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<![CDATA[DAMPAK TTG PADA PENINGKATAN KINERJA UMKM DI GRESIK (STUDI KASUS PADA SENTRA PRODUK MAKANAN RINGAN) ]]>
<![CDATA[-, Iramani]]>;
<![CDATA[Suryani, Tatik]]>;
<![CDATA[Dewi, Nurul Hasanah Uswati]]>
<![CDATA[ Prosiding Seminar Nasional Darmajaya Vol 1 (2017): SEMNAS IIB DARMAJAYA ]]>
Publisher : <![CDATA[Prosiding Seminar Nasional Darmajaya ]]>
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<![CDATA[Salah satu produk unggulan kabupaten Gresik adalah opak jepit, Makanan ringan ini semula diproduksi dengan cara tradisonal oleh UMKM di desa Kedung Rukem. Dengan cara tradisional ini waktu yang dibutuhkan cukup lama sehingga kapasitas produksi sangat rendah. Tujuan dari penelitian ini untuk menguji dampak penerapan Tehnologi Tepat Guna (TTG) terhadap peningkatan kapasitas. TTG dalam penelitian ini adalah penggunaan alat produksi yang diciptakan untuk proses pembuatan produk opak jepit. Penelitian dilakukan di Sentra usaha opak jepit yang terletak di desa Kedung Rukem kabupaten Gresik. Pemilihan sampel dilakukan dengan menggunakan purposive sampling dimana diambil sembilan UMKM yang memproduksi opak jepit secara kontinyu. Pengamatan dilakukan selama terhadap kapasitas produksi dan omset penjualan sebelum dan setelah penerapan TTG. Teknik analisis yang digunakan adalah paired sample t-test. Hasil yang ditemukan dalam penelitian ini adalah terdapat peningkatan kapasitas produksi dan omset penjualan produk opak jepit sebagai dampak penerapan TTG. Implementasi bisnis dari penelitian ini adalah penerapan TTG pada UMKM sangat diperlukan untuk meningkatkan daya saing UMKM.Kata kunci : Teknologi Tepat Guna, kapasitas produksi, omset penjualan]]>
<![CDATA[THE EFFECT OF FUNDING POLICY, DIVIDEND POLICY, COMPANY SIZE AND PROFITABILITY ON COMPANY VALUE IN MANUFACTURING COMPANIES ]]>
<![CDATA[Yanuarini, Lily]]>;
<![CDATA[Iramani, Rr.]]>
<![CDATA[ JURNAL EKBIS Vol 24 No 1 (2023): EKBIS (Jurnal Analisis, Prediksi dan Informasi ]]>
Publisher : <![CDATA[Universitas Islam Lamongan ]]>
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<![CDATA[The aim of this research is to examine and analyze the effect of funding policy, dividend policy, profitability and firm size simultaneously and partially on firm value. This study uses causal research. The data source for this research is secondary research. The sampling technique in this study was to use purposive sampling method. The research population is a manufacturing company listed on the Indonesia Stock Exchange. The type of data used is secondary data sourced from the publication of annual reports obtained from www.idx.co.id and the Indonesian Capital Market Directory. The analysis technique uses Multiple Regression Analysis (MRA). The results of the study show that funding policies, dividend policies, profitability and firm size simultaneously affect firm value. And funding policies, dividend policies, profitability and firm size partially affect firm value. Future researchers are expected to be able to take other variables that can affect company value.]]>
<![CDATA[Model Prediksi Financial Distress Perusahaan Go Public di Indonesia (Studi pada Sektor Manufaktur) ]]>
<![CDATA[Iramani, Rr.]]>
<![CDATA[ Jurnal Aplikasi Manajemen Vol. 6 No. 1 (2008) ]]>
Publisher : <![CDATA[Universitas Brawijaya, Indonesia ]]>
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<![CDATA[The objective of this research is to examine financial ratios of accrual basis, financial ratios of cash basis, industry relative ratios of accrual basis, industry relative ratios of cash basis and sensitivity toward macro economic indicators as financial distress predictors and to develop a financial distress prediction model as early warning system for go-public enterprises in Indonesia. From the analysis, it was found out that the significant variables in terms of forming prediction model to be successful is interpreted, consisting of four financial ratios of accrual basis variables, two industry relative ratios of accrual basis variables and one industry relative ratios of cash basis variable. This financial distress prediction model is as the following: Py1 = 1/1+e-(-0.5-0.6RETA+1.27TDTA-1.OSEATS+2.18INVNS-0.35RSEBITTA-0.42RSSTA 0.44RSCFTL)]]>
<![CDATA[Faktor-faktor Penentu Perilaku Investor dalam Transaksi Saham di Surabaya ]]>
<![CDATA[Iramani, Rr.]]>;
<![CDATA[Bagus, Dhyka]]>
<![CDATA[ Jurnal Aplikasi Manajemen Vol. 6 No. 3 (2008) ]]>
Publisher : <![CDATA[Universitas Brawijaya, Indonesia ]]>
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<![CDATA[This aim study to explore factors determinant investors behavior in stock exchange transaction in Surabaya. Furthermore, this study test psychological difference between male and female investor. To test hypotheses, this study employs factor analysis and independent sample t-test. By performing Factor Analysis, this study reveals six factors determine investor behavior named: security and pleasure factor, bias thinking factor, bravery factor, social and emotional interactionfactor and judgement bias factor. More over, by performing independent sample t-test, this study found that there is not psychological difference between male and female investor.]]>
<![CDATA[Kekuatan financial tehnology dalam Meningkatkan Kinerja Bisnis UMKM ]]>
<![CDATA[Amilia, Wilda Sinta]]>;
