Garuda - Garba Rujukan Digital

The influence of macroeconomics and population in country of origin on tourist arrivals to Indonesia Rachmania Nurul Fitri Amijaya; Mohammad Yusron Sholikhin; Bayu Arie Fianto
Jurnal Ekonomi & Keuangan Islam Volume 5 No. 2, July 2019
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol5.iss2.art4

This study aims giving an evaluation to develop the government and tourism agencies performance, which provides services, facilities, and infrastructures, whom Muslim-friendly, to attract the interest of Muslim tourist, that contributes to economic growth in Indonesia. It uses quantitative methods to examine the influence of macroeconomy and population in country of origin towards tourist arrivals to Indonesia. Regression panel data is used to examine the combination of time series from 2012-2017, and 5 countries from OIC, become cross-section data. It can be concluded that macroeconomy is not significant, while the population is significant towards Muslim tourist arrivals with 96% level influence. Therefore, the increasing of population from country of origin will rise tourist arrivals to Indonesia, which contributes to economic growth in Indonesia.

Improving Financial Management Literacy: A Community Service about Pre-Marriage Schools for Muslimah using ABCD Approach: Peningkatan Literasi Pengelolaan Keuangan Pra-nikah untuk Muslimah Amijaya, Rachmania Nurul Fitri; Yasin, Mohammad Zeqi; Erlangga, Okyviandi Putra
MITRA: Jurnal Pemberdayaan Masyarakat Vol. 8 No. 1 (2024): Mitra: Jurnal Pemberdayaan Masyarakat
Publisher : Institute for Research and Community Services

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25170/mitra.v8i1.4322

Planning a wedding's finances is one aspect of the process. Before marriage, most couples were made up of two people with fairly autonomous financial arrangements; but, after a year, some began to adopt a more communal structure. In order to help you become more financially literate and more equipped for marriage, this article will outline community service opportunities. by putting into practice a community service plan at the Multazam Study Club utilizing the ABCD (Asset Based Community Development) approach, which is asset-based and sustainable community development. According to the service article's conclusion, students who perform community service in pre-marital schools gain more money management expertise. Following their attendance at lectures and chat shows on WhatsApp, the participants were able to comprehend the need of financial literacy. Based on the completed financial management course, a large number of individuals are aware of investments, emergency money, zakat, infaq, sadaqah, and waqf. In the meanwhile, participants tended to select their own investments; the majority of them selected gold. Putting together community service projects to enhance financial literacy within the framework of marriage has been successful in raising participants' comprehension and decision-making skills. The long-term financial well-being of people and families may be influenced by ongoing initiatives to advance financial empowerment and education in society.

Risk Assessment of Trade Barriers: The Implications of Indonesia's Halal Certification Law on International Commerce Amijaya, Rachmania Nurul Fitri; Asa Prayarsni Korina; Rochmatulloh Alaika; Hilda Lutfiani
Jurnal Internasional Ekonomi Islam Vol 6 No 02 (2024): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v6i2.9028

Introduction: The importance of halal standards in international commerce has increased as the volume of cross-border trade has increased. This article investigates the ramifications of Indonesia's Halal Product Guarantee Law on global trade, specifically focusing on its arrangement with World Trade Organization rules, explicitly the Specialized Technical Barriers to Trade Agreement. Even though the Halal Product Guarantee Law requires halal certification, it could be seen as a trade barrier because it could impose too many regulations and encourage discrimination against imported goods. Objective: This study discusses the implications for international trade of the Halal Product Guarantee Law's potential violations of the Technical Barriers to Trade Agreement and emphasizes the necessity of globally consistent and uniform halal certification standards. Method: This study analyzes the Halal Product Guarantee Law about important World Trade Organization principles like National Treatment and Most Favored Nation using a descriptive qualitative research methodology and drawing from previous literature reviews. Result: According to the findings, the Halal Product Guarantee Law may violate World Trade Organization regulations, which would have a significant impact on international trade and raise questions regarding the uniformity, adaptability, and consistency of halal certification. Implication: The article emphasizes the significance of evaluating the Halal Product Guarantee Law's compliance with World Trade Organization agreements to support the expansion of the halal market, respect religious beliefs, and ensure fair and balanced international commerce.

