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ANALISIS KEPUTUSAN PENGUSAHA MUSLIM DALAM MELAKUKAN PEMBIAYAAN PADA BANK SYARI’AH DI TULUNGAGUNG Hidayati, Amalia Nuril
Dinamika Vol 13, No 2 (2013): DINAMIKA PENELITIAN
Publisher : Dinamika

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Abstract

ABTRACTThe establisment of bank mu’amalah Indonesia is 1991is the triges of growing syari’ah bank in Indonesia.  Of course each syariah bank has interesting product to stimulate client, so it is important to be discussed about factors influenced customers to choose syari’ah bank.  The study aimed to analize knowledge factors, motivation, group concering and bank exceting towards moslem businessman choose syari’ah bank in Tulungagung.  The research finding stated that three factors, why moslem businessman choosed syari’ah, namely; knowlwdge factors, motivation, and bank located.Kata Kunci: Analisis Keputusan, Pengusaha Muslim, Bank Syari’ah.
EKSISTENSI UANG DALAM SISTEM EKONOMI ISLAM DAN SISTEM EKONOMI KONVENSIONAL Hidayati, Amalia Nuril
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 18, No 2 (2018)
Publisher : LP2M IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/dinamika.2018.18.2.229-248

Abstract

AbstractMoney is one of the most important economic instruments. Almost all economic activities are highly dependent on money. Money is a modern innovation that replaces barter positions, or exchanges one item with another. Every economic system has a different view of money. In a conventional economic system, money serves not only as a medium of exchange, a unit of account, nor as a store of value but also serves as a means of payment, as a means of accumulating wealth, and a means of enhancing social status. While the function of money in Islamic economic system there are only two, namely as a medium of exchange and as a unit of account. In the Islamic economic system is also not familiar with money demand for speculation. Because essentially money belongs to God mandated to the temporary owner to be used for the benefit not to serve as a commodity that can be traded. Key words: Money, Islamic Economic System, Conventional Economic System
THE INFLUENCE OF MACROECONOMIC VARIABLES ON THE INDONESIAN SHARIA STOCK INDEX PERIOD 2018 – 2022 Widyanti, Lusi; Hidayati, Amalia Nuril
I-Finance Journal Vol 9 No 2 (2023): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v9i2.19404

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Abstract This study aims to examine the effect of inflation, exchange rates, the BI-7 day reverse repo rate, and world oil prices on ISSI. The research method used is a quantitative method. The samples used in this study were 12 companies registered with ISSI. The data analysis technique in this study used panel data regression with the stages of the Chow test and the Hausman test. As well as testing the hypothesis with the stages of the f test, t test, and the coefficient of determination (R2). The results of this study prove that inflation has a significant negative effect on ISSI. The exchange rate has no significant effect on ISSI. BI-7day reverse repo rate has a significant negative effect on ISSI. And world oil prices have a significant positive effect on ISSI. The conclusion is that simultaneously inflation, exchange rates, BI-7 day reverse repo rate, and world oil prices influence the ISSI for the 2018 - 2022 period. Keywords: BI-7 day reverse repo rate, World oil prices, Indonesian sharia stock index, Inflation, Exchange rate
Pengaruh Net Profit Margin (NPM), Return On Asset (ROA), Earning Per Share (EPS), dan Debt to Equity Ratio (DER) terhadap return saham sektor consumer goods industry pada Bursa Efek Indonesia periode 2017-2021 Indriawati, Ella; Hidayati, Amalia Nuril; Fuadilah Habib, Muhammad Alhada
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 9 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (282.017 KB) | DOI: 10.32670/fairvalue.v4i9.1576

