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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Neo-Bis Jurnal Al-Qardh Iqtishoduna: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Journal of Community Development Jurnal Cakrawala Ilmiah Revenue Manuscript International Journal of Management, Business and Social Sciences International Journal of Islamic Business and Economics (IJIBEC) Journal of Management Research and Studies eJEBA Referensi Islamika: Jurnal Studi Islam DIMASEJATI:Jurnal Pengabdian Kepada Masyarakat
Agus Mahardiyanto
Fakultas Ekonomi Dan Bisnis, Universitas Jember
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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The Role Of Stakeholder In Increasing Costumer Interest In The iB Hijrah Haji Product at Bank Muamalat Elvira Apriansi Dwi Nirmalasari; Duwi Yunitasari; Agus Mahardiyanto
Neo-Bis Vol 15, No 1 (2026): JUNE
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/nbs.v15i1.35130

Abstract

This study aims to identify and analyze the role of stakeholder actors in increasing customer interest in the iB Hijrah Haji product at Bank Muamalat Jember Branch Office. This research is motivated by the decline in the number of hajj savings applicants at Bank Muamalat over the past four years. The approach used in the study is a mixed methods with the MACTOR method (Matrix of Alliance and Conflicts: Tactics, Objectives, and Recommendations). The results of this study indicate that actors in quadrant II with high influence and dependence, namely the Ministry of Religious Affairs and the Head of the Bank, have a strategic role in increasing customer interest in the iB Hijrah Haji product. Meanwhile, Marketing and Customer Service actors have high influence and low dependence, so they have the potential to encourage customer interest in the iB Hijrah Haji product without relying on the decisions of other actors. The strategies obtained include savings deposits, banking services, coordination with the Ministry of Religious Affairs, policy support by the Ministry of Religious Affairs, seminar involvement, customer approaches, customer follow-up, the role of IPHI, online reviews by customers, explanations of savings products, educational media, mobile services, promotions by product customers, providing digital services, making complaint records, product socialization, and partnering with external parties.Keywords: Stakeholders, MACTOR Analysis, Bank Muamalat
Analysing The Impact of Halal Certification for the Development of Micro, Small, and Medium Enterprises' Competitiveness in Besuki Raya, Indonesia Moehammad Fathorrazi; Agus Mahardiyanto; Lusiana Ulfa Hardinawati; Zainuri; Suparman; Akhmad Munir; Agus Priyono; Moh Shaleh
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3663

Abstract

This research attempts to analyze the impacts experienced by Micro, Small, and Medium Enterprises' (MSMEs) Competitiveness after obtaining Halal certification. The study focused on MSMEs in the Food and Beverage sector using a qualitative exploratory approach. This research was conducted using a qualitative descriptive approach and using a purposive sampling method. One respondent was selected from each district to ensure that all districts within the study area were represented. The rationale for this approach was to secure minimal but sufficient representation from every district under investigation. The analysis results show that halal certification contributes not only to business growth but also to the advancement of Islamic economic values by embedding halalan tayyiban principles into the supply chain, promoting transparency, and reinforcing consumer rights in predominantly Muslim markets. The study further highlights that Halal certification contributes to advancing of Islamic economic values by embedding the principles of halalan tayyiban into production and distribution processes, promoting business transparency, and reinforcing consumer rights in predominantly Muslim communities. Therefore, Halal certification serves not only as a religious or legal obligation but also as a strategic instrument for sustainable growth and empowerment of MSMEs in regional economic development.
Penguatan Usaha Kelompok Tani Melalui Diversifikasi dan Digitalisasi Produk Unggulan di Desa Bandilan Kabupaten Bondowoso Riniati Riniati; Agus mahardiyanto; Moehammad Fathorrazi; Anifatul Hanim; Abdul Fatah
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 1 (2026)
Publisher : Universitas Islam Negeri Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/dimasejati.202681.20175

