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All Journal Dinamika I-Finance Journal Jurnal Al-Qardh Akuisisi : Jurnal Akuntansi Jurnal Ilmiah Ekonomi Islam Jurnal Manajemen SEIKO : Journal of Management & Business Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI YUME : Journal of Management Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi Turast: Jurnal Penelitian dan Pengabdian Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Al-Sharf: Jurnal Ekonomi Islam Journal Of Sharia Banking International Journal of Multidisciplinary Research and Literature (IJOMRAL) Jurnal Locus Penelitian dan Pengabdian Talaa : Journal of Islamic Finance Journal of Islamic Economics Lariba Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Jurnal Bisnis dan Manajemen (JURBISMAN) Mutiara: Multidiciplinary Scientifict Journal Ekodestinasi : Jurnal Ekonomi, Bisnis, dan Pariwisata Jurnal Ilmiah Ekonomi dan Manajemen JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi An-Nisbah: Jurnal Ekonomi Syariah Journal of Economics and Management JIES : Journal of Islamic Economics Studies
Amalia Nuril Hidayati
IAIN Tulungagung
Religion Aerospace Engineering Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Physics Social Sciences Other

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Kebijakan Fiskal dalam Ekonomi Islam Hasan, Andika; Sovialencia, Rheiva Syahra; Wulandari, Popy Widya; Zahro, Nuril Fatimah; Hidayati, Amalia Nuril
Mutiara: Multidiciplinary Scientifict Journal Vol. 3 No. 1 (2025): Mutiara: Multidiciplinary Scientifict Journal
Publisher : Al Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/mutiara.v3i1.314

Abstract

Kebijakan fiskal berperan penting dalam pengaturan perekonomian suatu negara, termasuk dalam konteks ekonomi Islam yang menekankan aspek keadilan sosial dan etika. Latar belakang penelitian ini adalah perlunya memahami bagaimana kebijakan fiskal dapat diterapkan sesuai prinsip syariah untuk mencapai kesejahteraan masyarakat. Tujuan penelitian ini adalah mengeksplorasi hubungan antara kebijakan fiskal dan ekonomi Islam serta menilai dampaknya terhadap kesejahteraan masyarakat. Metode yang digunakan adalah penelitian kepustakaan (library research) dengan mengumpulkan dan menganalisis berbagai literatur terkait kebijakan fiskal dalam ekonomi Islam. Hasil penelitian menunjukkan bahwa penerapan kebijakan fiskal yang berlandaskan pada nilai-nilai Islam, seperti zakat dan sedekah, dapat mendorong pertumbuhan ekonomi yang inklusif dan berkeadilan. Kebijakan fiskal dalam sistem Islam tidak hanya fokus pada kesejahteraan material, tetapi juga menciptakan harmoni sosial dan spiritual. Kesimpulannya, kebijakan fiskal yang sesuai dengan prinsip-prinsip syariah dapat menciptakan sistem ekonomi yang adil, berkelanjutan, dan memberikan manfaat bagi seluruh lapisan masyarakat. Oleh karena itu, penting bagi pemerintah untuk mengimplementasikan kebijakan fiskal yang sejalan dengan nilai-nilai Islam demi mencapai stabilitas ekonomi dan kesejahteraan yang holistik.
Wakaf Uang Sebagai Instrumen Finansial Islam Prasetyo, Sulung Jalu; Nugraha, Dhafin; Nasrullah, Muhammad Rangga; Hidayati, Amalia Nuril
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 1 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i1.12051

Abstract

This study aims to examine the role of cash waqf in supporting sustainable economies and management strategies to optimize its impact on society. The research method used is a literature review with an interpretative approach, where data is collected from various relevant sources. The results of the study indicate that cash waqf, when managed according to Sharia principles and accompanied by innovations in its management, can provide significant social and economic benefits. Investment diversification, training for *nadzir* (waqf managers), and the role of Islamic financial institutions are crucial factors in ensuring sustainable cash waqf management. Innovations such as digital waqf platforms and social investments can also increase public participation and management effectiveness. With proper management, cash waqf can become a strategic financial instrument to support social and economic welfare while reducing social inequality in society.
Zakat sebagai Instrumen Finansial Islami Ningsih, Siti Warsini; Salsabila, Putri Cinta Ayu; Nurafifah, Rani; Wakhid, Citra Fadilah; Hidayati, Amalia Nuril
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 1 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i1.12075

