Article Per Year (5 Year)
p-Index From 2021 - 2026
0.882
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Sains Sosio Humaniora Jurnal Ilmiah Manajemen Kesatuan Studium: Jurnal Pengabdian Kepada Masyarakat Journal of Business Studies and Management Review
ERWITA DEWI
Staf Pengajar Fakultas Ekonomi Dan Bisnis Universitas Jambi
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

 1 
PREDIKSI TINGKAT KEBANGKRUTAN PERUSAHAAN PERTAMBANGAN BATU BARA YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2014-2015 (DENGAN METODE Z-SCORE ALTMAN DAN Z-SCORE FOSTER) ERWITA DEWI
Jurnal Manajemen Terapan dan Keuangan Vol. 6 No. 1 (2017): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v6i1.3790

Abstract

This study aims to determine the financial statements prior to the bankruptcy can be used to predict the rate of bankruptcy with Altman Model and Foster on coal mining company listed on the Indonesia Stock Exchange. Model classification Altman Z score Z score> 2.90 is classified as a healthy company, while the company has a Z score <1.20 were classified as potentially bankrupt company. Furthermore, scores between 1.20 to 2.90 is classified as a company in the gray area or the gray area. While the Model Z score Foster use the "Cut-off Point" Z = 0.640, so companies that have Z <0.640 belongs to a group of companies that go bankrupt, while if Z> 0.640 included in the group of companies that are not bankrupt. After that tested the difference between the predicted results using independent samples t test. The results of the analysis of financial ratios and Foster Altman model proved capable of predicting corporate bankruptcies coal mining sector in Indonesia Stock Exchange in 2014-2015. Results Zscore Altman bankruptcy prediction for the year 2014-2015 shows an increase in predictive companies entering bankrupt category. In 2014 by 22% (there are four companies that PT.BUMI Resources Tbk, PT.Darma Henwa Tbk, PT.Delta Dunia Makmur Tbk and PT.Perdana Karya Perkasa Tbk), and in 2015 by 44% (there are eight companies, namely PT .Adaro Energy Tbk, PT.Atlas Resources Tbk, PT. Bumi Resources Tbk, PT.Darma Henwa Tbk, PT. Delta Dunia Makmur Tbk, PT.Perdana Karya Perkasa Tbk, PT.Petrosea and  PT.Golden Eagle Energy Tbk). Foster Zscore bankruptcy prediction results for the year 2014-2015 shows that there is consistency predictive companies entering bankrupt category. Year 2014-2015 by 28% (there are five companies that PT.Atlas Resources Tbk, PT.Baramulti Suksessarana Tbk, PT.Bayan Resources Tbk, PT. Darma Henwa Tbk and PT. Perdana Karya Perkasa Tbk). Both models are Zscore Altman bankruptcy prediction and Zscore Foster in this study proved to be no different in corporate bankruptcy prediction results were proved by analysis of independent sample t test.
PREDIKSI TINGKAT KEBANGKRUTAN PERUSAHAAN PERTAMBANGAN BATU BARA YANG TERDAFTAR Di BURSA EFEK INDONESIA TAHUN 2014-2015: (Dengan Metode Z-Score Altman Dan Z-Score Foster) Erwita Dewi
Jurnal Sains Sosio Humaniora Vol. 1 No. 2 (2017): Jurnal Sains Sosio Humaniora
Publisher : LPPM Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.951 KB) | DOI: 10.22437/jssh.v1i2.4298

Abstract

This study aims to determine the financial statements prior to the bankruptcy can be used to predict the rate of bankruptcy with Altman Model and Foster on coal mining company listed on the Indonesia Stock Exchange. Model classification Altman Z score Z score> 2.90 is classified as a healthy company, while the company has a Z score <1.20 were classified as potentially bankrupt company. Furthermore, scores between 1.20 to 2.90 is classified as a company in the gray area or the gray area. While the Model Z score Foster use the "Cut-off Point" Z = 0.640, so companies that have Z < 0.640 belongs to a group of companies that go bankrupt, while if Z > 0.640 included in the group of companies that are not bankrupt. After that tested the difference between the predicted results using independent samples t test. The results of the analysis of financial ratios and Foster Altman model proved capable of predicting corporate bankruptcies coal mining sector in Indonesia Stock Exchange in 2014-2015. Results Zscore Altman bankruptcy prediction for the year 2014-2015 shows an increase in predictive companies entering bankrupt category. In 2014 by 22% (there are four companies that PT.BUMI Resources Tbk, PT.Darma Henwa Tbk, PT.Delta Dunia Makmur Tbk and PT.Perdana Karya Perkasa Tbk), and in 2015 by 44% (there are eight companies, namely PT. Adaro Energy Tbk, PT.Atlas Resources Tbk, PT. Bumi Resources Tbk, PT. Darma Henwa Tbk, PT. Delta Dunia Makmur Tbk, PT.Perdana Karya Perkasa Tbk, PT.Petrosea and PT. Golden Eagle Energy Tbk). Foster Zscore bankruptcy prediction results for the year 2014-2015 shows that there is consistency predictive companies entering bankrupt category. Year 2014-2015 by 28% (there are five companies that PT.Atlas Resources Tbk, PT.Baramulti Sukses sarana Tbk, PT. Bayan Resources Tbk, PT. Darma Henwa Tbk and PT. Perdana Karya Perkasa Tbk). Both models are Zscore Altman bankruptcy prediction and Zscore Foster in this study proved to be no different in corporate bankruptcy prediction results were proved by analysis of independent sample t test.
EFFECT OF FINANCIAL ACCESS ON MSME BUSINESS PERFORMANCE, THE MODERATING ROLE OF FINANCIAL LITERACY (STUDY ON YOUTH ENTREPRENEURIAL GROUP IN JAMBI CITY) Erwita Dewi; Hendriyaldi Hendriyaldi; Feni Tialonawarmi
JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 5 No. 2 (2022): JBSMR, Vol. 5 No.2, June 2022
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.673 KB) | DOI: 10.22437/jbsmr.v5i2.19137

