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Hilda Kumala Wulandari
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Pengaruh Inklusi Keuangan, Literasi Keuangan, dan Payment Gateway terhadap Pengelolaan Keuangan Kecamatan Wanasari Aula, Anisa Darojatu; Hilda Kumala Wulandari; Anisa Sains Kharisma; Dumadi, Dumadi
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 2: Januari 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i2.10999

Abstract

Penelitian ini bertujuan untuk menilai pengaruh dari inklusi finansial, pemahaman tentang keuangan, dan penggunaan payment gateway (QRIS) dalam pengelolaan keuangan Usaha Mikro, Kecil, dan Menengah (UMKM) di Kecamatan Wanasari. UMKM memainkan peranan penting dalam ekonomi nasional, tetapi masih menghadapi berbagai masalah, terutama dalam hal pengelolaan keuangan yang efisien dan efektif. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei yang melibatkan distribusi kuesioner kepada 185 responden yang merupakan pelaku UMKM di Kecamatan Wanasari. Data yang terkumpul dianalisis dengan bantuan perangkat lunak SPSS versi 26, melalui serangkaian prosedur seperti uji validitas dan reliabilitas, pengujian asumsi klasik, analisis regresi linier berganda, serta pengujian hipotesis guna memperoleh kesimpulan yang valid dan dapat dipertanggungjawabkan secara akademik Secara keseluruhan, ketiga variabel independen ini juga menunjukkan dampak yang signifikan terhadap pengelolaan aspek keuangan.
Pemberdayaan Ekonomi UMKM Brebes melalui Literasi Keuangan, Tata Kelola Syariah, dan Pendampingan Legalitas Usaha Amelia Sholeha; Mohamad Badrun Zaman; Hilda Kumala Wulandari; Hendri Sucipto
FUNDAMENTUM : Jurnal Pengabdian Multidisiplin Vol. 4 No. 1 (2026): Februari : FUNDAMENTUM : Jurnal Pengabdian Multidisiplin
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/fundamentum.v4i1.1555

Abstract

Low financial literacy, weak sharia-based governance, and limited business legality remain key barriers to the sustainability of Micro, Small, and Medium Enterprises (MSMEs). These constraints reduce managerial capability, restrict access to formal financing, and hinder business growth. This study developed an integrated mentoring model combining financial literacy, sharia governance, and business legalization using a Participatory Action Research (PAR) approach. 25 MSMEs in Brebes Regency participated in four stages: needs assessment, training, mentoring, and evaluation. Data were collected through pre- and post-tests, bookkeeping observations, and legality checklists. Results showed significant improvements: financial literacy scores increased from 52 to 84 (61.5%), bookkeeping adoption rose from 20% to 88%, and Business Identification Number (NIB) ownership increased from 32% to 84%. Average monthly turnover also grew by 33%. These findings indicate that participatory and practice-based mentoring effectively enhances knowledge, behavior, and economic performance. The model offers a scalable strategy for strengthening sustainable and ethical MSME management.
Pancasila dan Maqashid al-Syari’ah: Integrasi Nilai Kebangsaan dan Hukum Islam dalam Penguatan Hukum Keluarga di Indonesia Mohamad Badrun Zaman; Amelia Sholeha; Hilda Kumala Wulandari; roni roni
Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora Vol. 5 No. 4 (2026): JURRISH: Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrish.v5i4.8757

Abstract

This article aims to analyze the integration of the values of Pancasila with the principles of Maqashid al-Sharia in strengthening family law in Indonesia. The background of this research is based on the importance of developing a family law system that is not only oriented toward legal certainty but also toward justice and the welfare of the family. In the context of Indonesia’s religious and plural society, the integration between national values and the principles of Islamic law becomes a relevant approach in constructing a more comprehensive paradigm of family law. This study employs a normative legal research method with conceptual, philosophical, and statutory approaches. The research data were obtained through library research, including various academic literature, legal doctrines, and regulations related to family law, such as Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan and Kompilasi Hukum Islam. The results of the study indicate that there is a significant alignment between the values contained in Pancasila and the principles of maqāṣid al-sharī‘ah, particularly in the protection of religion, life, intellect, lineage, and property. This alignment demonstrates that the integration between national values and the principles of Islamic law can serve as a philosophical foundation for strengthening family law in Indonesia. Furthermore, this study shows that such value integration has been reflected in various family law regulations as well as in the practices of religious courts in Indonesia. Therefore, the integrative approach between the values of Pancasila and maqāṣid al-sharī‘ah needs to be continuously developed in order to build a family law system that is more responsive to social dynamics and oriented toward justice and family welfare.
Co-Authors Amelia Sholeha Anisa Sains Kharisma Aula, Anisa Darojatu Dedi Romli Triputra Desi Lita Aryani Dumadi, Dumadi Dwindariswari Roro Agustien Fajar Nur Iman Fuji Asih Hendri Sucipto Maulana Ghibran Melly Pitria Indriani Mohamad Badrun Zaman Nasiruddin Nasiruddin Riri Rengganih Roni Roni Roni, Roni Rossa Amelia Imelda Titi Rahmawati Yasin Yasin Yenny Ernitawati