Abstract

This research aims to analyze the role of zakat as an Islamic financial instrument that not only functions as a spiritual obligation, but also as an effective wealth redistribution mechanism. Using the literature study method, this research examines primary literature such as the Al-Qur'an and Hadith, as well as secondary references in the form of books and scientific journals that discuss aspects of zakat in a modern context. The results of the analysis show that zakat has great potential in overcoming poverty, reducing economic disparities, and encouraging community economic empowerment. In addition, zakat is able to contribute to social stability by increasing economic inclusion and reducing conflict due to social inequality. If optimized, zakat can be an integral solution in sustainable economic development that is in line with the principles of Islamic law. Thus, the role of zakat as an Islamic financial instrument is not only relevant in a spiritual context, but also has a significant impact on social stability, economic empowerment and sustainable development.
Prinsip Keadilan Dalam Teori Permintaan Dan Penawaran Ekonomi Islam Putri, Falentia Wiliana; Latifah, Filda Fauzia; Ni’mah, Neha Faridatun; Gabriella, Susan Meylin; Hidayati, Amalia Nuril
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 1 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i1.12119

Abstract

This study discusses the influence of the principle of justice in demand and supply in the market for halal and ethical products within the context of Islamic economics. In the era of globalization and the development of digital technology, justice has become a crucial pillar in ensuring that economic transactions are not only financially beneficial but also align with moral and ethical values. This research employs a literature review method to analyze the relationship between the demand for halal products, market information transparency, and ethical supply. The analysis results indicate that the application of the principle of justice in economic transactions enhances consumer trust, which in turn stimulates demand. Furthermore, justice in market information and the avoidance of hoarding practices contribute to a fair and sustainable market equilibrium. This research emphasizes the importance of the government’s role in overseeing and intervening in the market to maintain justice and prevent exploitation. Thus, the application of the principle of justice can create a more stable and inclusive market.
Keputusan Investasi Dipengaruhi oleh Overconfidence, Financial Literacy, Risk Tolerance dan Risk Perception: (Studi Pada Nasabah PT. Phintraco Sekuritas Kantor Cabang Surabaya) Cholifah, Siti Nur; Hidayati, Amalia Nuril; Sopingi, Imam
JIES : Journal of Islamic Economics Studies Vol. 4 No. 1 (2023): Februari
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v4i1.5830

Abstract

This study aims to examine and analyze the effect of overconfidence, financial literacy, risk tolerance, and risk perception on the investment decisions of PT. Phintraco Sekuritas Surabaya Branch Office. This study uses a quantitative approach and the type of associative research. The population in this study are customers who are members of PT. Phintraco Sekuritas Surabaya Branch Office. Samples were taken using the Slovin formula to obtain a total of 100 customers. Data analysis using SPSS 16.0. The results of this study indicate that (1) the overconfidence variable has a positive and significant effect on investment decisions, (2) the financial literacy variable has a positive and significant influence on investment decisions, (3) the risk tolerance variable has a negative and insignificant effect on investment decisions, (4) The variable of risk perception has a positive and significant influence on investment decisions, and (5) the variables of overconfidence, financial literacy, risk tolerance, and risk perception together have an influence on investment decisions.
Dampak Pengaplikasian Digital Payment terhadap Perilaku Konsumsi Masyarakat Muslim Jannah, Era Miftakhul; Islam, Fadi Jashaka; Elfara, Sabrina Rossa; Alrosa, Natasya Florentina; Arizona, Prisilia Sindy; Hidayati, Amalia Nuril
Jurnal Pendidikan Tambusai Vol. 9 No. 1 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui dampak penggunaan digital payment pada masyarakat, yang fokus pada umat Islam. Digital payment menawarkan berbagai kemudahan dalam bertransaksi, seperti efisiensi waktu dan keamanan yang lebih baik dibandingkan dengan metode pembayaran tunai. Namun, kemudahan ini juga berpotensi memicu perilaku konsumtif yang berlebihan, terutama dengan adanya promosi diskon dan cashback yang sering kali menggoda konsumen. Dalam penelitian ini, metode kepustakaan digunakan untuk menganalisis literatur terkait, termasuk aspek keamanan transaksi, dampak promosi, dan perilaku konsumsi yang sesuai dengan prinsip-prinsip syariah. Hasil penelitian menunjukkan bahwa sementara digital payment dapat meningkatkan efisiensi dan transparansi, tantangan terkait perilaku konsumtif dan potensi konflik dengan nilai-nilai Islam harus diperhatikan. Penelitian ini menyarankan agar pelaku usaha dan pengguna digital payment lebih bijaksana dalam bertransaksi, memastikan bahwa keputusan konsumsi tetap sejalan dengan prinsip syariah.
ANALISIS PENGELOLAAN ANGGARAN PENDAPATAN DAN BELANJA DESA SERTA PENERAPAN AKUNTABILITAS DI DESA MLATI MOJO KEDIRI Haikal, Vikri; Hidayati, Amalia Nuril
Jurnal Manajemen Vol. 13 No. 1 (2023): JURNAL MANAJEMEN VOL. 13 NO. 1 JUNI 2023
Publisher : Fakultas Ekonomi Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26460/jm.v13i1.3743

