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All Journal Masalah-Masalah Hukum JURNAL ILMIAH LIVING LAW Pena Justisia: Media Komunikasi dan Kajian Hukum Community Development Journal: Jurnal Pengabdian Masyarakat Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Al-Hakim : Jurnal Ilmiah Mahasiswa Studi Syariah, Hukum dan Filantropi Jurnal Dedikasi Hukum Qawanin: Journal of Economic Syaria Law International Journal of Law and Society Rechtsvinding Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
Burhanudin Harahap
Faculty Of Law Universitas Sebelas Maret
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Integration of Zakat in BPJS Kesehatan Financing for People Experiencing Poverty: Opportunities and Challenges Nur Sulistiyaningsih; Luthfiyah Trini Hastuti; Solikhah; Burhanudin Harahap; Zeni Luthfiah; Abdusyahid Naufal Fathullah; Ramadhita
International Journal of Law and Society Vol 5 No 1 (2026): International Journal of Law and Society (IJLS)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijls.v5i1.174

Abstract

This study examines the potential integration of zakat as an Islamic social finance instrument to support the financing of the Health Care and Social Security Agency (Badan Penyelenggara Jaminan Sosial Kesehatan/BPJS Kesehatan) for poor communities in Indonesia. It aims to analyse the normative legal framework governing this integration and to identify the opportunities and challenges associated with incorporating zakat into the national health insurance system. The research employs a normative legal approach, drawing on statutory and conceptual analyses. Primary legal materials consist of laws and regulations related to zakat and social security. This study draws secondary data from reports published by the National Zakat Collection Agency (Badan Amil Zakat Nasional/BAZNAS), the Health Care and Social Security Agency (BPJS Kesehatan), and the Central Statistics Agency (Badan Pusat Statistik/BPS). Data were collected through a literature review and analysed qualitatively and interpretively by examining relevant legal provisions, fatwas, and institutional practices concerning the use of zakat for health insurance financing. The findings indicate that zakat can serve as a complementary financing instrument to assist poor (fakir), needy (miskin), and indebted (gharimin) participants in paying BPJS Kesehatan contributions. Normatively, this integration is supported by the 1945 Constitution, the 2011 Zakat Law, the 2004 National Social Security System (Sistem Jaminan Sosial Nasional/SJSN) Law, and the 2011 BPJS Law, and is further reinforced by the Indonesian Ulama/Scholars Council (Majelis Ulama Indonesia/MUI) Fatwa No. 102 of 2025. From the perspective of maqasid al-shariah, the integration reflects the objectives of protecting life (hifz al-nafs) and protecting wealth (hifz al-mal), while also offering potential to reduce the financial burden on vulnerable communities.
SATISFACTION OF NON-MUSLIM RESIDENTS WITH ISLAMIC SHARIA IN ACEH, INDONESIA Luthfiyah Trini Hastuti; Solikhah Solikhah; Burhanudin Harahap; Nur Sulistiyaningsih; Seno Wibowo Gumbira
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i3.5011

Abstract

This study aimed to determine the right fulfillment of non-Muslim residents regarding the implementation of Islamic Sharia in Aceh Province, Indonesia. It was a non-doctrinal legal study conducted in Banda Aceh City, Singkil, and Takengon. The primary data was obtained from the completion of questionnaires and interviews with non-Muslim religious leaders to supplement the required information, as well as secondary data, which consisted of various legal materials. The sample was selectedusing non-random purposive sampling, while data analysis was conducted quantitatively and qualitatively. The results based on the analysis of 244 questionnaires showed that the perception of non-Muslim residents regarding the implementation of Islamic Sharia in Aceh tends to be positive. Furthermore, the number of residents who were worried before and after the implementation of Islamic Sharia in Aceh decreased significantly from 29.5% to 9.4%. The guarantee of fulfilling the rights of non-Muslim residents can be compared to zimmi, as recognized in Islamic terminology. This comparison assumed that non-Muslim residents were within a jurisdiction and did not oppose the Islamic principles applied by a governance system.
Co-Authors Abdusyahid Naufal Fathullah Adi Sulistiyono Agus Rianto Alvin Yahya Arsyad Aldyan Haryo Normala Meilano Luthfiyah Trini Hastuti Luthfiyah Trini Hastuti Luthfiyah Trini Hastuti Luthfiyah Trini Hastuti Luthfiyah Trini Hastuti Luthfiyah Trini Hastuti Muhamad Abduh Muhammad Arfananda Ghifari Nur Sulistiyaningsih Nur Sulistyaningsih Ramadhita Salsabila Khairunnisa Seno Wibowo Gumbira Solikhah Solikhah Solikhah Solikhah Solikhah Solikhah Solikhah Solikhah Sulistiyaningsih, Nur Zeni Lutfiyah Zeni Luthfiah