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The rapid development of technology is now attracting the attention of potential investors to invest in the capital market. The expectation of investors in investing is to obtain a high level of profit regardless of the risks involved. The purpose of this study was to examine the effect of net profit margin (NPM), return on assets (ROA), earnings per share (EPS)and to equity ratio (DER). on returns stock consumer goods industry listed on the IDX in 2017-2021. The population in this study amounted to 74 companies registered in the consumer goods industry, with a total sample of 8 companies through purposive sampling technique. The use of data is taken from secondary data, namely annual report that has been published. This research method uses a quantitative approach while the type of research is associative. Based on the research conducted using the t test, it was found that all variables had a significant effect except the DER variable. While the f test shows that all variables NPM, ROA, EPS, and DER have a significant effect on the Returns.
Peran pokdarwis dewi arum pulosari dalam peningkatan ekonomi masyarakat desa wisata pandean berbasis bisnis kreatif Maharani, Tri Sakti; Hidayati, Amalia Nuril; Habib, Muhammad Alhada Fuadilah
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 10 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (299.775 KB) | DOI: 10.32670/fairvalue.v4i10.1755

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The purpose of this study is to determine the role of local human resources who are members of the tourism awareness group in the management of Pandean Tourism Village so that it advances and develops as it is today. This study uses a qualitative descriptive method with the technique of making informants using purposive. Data collection techniques used are interviews and field observations. The results of this study indicate that the role of Pokdarwis Dewi Arum Pulosari is in advancing village tourism in its own way and introducing local culture to the community through optimizing social media, improving the community's economy and providing additional hospitality knowledge to the surrounding community in managing the Pandean tourist village. The strategy carried out by Pokdarwis Dewi Arum Pulosari in improving the welfare of the community is to provide soft skill training in tourism village management and increase community creativity through socialization and direct examples so that creative communities participate in developing natural tourism in Pandean Village and improve the local community's economy by providing opportunities creative businesses such as tour guides to transportation service providers. The supporting factors for tourist villages are the willingness of the community to actively participate, the advancement of community innovation, beautiful natural resources, and high solidarity among the community to advance the village
Pengaruh earning per share, profitabilitas, leverage dan ukuran perusahaan terhadap nilai perusahaan sektor keuangan yang terdaftar di BEI tahun 2015-2021 Lestari, Dyah Lina; Hidayati, Amalia Nuril; Habib, Muhammad Alhada Fuadilah
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 11 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (440.62 KB) | DOI: 10.32670/fairvalue.v4i11.1788

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Currently, investment is one of the fields of interest to the public. This investment activity is very beneficial both for companies that need business capital, as well as for potential investors. Prospective investors will use the value of the company as one of the guidelines in determining the company to invest in. Therefore, the company will maximize its financial performance to make the value of the company batter. The purpose of this study is to examine and analyze the effect of eamings per share, profitability, leverage and firm size on firm value in financial sector companies listed on the Indonesia Stock Exchange in 2015-2021. The population of this study ware 94 companies listed in the IDX financial sector, with a sample of 5 companies which ware taken through purposive sampling technique. The research data is taken from the annual report of the company’s official website for 2015-2021. This research uses a quantitative approach with associative type. The data analysis technique used panel data regression. Based on the Fixed Effect Model (FEM) test, the results show that earnings per share, profitability, leverage, and firm size have a significant positive effect on firm value. Based on the findings of this study, companies need to strive to increase earnings per share, profitability, leverage, and company size so that the value of the company increases, so that many potential investors are interested in investing in their company.
Pengaruh literasi keuangan, literasi digital, digital marketing, brand image dan word of mouth terhadap minat generasi z pada bank syariah Dafiq, Bahru Ilmi; Hidayati, Amalia Nuril; Habib, Muhammad Alhada Fuadilah
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 11 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (556.041 KB) | DOI: 10.32670/fairvalue.v4i11.1856

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This study aims to analyze the influence of financial literacy, digital literacy, digital marketing, brand image and word of mouth on the interest of Generation Z in Islamic banks (a case study in Wonorejo village). Researchers used primary data obtained from distributing questionnaires to students in Wonorejo Village, Sumbergempol District, Tulungagung Regency with a total sample of 94 respondents. The research method is data analysis using a descriptive approach and PLS analysis techniques with the help of the Smart PLS version 3.0 application. The results of this study indicate that financial literacy, digital literacy and word of mouth have a significant influence on the interest of generation z to use Islamic banks.
Analisis pengelolaan keuangan islam pada usaha bisnis online Yulianinghoky Multibeauty Skincare di Kabupaten Tulungagung Sapnawati, Rizka Alifia; Hidayati, Amalia Nuril
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 11 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (344.307 KB) | DOI: 10.32670/fairvalue.v4i11.1910