Abstract

Anggaran pendapatan dan belanja desa memuat beragam sumber penerimaan dan pengeluaran desa, serta juga harus dibuktian dalam laporan pertanggungjawaban dan informasi yang penting bagi masyarakat desa setempat. Tujuan penelitian ini 1). untuk mengetahui pengelolaan anggaran pendapatan desa dan belanja desa. 2). Hambatan-hambatan dalam penggelolaan anggaran pendapatan dan belanja desa. 3). Untuk mengetahui penerapan akuntabilitas APBdesa di desa Mlati Mojo Kediri. Metode dalam penelitian ini menggunakan pendekatan kualitatif dengan jenis studi kasus. Pengumpulan data dilakukan dengan beberapa tehnik yaitu Observasi, Wawancara, Dokumentasi. Hasil penelitian ini menunjukan 1). Penggelolaan anggaran pendapatan desa dan belanja desa sudah berjalan baik. 2). Hambatan-hambatan dalam penggelolaan anggaran pendapatan dan belanja desa mulai hambatan secara internal maupun hambatan eksternal. 3). Penerapan akuntabilitas APBdesa di desa Mlati Mojo Kediri sudah berjalan baik.
Teori Permintaan Dan Penawaran Dalam Ekonomi Islam Anggraini, Revie; Anisa, Rurin Dwi; Putriani, Erlina; Rahmawati, Laili; Prasetyo, Andrik; Hidayati, Amalia Nuril
Jurnal Locus Penelitian dan Pengabdian Vol. 3 No. 12 (2024): JURNAL LOCUS: Penelitian & Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v3i12.3727

Abstract

Teori ekonomi Islam tentang mekanisme pasar, seperti permintaan dan penawaran, memberikan kerangka kerja alternatif yang mengintegrasikan nilai-nilai syariah dengan praktik ekonomi. Penelitian ini bertujuan untuk mengeksplorasi konsep permintaan dan penawaran dalam perspektif ekonomi Islam serta mengevaluasi relevansinya dengan isu-isu kontemporer seperti keadilan sosial dan keberlanjutan ekonomi. Metode yang digunakan adalah penelitian kepustakaan (library research) dengan pendekatan interpretatif, yang menganalisis literatur utama terkait teori permintaan dan penawaran dalam Islam. Hasil penelitian menunjukkan bahwa prinsip-prinsip Islam, seperti keadilan dan maslahah, membentuk interaksi pasar yang berorientasi pada kesejahteraan masyarakat dan keberlanjutan. Implikasi dari penelitian ini adalah perlunya penerapan nilai-nilai syariah dalam kebijakan ekonomi modern untuk menciptakan ekosistem ekonomi yang lebih adil dan berkelanjutan. Penelitian ini dapat menjadi rujukan bagi pengambil kebijakan dan pelaku pasar dalam mengintegrasikan nilai-nilai etika ke dalam mekanisme pasar.  
Transformation of the halal food industry in Bali Province: Evaluation of the effectiveness of halal labeling systems on local economic growth‎ Hidayati, Amalia Nuril; Syaichoni, Ahmad
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art11

