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All Journal IJIBE (International Journal of Islamic Business Ethics) JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Ekonomi & Keuangan Islam SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan MITRA: Jurnal Pemberdayaan Masyarakat Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Airlangga International Journal of Islamic Economics and Finance As-Sidanah : Jurnal Pengabdian Masyarakat Maliki Islamic Economics Journal International Journal of Islamic Economics (IJIE) Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Rachmania Nurul Fitri Amijaya
Faculty Of Economics And Bussiness, Universitas Airlangga, Surabaya, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Pemberdayaan UMKM batik khas Jember Desa Sumberpakem melalui pelatihan desain dan digital marketing : peran teknologi online dalam meningkatkan akses pasar dan profitabilitas Zainuri, Zainuri; Viphindrartin, Sebastiana; Wilantari, Regina Niken; Amijaya, Rachmania Nurul Fitri; Imamudin, Ilham; Roziq, Ahmad
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 4 (2024): December
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i4.28157

Abstract

Abstrak Pengabdian ini berfokus pada pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) Batik Khas Jember di Desa Sumberpakem, Kecamatan Sumberjambe, Kabupaten Jember. Dalam rangka meningkatkan pemahaman dan penerapan teknologi online serta manajemen keuangan, Pengabdian ini menguraikan implementasi kegiatan Pengabdian Kepada Masyarakat Program Pengabdian Berbasis Pengembangan Desa Binaan (PROBANGDEBI)). Pendekatan edukatif dan pelatihan interaktif digunakan untuk membantu UMKM memperluas akses pasar dan meningkatkan profitabilitas. Metode pelaksanaan mencakup tiga tahap utama: Analisis Situasi Lapangan: Pengabdi menganalisis kondisi dan tantangan yang dihadapi oleh pelaku UMKM. Dari sini, mereka dapat mengidentifikasi area di mana teknologi online dapat memberikan dampak positif. Selanjutnya pengembangan materi edukatif: Tim Pengabdi mengembangkan materi edukatif yang relevan dengan kebutuhan UMKM. Ini mencakup pelatihan tentang penggunaan desain grafis dan strategi pemasaran. Implementasi Teknologi Online UMKM diberikan pelatihan dan pendampingan dalam menerapkan teknologi online dalam bisnis mereka. Ini melibatkan penggunaan platform e-commerce, media sosial, dan alat digital lainnya. Hasil evaluasi menunjukkan peningkatan yang signifikan dalam pengetahuan dan penggunaan teknologi online oleh pelaku UMKM. Dengan adanya pendekatan ini, diharapkan UMKM dapat lebih kompetitif, memperluas jangkauan pasar, dan meningkatkan profitabilitas mereka. Kata kunci: batik sumber pakem; pasar digital; teknologi online; akses pasar; profitabilitas. Abstract This service focuses on empowering Micro, Small, and Medium Enterprises (MSMEs) of Jember Special Batik in Sumberpakem Village, Sumberjambe District, Jember Regency. In order to improve understanding and application of online technology and financial management, and describe the implementation of Community Service activities of the Village Development-Based Service Program (PROBANGDEBI)). An educational approach and interactive training are used to help MSMEs expand market access and increase profitability. The implementation method includes three main stages: Field Situation Analysis: The Community Service analyzes the conditions and challenges faced by MSME actors. From here, they can identify areas where online technology can have a positive impact. Next is the development of educational materials: The Community Service Team develops educational materials that are relevant to the needs of MSMEs. This includes training on the use of graphic design and marketing strategies. Implementation of Online Technology MSMEs are given training and assistance in implementing online technology in their businesses. This involves the use of e-commerce platforms, social media, and other digital tools. The evaluation results showed a significant increase in knowledge and use of online technology by MSME actors. With this approach, MSMEs can be more competitive, expand their market reach, and increase their profitability.  Keywords: batik sumber pakem; digital market; online technology; market access; profitability.
Empowering Micro Enterprises through the Bondowoso Makmur Program by Baznas Bondowoso: A Case Study of Local Economic Development Hermanto, Annisa Ramadhani; Titisari, Purnamie; Amijaya, Rachmania Nurul Fitri; Endut, Wan Anisah
Jurnal Internasional Ekonomi Islam Vol 7 No 01 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i01.10392