The Effect Of Sukuk On The Profitability Of Islamic Bank In Indonesia Sholikhin, Mohammad Yusron; Amijaya, Rachmania Nurul Fitri; Herianingrum, Sri
IJIBE (International Journal of Islamic Business Ethics) Vol 5, No 1 (2020): March 2020
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.5.1.33-46

The purpose of this study was to determine the effect of the development of the Sukuk market to the profitability of Islamic banks in Indonesia. This study uses a quantitative method with a vector error correction model. The data used was monthly data Sukuk and profitability of Islamic banks in the years 2011 to 2018. The results of this research are in the long term Sukuk variables have a significant influence on ROA. The results obtained from the t-statistic values of variables Sukuk amounting -6.56088. The value is greater than t table, the Effect of Sukuk itself fairly small to ROA. This study is the first study that examines the influence of Sukuk on the profitability of Islamic banks using a vector error correction model.

EXAMINING THE CORRELATION BETWEEN ISLAMIC BANKS PROFITABILITY AND THE BUSINESS CYCLE IN INDONESIA Sholikhin, Mohammad Yusron; Supriani, Indri; Amijaya, Rachmania Nurul Fitri
IJIBE (International Journal of Islamic Business Ethics) Vol 6, No 1 (2021): March 2021
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.6.1.37-53

This study aims to examine the correlation between Islamic banks' profitability in Indonesia and the business cycle, which measured by composite leading Indicator (CLI).Â This study used several annual data covering the period from 2004-2018. This study utilizes Islamic banks profitability represent by Return on Asset (ROA) data as the dependent variable, CLI data as the dependent variable, and six control variables including Gross Domestic Product, Inflation, Financial to Deposit Ratio, Capital Adequacy Ratio, Non-Performing Finance, and Operating Costs Operating Income. This study adopted multiple regression analysis by using EViews 9.0 software. This study reveals that CLI has a positive and significant impact on ROA, which indicated that the expansion of business cycle activities would increase Islamic banks' profitability. Thus, this study suggests that Islamic bank should engage with the companies that relied on their business activities in the rill sector to boost their profitability. The limitation of this study is this study adopted Indonesian Islamic banks in general. Therefore, this study does not capture the correlation amongst the variables in the specific Islamic banks and region, which might be different from this result due to the differences in banks' internal conditions, culture, and the business cycle in the various region.

The Determinant Factors on The Movement of Sharia stock in Indonesia Amijaya, Rachmania Nurul Fitri; Sholikhin, Mohammad Yusron; Pratiwi, Azizah Esti
IJIBE (International Journal of Islamic Business Ethics) Vol 5, No 1 (2020): March 2020
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.5.1.60-72

This study aims to examine the determinant factors that influence Islamic stocks, JII. The development of the global economy will have an impact on economic turnover in Indonesia. This condition leads to sharing prices will be affected by the global economy. Strengthening in various sectors is needed so that JII stability can be maintained. This study uses quantitative methods with the Vector Error Correction Model (VECM) analysis which can determine the factors that influence the Jakarta Islamic Index (JII) in the long run. The time-series data used is monthly data from January 2011 to December 2018. The result of this research presents the macroeconomic variables affect JII in the long run. This has implications for JII stability depending on the exchange rate of the rupiah against the US dollar, the business cycle, inflation, economic growth, and interest rates. Exchange rates and business cycles have a negative relationship with JII. Meanwhile, interest rates, CPI and IPI have a positive relationship with JII. This research shows the macroeconomic factors from the business-cycle, which can be taken to be determined. It seems that this study might be a suggestion for investors in making wise decisions in investing. Furthermore, the government plays a very important role in maintaining the stability of Islamic stocks and the factors that influence them. In addition, strengthening monetary policy is needed due to the stock movements cannot be separated from the policy.

Buying and Selling of Wholesale Rice from an Islamic Economic Perspective(a Phenomenological Studi in the Urban Village Kotakulon Bondowoso) Hastacya, Dimas Jovanka; Saleh, Mohammad; Amijaya, Rachmania Nurul Fitri; Lutfiani, Hilda
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 2 (2024): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i2.9681

Sale and purchase that most often deviates from Islamic economics is the piecework system, one of which is the sale of agricultural crops. Deviations from Islamic economics in wholesale buying and selling transactions result in the risk of loss that must be borne by one of the parties involved, both the seller (farmer) and the buyer (contractor). The purpose of this research is to find out the factors that influence farmers in Kotakulon urban village Bondowoso to buy and sell rice in bulk, to find out the practice of buying and selling rice in bulk carried out in Kotakulon urban village Bondowoso and to find out whether buying and selling in bulk in Kotakulon urban village Bondowoso Village is in accordance or not with the perspective of Islamic economics (Maqashid sharia). This research uses a qualitative approach with phenomenological methods. Meanwhile, the data collection techniques used are observation, interviews, and documentation. The informants in this study consisted of farmers and contractors. The analysis method used is data reduction, data presentation and conclusion drawing or verification.The results of this study indicate that from the point of view of maqashid sharia theory on the practice of the wholesale system if green rice is traded as a whole, the practice of buying and selling rice by wholesale involving modern technology, fairness in pricing, flexibility in payment, and trust between the parties involved is a practice that can be in line with the five main elements of maqashid sharia as long as it complies with Islamic law.