Abstract

This study aims to determine the effect of financial access on business performance by testing the moderation effect of financial literacy on entrepreneurial youth groups in Jambi city. Using a survey research design, the questionnaire was distributed to 252 respondents. Hypothesis testing using PLS-SEM analysis tools with Smart PLS 2.0 software. The results of the study indicate that the entire hypothesis was accepted. This proves that financial access affects the business performance of MSMEs and financial literacy acts as a moderation variable.
ENTREPRENEURIAL MOTIVATION AND ITS IMPACT ON MOMPRENEUR BUSINESS PERFORMANCE (STUDY ON SONGKET AND BATIK WOMEN ENTREPRENEURS IN JAMBI CITY) Erwita Dewi
JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 6 No. 1 (2022): JBSMR, Vol. 6 No.1, December 2022
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.931 KB) | DOI: 10.22437/jbsmr.v6i1.22831

Abstract

Women entrepreneurs have become a rapidly growing phenomenon in the last decade. In the province of Jambi, the development of the MSME sector has also continued to increase, as has the case in the city of Jambi. Female MSMEs are dominated by housewives and those who already have children are also known as "Mompreneurs". The motivation of women entrepreneurs to enter into the world of business or to become entrepreneurs is not only because of business activities that might be in accordance with their hobbies but also because of the family's economic conditions which require them to be able to find additional income.This research is an empirical study by examining the impact of Mompreneur entrepreneurial motivation on business performance.
Pelatihan Sadar Wisata Untuk Pengembangan Wisata Berbasis Masyarakat (Community Based Tourism) Di Desa Lubuk Beringin Kecamatan Batin III Ulu Kabupaten Bungo Hendriyaldi; Erwita Dewi; Rike Setiawati; Erida; Ovie Yanti
Studium: Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2022): Studium: Jurnal Pengabdian Kepada Masyarakat
Publisher : WIDA Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53867/jpm.v2i1.66

Abstract

Lubuk Beringin Village is one of the villages in Bungo Regency which is a village with enormous natural and cultural tourism potential. In addition to carrying out activities as farmers, the village community also develops local wisdom such as a prohibition to take fish in the river basin according to village custom, a prohibition on using tuba, poison centers, long trawls, and other chemicals to take fish in rivers, a prohibition on picking durian fruit if not ripe or fall alone in large quantities. This local wisdom is the main attraction for Lubuk Beringin Village and has become a tourist destination. Based on the results of interviews with Lubuk Beringin village officials during the preliminary survey, the main problems encountered in managing the Lubuk Beringin tourist destination are 1) Public awareness of the importance of tourism to support the village economy is still very low. 2) Community understanding of Sapta Pesona and tourist villages is still very low. The method used in PPM activities is through face-to-face meetings with the community and participation or known as the active participation lecture method of PPM partners. It is hoped that the implementation of this community service activity can overcome the problems that exist in Lubuk Beringin Village, Bathin III Ulu District, Bungo Regency. This activity was carried out on October 15 2022 at the Lubuk Beringin Village Hall. The output of this community service activity is the understanding of partners, namely BUMDes management, to be able to develop the tourism potential of Lubuk Beringin, publication in journals with ISSN.
The Impact of Entrepreneurial, Financial, and Digital Literacy on MSME Performance Besse Wediawati; Zulfina Adriani; Rike Setiawati; RTS. Ratnawati; Erwita Dewi
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.3411

Abstract

This study investigates the influence of entrepreneurial, financial, and digital literacy on micro, small, and medium enterprise (MSME) performance, with microfinance acting as a moderating factor. Conducted among 158 MSMEs partnered with Islamic microfinance institutions in Jambi Province, Indonesia, the research adopts a quantitative approach using Partial Least Squares (PLS) to test the proposed model. The findings confirm that all three types of literacy significantly and positively affect business performance, with entrepreneurial literacy showing the strongest influence. Despite financial literacy being only moderately high and digital literacy still relatively low, both remain important predictors of improved business outcomes. Notably, microfinance plays a key moderating role by enhancing the impact of these literacies on performance, emphasizing its role beyond financial support toward capacity-building and knowledge empowerment. The results suggest that improving the literacy of microfinance managers and building partnerships with stakeholders, universities, and digital communities are crucial steps toward strengthening MSME resilience and competitiveness. This study contributes a novel empirical model from the perspective of micro-entrepreneurs, offering a foundation for future research that explores microfinance and MSME dynamics from both demand and supply perspectives to better support business sustainability in the digital economy.
Co-Authors Besse Wediawati Erida Erida Hendriyaldi Rike Setiawati Rts Ratnawati Tialonawarmi, Feny Yanti, Ovie Zulfina Adriani