Abstract

Bandilan Village is one of the promising villages in Bondowoso Regency that requires support in the digitalisation and diversification of products produced by the Rimba Jaya 3 farmers’ group. The marketing of MSME products, Halal certification and the scarcity of fertiliser are issues facing the village. The community service method, using a Participatory Action Research (PAR) approach, involves training sessions, consultations, mentoring and evaluation of activities involving all village stakeholders, ranging from the village head, village officials, farmer groups and the surrounding community, in producing products, including meeting Halal certification requirements. This community service initiative can serve as an alternative for the people of Bandilan, particularly the Rimba Jaya 3 Group, to address the scarcity of subsidised fertiliser and improve the marketing of flagship SME products. It also helps SMEs to develop through mentoring to obtain Halal certification. Liquid Organic Fertiliser (POC) is an alternative for farmers as a substitute for subsidised fertiliser, which is often in short supply, by utilising unused tofu waste in the village. Through support for 10 SMEs in the form of marketing and halal certification, it is hoped that SMEs in the village of Bandilan will be able to move up the ladder. A challenge that has arisen in this support programme is the limited number of young people interested in getting involved, as many of them choose to migrate to the city rather than become farmers and entrepreneurs in their own village.
THE ROLE OF PROFIT SHARING IN MEMBER SATISFACTION IN SHARIA COOPERATIVES Moehammad Fathorrazi; Lusiana Ulfa Hardinawati; Mohammad Saleh; Agus Mahardiyanto; Suparman Suparman; Akhmad Munir
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.722

Abstract

This study aims to analyze the effects of religiosity, service quality, and profit sharing on member satisfaction in sharia cooperatives in Jember Regency, Indonesia. The study is important because empirical research on member satisfaction in sharia cooperatives remains limited, particularly in regions characterized by strong Islamic socio-cultural values. This study employed a quantitative approach using purposive sampling. Data were collected from 68 members of four sharia cooperatives in Jember Regency through questionnaires measured using a five-point Likert scale. Multiple regression analysis was used to examine the effects of religiosity, service quality, and profit sharing on member satisfaction. The results indicate that profit sharing has a positive and significant effect on member satisfaction (β = 0.601; p < 0.001). In contrast, religiosity (p = 0.663) and service quality (p = 0.983) do not significantly affect member satisfaction. The regression model explains approximately 19.08% of the variation in member satisfaction. This study is limited by its relatively small sample size and its focus on sharia cooperatives in a single regency, which may limit the generalizability of the findings. Future studies are encouraged to include broader geographical coverage and additional variables related to Islamic financial behavior. This study contributes to the literature on Islamic cooperatives by demonstrating that profit sharing, as a reflection of fairness, transparency, and economic benefit in Islamic economics, plays a more important role in shaping member satisfaction than religiosity or service quality.
Co-Authors Agus Luthfi Agus Priyono Ahmad Ahsin Kusuma Mawardi Ahmad Zainuri Akhmad Munir Anifatul Hanim Arya Majdan Faradis Duwi Yunitasari Elvira Apriansi Dwi Nirmalasari Fatah, Abdul Fiki Ramadhan Gusti Jimmy Murhpy Laksana Fajar Gumilang Lusiana Ulfa Hardinawati M Saleh M. Fahorrazi M. SALEH Maulidha Ayu Andini Moehammad Fathorrazi Moh Shaleh Mohammad Saleh N. Ari Subagio Nadya Fitria Ningsih Naziaa Adeel Naziaa Adeel Neng Cucu Rosmini Novi Puspitasari Nur Dwi Astutik Nur Faizin Ravida Mawadatur Rohmah Reza Eka Wahyuning Firdausyah Riniati Riniati Roihanah Roihanah Siti Aminah Suparman Tyas Arthasari Tyas Arthasari Umi Cholifah Vicki Luvian Wanti Amiliana Wiwit Mila Rahayu Zahra Puteri Ramadhani Zainuri Zainuri Zainuri