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ANALISIS KONTRIBUSI DAN EFEKTIVITAS PENERIMAAN RETRIBUSI PARKIR TERHADAP PENDAPATAN ASLI DAERAH KOTA MALANG Putri, Neysa Adelia Nova Abdullah; Galuh, Ajeng Kartika
Journal of Development Economic and Social Studies Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.1.21

Abstract

The purpose of this study is to determine the contribution and effectiveness of the receipt of parking fees to local revenue in Malang in 2015-2022. This research is expected to be used as material for suggestions for local governments to determine the businesses that local governments need to do to encourage increasing parking retribution. In this study, the data analysis method used is a quantitative data analysis method. Based on this study's results, parking fees' contribution to local revenue shows a fluctuating tendency and has an average of 1.29% in the study year. While the effectiveness of parking levies tends to decline in the study year with an average of 96.07%. Receipt of regional levies needs to be at a level in order to increase the effectiveness of parking fees and support the contribution of parking fees to local revenue.
PENGARUH PMDN, PMA, PENGELUARAN PEMERINTAH DAN TENAGA KERJA TERHADAP PERTUMBUHAN EKONOMI Fiorentina, Risma Fahrella; Ajeng Kartika Galuh
Journal of Development Economic and Social Studies Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.2.3

Abstract

Central Java is a province on the island of Java that is experiencing relatively low economic growth. Even though Central Java Province has sufficient potential to support economic growth. Therefore, researchers in this study will identify whether there is influence of Foreign Investment, Domestic Investment, Workforce, and Government Expenditures on Economic Growth in Central Java. This research focuses on districts/cities in Central Java province. The data in this study were obtained from the Central Bureau of Statistics (BPS). To find out whether these variables affect economic growth in Central Java, panel data regression analysis is used. This research produces PMDN, Government Expenditures, and Labor which have a positive and significant effect on Economic Growth in Central Java.
ANALISIS SEKTOR UNGGULAN TERHADAP PENYERAPAN TENAGA KERJA Nisa', Khoirun; Ajeng Kartika Galuh
Journal of Development Economic and Social Studies Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.3.15

Abstract

Gerbangkertosusila is a development area that contributes the largest income in East Java. However, the high Gross Regional Domestic Product (GRDP) in this region is apparently followed by a high unemployment rate. Therefore, it is necessary to identify and develop leading sectors that have the potential to absorb a lot of labor. This study aims to analyze the influence of each leading sector on labor absorption in the Gerbangkertosusila region from 2013 to 2022. The sectors analyzed include the manufacturing industry sector, construction sector, trade and repair sector, accommodation and food beverage supply sector, also information and communication sector. The results of the analysis show that the manufacturing industry sector and the trade and repair sector are effective in absorbing a lot of labor. Meanwhile, the construction sector, accommodation and food beverage supply sector, and information and communication sector are less effective in absorbing labor. The two sectors that are effective in absorbing a lot of labor should be the main focus of regional development in order to increase regional economic growth, increase community income, and reduce the unemployment rate.
PERBANDINGAN KINERJA PERBANKAN MELALUI RASIO KEUANGAN BERDASARKAN ASPEK RISK PROFILE, EARNINGS, DAN CAPITAL SEBELUM DAN SELAMA PANDEMI COVID-19 (Studi Pada Bank BUMN Konvensional) Wibowo, Dimas Hary; Galuh, Ajeng Kartika
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.1.09