Abstract

Introduction: Microenterprises play a significant role in the Indonesian economy. However, they often face obstacles, including limited capital, market access, and management skills. In this context, zakat institutions such as the National Amil Zakat Agency (BAZNAS) become very relevant in supporting their development. Objective: This study discusses micro-businesses' problems in the Bondowoso District, including the lack of capital. Bondowoso Regency has limitations in capital, so the Badan Amil Zakat Nasional (BAZNAS) meets the need for productive zakat assistance. Method: The research used is qualitative with a phenomenological approach. Data collection techniques include observation, interviews, and documentation. Result: The results show that the program's distribution process, including data verification, feasibility surveys, and monitoring, has positively impacted mustahik businesses, increasing turnover, profits, production capacity, and customer base, though full development has yet to be achieved. Implication: This article emphasises the important role of institutions in easing the burden on micro-entrepreneurs; such support can alleviate poverty.
The Role of Government, Islamic Banks, And Waqf in Inclusive Economic Development in Indonesia Musyaffa, Ahmad Naufal; Luthfi, Agus; Amijaya, Rachmania Nurul Fitri
Maliki Islamic Economics Journal Vol 5, No 1 (2025): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v5i1.32459

Abstract

This study examines the relationship between government spending variables, Islamic commercial bank financing, and waqf, focusing on the inclusiveness of economic development, using a quantitative approach to explanatory research. A panel data regression analysis model is used to test the hypotheses. The results of the analysis partially explain that government spending and Islamic commercial bank financing have a significant positive effect on the inclusiveness of economic development. Meanwhile, the waqf variable does not affect the inclusiveness of economic development. This study uses Ibn Khaldun’s hikkamiyah theory to explain economic development. By improving the quality of institutions, such as the government and financial sector, and applying fair principles in conducting economic development in Indonesia, inclusive economic development becomes more realistic.
HOW DO GEN Z MUSLIM CONSUMERS DECIDE TO PURCHASE UMAMA SCARF HIJABS ONLINE? Sayuti, Vina Nur Anis; Subagio, N. Ari; Amijaya, Rachmania Nurul Fitri
Airlangga International Journal of Islamic Economics and Finance Vol. 8 No. 01 (2025): JANUARY-JUNE 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v8i01.66284

Abstract

The large number of Muslim populations in Indonesia provides a large consumer potential for the business world. This can be seen from the many businesses that are now trying to meet consumer needs for sharia products and services, one of which is wearing the hijab. The purpose of this study was to analyze the significant influence of electronic word of mouth, influencer marketing, sales promotion and price on the purchasing decisions of generation Z Muslim consumers on the Umama Scarf hijab product. The sampling technique in this study used purposive sampling. The population in this study were generation Z Muslim consumers in Jember Regency who had made online purchases of the Umama Scarf hijab product twice. This study used multiple linear regression analysis methods. The results showed that the variables electronic word of mouth, influencer marketing, sales promotion and price had a significant effect on increasing purchasing decisions. This shows that generation Z pays attention to the intensity, content, and reviews of consumers who have purchased the Umama scarf hijab online. Purchasing decisions are influenced by the needs factor felt by generation Z in terms of decisions and how consumers experience information about the Umama Scarf hijab product from influencers. By offering discounts, free coupons to create better prices to increase purchasing decisions.
Analisis Perubahan Kebijakan Pajak di Negara GCC dalam Perspektif Ekonomi Islam Amijaya, Rachmania Nurul Fitri; Sholikhin, Mohammad Yusron
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.2859

Abstract

G.C.C. countries use oil as a significant source of state revenue because the G.C.C. region is a collection of world oil-producing countries. However, since the world oil price slumped from 2005-2008, governments have changed course by imposing taxes on their citizens. The point of this study is to argue the G.C.C. countries that have changed their tax-free system in their economy into countries that apply taxes today. Then, the views of some Muslim scientists related to taxation are related to changes in tax policy in G.C.C. countries. The qualitative method is used in this paper with a critical approach and analysis of several kinds of literature and financial reports relating to changes in tax policy in the G.C.C. area. The results of this study explain that the G.C.C. countries compile a value-added tax of 5%, which is applied to several basic needs such as food, clothing, water, and electricity bills. Later, some Muslim scientists agreed on the existence of taxes for the common good, a source of revenue for public facilities and services.
Pengaruh Zakat dan Investasi Terhadap Pertumbuhan Ekonomi di Jawa Timur Tahun 2016-2020 Windrayati, Dewi Ayu; Amijaya, Rachmania Nurul Fitri
IJABAH Vol. 2 No. 1 (2024): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.316