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The rise of online business entrepreneurs at this time, in the midst of the COVID-19 pandemic situation with restrictions on social activities, makes online-based businesses an alternative that can be considered. This research is focused on the Islamic financial management side of online business. No exception in managing finances in a business. With Yulianinghoky's multibeauty skincare business as an object of research with Islamic financial management applied in online business. The focus of the research in this journal is (1) How is financial management in the online business of Yulianinghoky multibeauty skincare? (2) Is the financial management of the Yulianinghoky multibeauty skincare business in accordance with the principles of Islamic financial management? (3) What are the obstacles in managing Yulianinghoky's multibeauty skincare online business? (4) What is the solution to the problems in managing Yulianinghoky's multibeauty skincare online business?. This research method uses a qualitative research approach with the type of case study research.. The results of this study indicate that these micro business actors or online business actors have not implemented Islamic management because they still contain unclear elements in the distribution of profits and the cost of their products (gharar).
Determining Factors Affecting Islamic Social Reporting in Registered Companies at Jakarta Islamic Index 70 Hidayati, Amalia Nuril; Rohmah, Laelatur
Talaa : Journal of Islamic Finance Vol. 3 No. 2: December 2023
Publisher : Department of Sharia Financial Management, Institut Agama Islam Negeri Sultan Amai Gorontalo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/talaa.v3i2.741

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Islamic Social Reporting (ISR) refers to the disclosure of social responsibility based on Islamic law. This reporting is essential for Muslim investors engaged in the Indonesia Stock Exchange. The aim of this investigation was to assess the impact of profitability, leverage, company size, liquidity, and company age on Islamic Social Reporting. Employing a quantitative approach with an associative research type, this study utilized purposive sampling. Analysis techniques included classical assumption tests, multiple linear regression tests, T tests, F tests, and determination coefficient tests. The findings indicated that, individually, profitability, company size, and liquidity positively and significantly influenced Islamic Social Reporting, while other variables did not exhibit a significant impact. Conversely, collectively, all variables demonstrated a positive and significant effect on Islamic Social Reporting. The implications of this research highlight the importance of utilizing the findings as guidance for companies listed in the Jakarta Islamic Index 70 to promptly integrate and disclose Islamic Social Reporting in their annual reports.
CONSUMPTION BEHAVIOR OF MODERN MUSLIM SOCIETIES VIEWED FROM THE PERSPECTIVE OF ISLAMIC ECONOMICS Hidayati, Amalia Nuril
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.249

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Most people in the world now live in the modern era, where modernization has had a positive impact in making activities easier. This phenomenon is closely related to consumer behavior that is accepted by society. The aim of this research is to explore modern Muslim consumption behavior from an Islamic Economics perspective. The method used in this research is descriptive qualitative, namely reviewing various literature references according to the research topic. The research results show that in an Islamic economic perspective, consumption must consider spiritual and moral aspects, not only fulfilling worldly needs but also getting closer to Allah and preparing for the afterlife. Consumption must avoid waste, extreme attitudes, and must be in accordance with Islamic principles. Islamic consumption behavior ethics need to be considered by emphasizing the selection of halal goods and services, avoidance of haram ones, and wise management of resources for spiritual and social benefits. In the modern era, there is a challenge to Islamic consumption behavior, namely applying Islamic principles in the global financial system, while the opportunity lies in increasing awareness about Islamic values in sustainable consumption. Muslim consumers need to maintain consistency in paying zakat, infaq and alms, and ensure that their consumption behavior is fair and in accordance with Islamic principles to achieve sustainable social and economic prosperity, especially amidst global economic changes. Thus, the principles of modern Islamic consumption behavior when viewed from Islamic economics will be implemented consistently, leading to harmonious and sustainable prosperity both in this world and the hereafter