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AKUNTABILITAS PENGELOLAAN ZAKAT DAN INFAQ PADA MASJID-MASJID DI DESA PANGSOR KABUPATEN SUBANG DI TINJAU DALAM PERSEPKTIF ISLAM Rizky Sulaiman Yusup; Ade Albayan; Fenny Damayanti Rusmana
Jurnal Ekonomi Syariah Indonesia (JESI) Vol. 3 No. 2 (2024): September
Publisher : STEI Al-Amar Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57171/jesi.v3i2.34

Abstract

Pengelolaan zakat dan infaq yang akuntabel sangat penting dalam ajaran Islam. Di Desa Pangsor Kabupaten Subang, masjid menjadi lembaga utama pengelola zakat dan infaq dari warga. Dalam penelitian ini penulis membahas mengenai bagaimana sistem akuntabilitas pengelola zakat dan infaq Di Desa Pangsor. Dengan tujuan mengetahui akuntabilitas pengelola zakat dan infaq Di Desa Pangsor dalam perspektif Islam. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan melalui wawancara, dokumentasi dan menarik kesimpulan. Hasil penelitian menunjukkan bahwa sistem akuntabilitas pengelolaan zakat dan infaq Di Desa Pangsor belum dilakukan secara optimal. Dari perspektif islam pengelolaan zakat dan infaq seharusnya mengedepankan prinsip amanah, keadilan dan transparansi. Penerapan buku panduan pengelolaan zakat dan infaq yang lemah perlu dibenahi agar sesuai dengan tuntunan syariah islam. Meskipun yang tidak menggunakan masih menjadi minoritas. Namun hal, tersebut tidak sesuai syariah islam. Upaya yang dilakukan pengurus Baznas Desa Pangsor melakukan sosialisasi pentingnya penggunaan buku panduan pengelolaan dana zakat dan infaq.
KAJIAN PARADIGMA EKONOMI BERKELANJUTAN DI INDONESIA SEBAGAI NEGARA BERKEMBANG DALAM PERSPEKTIF ISLAM Asriani Asriani; Fenny Damayanti Rusmana; Opan Arifudin
Jurnal Ekonomi Syariah Indonesia (JESI) Vol. 3 No. 2 (2024): September
Publisher : STEI Al-Amar Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57171/jesi.v3i2.40

Abstract

Penelitian ini dilatarbelakangi oleh tantangan besar seperti ketidaksetaraan ekonomi, akses terbatas ke pendidikan dan pelayanan kesehatan, serta dampak lingkungan menjadi fokus utama. Namun, terdapat peluang signifikan melalui akses ke pasar global, teknologi informasi, dan kerja sama internasional. Tujuan penelitian adalah untuk mengetahui paradigma ekonomi berkelanjutan di Indonesia sebagai negara berkembang dalam perspektif islam. Metode penelitian yang digunakan adalah metode penelitian kualitatif. Hasil penelitian menunjukkan bahwa Islam sebagai agama yang komprehensif mengatur seluruh aspek kehidupan, termasuk pengembangan negara berkelanjutan. Prinsip-prinsip negara dan berkelanjutan dalam ekonomi Islam yang didasarkan pada keadilan dan keseimbangan, dapat menjadi landasan yang kuat dalam menghadapi tantangan ekonomi.
The Influence of Employee Service Quality on Consumer Satisfaction at Syifamart As-syifa Boarding School Viewed from Sharia Economics Fenny Damayanti Rusmana; Ade Albayan; Neng Rina
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 6 (2023)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i6.75

Abstract

The background of this research is that service quality is one of the company's assets in an effort to fulfill needs and desires and ultimately will create customer satisfaction. The purpose of this research is to determine the quality of employee service on customer satisfaction at Syifamart As-Syifa Boarding School from a sharia economic perspective. The method used in this research is quantitative. The results of this research show that Service quality has a positive and significant effect on customer satisfaction, the better the service provided, the more satisfied the customer will feel, because service quality is closely related to customer satisfaction, according to a simple definition as a condition where customer needs, desires and expectations can be met. All of this can be proven from the results of the hypothesis and also from the results of filling out the questionnaire from the respondents.
Review of Islamic Law on Online-Based Loan Financing Practices in Society Leni Leni; Udin Wahrudin; Fenny Damayanti Rusmana
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 6 (2023)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i6.80

