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All Journal Cakrawala : Jurnal Kajian Manajemen Pendidikan Islam dan Studi Sosial Ar-Rihlah: Jurnal Inovasi Pengembangan Pendidikan Islam Jurnal Pendidikan, Sains, Geologi, dan Geofisika (GeoScienceEd Journal) Labatila: Jurnal Ilmu Ekonomi Islam JURNAL BISNIS ADMINISTRASI DAN MANAJEMEN Mutanaqishah: Journal of Islamic Banking
umi arifah
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Religion Agriculture, Biological Sciences & Forestry Humanities Chemistry Economics, Econometrics & Finance Education Environmental Science Medicine & Pharmacology Physics Social Sciences Transportation

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Application of Mudharabah Contract on Business Capital Financing Products at BMT ANFA' NU Umi Arifah; Achmad Nur Alfianto; Yeny Fitriyani
Mutanaqishah: Journal of Islamic Banking Vol. 4 No. 1 (2024): June 2024
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v4i1.1573

Abstract

This research explores the use of mudharabah contracts in capital financing products at BMT Anfa' NU, an Islamic microfinance institution. Using qualitative methods, especially grounded theory, this study reveals that BMT Anfa' NU complies with the profit sharing principle determined at the beginning of the contract and provides funding on a weekly or monthly basis. The business capital financing products offered are in accordance with Sharia guidelines, with procedures that include application submission, document collection and feasibility assessment. This research provides a comprehensive understanding of the implementation of mudharabah agreements in financing business capital at BMT Anfa' NU, as well as the steps needed to access business capital through this sharia financial institution. In addition, this research provides practical recommendations to BMT Anfa' NU to improve the quality of mudharabah contract implementation and can serve as a guide for other Islamic microfinance institutions.
Co-Authors Achmad Nur Alfianto Atik Faizul H atim rinawati Chamidi, Agus Salim Imam Subarkah Maryanto Muhyidin Muna Fauziah Nur Halimah Putri Utami, Putri SITI FATIMAH Sri Hermuningsih Teguh Widiatmoko Windika Anggraeni Yeny Fitriyani