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Establishment Of A Voluntary Self Regulation Non-Governmental Consumer Dispute Resolution Organization In Principle Of Fairness And Equality Satrio Ageng Rihardi; Budi Santoso; Ery Agus Priyono
Pandecta Research Law Journal Vol. 20 No. 2 (2025): December, 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/pandecta.v20i2.21086

Abstract

Developments in the economic sector will increase the production and consumption power of society. If consumers suffer losses, economic agents are obliged to be able to provide compensation for the products sold to consumers. The UUPK provides for alternative dispute resolution outside the judicial system, namely through the Non-Governmental Consumer Protection Agency (LPKSM). Settlement of consumer disputes in LPKSM with a voluntary self-regulation mechanism or self-regulation as an effort to regulate, control, evaluate, select and determine a performance that will certainly minimise or reduce the number of disputes that go to the Consumer Disputes Board (BPSK) or the District Court. The research method uses normative legal research by tracing literature studies using a normative legal approach in order to obtain new perceptions of the situation by providing a new form of concept in resolving consumer disputes at LPKSM. The concept of the LPKSM's Voluntary Self-Regulation Mechanism is designed to help various parties, especially business actors and consumers, quickly and inexpensively to resolve disputes at the lowest level before they reach the BPSK or the courts. As a form of voluntary self-regulation, mediation is the right method to implement the principle of equality before the law. The LPKSM acts as a third party, an outsider who is declared to be neutral (impartial) and who helps the parties to come to an agreement. The benefits of resolving consumer disputes are quick, inexpensive and confidential, and can even be described as a win-win solution, set out in a joint peace deed.
PENGATURAN DAN PENGAWASAN BISNIS FINANCIAL TECHNOLOGY DI INDONESIA: Indonesia Kornelius Benuf; Rinitami Njatrijani; Ery Agus Priyono; Nur Adhim
Dialogia Iuridica Vol. 11 No. 2 (2020): Volume 11 Nomor 2 Tahun 2020
Publisher : Faculty of Law, Maranatha Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/di.v11i2.2001

Abstract

In the era of globalization like today, the ease and speed of getting things are highly sought after, including the ease and speed of getting financial services. Financial Technology (Fintech) is a digital financial service that offers and provides convenience and speed of financial services. The emergence of Fintech certainly provides convenience for people to get financial services. But we need to remember that in our constitution, Indonesia is a rule of law so that everything that is done in this country must be based on law. Including the Fintech business, must be regulated and monitored by existing laws in Indonesia. So it is necessary to know the regulation and supervision of Fintech's business in Indonesia, which will be further explained in this paper. The writing method used is normative juridical, using secondary data by analyzing primary, secondary and tertiary legal materials. Based on the research results it is known that Fintech's business in Indonesia is regulated and supervised by three institutions namely the Ministry of Communication and Information, Bank Indonesia, and the Financial Services Authority.
Reformulation of Secured Creditors' Execution Rights in Bankruptcy: Economic and Justice Perspectives Luhut Sagala; Budi Santoso; Ery Agus Priyono
Jurnal Mulawarman Law Review Vol 11 No 1 (2026): VOLUME 11 ISSUE 2 JUNE 2026
Publisher : Faculty of Law, Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/

Abstract

The stability of the banking sector is crucial for economic development, yet resolving Non-Performing Loans (NPL) often faces severe legal hurdles during corporate bankruptcy. This article analyzes the normative conflict in Indonesia's legal framework, specifically between collateral laws that guarantee immediate execution rights (parate executie) and Law Number 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations. The objective of this study is to examine how Articles 56 and 59 of the Bankruptcy Law restrict the execution rights of secured creditors (separatist creditors) through a 90-day stay period and a strict two-month execution limit. This research uses a normative legal method with statute and case approaches, analyzed through the Economic Analysis of Law and John Rawls's Theory of Justice. The findings indicate that the current bankruptcy regime structurally limits the rights of secured creditors, often forcing the surrender of collateral to the receiver (kurator), where auction proceeds are significantly reduced by bankruptcy costs and receiver fees. This legal uncertainty slows down credit distribution and increases systemic financial risks. The article concludes that reformulating the bankruptcy legal framework is necessary to restore equitable execution rights for secured creditors, ensuring a balanced approach between corporate rescue mechanisms and creditor protection.
Keabsahan Persetujuan Para Pihak dalam Akta Notaris yang Menggunakan Biometric Verification Ditinjau dari Hukum Perjanjian dan Perlindungan Data Pribadi Tangkas Ihza Pratama Aji; Ery Agus Priyono
Mutiara : Jurnal Penelitian dan Karya Ilmiah Vol. 4 No. 3 (2026): Juni : Mutiara : Jurnal Penelitian dan Karya Ilmiah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/mutiara.v4i3.3350