Abstract

The background of this research is the problem of online lending practices in fintech lending cash loans that have not been registered with the Financial Services Authority and how Islamic law reviews online lending practices in fintech lending cash loans that have not been registered with the Financial Services Authority. The purpose of this research is to determine the review of Islamic law regarding the practice of online-based loan financing in society. The method used in this research is qualitative. The results of this research indicate that the review of Islamic law regarding online lending practices in fintech lending cash loans that have not been registered with the Financial Services Authority is not in accordance with Islamic law, because it contains usury. First, usury is an addition to the principal debt which includes usury qardh. Second, usury is a fine if you are late in repayment or past the due date, which includes jahiliyah usury. Furthermore, the practice of online lending in fintech lending cash loans is not in accordance with Islamic law because it contains elements of gharar due to uncertainty and lack of clarity in the operational system or agreements that have been made.
Management Strategy For UMKM Palm Sugar Smes Towards Increasing Competitivenees Through E-Commerce From An Islamic Perspective Dikri Abdal Haq; Fenny Damayanti Rusmana; Ridla Mutiah
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 4 (2024)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i4.194

Abstract

Cimenteng palm sugar from Cimenteng Village, Cijambe District, Subang Regency, West Java, is known for its high quality thanks to its distinctive sweet taste and soft texture. Since ancient times, palm trees have grown abundantly in this area, and local people have processed the sap into palm sugar. Initially, production was carried out traditionally, but with technological developments, processing using modern equipment has increased efficiency. The advantages of Cimenteng Palm Sugar include its distinctive sweet taste, soft texture, bright color, long shelf life and high nutritional content. Palm sugar plays an important role in the economy of Cimenteng Village, making a major contribution to income and employment. This research discusses strategies for managing palm sugar MSMEs through e-commerce in Cimenteng Village. Survey and interview results show that a lack of understanding of marketing strategies and minimal sales through e-commerce are the main problems for palm sugar MSME entrepreneurs in this village. Management strategies are designed to increase the competitiveness of palm sugar MSMEs, including improving product quality, market access through e commerce platforms, and increasing knowledge about e-commerce. Supporting factors for the strategy involve government support, technological advances, public awareness, and Islamic values. However, limited skills, access to capital, market competition and consumer confidence are inhibiting factors. The conclusion highlights the potential for developing palm sugar MSMEs through an e-commerce strategy that takes Islamic values into account. Recommendations were submitted to the government to provide further support, while palm sugar MSMEs were encouraged to improve product quality, utilize e commerce, and build consumer trust by implementing Islamic values. The community is expected to support the development of palm sugar MSMEs through awareness of the importance of e-commerce.
Analysis of Muslim Cash Businesses From an Islamic Economic Perspective Ach Goesli; Juhadi Juhadi; Fenny Damayanti Rusmana
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 7 (2023)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i7.198

Abstract

This research is motivated by the basic values ​​of Islamic economics are a set of values ​​that are believed in with all faith, which will become the basis of the Islamic economic paradigm, including business. The purpose of this research is to find out the Islamic economic review of the Muslim fashion business. This research uses qualitative research methods. Based on the research results, it shows that basic values such as a good philosophical value, instrumental and institutional, are based on the Al-Qur'an and Hadith which are the two highest normative sources in the Islamic religion. This is the main thing that differentiates Islamic economics from conventional economics, namely the placement of religious teachings as the main source of economic knowledge. Business according to Islam can be interpreted as a series of business activities in various forms which are not limited by the amount (quantity) of ownership of assets (goods/services) including profits but are limited in the manner and acquisition and utilization of assets (halal and haram rules). With sharia control, business aims to achieve four things, namely target results (material profit and non-material benefits), growth which means continuing to increase, sustainability for as long as possible and the blessing of Allah SWT's pleasure.
Analysis of Factors Influencing Customer Interest in Using Sharia Insurance Products in Indonesia Muhammad Bagus Krisdianto; Fenny Damayanti Rusmana; Slamet Karmawan
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 7 (2023)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i7.201

Abstract

This research seeks to analyze and describe the analysis of factors that influence customer interest in using sharia insurance products in Indonesia. The aim of this research is to analyze the factors that influence customer interest in using sharia insurance products in Indonesia. This research uses a qualitative approach, using data processing techniques based on interviews, observations and documentation related to this research. The research results obtained are the factors that the public is interested in in sharia insurance products, namely maintaining a good reputation which reflects the quality and quantity of sharia insurance products, and this is an assessment from the community itself. So, the better the reputation of sharia insurance, the more it will attract public interest in sharia insurance products.