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PERLINDUNGAN HUKUM DAN PENYELESAIAN SENGKETA BISNIS JASA PM-TEKFIN Hariyani, Iswi
Jurnal Legislasi Indonesia Vol 14, No 3 (2017): Jurnal Legislasi Indonesia - September 2017
Publisher : Direktorat Jenderal Peraturan Perundang-undang, Kementerian Hukum dan Hak Asasi Manusia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54629/jli.v14i3.136

Abstract

 Penelitian ini bertujuan mengkaji perlindungan hukum dan penyelesaian sengketa bisnis “Pinjam-Meminjam berbasis Teknologi Finansial” (PM-Tekfin). Rumusan masalah penelitian ini meliputi tiga hal yaitu : apa peran OJK dalam pengembangan bisnis PM-Tekfin, apa bentuk perlindungan hukum bagi pengguna jasa PM-Tekfin, dan apa saja bentuk penyelesaian sengketa bisnis PM-Tekfin. Penelitian normatif ini memakai pendekatan perundang-undangan dan konseptual. Hasil penelitian menunjukan OJK berwenang mengatur dan mengawasi bisnis PM-Tekfin. OJK juga telah menerbitkan Peraturan OJK nomor 77/POJK.01/2016 sebagai bentuk perlindungan hukum bagi pengguna jasa PM-Tekfin. Sengketa bisnis PM-Tekfin diharapkan dapat diselesaikan melalui Alternatif Penyelesaian Sengketa (APS) dengan membentuk lembaga Penyelesaian Sengketa Daring (PSD). 
PERLINDUNGAN HUKUM SISTEM DONATION BASED CROWDFUNDING PADA PENDANAAN INDUSTRI KREATIF DI INDONESIA (THE LEGAL PROTECTION OF THE DONATION-BASED CROWDFUNDING SYSTEM ON THE CREATIVE INDUSRY IN INDONESIA) Hariyani, Iswi; Serfiyani, Cita Yustisia
Jurnal Legislasi Indonesia Vol 12, No 4 (2015): Jurnal Legislasi Indonesia - Desember 2015
Publisher : Direktorat Jenderal Peraturan Perundang-undang, Kementerian Hukum dan Hak Asasi Manusia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54629/jli.v12i4.417

Abstract

Ekonomi kreatif adalah era baru dalam tren ekonomi dunia yang tumbuh dengan sangat cepat.Bidang ini membutuhkan dukungan dan perlindungan dari pemerintah dan masyarakatkhususnya untuk dukungan pendanaan. Industri kreatif didominasi oleh pengusaha kecil danmenengah yang membutuhkan bantuan pendanaan disamping perantara lembaga keuanganformal (bank) yang sulit untuk mereka capai. Salah satu cara baru pendanaan adalah melaluisistem donation based crowdfunding. Penelitian ini diarahkan untuk menemukan jawaban atasbeberapa topik utama. Pertama, untuk menemukan hakikat donation based crowdfunding.Kedua, bentuk badan usaha bagi kreator dan pengelola situs dalam sistem donation basedcrowdfunding. Ketiga, mengkaji bentuk pengawasan yang tepat dan lembaga yang berwenangmelakukan pengawasan.
Akibat Hukum Wanprestasi dalam Perjanjian Jual Beli Perangkat Lunak Microsoft Bintang Sabda Ramadan; Iswi Hariyani; Pratiwi Puspitho Andini
Riau Law Journal Vol. 8 No. 2 (2024)
Publisher : Fakultas Hukum Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30652/rlj.8.2.113-125

Abstract

The buying and selling relationship between consumers and business actors presents an engagement that results in an agreement in which both parties have a dispute which can be called performance on the agreement so as not to give rise to a dispute which can be called a dispute of default or broken promise. For example, the case between PT. Asaba Computer Center and PT. Eduspec Indonesia with a breach of contract dispute regarding the sale and purchase of software with the issuance of the East Jakarta District Court decision Number 361/PDT.G/2019/PN.Jkt.Tim. Decision on the lawsuit filed by PT. Asaba Computer Center regarding default or broken promises made by PT. Eduspec Indonesia, consumers who have made purchase orders to business actors who have agreed on the agreement that has been made, as well as the total costs and payment terms to complete all payments that have been agreed upon in the agreement that has been made, but the consumer consciously does not carry out the agreement that has been made. agreed or broken promises regarding the agreement. So the East Jakarta district court issued a decision declaring a breach of contract or broken promise to consumers.
Tanggung Jawab Hukum Perusahaan Asuransi dan Perlindungan Konsumen Pasca Pencabutan Izin Usaha Mayang Asmara Megaputri, Vincencia; Hariyani, Iswi; Prakoso, Bhim
Recital Review Vol. 7 No. 2 (2025): Volume 7 Nomor 2 Juli 2025
Publisher : Magister Kenotariatan, Universitas Jambi