Abstract

Financial ratios as an indicator of bank performance, in conventional state-owned banks show differences in performance between before and during the Covid-19 pandemic. This study aims to see whether there are conventional state-owned banks that have significant differences in performance between before and during the Covid-19 pandemic, as seen through the financial ratios. Financial ratios Non Performing Loan (NPL) and Loan to Deposit Ratios (LDR) as a projection from the Risk Profile aspect, Return on Asset (ROA), Return on Equity (ROE), and Net Interest Margin (NIM) as a projection from the Earnings aspect, as well as the Capital Adequacy Ratio (CAR) as a projection from the Capital aspect. The data analysis method is a different test used Paired Sample t-Test and Wilcoxon Signed Ranks Test. The study results indicate a decrease in performance based on aspects of Risk Profile, Earnings, and Capital in conventional state-owned banks. From the results of data analysis, it was also found that bank Mandiri showed significant differences in NPL, LDR, ROA, ROE, NIM, and CAR, bank BRI showed significant differences in NPL, LDR, ROA, and ROE, bank BNI showed significant differences in NPL, LDR, ROA, ROE, and NIM, as well as at bank BTN showed significant differences in LDR, ROA, and CAR.
PENGARUH SISTEM LAYANAN JEMPUT ZAKAT, LAYANAN VIA TRANSFER, LAYANAN KONTER ZAKAT DAN KUALITAS PELAYANAN TERHADAP PREFERENSI MUZAKKI MEMBAYAR ZAKAT DI BAZNAS KOTA MOJOKERTO Sutiyani, Dina; Galuh, Ajeng Kartika
Islamic Economics and finance in Focus Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.1.07

Abstract

This study aims to determine the effect of the zakat pick-up service system, transfer service, zakat counter service, and service quality on the preferences of muzakki to pay zakat at BAZNAS Mojokerto City. The approach used in this research is a quantitative approach. The sampling method or respondents from this research is opening 98 muzakki. The data used is taken through the distribution of questionnaires. This study uses a binomial logistic regression analysis technique using a test tool, namely the SPSS 22.0 program. The results showed that simultaneously, the variables of zakat pick-up service (X1), zakat transfer service (X2), zakat counter service (X3) and service quality (X4) had a significant effect on the preference of muzakki to pay zakat (Y). Partially, each variable of zakat pick-up service, zakat transfer service, zakat counter service and service quality has a significant effect on the preferences of muzakki to pay zakat in BAZNAS of Mojokerto City.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PREFERENSI GENERASI MILENIAL MUSLIM MEMILIH PERBANKAN SYARIAH Komalasari, Salsabila Isfa; Galuh, Ajeng Kartika
Islamic Economics and finance in Focus Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.4.03

Abstract

This research is aimed to analyze factors influencing muslim millennial prefrences in choosing product and service sharia banking. The independen variables in this research are advantages, knowledge, religiosity and technology. This research is descriptive qualitative research, with muslim millennial in Eest Java as the population. The data are taken directly by questionnaire from one hundred respondent. Data analysis using reliability test, validality test and classical assumption test and then multiple linear regression, T test dan F test was employed to evaluated the data. The result show that the advantage and religiosity had a significant effect on the muslim millennial preferences in choosing product and service sharia banking, while the knoweledge and Technology had no effect on on the muslim millennial preference in choosing product and service sharia banking.
PREFERENSI KEPUTUSAN MEMBAYAR ZAKAT, INFAQ, SEDEKAH DI LEMBAGA AMIL ZAKAT MELALUI PEMBAYARAN DIGITAL Nabilah, Ulfa; Galuh, Ajeng Kartika
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.05

Abstract

The high number of Muslim population and the potential for Zakat, Infaq and Alms (ZIS) in Indonesia do not reflect the collection of ZIS in Indonesia by the Amil Zakat Institution (LAZ). Efforts to maximize ZIS collection by LAZ require innovation in the form of digital payment methods. The purpose of this research is to find out the preferences of muzakki in channeling ZIS funds through digital payments to LAZ based on LAZ's reputation in the community, the ZIS distribution program to mustahiq, the convenience offered on LAZ digital payments, and the digital ZIS payment method by muzakki. The method in this study is quantitative by using logistic regression data analysis. The results of this study partially LAZ reputation variables and digital ZIS payment methods have a significant and positive effect on the decision to pay ZIS through digital payments. Simultaneously the LAZ reputation variable, ZIS distribution program, convenience, and digital ZIS payment methods have a significant effect on the decision to pay ZIS through digital payments. So, from this research it can be seen that muzakki's trust and the development of digital payment technology offered by LAZ have influenced muzakki's interest in paying ZIS at the LAZ.
FAKTOR-FAKTOR YANG MEMENGARUHI KEPUTUSAN PEMBELIAN PRODUK REKSADANA SYARIAH DI APLIKASI BIBIT Aliifah, Shofi; Galuh, Ajeng kartika
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.06

