for productive arisan usage, and evaluation. Expected outcomes include better financial skills among members, optimized arisan funds, a transparent financial recording system, and enhanced economic resilience for farmers, ultimately contributing to community economic empowerment.
Gerakan PBLHS SMA Negeri 1 Bluto: Implementasi Ekonomi Sirkular dan Eco-Entrepreneurship Melalui Teknologi Plastic Crusher Imam Rofiqi; Very Andrianingsih; Mohammad Firlie Pranata; Evi Dwi Hastri; Moh. Baqir Ainun
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 6 No. 1 (2026): Jurnal Pengabdian Masyarakat Nusantara
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v6i1.10585

Abstract

Plastic waste management in the school environment remains a fundamental issue that contributes to low levels of student awareness regarding the circular economy and the implementation of the School-Based Environmental Care and Culture Movement (Peduli dan Berbudaya Lingkungan Hidup di Sekolah/PBLHS). This community service program was conducted at SMA Negeri 1 Bluto under the theme of an Eco-Entrepreneurship-Based PBLHS Movement through the implementation of Plastic Crusher technology and Augmented Reality (AR) learning media. The objectives of this program were to enhance students’ understanding, managerial skills, and participation in eco-entrepreneurship-based waste management. The methods employed included socialization, training, mentoring, and the direct application of appropriate technology and interactive learning media. The results indicate significant improvements: students’ understanding of the contribution of the circular economy increased from 20% to 100%, environmental participation rose from 15% to 85%, and students’ managerial skills reached 85%, marked by the establishment of an eco-entrepreneurship group formally authorized through a Principal’s Decree. In addition, one PBLHS implementation roadmap and one digital Business Model Canvas (BMC)-based business model document were developed. In conclusion, this program successfully enhanced students’ capacity in social and managerial aspects through the integration of appropriate technology and digital innovation, thereby supporting the development of a sustainable school culture grounded in circular economy principles and eco-entrepreneurship.