Abstract

This study aims to determine how the influence of zakat and investment on economic growth in East Java in 2016-2020. The research approach uses a quantitative approach. Using a population of 38 regencies / cities in East Java Province. The data analysis method used uses panel data regression which shows the results that the zakat variable has no significant effect on economic growth in East Java in 2016-2020. Meanwhile, the investment variable has a significant effect on economic growth in East Java in 2016-2020. These results show the importance of increasing awareness to implement zakat in the community so that it can have an influence not only regionally but also nationally.
Does Financial Risk Matter for Financial Performance in Sharia Banks? Amijaya, Rachmania Nurul Fitri; Alaika, Rochmatulloh
Jurnal Ilmu Ekonomi Terapan Vol. 8 No. 1 (2023)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jiet.v8i1.44675

Abstract

This study seeks to examine the impact of operational, liquidity, and credit risks on financial performance (ROA) at national Islamic commercial banks from 2015 to 2021. The model includes control variables such as technological risk (E-Banking) and macroeconomic variables (BI rate and inflation). This study used seven national Islamic banking businesses as examples. This work employs the panel data regression technique to investigate a mixture of time series from 2015 to 2021. In this study, the independent variables are credit risk as measured by Non-Performing Finance (NPF), liquidity risk as measured by Finance to Deposit Ratio (FDR), operational risk as measured by Operations Expenses to Operations Income (BOPO), and performance bank finances as measured by Return on Assets (ROA). According to the study's findings, the variable credit risk (NPF), operational risk (BOPO), and technological risk (E-Banking) all significantly and negatively affect financial performance (ROA). Meanwhile, neither liquidity risk nor inflation has a significant positive impact on financial performance (ROA). Furthermore, the BI rate has a negative, but not statistically significant, impact on financial performance (ROA).
DO SHARIA MUTUAL FUNDS, SHARIA BONDS (SUKUK), AND SHARIA STOCKS AFFECT INDONESIA'S ECONOMIC GROWTH? Khoirunisa, Nabilla; Amijaya, Rachmania Nurul Fitri; Santoso, Edy
Airlangga International Journal of Islamic Economics and Finance Vol. 8 No. 02 (2025): July-December 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v8i02.76697

Abstract

The growth of investment instruments is not always in line with national economic growth. This phenomenon raises questions about how much real influence Islamic capital market instruments have on Indonesia's economic growth. This study aims to examine the influence of sharia mutual funds, sharia bonds (sukuk), and sharia stock on Indonesia's economic growth from 2011-2024. This study uses a quantitative approach with Ordinary Least Squares (OLS) methods, multiple linear regression. The data used is quarterly time series data, with the sharia mutual fund indicator represented by the Net Asset Value (NAB), sukuk by the total issuance of corporate sukuk, and sharia stocks by the market capitalization of the Jakarta Islamic Index (JII). The results of the study show that, partially, sharia mutual funds and sharia stocks have a positive and significant effect on economic growth. However, Islamic bonds (sukuk) do not have a significant impact on economic growth. Keywords: Sharia Mutual Funds, Sharia Bonds, Sukuk, Sharia Stocks, Economic Growth
Co-Authors Adlani, Shofiyuddin Akmal Agus Luthfi Ahmad Roziq Alaika, Rochmatulloh Alfaroby, Sulthan Hakim Aviecenna Anas, Mohammad Nizar Asa Prayarsni Korina Bayu Arie Fianto Edy Santoso Endut, Wan Anisah Erlangga, Okyviandi Putra Hastacya, Dimas Jovanka Hermanto, Annisa Ramadhani Hilda Lutfiani Imamudin, Ilham Khoirunisa, Nabilla Lutfiani, Hilda Mohammad Saleh Mohammad Yusron Sholikhin Musyaffa, Ahmad Naufal N. Ari Subagio Pratiwi, Azizah Esti Purnamie Titisari Putra, Perdana Nanda Hari Rochmatulloh Alaika Sayuti, Vina Nur Anis Sholikhin, Mohammad Yusron Sri Herianingrum Supriani, Indri Viphindrartin, Sebastiana Wilantari, Regina Niken Windrayati, Dewi Ayu Yasin, Mohammad Zeqi Zainuri Zainuri, Zainuri