Abstract

Digital transformation in notarial practice has encouraged the use of biometric verification as a means of strengthening the identification of parties involved in the execution of notarial deeds. However, successful biometric verification raises legal questions regarding whether identity authentication can be equated with valid consent under contract law and how the biometric data of appearing parties should be protected. This study aims to analyze the validity of parties' consent in notarial deeds using biometric verification from the perspectives of contract law and personal data protection. It employs normative legal research using statutory and conceptual approaches by examining contract law, notarial law, electronic transactions, and personal data protection. The findings indicate that biometric verification merely serves as a supporting instrument for identity authentication and cannot automatically establish the existence of valid agreement as required under Article 1320 of the Indonesian Civil Code. Biometric data also requires heightened protection because it constitutes specific personal data. This study proposes a dual consent model that distinguishes consent to the substance of a legal transaction from consent to biometric data processing, thereby strengthening legal certainty, data protection, and the evidentiary integrity of notarial transactions.
Pertanggungjawaban Administratif atas Penyalahgunaan Wewenang dalam Pemberian Hak Milik atas Tanah Negara Nabila Ayu Lestari; Ery Agus Priyono
Mutiara : Jurnal Penelitian dan Karya Ilmiah Vol. 4 No. 3 (2026): Juni : Mutiara : Jurnal Penelitian dan Karya Ilmiah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/mutiara.v4i3.3379

Abstract

The granting of ownership rights over state land constitutes an administrative act that must be exercised on the basis of lawful authority, proper procedures, and objectives consistent with land administration law. This study aims to analyze forms of abuse of authority in the granting of ownership rights over state land and the administrative accountability that may be imposed on officials who commit such violations. The research employs a normative legal method using statutory, conceptual, and case approaches. Legal materials are analyzed qualitatively and prescriptively by examining rules concerning governmental authority, abuse of power, validity of administrative decisions, and mechanisms of administrative accountability. The findings show that abuse of authority may occur through defects of competence, procedural violations, improper determination of land objects, use of invalid documents, deviation from the purpose of authority, and inadequate verification of land data. Administrative accountability may take the form of correction, revocation, annulment of decisions, rectification of land records, disciplinary examination, and administrative sanctions. Civil or criminal liability may also arise where the relevant legal elements are fulfilled, but such liability must be distinguished from administrative errors to prevent disproportionate expansion of legal responsibility.
Tanggungjawab Notaris Terkait Adanya Keterangan Palsu Di Dalam Akta Yang Dibuatnya Niken Ariska Handayani; Ery Agus Priyono
Hukum dan Masyarakat Madani Vol. 13 No. 1 (2023): Mei
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/humani.v13i1.6495

Abstract

Notaris merupakan pejabat yang berwenang untuk membuat akta otentik. Akta otentik merupakan akta yang pembuktiannya kuat di pengadilan. Sebagai seorang Notaris, kehati-hatian adalah hal yang penting, karena Notaris bertanggungjawab akan akta dan para pihak yang menandatangani akta. Kesalahan yang dibuat seorang notaris, dapat mengakibatkan dirinya di panggil oleh penyidik atau bahkan bersaksi di pengadilan terkait akta yang di buatnya. Penelitian ini menggunakan metode yuridis normatif. Dalam penelitian ini metode yang digunakan adalah yuridis normatif maka sumber data yang digunakan adalah data sekunder. Hasil dari penelitian ini: Apabila seorang Notaris terbukti secara sengaja mencantumkan keterangan palsu, maka dapat di berikan sanksi pidana. Akibat hukum terhadap akta otentik yang dalam pembuatannya dengan sengaja dicantumkan keterangan palsu, akta notaris tersebut batal demi hukum dengan putusan pengadilan dan akta tersebut menjadi terdegradasi kekuatan pembuktiaannya dari yang semula akta otentik menjadi akta dibawah tangan.