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Abstract

The revocation of PT Asuransi Jiwa Adisarana Wanaartha's business licence by OJK on 5 December 2022 was due to violations of solvency, investment adequacy ratio, and minimum equity requirements. The revocation of this business licence requires the company to undergo liquidation and has an impact on policyholders who face the risk of defaulting on claims. This research uses normative juridical method with statutory and conceptual approaches. The result of the discussion of the issues examined by the author is that the revocation of PT Asuransi Jiwa Adisarana Wanaartha's business licence by the OJK meant that the company lost its legal status to operate, resulting in a liquidation process aimed at settling the company's obligations and protecting the interests of policyholders. The consequences of the revocation of the business licence for policyholders include changes in the claims mechanism, which now proceeds through an administrative and uncertain liquidation process, as well as facing the risk of losses due to the company's limited assets. After its business licence was revoked, PT Asuransi Jiwa Adisarana Wanaartha is obligated to prioritise policyholders in settling its obligations, meaning the company must refund all premiums to policyholders due to the cancellation of the insurance agreement. Legal protection for policyholders is provided through the insurance policy as internal legal protection and external legal protection from the OJK and the Deposit Insurance Agency under the P2SK Law. In the event of a dispute, policyholders may resolve it through litigation by filing a breach of contract lawsuit if the company fails to fulfil the insurance agreement.
Arrangement of Agrarian Reform as A Basis For Providing Legal Certainty For the Community Prakoso, Bhim; Hariyani, Iswi; Wahjuni, Edi; Wisnuwardhani, Diah Aju
Acten Journal Law Review Vol. 1 No. 1: Aug 2024
Publisher : PT Matra Cendikia Abadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71087/ajlr.v1i1.2

Abstract

The existence of government policies that have been issued regarding the implementation of the agrarian reform program but still give rise to imbalances in the structure of control, ownership, use, and utilization of land. Until now, it seems as if the implementation of the agrarian reform program is running in place, even though in order to make the agrarian reform a success, the government has tried to create regulations that are used as a legal basis so that the agrarian reform can run according to its objectives. This study aims to examine the legal certainty of agrarian reform asset management policies. This study is a normative study that uses a statutory regulatory approach and a conceptual approach. The statutory approach is a study of legal products. The results of the study show that 1). The nature of the arrangement of Agrarian Reform assets that are certain: Agrarian reform fundamentally provides programs that can resolve the problem of rural community poverty, increase welfare with national food independence, increase land productivity, provide recognition of land rights owned both privately, state, and public land whose use is to meet the interests of the community. 2). Implementation of land redistribution in Agrarian Reform: There are three forms of agrarian reform, namely asset legalization, land redistribution and social forestry. Model of equitable agrarian reform: Agrarian reform or equitable agrarian renewal is something that is complex and multidimensional which is a major program of the Indonesian state in realizing the welfare of the Indonesian people, especially in terms of increasing access for poor farmers to land control in Indonesia, but implementing equitable agrarian reform is not an easy thing, there are many obstacles, both in terms of legal aspects, land administration, social, political, cultural, and security. Keywords: Asset Management Policy, Agrarian Reform, Legal Certainty for the Community
Green Taxonomy as a Basic Concept of Sustainable Finance Through Green Bond Issuance Prakoso, Bhim; Hariyani, Iswi; Wahjuni, Edi; Ali, Moh.; Wardhana, Rhama Wisnu
Acten Journal Law Review Vol. 2 No. 1: Apr 2025
Publisher : PT Matra Cendikia Abadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71087/ajlr.v2i1.31

Abstract

The increasing awareness of global issues in the sustainable development goals (SDGs) agenda initiated by the UN, has given rise to green investment in the economic sector, especially in the financial aspect. Referring to capital activities aimed at projects that address global issues. In recent years, green investment practices have begun to increase both in terms of the number of debt securities from individuals and countries participating in supporting the realization of SDGs 2030. In the Indonesian Capital Market there is a new financial instrument called green bonds. Green Bonds are regulated through the Financial Services Authority Regulation (POJK) Number 60 of 2017, as is the authority held by OJK regarding the regulation of the financial services sector in Indonesia. This article will discuss the legal status of green bonds in Indonesia and whether green bonds can be one of the financing schemes in Indonesia. However, interest in green bonds is still quite low considering the obstacles that result in investment risks. The research method with a normative juridical type, using literature and descriptive studies in solving problems, this research is expected to not only answer the risks but also the utility of green bonds in realizing economic and environmentally sustainable development goals.
THE APPLICATIONS OF DECLARATION DECISIONS ON CIVIL PROCEDURE LAW IN INDONESIA Zulaika, Emi; Erfandy, Noviandy Nur Fadillah Putranti; Hariyani, Iswi
Awang Long Law Review Vol. 7 No. 1 (2024): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v7i1.1377

Abstract

Declaratory judgment is one of the decisions that can be given by the court to confirm a pre-existing legal right or situation, and not to provide new recognition or ratification. Declaratory decisions do not require execution because the decision explains the existing situation or the actual situation. The Civil Procedure Law has not fully addressed the problems related to execution that have become complaints from the public, especially regarding the governance and execution procedures that can produce an effective and efficient process. Some of the problems that will be analyzed are whether a declaration decision can be requested for execution and find out the time limit for requesting execution of the declaration decision. Furthermore, the study will explore the broader implications of these legal gaps, such as how they contribute to delays in the resolution of disputes and the challenges faced by parties seeking justice. This lack of clear regulation significantly hinders the smooth enforcement of the judicial process and contributes to unresolved legal disputes. Juridical-normative research results in finding a legal vacuum in the regulation of execution of civil procedural law in Indonesia. In this case, it’s the declaration decision that does not need to be requested for execution, if you want to execute it, you need to file a new lawsuit. However, it should be noted that there is no provision that regulates the period of time when the decision must be executed by the losing party or the time limit for the execution of the execution decision.