Buying and Selling of Wholesale Rice from an Islamic Economic Perspective(a Phenomenological Studi in the Urban Village Kotakulon Bondowoso) Hastacya, Dimas Jovanka; Saleh, Mohammad; Amijaya, Rachmania Nurul Fitri; Lutfiani, Hilda
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 12 No 2 (2024): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v12i2.9681

Sale and purchase that most often deviates from Islamic economics is the piecework system, one of which is the sale of agricultural crops. Deviations from Islamic economics in wholesale buying and selling transactions result in the risk of loss that must be borne by one of the parties involved, both the seller (farmer) and the buyer (contractor). The purpose of this research is to find out the factors that influence farmers in Kotakulon urban village Bondowoso to buy and sell rice in bulk, to find out the practice of buying and selling rice in bulk carried out in Kotakulon urban village Bondowoso and to find out whether buying and selling in bulk in Kotakulon urban village Bondowoso Village is in accordance or not with the perspective of Islamic economics (Maqashid sharia). This research uses a qualitative approach with phenomenological methods. Meanwhile, the data collection techniques used are observation, interviews, and documentation. The informants in this study consisted of farmers and contractors. The analysis method used is data reduction, data presentation and conclusion drawing or verification.The results of this study indicate that from the point of view of maqashid sharia theory on the practice of the wholesale system if green rice is traded as a whole, the practice of buying and selling rice by wholesale involving modern technology, fairness in pricing, flexibility in payment, and trust between the parties involved is a practice that can be in line with the five main elements of maqashid sharia as long as it complies with Islamic law.

INCREASING THE FINANCIAL LITERACY OF MIGRANT WORKERS IN JAPAN THROUGH SHARIA FINANCIAL MANAGEMENT TRAINING Amijaya, Rachmania Nurul Fitri; Erlangga, Okyviandi Putra; Yasin, Mohammad Zeqi; Anas, Mohammad Nizar
As-Sidanah Vol 6 No 1 (2024): APRIL
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/assidanah.v6i1.72-88

The necessity for financial management skills among migrant workers was underscored by the prevalence of a family member engaging in overseas employment within Indonesian households. This was evident in the imperative role finance played in encouraging migrant employees to maximize their earnings beyond what they could achieve in Indonesia. In this study, the ABCD (asset-based community development) strategy was employed to empower the Japanese IPMI community, utilizing existing community assets for sustainable development. The Indonesian Muslim Nurses Association, a supportive network, facilitated mutual growth and the establishment of ukhuwah Islamiyyah, contributing to a robust community fabric. IPMI served as a pivotal venue for enhancing the community's financial literacy through various levels of community service. Before returning to Indonesia, migrant workers took proactive steps in financial planning, including saving for retirement and other financial goals. Migrant employees, upon joining IPMI, actively recorded costs, tracked income, and projected investments for pension funds through direct practice. This past-tense abstract emphasizes the crucial role of financial empowerment and community support in the journey of migrant workers. The result shows after this community service, many migrant workers aware about financial management and gained a deeper understanding of financial management principles, enabling them to make informed decisions regarding budgeting, saving, and investing.

Do the Performance of Islamic Banking and Islamic Bonds (Sukuk) Influence Indonesia's Economic Growth? Amijaya, Rachmania Nurul Fitri; Alfaroby, Sulthan Hakim Aviecenna; Putra, Perdana Nanda Hari; Adlani, Shofiyuddin Akmal
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 11 No. 2 (2024)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v11i2.14547

The influence of Islamic banking and Sharia bonds on the economic growth of Indonesia will be discussed in this article, considering the return on assets (ROA) and the development of sukuk in Indonesia. In this research, the return on assets of Islamic commercial banks and the cumulative value of sukuk issuances are the independent variables, while the gross domestic product is the dependent variable. A quantitative approach is used in conjunction with a multiple linear regression model. Secondary data used in this study is sourced from the Financial Services Authority (OJK) and the Central Statistics Agency (BPS). The data covers the first quarter of 2015 to the second quarter of 2023. The data is processed using Eviews 10 to analyze the Gross Domestic Product (GDP), Return on Asset (ROA), and Cumulative Value of Sukuk Issuance (NAP). The results indicate that the variable of cumulative sukuk issuance has a significant influence on economic growth, while the variable of return on assets of Islamic commercial banks does not have a significant influence on economic growth.

Title

Found 18 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 18 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 18 Documents
Search