<![CDATA[Rr. Iramani]]>
<![CDATA[ Journal of Business & Banking Vol 14 No 02: November-April 2025 ]]>
Publisher : <![CDATA[Universitas Hayam Wuruk Perbanas ]]>
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DOI: 10.14414/jbb.v14i02.5044
<![CDATA[ Micro, Small and Medium Enterprises contribute greatly to driving the regional economy and providing employment opportunities for the community. Therefore, research to improve the performance of MSMEs is still very relevant to do. This study aims to examine the importance of financial technology, financial literacy, and culture in improving the business performance of MSMEs in East Java. Business performance studies that combine financial literacy, financial technology and culture with business performance, especially in the East Java region, are still very limited. Therefore, this research is important to be conducted to enrich empirical findings related to business performance. The sampling technique used was purposive sampling, by taking samples of MSMEs in the Surabaya, Mojokerto, Sidoarjo and Gresik areas. Total sample of 100 MSMEs. The data source used is primary data collected by survey using a questionnaire. Analysis was conducted with Partial Least Square. The results showed that financial technology and financial literacy as well as culture have a significant positive effect on MSME business performance. The results of this study imply that to improve the sustainability and business performance of MSMEs in East Java, MSME managers should improve their financial technoly and financial literacy capabilities and foster a culture that is the value of their business.]]>
<![CDATA[Kekuatan financial tehnology dalam Meningkatkan Kinerja Bisnis UMKM ]]>
<![CDATA[Amilia, Wilda Sinta]]>;
<![CDATA[Rr. Iramani]]>
<![CDATA[ Journal of Business & Banking Vol 14 No 2 (2025): November-April 2025 ]]>
Publisher : <![CDATA[Universitas Hayam Wuruk Perbanas ]]>
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DOI: 10.14414/jbb.v14i02.5044
<![CDATA[ Micro, Small and Medium Enterprises contribute greatly to driving the regional economy and providing employment opportunities for the community. Therefore, research to improve the performance of MSMEs is still very relevant to do. This study aims to examine the importance of financial technology, financial literacy, and culture in improving the business performance of MSMEs in East Java. Business performance studies that combine financial literacy, financial technology and culture with business performance, especially in the East Java region, are still very limited. Therefore, this research is important to be conducted to enrich empirical findings related to business performance. The sampling technique used was purposive sampling, by taking samples of MSMEs in the Surabaya, Mojokerto, Sidoarjo and Gresik areas. Total sample of 100 MSMEs. The data source used is primary data collected by survey using a questionnaire. Analysis was conducted with Partial Least Square. The results showed that financial technology and financial literacy as well as culture have a significant positive effect on MSME business performance. The results of this study imply that to improve the sustainability and business performance of MSMEs in East Java, MSME managers should improve their financial technoly and financial literacy capabilities and foster a culture that is the value of their business.]]>
<![CDATA[The role of board of commissioners and transparency in improving bank operational efficiency and profitability ]]>
<![CDATA[Lutfi, Lutfi]]>;
<![CDATA[Silvy, Meliza]]>;
<![CDATA[Iramani, Rr.]]>
<![CDATA[ Journal of Economics, Business, and Accountancy Ventura Vol. 17 No. 1 (2014): April 2014 ]]>
Publisher : <![CDATA[Universitas Hayam Wuruk Perbanas ]]>
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DOI: 10.14414/jebav.v17i1.268
<![CDATA[Good corporate governance is a critical aspect in banking industries because the larg- est part of the source of funds is from public. Two of the important aspects of good corporate governance are the role of the board of commissioners and transparency. This study aimed to assess the effect of the implementation of good governance, which is proxied by the role of the board of commissioners and transparency of financial and non-financial condition, toward the operational efficiency and profitability of the na- tional commercial banks in Indonesia. This study uses data of thirty six banks for five years, from 2008 to 2012. Random effect panel data technique is used to analyze the data since this technique can increase the power of statistical analysis. The results shows that in terms of efficiency only board that functions well capable of improving the operational efficiency of the banks. As for profitability, both good board of commis- sioners and public transparency are capable of increasing the bank operational profit- ability in Indonesia.]]>
<![CDATA[Pelatihan Pemanfaatan Tempat Sampah Otomotis di Kampung Pulosari ]]>
<![CDATA[Suprianto, Gaguk]]>;
<![CDATA[Iramani, Rr.]]>;
<![CDATA[Puspitaningrum, Titis]]>
<![CDATA[ Jurnal Pengabdian kepada Masyarakat Vol. 11 No. 1 (2024): JURNAL PENGABDIAN KEPADA MASYARAKAT 2024 ]]>
Publisher : <![CDATA[P3M Politeknik Negeri Malang ]]>
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DOI: 10.33795/abdimas.v11i1.5127