Abstract

IntroductionHalal tourism has become a strategic priority in Indonesia, positioning the country as a global leader in the halal economy. Bali, a Hindu-majority region with unique cultural identity, faces the dual challenge of accommodating rising demand for halal-certified products from Muslim tourists while preserving local traditions. The effectiveness of halal labeling in this context is not only a matter of consumer assurance but also of industry transformation and economic development.ObjectivesThis study aims to analyze the effectiveness of the halal labeling system in driving the transformation of the halal food industry in Bali. It examines the role of halal labeling in product innovation, process improvement, marketing expansion, and institutional strengthening, and assesses its broader contribution to regional economic growth.MethodThe research uses a qualitative document analysis approach, synthesizing laws, policy frameworks, certification data, statistical records, and comparative international experiences. The analysis applies an endogenous growth perspective to evaluate how halal labeling functions as a catalyst for innovation, industry upgrading, and competitiveness in Bali’s halal food sector.ResultsThe findings reveal that halal labeling encourages significant transformation. Products are reformulated to meet halal requirements without diminishing cultural authenticity. Processes are upgraded through assurance systems, training, and quality management. Marketing strategies expand into Muslim-friendly branding and digital promotion, increasing access to international markets. Institutions are strengthened through the establishment of halal centers and multi-stakeholder collaboration. Data indicate that the number of halal-certified businesses in Bali increased nearly twentyfold between 2020 and 2024, though only about ten percent of micro, small, and medium enterprises are certified. The contribution of Muslim tourists to Bali’s tourism revenue also grew substantially during this period.ImplicationsThe study demonstrates that halal labeling operates as an effective instrument of structural change in a non-Muslim context when implemented with cultural sensitivity, institutional support, and facilitation for small enterprises. By fostering product upgrading, market diversification, and tourism competitiveness, halal labeling contributes to Bali’s economic recovery and sustainable growth.Originality/NoveltyThis study extends the discourse on halal labeling by reframing it from a narrow assurance mechanism into a driver of structural transformation. It integrates Islamic ethical foundations, international comparative experiences, and endogenous growth theory to propose a context-sensitive model for implementing halal labeling in minority-Muslim destinations.
PENGARUH INFLASI, BI RATE DAN KURS TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA Hidayati, Amalia Nuril
An-Nisbah: Jurnal Ekonomi Syariah Vol 1 No 1 (2014)
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2014.1.1.72-97

Abstract

This study aims to determine the effect of the infation rate, interest rate (BI rate) and the rate of proftability of Islamic banks in Indonesia. The object of the research includes 11 Islamic banks and 24 Islamic business units. Proftability of Islamic banks is the dependent variables, while infation, the BI rate and the exchange rate is an independent variables. The analysis technique used in this study is multiple linear regression. The results showed that the rate of infation and exchange rate variables have a signifcant impact on the proftability of Islamic banks. While the BI rate variable has no signifcant effect.Keywords: Infation, the BI rate, exchange rate, Islamic Bank Proftability
Co-Authors Ahmad Syaichoni, Ahmad Alrosa, Natasya Florentina Amanah, Qolifatul Amelia, Mela Sahra Anargya, Syakira Na'ila Anggraini, Revie Anggraini, Sisilia Anisa, Rurin Dwi Ardian Dwi Cahyo Arizona, Prisilia Sindy Bella, Desiska Cintya Briftania Primadani Chaq, Mochamad Jibran Nadzaludin Cholifah, Siti Nur Dafiq, Bahru Ilmi Dyah Ayu Kusumaningrum Elfara, Sabrina Rossa Falefy, Kurnia Yulia Ayu Firnanda, Denta Khrisna Gabriella, Susan Meylin Habib, Muhammad Alhada Fuadilah Habib, Muhammad Alhada Fuadillah Habiba, Meilany Pramesti Haikal, Vikri Hasan, Andika Ikmal, Muhammad Faiq Ilma, Shofana Fatkhatul Imam Sopingi Indriawati, Ella Islam, Fadi Jashaka Jannah, Era Miftakhul Khasanah, Alfina Khasanatul Laili Rahmawati, Laili Latifah, Filda Fauzia Lestari, Dyah Lina M. Dimas Kurniawan Maharani, Tri Sakti Mawarni, Nadia Hera Nasrullah, Muhammad Rangga Nazira, Nur Ain Ningsih, Siti Warsini Ni’mah, Neha Faridatun Nugraha, Dhafin Nur Azizah Nurafifah, Rani Nuril Jannah, Faridatu Nury Mawaddah, Nayza Oktaviana, Ratna Dyah Prasetyo, Andrik Prasetyo, Sulung Jalu Puspa Sa'adah, Beryl Claresta Putri, Falentia Wiliana Putri, Ica Brilian Novi Putri, Silvia Usmayanti Putriani, Erlina Rahmatullah, Gilang Akbar Risma Ayuk Anggraeni Rohmah, Isna Nazilatur Rohmah, Laelatur Sakinah, Nurul Salsabila, Putri Cinta Ayu Sampurno, Rama Wahyu Sandiawati, Fina Sapnawati, Rizka Alifia Saputra, Dika Eri Sariatus Salamah Setyo Ningrum, Lisa Selviani Siti Kalimah Sovialencia, Rheiva Syahra Susilowati, Nur 'Aini Tajudin, Rohmad Abubakar Wahyu Dwi Warsitasari, Wahyu Dwi Wakhid, Citra Fadilah Wardani, Syandanatama Putri Kusuma Widyanti, Lusi Wulandari, Popy Widya Zahro, Nuril Fatimah