Abstract

Both in terms of quantity and NAV based on the OJK report as of August 2022, the level of sharia mutual funds is still relatively low in comparison to conventional mutual funds. According to KSEI data as of June 2022, investors primarily belong to the millennial and Z generations. This is a result of how convenient financial technology has made investing, and one of Indonesia's most well-known investment businesses is Bibit. This study aims to identify the elements that millennial and Z generations use to decide whether to buy sharia mutual fund products using the Bibit application. In this quantitative study, 96 individuals who have acquired Islamic mutual fund products range in age from 17 to 40. According to the findings of logistic regression research, financial capability, returns, and Islamic financial literacy simultaneously have an impact on consumers' purchasing decisions. Partially, Islamic financial literacy and ability have no discernible impact, whereas return has a positive and significant impact. As a result, it is known that return is the primary factor in millennial and Z generations' decisions to purchase Islamic mutual fund products through the Bibit application.
PENGARUH LITERASI KEUANGAN DAN LITERASI DIGITAL TERHADAP PREFERENSI MENGGUNAKAN QRIS BSI MOBILE (STUDI KASUS GEN Z DI KOTA MALANG) Nurdien, Faiz Ghifary; Galuh, Ajeng Kartika
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.04.02

Abstract

Digital transformation in the financial industry creates new innovations, namely fintech, mobile banking is one of the mobile payment-based fintech products. BSI as a new bank digitizes by creating BSI Mobile which provides QRIS as a payment method whose use has increased positively. As a digital-based financial innovation technology product, financial literacy and digital literacy are needed in the provision of its use, even in the literacy of the Indonesian people both financial and digital has increased positively. So this research was conducted to examine the effect of financial literacy and digital literacy on preferences for using QRIS BSI Mobile among Gen Z in Malang City. Quantitative research type descriptive approach. With purposive sampling technique using the Lemeshow formula, 100 respondents were obtained. Data was analyzed using ordinal regression. The results showed that financial literacy and digital literacy have an influence on preferences for using QRIS BSI Mobile. The conclusion of the research results shows that the preference to use QRIS BSI Mobile among Gen Z in Malang City is influenced by financial literacy and digital literacy possessed by its users.
PENGARUH PENGETAHUAN INVESTASI, PENDAPATAN DAN KEMAJUAN TEKNOLOGI TERHADAP MINAT INVESTASI MASYARAKAT USIA PRODUKTIF DI REKSA DANA SYARIAH MELALUI APLIKASI BIBIT Al Farizi, Muhammad Hafidz; Ajeng Kartika Galuh
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.11

Abstract

Investment is one of the crucial matters in people’s personal financial management. Therefore, younger generations have started to make investments in capital markets. Indonesia has the largest potential of becoming the largest capital market globally. Unfortunately, Islamic capital market in the country, especially Islamic mutual funds, is still far behind the conventional ones. Therefore, in order to ensure that the huge potential is not wasted, effective measures to increase people’s intention for investment in Islamic capital market, especially in Islamic mutual funds, are required. The objective of this research is to investigate the effects of investment knowledge, income, and technological advancement on the intention of productive-age people to invest in Islamic capital market, particularly Islamic mutual funds, through Bibit. Using random sampling, 100 people were selected as the respondents. The results of the data analysis using multiple linear regression indicate that investment knowledge, income, and technological advancement influence the intention of productive-age people to invest in Islamic mutual funds through Bibit.