<![CDATA[Waste management is a serious problem in densely populated environments. This research examines community service efforts aimed at overcoming waste management problems in Pulosari Village, Surabaya, through the application of the automatic trash can concept. By using survey, preparation, implementation and evaluation methods, this program was successful in installing automatic trash cans, holding outreach to the community, as well as providing assistance and evaluation on the use of these automatic trash cans. The automatic trash bin created is capable of detecting metal and non-metal waste and sorting it automatically. The results show a positive response from society towards this technological innovation, with increased awareness of the importance of keeping the environment clean. However, further evaluation is still needed to improve the effectiveness and sustainability of this program in the future. Therefore, this activity participates in efforts to create a cleaner, healthier and more sustainable environment in Pulosari Village and can be used as an example for other villages or villages in overcoming similar problems.]]>
<![CDATA[Financial Well-being Model of Health Workers in the City of Surabaya: An Empirical Study ]]>
<![CDATA[Soepardi, Gerryd Dina]]>;
<![CDATA[Iramani, Rr.]]>
<![CDATA[ Dinasti International Journal of Education Management And Social Science Vol. 7 No. 1 (2025): Dinasti International Journal of Education Management and Social Science (Octob ]]>
Publisher : <![CDATA[Dinasti Publisher ]]>
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DOI: 10.38035/dijemss.v7i1.5199
<![CDATA[This research examines the influence of financial knowledge, current financial stress, and internal locus of control on the financial well-being of civil servant healthcare workers in Surabaya. The study is motivated by the growing importance of understanding the factors that shape financial well-being, particularly among public sector workers who play a vital role in delivering health services. Samples were taken using cluster sampling techniques at health centers in the Surabaya area. Data was collected using a survey method by distributing questionnaires to selected respondents totaling 150 respondents. This research uses a quantitative approach where the analysis technique used is Structural Equation Model-Partial Least Square (SEM-PLS). The results indicate that financial knowledge does not have a significant effect on financial well-being. Financial stress has a significant negative effect while internal locus of control has a significant positive effect. The implications of the results of this study emphasize the importance of strengthening the psychological to manage their finances independently and sustainably in order to achieve financial well-being.]]>
<![CDATA[Pemberdayaan Ibu-Ibu Kader Surabaya Hebat Dalam Pemilahan Sampah Anorganik Bernilai Ekonomis Di Kampung Pulosari ]]>
<![CDATA[Iramani, Rr.]]>;
<![CDATA[Puspitaningrum, Titis]]>;
<![CDATA[Suprianto, Gaguk]]>
<![CDATA[ Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Vol. 6 No. 4 (2023): Oktober 2023 ]]>
Publisher : <![CDATA[STMIK Royal ]]>
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DOI: 10.33330/jurdimas.v6i4.2741
<![CDATA[Plastic waste can cause pollution. Plastic pollution can contaminate land, waterways and oceans. This condition is also a problem in one of the Pulosari villages located in the South Surabaya area. Lack of knowledge and awareness to sort waste makes this village a problem to be solved in the Community Partnership Program conducted in this village. The implementation of the community partnership program is carried out using training methods to increase partners' knowledge and mentoring methods to improve skills in inorganic waste segregation. The result of implementing the Community Partnership Program is community knowledge and understanding of the importance of waste segregation. Another result is the increase in partners' skills in sorting inorganic waste so that it has economic value which in the end is able to provide additional family income and PKK cash sourced from selling the results of inorganic waste sorting. Keywords: great Surabaya cadre; waste sorting; inorganic waste Abstrak: Sampah plastik dapat menimbulkan polusi. Polusi plastik dapat mencemari tanah, saluran air dan lautan. Kondisi ini juga menjadi permasalahan di salah satu kampung Pulosari yang terletak di wilayah Surabaya Selatan. Kurangnya pengetahuan dan kesadaran untuk melakukan pemilahan sampah, membuat kampung tersebut merupakan permasalahan yang akan diselesaikan dalam Program Kemitraan Masyarakat yang dilakukan di kampung ini. Pelaksanaan program kemitraan masyarakat dilakukan dengan menggunakan metode pelatihan untuk meningkatkan pengetahuan mitra dan metode pendampingan untuk meningkatkan ketrampilan dalam pemilahan sampah anorganik. Hasil dari pelaksanaan Program Kemitraan Masyarakat adalah pengetahuan dan pemahaman ma-syarakat akan pentingnya pemilahan sampah. Hasil yang lainnya adalah meningkatnya ketrampilan mitra dalam memilah sampah an-organik sehingga bernilai ekonomis yang pada akhirnya mampu memberikan tambahan pendapatan keluarga dan kas PKK yang bersumber dari penjualan hasil pemilahan sampah anorganikKata kunci: kader surabaya hebat; pemilahan sampah; sampah anorganik]]>
