Fakhruddin Mansyur
Universitas Muhammadiyah Makassar

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Study of the MUI DSN Fatwa on Clause Fines and Compensation on the Sharia KPR Hasanuddin Ingka; Fakhruddin Mansyur; Mega Mustika
LAA MAISYIR: Jurnal Ekonomi Islam VOL 7, NO 2 (2020)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v7i2.17560

Abstract

This research was conducted to examine the DSN MUI fatwa related to sanctions on fines and compensation for customers due to delaying payments, the sanctions given to capable customers who delay payments and to find out the application of the DSN-MUI Fatwa. This research was a qualitative research with primary data sources from interviews with the marketing coordinator and the service coordinator and documentation. The analysis in this discussion was descriptive qualitative data analysis. The results of this study indicate that the application of sanctions for fines and compensation for customers by banks based on the MUI DSN fatwa there were still some scholars who do not agree with this because the fatwa does not include specific criteria, thus the analysis of all Islamic banks taking mortgages in Islamic banking are capable people, but on the way there are those who are constrained by payment, such as traders whose income is uncertain. In this study it was also found that this was enforced by Islamic banking due to disciplining customers and company losses. 
Overcoming Intellectual Unemployment through Entrepreneurship Learning Transformation: A Case Study on Sharia Economic Law Study Program of Unismuh Makassar Fakhruddin Mansyur; Jasri Jasri; Mowafg Masuwd
Al-Muamalat: Jurnal Ekonomi Syariah Vol 11, No 2 (2024): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i2.34562

Abstract

The number of job vacancies in Indonesia is still far less than the number of job seekers every year. This shows the inability of both the government and companies to create job opportunities for generation Z in Indonesia and at the same time emphasizes that educational institutions are not able to create an easy generation that is careful about entrepreneurship, even though the level of young entrepreneurs is one of the benchmarks of a developed country. The aim of this research is to find a formula for increasing the entrepreneurial spirit of Generation Z through effective entrepreneurship learning. The type of research used is field research with a quantitative approach. The object of this research is students and graduates of the Unismuh Makassar Sharia Economic Law Study Program. The results of this study indicate that of the two variables studied, namely human resources in this case are lecturers (X1) and entrepreneurship learning (X2) it is known that the variable X1 does not influence the growth of student entrepreneurial spirit while entrepreneurship learning has a positive and significant effect on growth. student entrepreneurial spirit. So, it can be concluded that to build and foster the entrepreneurial spirit of students there needs to be improvement and great attention to the entrepreneurship learning process which is capable of being a means of creating Generation Z who are fond of entrepreneurship.